Good Financial Cents

DECEMBER 10, 2022

And since the interest rates paid are much higher than bank savings, you can get returns approaching 10%. Skills Needed: Excellent voice and communication skills, an eye for relevant content, basic knowledge of video equipment. Skills Needed: Comfortable in a group setting, communication, willing to share opinions.

Risk Tolerance 112

Risk Tolerance Media Investments Investing 112

Good Financial Cents

APRIL 14, 2023

Now I must caution that this is not the same as having money in the bank. But if you’ve got money to spare and you want higher returns than you can get at a bank or even on dividend stocks, this is an income source to consider. Skills needed: Communication, management, market analysis, negotiation, and vision.

Accounting 91

Accounting Communication Investments Investing 91

The Big Picture

FEBRUARY 13, 2023

In fact, I was going to be a strategist, financial analyst to work for a bank and write research reports. And the ability to say, gosh, you know, there’s a lot of stuff in fixed income, that for a variety of reasons, central bank owns it, a pension fund owns it, insurance companies own it. RIEDER: Right. It has no value.

Economy 148

Economy Numbers Marketing Marketing 148

The Big Picture

SEPTEMBER 10, 2024

Mike Wilson has been with Morgan Stanley since 1989, rising up through the ranks of institutional sales, trading, investing, banking to eventually becoming Chief Investment Officer and Chief US Equity Strategist. So I was really investment banking. . ~~~ Barry Ritholtz : This week on the podcast, I have an extra special guest.

Valuation 163

Valuation Clients Investments Investing 163

Brown Advisory

MAY 3, 2018

MUNICIPALS AND RISING RATES Simple math dictates that when yields rise, fixed-rate bond prices fall. The London Interbank Offered Rate (LIBOR) is the interest rate at which banks offer to lend funds to one another in the interbank market. It often reflects how much it costs for banks to borrow from one another.

Taxes 52

Taxes Portfolio Valuation Clients 52

Brown Advisory

MAY 3, 2018

Simple math dictates that when yields rise, fixed-rate bond prices fall. The London Interbank Offered Rate (LIBOR) is the interest rate at which banks offer to lend funds to one another in the interbank market. It often reflects how much it costs for banks to borrow from one another. MUNICIPALS AND RISING RATES.

Taxes 52

Taxes Portfolio Valuation Clients 52

The Better Letter

DECEMBER 30, 2022

We checked the maps, did the math, and determined that, if all went well, we could drive from BWI to San Diego in about 40 hours of driving time. Communication is indispensable. Solid, straightforward communication is always vital. More than that, however, we had purchased tickets for Disneyland for everyone for Wednesday.

Planning 82

Planning Communication Investments Investing 82

Clever Girl Finance

OCTOBER 17, 2023

Bookkeeping, auditing, or accounting clerk Median yearly wage, according to the Bureau of Labor Statistics: $45,860 This career can work out well if you are good at math and numbers. Offer to pet sit or dog walk in your community. Skilled at an academic subject like math or English? For example, do you love pets? Become a tutor.

Taxes 52

Taxes Numbers Math Budgeting 52

Clever Girl Finance

OCTOBER 30, 2023

If you’re a ninja at organization, a great communicator, and are self-motivated, then a virtual assistant position may be just what you need. Online ESL tutor The internet opened up a ton of opportunities including the ability of two people on different continents to communicate live. Average salary: $17.84

Recruitment 52

Recruitment Engineering Certification Communication 52

The Big Picture

AUGUST 29, 2023

So when you think about what people are earning in their deposit accounts at their banks, and banks have historically been very slow to raise, very slow in terms of raising deposit rates because those deposits tend to be very sticky. DAVIS: We definitely saw a number of clients who started embracing money markets. RITHOLTZ: Yes.

Portfolio 130

Portfolio Investments Investing Numbers 130

The Big Picture

OCTOBER 17, 2023

So I, I did a math degree at Oxford, which is more pure math. You know, pure math can be very theoretical and detached from the real world, and it’s getting worse. It’s just math stick to it over long periods of time. Such a good book written by Nick Leason and brought down Barings Bank.

Investments 130

Investments Investing Clients Numbers 130

Sara Grillo

MAY 8, 2023

If you see the IUL grifters on TikTok claiming an IUL policy is better than a 401k, or that is has upside potential with downside protection, a “can’t lost money asset”, or “privatized banking” you’ll know why the outrage is well deserved. The fair market value of the cap is what the carrier paid the investment bank to buy the 10% cap.

Insurance 59

Insurance Clients Financial Advisor Accounting 59

The Big Picture

JUNE 6, 2023

People have 18 credit cards, 20 — who has 20 bank accounts, it’s you’re just what you’re paying in fees seems to be exorbitant. It’s much deeper than math. And like that they realize they’re on board, I can take control of my money, not let every financial company control me. RITHOLTZ: Right.

