Investing Caffeine

FEBRUARY 1, 2022

However, the fact remains the economy remains strong, corporate profits are at record levels, unemployment is low, and interest rates remain at attractive levels despite nagging inflation ( see chart below ) and the removal of accommodative monetary policies by the Federal Reserve. Math Matters. Source: Calafia Beach Pundit.

Math 52

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The Big Picture

JANUARY 16, 2024

I was always good at math, but I really, I just didn’t relate to things that were more esoteric bonds options. But that was really all the banks that were doing it, 00:09:56 [Speaker Changed] Not it was the banks, but there were a lot of empty buildings. And I, I think that I kind of triangulated on it.

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The Big Picture

DECEMBER 6, 2022

So, yeah, I had a career in investment banking with Jefferies, and it was a really good professional experience because I do have the opportunity to work in M&A, equity and debt financing. I had the chance to be part of some very interesting transactions in the banking space. billion deal. BERRUGA: Yeah. BERRUGA: Yeah.

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International College of Financial Planning

DECEMBER 5, 2024

With the growing complexity of financial products, digital transactions, credit systems, and global economies, todays young adults encounter challenges that previous generations faced much later in life. The Significance of Early Financial Education Financial education has transformed from being a luxury to a necessity.

Education 40

Education Budgeting Math Management 40

International College of Financial Planning

DECEMBER 4, 2024

With the growing complexity of financial products, digital transactions, credit systems, and global economies, today’s young adults encounter challenges that previous generations faced much later in life. The Significance of Early Financial Education Financial education has transformed from being a luxury to a necessity.

Education 40

Education Budgeting Math Management 40

Good Financial Cents

FEBRUARY 10, 2023

You can become a tutor in almost any subject, but science and math are two of the most profitable niches. Food or Package Delivery The gig economy has revolutionized everything from how we order food to the way we get around. Tutoring Tutoring is one of the best strategies for helping children who are struggling with their schoolwork.

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Advertising Media Food Management 102

Good Financial Cents

JUNE 25, 2023

Anyone with an Internet connection can participate in the cryptocurrency economy. Then it takes just a few minutes to link your bank account, make a deposit, and fund your cryptocurrency exchange account for the first time. Every single Bitcoin transaction that has taken place is tracked in this public database.

Investing 76

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The Big Picture

FEBRUARY 6, 2024

I’d say management consulting is any of the other thing that least at that time was the other career trajectory, just my personality, more of a math oriented introvert. My mental image was that he worked in the bank of, back of a bank approving mortgage applications. Learn math, learn history. So I was at Harvard.

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Valuation Investing Investments Assets 130

Mr. Money Mustache

MAY 20, 2022

And just to amplify everything even further, China has launched a batshit crazy (and medically impossible) “zero covid” policy, locking down hundreds of millions of its own people who can no longer produce or export the things that the rest of the world’s economy had grown to rely upon. So eventually, they had to turn off the booster.

Marketing 53

Marketing Marketing Retirement Investing 53

Clever Girl Finance

OCTOBER 17, 2023

Bookkeeping, auditing, or accounting clerk Median yearly wage, according to the Bureau of Labor Statistics: $45,860 This career can work out well if you are good at math and numbers. Skilled at an academic subject like math or English? Gig economy apps If you have a smartphone and a car, a new side gig could only be a few clicks away!

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Taxes Numbers Math Budgeting 52

Good Financial Cents

APRIL 19, 2023

It may not be much, but you’ll earn interest on that money and many online banks even offer cash bonuses for opening accounts. While not exactly stock returns, 5% or more is better than most national bank interest rates. However, online savings accounts offer rates well above typical banks. Boom, you just made passive income!

Accounting 105

Accounting Investing Investments Media 105

The Big Picture

JULY 19, 2022

You began as a central bank portfolio manager in Finland. Following the financial crisis and the Fed cutting rates, economy and the market starts recovering in late 2009 and then 2010 and we kept hearing from a lot of different value corners, hey, everything is richly priced. We’ll circle back with that. ILMANEN: Yes.

Investing 130

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Brown Advisory

JUNE 16, 2022

The great freeze on free money has arrived with a jolt as inflation cleaves through the global economy. Central banks globally are raising interest rates and this is having a chilling effect on equities and bonds alike. Maths has a long half-life and a DCF correctly done accounts for inflation. The last time U.S.

