Nerd's Eye View

AUGUST 28, 2024

For advisors who want to advise on clients' 401(k) plan assets but who can't manage them directly, there have generally been 2 options. And yet the fact remains that technology like Pontera may still be preferable to the alternatives that exist for advisors to advise on and manage clients' 401(k) assets (e.g., Read More.

Assets 245

Assets Management Compliance Retirement Planning 245

Nerd's Eye View

JULY 31, 2024

This is especially the case with newly registered advisors or formerly state-registered advisors who recently became SEC-registered since they may be uncertain about how the examination process will work, what elements of the firm the SEC will dig into, or what information the advisor will need to provide to the examiners.

Compliance 189

Compliance Ethics Advertising Clients 189

Wealth Management

MARCH 27, 2025

State regulators and tech executives characterized the informal guidance as due diligence meant to clarify the potential liabilities and the safety of client data.

Assets 258

Assets Clients 258

Nerd's Eye View

JUNE 6, 2023

Adam is a principal with RubinGoldman and Associates, and the Founder and CEO of Asset-Map, a financial planning tool that helps financial advisors create a visual representation of their clients’ financial situation, reaching over 1.25 million users.

Assets 246

Assets Financial Advisor Financial Planning Insurance 246

Nerd's Eye View

JANUARY 24, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that while overall financial advisor headcount remains relatively flat, the RIA channel continues to gain share in terms of both headcount (as brokers break away to start their own independent firms and aspiring advisors seek (..)

Financial Planner 246

Financial Planner Asset Allocation Clients Commission 246

Wealth Management

NOVEMBER 8, 2022

Smaller brands still have an opportunity to differentiate through investment comparison tools, immediate access to client information and access to information on ESG issues.

Assets 246

Assets Management Clients Investing 246

The Big Picture

NOVEMBER 27, 2024

It should contain enough risk assets—primarily stocks—to benefit from the expansion of the economy and gains in corporate earnings. Never confuse opinion marketing with actual, useful information. ~~~ Give thanks this weekend! And, we never know when that Boulder, which disrupts everything, will come along. Count your blessings.

Economy 200

Economy Retail Portfolio Assets 200

Nerd's Eye View

APRIL 2, 2025

For many financial advisors, a core part of the retirement planning process involves simulating whether the client's assets will last through retirement. One way that advisors can help bridge this gap is by using Historical Market Visualization (HiMaV) as a more intuitive alternative for illustrating retirement income strategies.

Retirement 130

Retirement Clients Retirement Planning Marketing 130

The Big Picture

DECEMBER 30, 2024

He eventually became president of Merrill Lynch Asset Management, leading the division with a value-oriented approach and a focus on long-term fundamentals. Asset allocation determines the rate of return. No amount of information can remove all uncertainty. and served as Chairman of the Board. Better to be safe than sorry.

Investments 147

Investments Investing Risk Tolerance Portfolio Management 147

Random Roger's Retirement Planning

FEBRUARY 8, 2025

Barron's had a very quick look at the recent popularity of private assets to try to figure out whether investors should wade into the space. Another snippet from Barron's was the suggestion from Thad Davis of Aureus Asset Management to allocate 7% of a portfolio to private credit to get a 7% spread over SOFR which works out to 11-12%.

Assets 52

Assets Engineering Food Communication 52

Abnormal Returns

FEBRUARY 18, 2025

herbgreenberg.com) A round-up of recent research papers on asset allocation including 'Asset Allocation Mandates and Price Reactions to New Information.' Quant stuff Some financial-focused AI tools worth checking out. capitalspectator.com) Some recent academic papers including 'The Cross-Section of Corporate Bond Returns.'

Asset Allocation 147

Asset Allocation Assets Marketing Marketing 147

Wealth Management

FEBRUARY 23, 2024

Sitarski, alleging he accessed client information, violated contractual agreements and lured away clients with nearly $4 million in assets. The bank is seeking a temporary restraining order against Matthew D.

Clients 276

Clients Banking Assets 276

MainStreet Financial Planning

NOVEMBER 14, 2024

Passing on Your Legacy: Planning for Smooth Asset Transfer Hosted by: Vida Jatuils , CFP® & Anna Sergunina , CFP® Guest: Barry W. Finkelstein Are you prepared for how your assets will pass to your loved ones? The essential documents for effective asset transfer, including trusts, wills, and powers of attorney.

