Banking Related Topics 
The Big Picture
MARCH 22, 2023
Bank failures since 2001, scaled by amount of assets in 2023 dollars. The graphic above, via Flowing Data , puts recent events into perspective: At $209 billion in assets, the Silicon Valley Bank failure since Washington Mutual crashed in 2008 (JPM Chase took them over from the FDIC). The post U.S.
Mish Talk
DECEMBER 8, 2022
Reserve balances, reverse repos, and interest rate paid to banks from St. With these numbers in hand, we can calculate the free money the Fed gives to banks. Free Money to Banks Annualized Calculation. Free money to banks, Mish calculation. billion has been handed out to banks. Louis Fed, chart by Mish.
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Nerd's Eye View
MAY 7, 2024
What's unique about Hannah, though, is how she began her career in retail banking, where she rotated positions from lending to working as a teller and eventually becoming a bank-based financial advisor, and then, after realizing she would benefit from time spent learning from a more senior advisor than just continuing to work with her bank clients, (..)
The Big Picture
MARCH 16, 2023
Depositors heaved a sigh of relief when news broke Sunday that the Federal Deposit Insurance Corporation was going to make whole all of the accounts held at Silicon Valley Bank. Having full access to bank accounts meant those tech start-ups that make up much of SVB’s depositors would be able to make their weekly payrolls.
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How are some regional banks outperforming their bigger rivals? Digital lending technologies are helping banks make the transition faster so they can compete more effectively. It’s an opportunity that other small and regional banks can learn from, and this guide is the playbook for how to do it.
The Big Picture
MARCH 15, 2023
Financial Times ) • Whose Fault is it Anyway : It has been 872 days since a bank failed in the United States. Silicon Valley bank went down on Friday. Signature Bank last night. These are the second and third largest bank failures in history behind Washington Mutual during the GFC. This was the longest streak on record.
The Big Picture
MARCH 28, 2023
My Two-for-Tuesday morning train WFH reads: • The Fed’s anti-inflation work is almost done, with an assist from the banking crisis. My Two-for-Tuesday morning train WFH reads: • The Fed’s anti-inflation work is almost done, with an assist from the banking crisis. Irrelevant Investor ) • What’s eating Deutsche Bank? MSNBC ). •
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Small and midsized banks are at tremendous risk. Community banks are at risk of losing their core business to the companies innovating in the paytech and lendtech spaces. On the surface, things are going well for community and regional banks and credit unions. Small business lending is ground zero for this imminent disaster.
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This is a great way for banks to stay competitive, as they can offer an improved experience that leads to higher customer satisfaction. Banks often face the choice between staying on top of the latest trends, or hoping they go away and refusing to adapt.
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This eBook explains the features of a Business Lending Platform that community banks should make their top priorities when evaluating any business lending software. What should you look for in a Business Lending Platform?
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It's time to end that worry and embrace what could make a major difference for your bank. Understanding how they work and how to best utilize them for your banks is key toward success. Digital platforms can provide you with plenty of solutions, yet many are still intimidated by them. Feeling unsure about digital platforms?
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For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change.
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By understanding the impact and possibilities of Generative AI in business lending, banks can stay ahead of the curve and make informed decisions. Generative AI (Artificial Intelligence) is poised to revolutionize the world of business lending.
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Small Business Administration (SBA) loans are more important than ever for banks in the wake of the COVID-19 pandemic and the Paycheck Protection Program (PPP). A digital-first strategy for SBA loans is required to capitalize on the permanent impact to business banking.
Speaker: Joe Buhrmann, MBA, CFP®, CLU®, ChFC® Senior Financial Planning Practice Management Consultant eMoney Advisor
During an era of evolving consumer preferences, the banking sector is undergoing a profound shift. As customers continue to broaden their perspectives, banking professionals must support their customers' financial wellness by providing holistic financial advice that aligns with individual goals and circumstances.
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