Bank CDs Are an Insult to America’s Savers
Wealth Management
MARCH 1, 2023
Big financial institutions don’t feel the need to offer competitive rates on certificates of deposit, which are universally below the world’s safest asset: Treasury bills.
#FASuccess Ep 430: Navigating The Fast-Growth Hiring Challenges Of Scaling From Scratch To $5M Of Revenue In Just 7 Years, With AJ Ayers
Nerd's Eye View
MARCH 25, 2025
AJ is the co-founder of Brooklyn Fi, an RIA based in Brooklyn, New York but operating as a fully remote business, that oversees $370 million in assets under management for more than 400 client households. My guest on today's podcast is AJ Ayers.
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Book of Secrets on the Month-End Close
What Your Financial Statements Are Telling You—And How to Listen!
Are Robots Replacing You? Keeping Humans in the Loop in Automated Environments
Data Talks, CFOs Listen: Why Analytics Is The Key To Better Spend Management
Trending Sources
#FASuccess Ep 428: Leveraging (Salesforce) CRM To Really Systematize A Mid-Sized Advisory Firm, With Lorie Jones
Nerd's Eye View
MARCH 11, 2025
Lorie is the wealth manager of Fearless Financial Advisors, a dba of hybrid advisory firm Fidelis Wealth Advisors based in Castle Rock, Colorado, where Lorie personally oversees $30 million in assets under management for 88 client households.
Weekend Reading For Financial Planners (February 24-25)
Nerd's Eye View
FEBRUARY 23, 2024
Which suggests that instead of trying to go head-to-head with these larger firms (and their heftier marketing budgets) in attracting clients, smaller firms might instead demonstrate how they are 'different' by offering a unique service offering tailored to their ideal target clients.
#FA Success Ep 357: Building A High-Tech High-Touch Advisory Firm With The Modern Advisor Tech Stack, With Jon Henderson
Nerd's Eye View
OCTOBER 31, 2023
Jon is the Founder and CIO for Echo45 Advisors, an independent RIA based in Walnut Creek, California, that oversees $163 million in assets under management for more than 180 client households. My guest on today's podcast is Jon Henderson.
#FA Success Ep 384: Growing An Advisor Career From (Bank) Assistant To Partner While Also Growing A Family, With Hannah Provost
Nerd's Eye View
MAY 7, 2024
Hannah is a partner and financial advisor at Lomanto Provost Financial Advisors, a hybrid advisory firm based in Plattsburgh, New York, that oversees approximately $150 million in assets under management for about 380 client households.
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#FA Success Ep 353: Driving Growth By Setting A Clear Vision Of What You Do Best In Your Business(es), With Brett Danko
Nerd's Eye View
OCTOBER 3, 2023
Brett is the Founder of Brett Danko Educational Center, a CFP Board Education and Exam Prep provider, and the CEO and Managing Partner for Main Street Financial Solutions, an independent RIA based in Newtown, Pennsylvania, that oversees almost $2 billion in assets under management for nearly 1,700 client households.
Serving Pro Bono Clients As A Busy Advisor: How Advisers Give Back Makes Volunteering Easy
Nerd's Eye View
AUGUST 15, 2022
But while new fee models have allowed fee-only advisors to reach an expanding range of potential clients, there are many Americans who could benefit from professional financial advice but might not have sufficient income or assets to pay for it.
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Serving Pro Bono Clients As A Busy Advisor: How Advisers Give Back Makes Volunteering Easy
Nerd's Eye View
AUGUST 15, 2022
But while new fee models have allowed fee-only advisors to reach an expanding range of potential clients, there are many Americans who could benefit from professional financial advice but might not have sufficient income or assets to pay for it.
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CFP® Certification Course: From Novice to Expert in Holistic Financial Planning
International College of Financial Planning
APRIL 25, 2024
This certification is recognized globally and showcases a deep, systematic understanding of personal financial management, including investment planning, risk management, tax planning, and retirement planning. Individuals who earn this certification are thoroughly prepared to offer expert financial advice.