Assets 52

Assets Planning Estate Planning CFP 52

Abnormal Returns

DECEMBER 19, 2023

alphaarchitect.com) The high quality anomaly shows up across asset classes. canvas.osam.com) Family firms do a better job of keeping information secret. aqr.com) Reinsurance returns are not surprisingly uncorrelated with traditional asset classes. Factors Timing returns factors is tempting, but difficult in practice.

Investments 289

Investments Investing Valuation Retail 289

Nerd's Eye View

FEBRUARY 9, 2023

For many financial advisors, setting asset minimums helps ensure that their firm can generate enough revenue to maintain business costs and compensate the advisor appropriately. A simple way for advisors to educate prospects about asset minimums is to include the information on their firm’s website.

Assets 246

Assets Communication Financial Advisor Financial Planning 246

Abnormal Returns

SEPTEMBER 15, 2024

(visualcapitalist.com) Strategy Are money market fund assets a bond substitute or stock substitute? wsj.com) Buffered ETFs keep gaining assets. is losing the information war. awealthofcommonsense.com) Why great companies don't always make for great stocks. humbledollar.com) ETFs What's left to be ETF'd?

Marketing 275

Marketing Marketing Financial Advising Media 275

Abnormal Returns

JANUARY 16, 2024

Asset management Big asset managers get paid on AUM, not performance. morningstar.com) Insider buys are more informative than insider sells. papers.ssrn.com) A primer on private credit. sapientcapital.com) How the ETF came to be. institutionalinvestor.com) Macro There seems to be a macroeconomic announcement premium.

Distribution 262

Distribution Media Assets Economics 262

The Big Picture

FEBRUARY 18, 2023

Previously, he was chief investment officer and chief information officer, overseeing the company’s internally managed stock, bond, and money market portfolios as well as its investment research and methodology. Vanguard is one of the world’s largest investment management companies, with over $7 trillion in assets under management.

Assets 289

Assets Management Portfolio Investing 289

The Big Picture

SEPTEMBER 19, 2023

The transcript from this week’s, MiB: Elizabeth Burton, Goldman Sachs Asset Management , is below. Elizabeth Burton is Goldman Sachs asset management’s client investment strategist. It depends on your asset allocation. And they took it out of their asset allocation in favor of other strategies.

Assets 147

Assets Management Investments Investing 147

Calculated Risk

JANUARY 1, 2023

The FDIC's official problem bank list is comprised of banks with a CAMELS rating of 4 or 5, and the list is not made public (just the number of banks and assets every quarter). CAMELS is the FDIC rating system, and stands for Capital adequacy, Asset quality, Management, Earnings, Liquidity and Sensitivity to market risk.

Banking 230

Banking Assets Media Insurance 230

Nerd's Eye View

APRIL 8, 2025

Seth is the founder of Heartwood Financial Planning, an advisory firm affiliated with PlanMember Securities Corporation that is based in Fresno, California, and oversees approximately $100 million in assets under management for 850 client households.

Financial Planning 130

Financial Planning Clients Planning Financial Advisor 130

Abnormal Returns

MARCH 20, 2025

morningstar.com) Books Barry Ritholtzs "How Not to Invest" is a 'very informative book about investing that is most importantly a lot of fun.' johnwallstreet.com) Venture capital Balyasny Asset Management is launching a dedicated venture capital vehicle. (axios.com) The U.S. stock market is a standout in 2025, and not in a good way.

Startup 130

Startup Media Retail Economy 130

The Big Picture

APRIL 11, 2024

They slowly accumulated some assets, but hardly moved the needle on Wall Street. Founded in 1984, Morningstar would mail out hard copies of information on various Mutual Funds; ValueLine sent looseleaf binder pages on individual companies with regular updates about Stocks. Vanguard launched in 1974, to surprisingly little notice.

Commission 351

Commission Taxes Management Electronics 351

Nerd's Eye View

MARCH 15, 2023

stealing a client’s financial assets that are accessible online), identity theft (i.e., using a client’s personal information for financial gain or other purposes), reputational risk (i.e., the release of potentially embarrassing personal information), and physical danger (e.g., Read More.

Management 246

Management Clients Wealth Management Insurance Coverage 246

Abnormal Returns

OCTOBER 24, 2023

sciencedirect.com) How AI can be used to identify information in conference calls. papers.ssrn.com) Vanguard research on equity asset location. Corporate finance Why aren't corporate bankruptcies higher already? mailchi.mp) CEOs who take responsibility for firm performance get better marks. klementoninvesting.substack.com)

Economics 253

Economics Assets Marketing Marketing 253

Nerd's Eye View

MAY 24, 2023

At the same time, these calls can be awkward for both the prospect and the advisor, as the prospect might be asked to discuss personal information about their finances with someone they have never met before, and the advisor has to ask potentially thorny questions, such as whether the prospect meets the firm’s minimum asset requirements.