Accounting 130

Accounting Numbers Budgeting Financial Counseling 130

The Big Picture

AUGUST 15, 2023

SEIDES: And I’ll tell you a story that’s fun about the communication of it too. ” It wasn’t that they didn’t communicate that. RITHOLTZ: So hold the duration risk aside with those two, but just for an investor in treasuries, I know you’ve done the math before. Both people are kicking money in.

Management 130

Management Investments Investing Government 130

The Big Picture

JANUARY 24, 2023

It was between corporate law and investment banking. RITHOLTZ: So even back then, when it was the size that you could take a Christmas picture with everybody in one room at Goldman, they’re still doing investment banking. There was XO Communication and McLeod. RITHOLTZ: Oh, really? KLINSKY: Yeah. They’re trading.

Investments 264

Investments Investing Numbers Banking 264

The Big Picture

MARCH 12, 2024

And we said, let’s just take a little detour here and make sure we understand the credit risk of these things before we sort of travel, start making markets and banking and, and, and really making these a core part of our business. There’s 00:14:11 [Speaker Changed] No money in that bank.

Banking 148

Banking Marketing Marketing Investments 148

The Big Picture

NOVEMBER 25, 2024

This was the era, 2005, 2006, all of my friends were looking to get banking roles. And I, and I really like the application of math and statistics and computer science to markets. And so we, we get this contract written and I go off to grad school assuming I would go work at a big bank doing sales and trading in some quant role.

Portfolio 148

Portfolio Management Marketing Marketing 148

The Big Picture

JULY 31, 2023

At that point, I’d been covering, as you mentioned, investment banking, Goldman Sachs for a couple years. You talk about hotels, Airbnb, and then the banks were having people draw down their line of credit weeks and weeks before things really got bad. RITHOLTZ: The communication was bad also. So that’s the question.

Retail 130

Retail Government Economy Economics 130

The Big Picture

JULY 15, 2024

I started out math and, and physics, and in high school I was a rock star in math and physics. So, so you, you start out credit analyst at Century back in Bank and Trust prior to getting an MBA, what was it like being a credit analyst in the 1980s? He, he was a president of a small bank enterprise bank up in Lowell.

Portfolio 148

Portfolio Banking Management Portfolio Management 148

The Big Picture

MAY 16, 2023

I think eventually it’s Dain Rauscher, which is now Royal Bank. They kept the reputation intact by communicating with their investors. So this is the math that I applied. So think about this, do the math. LINDZON: But that math, if you really put it in a calculator … RITHOLTZ: Becomes a problem.

Media 291

Media Investments Investing Valuation 291

The Big Picture

NOVEMBER 19, 2024

Colin Camerer : So I, some of it was when I was in college at Johns Hopkins, I, I studied physics and math. And there was people, Physics didn’t have, people, psychology didn’t have math, economics was kind of the right mix. The math doesn’t math. That was too abstract. Yeah, I’m gonna vote.

Economics 163

Economics Math Numbers Marketing 163

Aleph

FEBRUARY 18, 2023

Now she’s leading a push to legalize gambling in Texas [link] Legal gambling leaves society as a whole worse off Feb 16, 2023 As the country emerges from a pandemic that left children zoning out over Zoom, parents are turning to the turbocharged “Russian math” method to give their kids an academic edge.

Banking 59

Banking Healthcare Government Budgeting 59

The Big Picture

OCTOBER 31, 2022

Now, this is — now, you’re going to China, China banks. SIEGEL: No, it’s more — no, it’s actually because the rise of interest rates has slowed down credit and it’s moved funds out of bank so much, that the liquidity is actually declining in the system. SCHWARTZ: This is like five P/E-type stocks.

Numbers 148

Numbers Investments Investing Marketing 148

The Big Picture

AUGUST 23, 2022

So, I did the math, 20 million times a hundred. So, let me just repeat the math. And so, again, I went through this simple math. And so, it wasn’t just a fishing boat, it was an oceangoing factory, very impressive. And asked them, how much does one of these things cost, and they said, $20 million new.

Government 322

Government Banking Numbers Investments 322

The Big Picture

OCTOBER 3, 2023

You’re doing a lot of math in your head on the Fly. I’m doing, I’m doing an awful lot of math in my head on the fly. 00:29:57 You’ve got a big banking business that you care about, and you’ve got a lot more aspects of the company that you care about. They run outta liquidity.

Taxes 281

Taxes Banking Clients Management 281

Abnormal Returns

JANUARY 26, 2025

ft.com) On the brutal math of a venture capital-backed company. techcrunch.com) Elon Banks are looking to off-load X loans. nytimes.com) Health Scientific communication is in chaos. (motherjones.com) Finance Blackrock ($BLK) and the FDIC are at loggerheads. riabiz.com) PE-backed company bankruptcies are ticking higher.

Math 147

Math Startup Economy Communication 147