#FA Success Ep 330: Raising And Lowering Fee Minimums To Manage Growth Pace And Advisor Capacity, With Ari Weisbard
Nerd's Eye View
APRIL 25, 2023
that oversees $143 million in assets under management (AUM) for nearly 75 client households. Welcome back to the 330th episode of the Financial Advisor Success Podcast ! My guest on today's podcast is Ari Weisbard. Ari is Managing Partner of Values Added Financial, an independent RIA based in Washington, D.C.,
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The Impact of Financial Planner Certification or CFP® on Career Growth
International College of Financial Planning
FEBRUARY 23, 2024
At the heart of this profession lies the financial planner certification, a credential that not only signifies expertise but also opens doors to significant career opportunities. This certification is recognized globally and is considered a benchmark for competence and professionalism in financial planning.
Navigating High-Yield Certificates of Deposit in a Changing Interest Rate Landscape
Tobias Financial
AUGUST 28, 2023
In the midst of interest rate hikes, the world of certificates of deposit (CDs) is buzzing. Before deciding to capitalize on high-yield CDs, it is important to remember that a well-informed approach, tailored to your financial goals, is your greatest asset.
HEX Offers 38 Percent Interest, When Does It Go to Zero?
Mish Talk
NOVEMBER 28, 2022
HEX issues " Certificates of Deposit " that yield as much as 40 percent interest paid in HEX of course, not dollars. BlockFi Files Bankruptcy Earlier today I noted, BlockFi Bites the Dust, Hundreds of Thousands of Customer Assets Wiped Out What Happened? Abandon ship while you still can! " HEX Price History. HEX is down to 2.4
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Estate Planning Strategy: Leveraging CFP® Certification Expertise
International College of Financial Planning
OCTOBER 26, 2023
Their primary objective is to ensure that the assets are managed & distributed according to the wishes of the client. Investment Oversight: Post the formulation of your financial plan, the next step is to channel your assets into fruitful investments. How can ICOFP help you achieve your dream of becoming a CFP® professional?
21 Top Income Producing Assets to Help You Grow Wealth
Good Financial Cents
NOVEMBER 9, 2022
Having enough income-producing assets working in your favor can make it possible to “live rich” – or at least get by – without ever having to clock in for an employer again. These people have income-producing assets spinning off profits or dividends, and they use those funds to pay for their bills and lifestyle.
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An Exclusive Talk on New Certified Financial Planner (CFPCM) Certification With Mr Arun Thukral, Former MD & CEO – Axis Securities
International College of Financial Planning
JANUARY 18, 2023
Overview of CFP New Framework The Certified Financial Planner (CFP) Board of Standards recently announced the launch of a new framework for CFP certification. The Certified Financial Planner (CFP) Board of Standards recently announced the launch of a new framework for CFP certification. He discussed his insights.
Protect Your Assets from Burglars and Fire
Pacifica Wealth
FEBRUARY 20, 2022
The threat is real – six billion in assets are lost each year to fire. Your asset protection plan needs to guard against the threat of aggressive lawyers as well as physical threats such as fire and theft. The UL is Underwriters Laboratories , a not-for-profit product safety testing and certification organization established in 1894.
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Provide Clients with Financial Peace of Mind: Pursue a Certified Financial Planner® Certification
International College of Financial Planning
OCTOBER 26, 2023
Investment Mastery: Financial advisors are adept at channelling their clients’ resources into various asset classes, ensuring growth and security. Certification Matters For those with sights set on becoming a Certified Financial Planner®, the journey involves completing a CFP® certification program.
12 Highly Liquid Investments To Have
Clever Girl Finance
AUGUST 15, 2022
Liquidity means you have a sufficient amount of accessible liquid assets that you can easily convert into cash. Liquid investments are assets that can easily be converted into cash in a short amount of time with little to no decrease in their value. The asset must maintain a large number of readily-available, interested buyers.
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Top 7 Derivatives Trading Courses 2024 – Online Derivatives Courses
Trade Brains
DECEMBER 5, 2023
Top 7 Derivatives Trading Courses in 2024 : Derivatives are secondary markets where the performance of an instrument is dependent on an underlying asset or a group of assets. The Equity Derivatives certification series VIII course offered by NISM is a text-based self-study course that contains 10 modules.