Clients 246

Clients Assets Financial Advisor Planning 246

The Big Picture

MAY 5, 2023

The problem is not how good or bad their track records are (they tend toward mediocre); rather it is our failure to use these tools properly, consistent with an inherently unknowable future always subject to new data and information that changes those probabilities. The odds change constantly as new information gets incorporated.

Economics 363

Economics Financial Planning Manufacturing Numbers 363

The Big Picture

MAY 8, 2023

The Doc runs a full battery of tests, and delivers the bad news to the patient: “ Unfortunately, everything is okay… ” And that seems to be the same way many of today’s glass half-empty investors are digesting information about the markets. Is it fair to call today’s investors hypochondriacs? Consider : – Unemployment at 3.4%

Banking 321

Banking Media Marketing Marketing 321

Nerd's Eye View

OCTOBER 31, 2023

Jon is the Founder and CIO for Echo45 Advisors, an independent RIA based in Walnut Creek, California, that oversees $163 million in assets under management for more than 180 client households. My guest on today's podcast is Jon Henderson.

Financial Advisor 246

Financial Advisor Estate Planning Clients Education 246

Nerd's Eye View

MARCH 26, 2025

As a starting point, it's helpful to reinforce that investing success isn't about timing the market or picking winning stocks, sectors, or asset classes. In that same vein, diversification remains the core of a healthy portfolio to protect against market corrections and underperformance, as no single asset class outperforms indefinitely.

Clients 219

Clients Marketing Marketing Economics 219

Abnormal Returns

FEBRUARY 27, 2023

standarddeviationspod.com) Michael Kitces talks with Danqin Fang who is a Lead Advisor for Austin Asset, an independent RIA. kitces.com) Clients, and potential clients, are awash in bad financial information on social media. (morningstar.com) Daniel Crosby talks with Rachel J.

Wealth Management 246

Wealth Management Clients Media Retirement 246

Darrow Wealth Management

OCTOBER 1, 2024

Choosing whether to fund a trust with your assets is an important decision in the estate planning process. Here are three main reasons you may want to consider putting your assets in a trust. Funding a trust means retitling assets in the name of your trust. During your life, you can add, use, or remove assets in the trust.

Assets 98

Assets Estate Planning Distribution Fiduciary Duty 98

The Big Picture

MAY 9, 2023

He is the Chief Investment Officer of Asset and Wealth Management at Goldman Sachs. He co-chairs a number of the asset management investment committees. trillion in assets under supervision. JULIAN SALISBURY, CHIEF INVESTMENT OFFICER OF ASSET AND WEALTH MANAGEMENT, GOLDMAN SACHS: Thanks, Barry. And I think you will also.

Assets 299

Assets Clients Investments Investing 299

Nerd's Eye View

OCTOBER 9, 2024

The rules around gifting are nuanced and can create confusion for clients, but advisors with a clear understanding of gifting strategies can guide them toward informed decisions. All of which can do a great deal for clients aiming to make the most informed decisions possible! For example, direct gifts (e.g., Read More.

Taxes 244

Taxes Medical Clients Education 244

Nerd's Eye View

JUNE 28, 2023

One approach that can help create a more engaging and productive plan presentation is to 'flip' the meeting so that some (or most) of the information is presented in advance rather than during the meeting itself. Monte Carlo analysis) that might otherwise be difficult to understand when first encountered in a plan presentation meeting.

Planning 246

Planning Clients Financial Planning Education 246

Nerd's Eye View

OCTOBER 26, 2022

The decision of whether or not to convert pre-tax assets to Roth is, on its surface, a simple one: If the assets in question would be taxed at a lower rate by converting them to Roth and paying tax on them today, versus waiting to pay the tax in the future when they are eventually withdrawn, then the Roth conversion makes sense.

Taxes 246

Taxes Assets Accounting Retirement 246

Nerd's Eye View

AUGUST 17, 2022

When describing the RIA’s services, advisory agreements should lay out the specific services – such as discretionary or nondiscretionary asset management, and the scope and duration of any financial planning services – to be included in the arrangement.

Clients 246

Clients Assets Financial Planning Management 246