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What To Do When A Loved One Dies: Financial Questions Answered
Clever Girl Finance
NOVEMBER 20, 2023
Get a death certificate Two weeks after the death of a loved one is when you should start going through the process of closing accounts, organizing the estate, and initiating probate if necessary. You’ll need a death certificate for most of these tasks, so starting there is a good idea. You might also need a probate lawyer.
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How clients saving for retirement can benefit from higher interest rates
Nationwide Financial
JUNE 9, 2023
From 2010-2019, the average interest rate on a one-year certificate of deposit was about.5%, Do a quick Google search and you’ll find multiple offers of annual percentage yield (“APY”) on certificates of deposit of more than 5%. This allowed the Federal Reserve to leave interest rates low. 5%, never even topping 1%.
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Transcript: Cathy Marcus, PGIM Real Estate
The Big Picture
JANUARY 16, 2024
I like as a real estate person, you walk through your assets, you can touch and feel things. Essentially you buy assets. It could be all kinds of assets. And, and it was a way for individual investors to a own assets in a small slice, they could never access themselves. It just wasn’t doing it for me.
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: Silicon Valley Bank closed by California regulator and FDIC named receiver
MarketWatch
MARCH 10, 2023
Uninsured depositors will get a receivership certificate and may be entitled to dividends once the FDIC sells the bank’s assets. The bank had about $209 billion in total assets as of Dec. The FDIC said all insured depositors will have full access to their accounts no later than Monday morning. 31, and about $175.4
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12 Highly Liquid Investments To Have
Clever Girl Finance
SEPTEMBER 11, 2023
Liquidity means you have a sufficient amount of accessible liquid assets that you can easily convert into cash. E.g., your liquid net worth, when you add all of your liquid assets together and subtract your liabilities. The asset must maintain a large number of readily-available, interested buyers.
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Why Certified Financial planners are the 1st choice Globally for Personal Assets Management
International College of Financial Planning
JULY 30, 2022
Certified Financial Planner (CFP) is globally the most respected financial designation for personal assets management. Credentials matter in any profession and when it comes to personal finance, there’s no certification more highly coveted than Certified Financial Planner. For e.g. saving for a home, retirement, or Higher education.
What to Do When a Parent Dies and You’re the Executor
Darrow Wealth Management
MAY 6, 2024
If your parent had a trust, the individual(s) named in the trust documents as successor trustee will control the distribution of the trust assets. Get death certificates. Later in the process you’ll work with the attorney to discuss what assets may potentially need a valuation. Have mail forwarded to you.
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5 Key Components to the Retirement Bucket Strategy
Integrity Financial Planning
SEPTEMBER 12, 2022
This bucket is for high-growth assets that may grow a lot in value but could see significant pullbacks during a downturn. The Safe Bucket often refers to assets that may not have a great upside but don’t have as much of a downside. This allows you to steadily build up your income-earning assets without having to time the market.
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Exploring CFP Fast Track: Eligibility and Advantages for Financial Planners
International College of Financial Planning
DECEMBER 9, 2024
The financial planning industry has witnessed remarkable growth, making the Certified Financial Planner (CFP) certification increasingly valuable for professionals seeking to advance their careers. Why Choose CFP Certification? This accelerated program enables qualified candidates to obtain their certification within just 4 months.
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16 Ways to Invest $30,000 in 2023
Good Financial Cents
DECEMBER 22, 2022
Certificates of Deposit . Certificates of Deposit. Note that Fundrise requires a 0.15% annual advisory fee and an annual asset management fee of up to 0.85%. Certificates of Deposit. Like certificates of deposit (CDs), these accounts are FDIC-insured in amounts up to $250,000 per deposit per account. Index Funds.
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How to Find a Fee-Only Financial Advisor
Darrow Wealth Management
FEBRUARY 13, 2025
Although some firms use these compensation methods, the majority base fees on a percentage of assets under management (AUM) for their services. Professional designations : Look for certifications, but don’t inflate the value of a long string of letters after someone’s name. Don’t get too hung up here.
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: Schwab CEO says the company has ample liquidity: WSJ
MarketWatch
MARCH 24, 2023
Schwab could borrow from the Federal Home Loan Bank, issue certificates of deposit, or collect interest paid on its bond portfolio, he said. The comments came as investors study reduced values of long-term holdings and other assets held by financial firms that may not be sufficient to cover a sharp drop in deposits.
How CFP® Courses Can Transform Your Approach to Financial Planning
International College of Financial Planning
DECEMBER 29, 2024
The CFP certification stands as the gold standard in financial planning, offering professionals a comprehensive pathway to excellence in this dynamic field. The CFP certification prepares professionals for these challenges through rigorous training and practical application.
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Ric Edelman on the Future of Crypto
Advisor Perspectives
APRIL 17, 2023
The Digital Assets Council of Financial Professionals (DACFP) gives financial professionals the ability to establish expertise in blockchain technology and digital assets through its online self-study program, the Certificate in Blockchain and Digital Assets®, webinars and conferences, video interviews with leaders in the field, the DACFP Yellow (..)
The 14 Best Compound Interest Investments: How to Take Advantage of Compound Growth
Good Financial Cents
DECEMBER 9, 2022
1) Certificates of Deposit (CDs). For those of you who like to see the numbers, here’s an example of compound interest at work: Suppose you invest $1,000 in a five-year certificate of deposit, paying 5% and compounded annually. Most savings accounts, money market accounts, and certificates of deposit earn compound interest.
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Maximize Your Success: How the CFP® Fast Track Can Save You Time and Money
International College of Financial Planning
OCTOBER 10, 2024
The CFP® Fast Track offers a time-efficient and cost-effective solution for becoming a Certified Financial Planner, especially for those in India where the cost and time associated with traditional certification methods can be daunting. Why is CFP® Certification Important for Financial Planners?
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52 Understanding Custodial Relationships Amidst the Silicon Valley Bank Collapse
Ballast Advisors
MARCH 15, 2023
.” This refers to a partnership between the RIA and a financial institution that acts as the custodian of the client’s investment assets. For example, Ballast Advisors uses Charles Schwab as custodian for client investment assets. As an investor, here are three key questions you should be asking your RIA: 1.
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Accelerate Your Career With the CFP® Fast Track Course
International College of Financial Planning
SEPTEMBER 7, 2024
The CFP® Fast Track course offers a quick, efficient pathway to certification, allowing you to accelerate your career in the financial planning industry. Unlike the regular pathway that requires passing multiple exams over a year, the fast track allows eligible candidates to take just one exam and complete the certification in 3-4 months.
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Best practices for managing cash on the sidelines to mitigate inflation
Nationwide Financial
DECEMBER 1, 2022
A quickly accelerating inflation rate coupled with periods of unprecedented market volatility and negative returns have many clients holding large portions of their assets in cash — particularly in money markets. This means that with qualified assets sitting in cash, retirement savings are at risk of being outpaced by inflation.
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CFP® Challenge Pathway: An Opportunity to Reserve a Successful Career in Finance
International College of Financial Planning
SEPTEMBER 23, 2024
This program offers a streamlined route to earning the prestigious Certified Financial Planner (CFP®) certification, especially for experienced professionals or those with advanced qualifications in finance. b) Increased Earning Potential Obtaining a CFP® certification significantly enhances your earning potential.
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The 83(b) Election and Restricted Stock Plans
Walkner Condon Financial Advisors
AUGUST 18, 2022
You plan on leaving the company before the stock is fully vested; You don’t have enough liquid assets or it would strain your finances to pay the taxes upfront; You think the stock value will go down or stay the same; or. Candidate for CFP® Certification. When wouldn’t I want to make an 83(b) election? Alicia Vande Ven.
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CFP- All You Need To Know – New Course Structure
International College of Financial Planning
JUNE 10, 2022
CFP, also known as Certified Financial Planner , is a certification given by the Financial Planning Standards Board (FPSB) to professionals who wish to take up financial planning. This certification is recognized internationally and considered the best for financial planning training, education, and ethical practice. .
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Portfolio Income And How To Earn It
Clever Girl Finance
MARCH 14, 2023
Capital gains Stocks, bonds, and other investment products are called capital assets. Whenever you sell a capital asset for a profit , you make a gain. The difference between your cost of buying the asset and the amount you sell it for is a capital gain. Research assets before investing in them.
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