Investing 52

Investing Investments Accounting Valuation 52

The Better Letter

MARCH 16, 2023

The maths are exactly the same. These sorts of math problems are the focus of this week’s TBL. Math Problems As this TBL goes live, just 16 games and one day of the NCAA Tournament are in the books, yet my bracket is a mess. Note to self: The global economy has many more than 52 variables. Thanks for reading.

Math 94

Math Numbers Medicine Marketing 94

Clever Girl Finance

JUNE 21, 2023

Check out these 14 easy side hustles to make money you can start working on today: 14 Easy side hustles to make money fast If you need extra cash now and don’t have time to invest in starting your own business, don’t worry—you can still be part of the gig economy. Get answers for what you need to open a business bank account !)

Food 52

Food Accounting Retail Clients 52

Brown Advisory

AUGUST 1, 2018

of the shares outstanding), Kraft Heinz (26.7%), Coca-Cola (9.4%), American Express (17.6%), Bank of America (6.8%) and Apple (4.8%) Bullish on Investing in America Buffett opened the meeting with a discussion of investing illustrated with the details of his very first stock purchase in March 1942.

Assets 52

Assets Investing Investments Insurance 52

Brown Advisory

AUGUST 1, 2018

of the shares outstanding), Kraft Heinz (26.7%), Coca-Cola (9.4%), American Express (17.6%), Bank of America (6.8%) and Apple (4.8%). He felt Wells would be a well-run bank going forward, and Munger agreed, saying Wells was likely to be the best-behaved bank in the future. Bullish on Investing in America. Stock Buybacks.

Assets 52

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Clever Girl Finance

OCTOBER 30, 2023

Benefits of work from home jobs The gig economy is booming. In fact, more than one-third of the US workforce participates in the gig economy (that is 36% to be precise). Shared economies such as Uber and Etsy are dominating their markets presenting more and more opportunities for everyone to get a share.

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Recruitment Engineering Certification Communication 52

The Big Picture

AUGUST 8, 2022

It turns out their business model is a little similar to the way the banking industry has managed to capture a lot of regulators and continue to operate fairly freely without this sort of regulation and capital requirements and equity requirements that would make banking safer. I was good in math and I love the math.

Banking 204

Banking Government Insurance Taxes 204

David Nelson

JUNE 20, 2023

However, the banking crisis that followed in March was a heavy burden for stocks as fears of systemic collapse continued to feed the bear market narrative. With close to 14% of the equal weighted index in financials and the fact that smaller banks were hit hardest, the damage was just that much more severe.

Math 52

Math Marketing Marketing Banking 52

The Big Picture

JUNE 27, 2023

And I was very fortunate to get a job at the Federal Reserve Bank of New York. The economy wasn’t as dependent on the equity markets as necessarily as it is today, as we saw post ’08. So that not shorting financial institutions kind of brings us forward to what’s been going on in the regional banks in 2023.

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The Big Picture

MAY 30, 2023

And he’s really moving the needle in terms of having people take control of their own financial life in a way that benefits not just them but the entire economy and all of society. BRYANT: And so when this guy told me that we’re, at that time, 10,000 banks, hundreds of thousands of bankers, 100,000 banks.

Banking 147

Banking Economics Business Planning Economy 147

The Big Picture

NOVEMBER 22, 2022

But if you don’t, if you grew up in a market, where there’s not an investment bank, there’s nothing other than a branch bank for one of the multi-dimensional financials, then you’re not really going to have an understanding of what that career looks like at a young age. SHAW: Well, it’s pure geometry.

Recruitment 147

Recruitment Engineering Banking Investing 147

The Big Picture

AUGUST 29, 2023

So when you think about what people are earning in their deposit accounts at their banks, and banks have historically been very slow to raise, very slow in terms of raising deposit rates because those deposits tend to be very sticky. Yes, the economy can clearly keep roaring along, which we’ve seen. RITHOLTZ: Yes.

Portfolio 130

Portfolio Investing Investments Numbers 130

The Big Picture

SEPTEMBER 10, 2024

Mike Wilson has been with Morgan Stanley since 1989, rising up through the ranks of institutional sales, trading, investing, banking to eventually becoming Chief Investment Officer and Chief US Equity Strategist. So I was really investment banking. . ~~~ Barry Ritholtz : This week on the podcast, I have an extra special guest.

Valuation 162

Valuation Clients Investing Investments 162

David Nelson

NOVEMBER 20, 2023

God forbid the economy, or the consumer were strong. Outside of energy that mindset rained on just about every sector of the economy last year. Unfortunately, small companies are generally more tied to the economy. They need an economy that is picking up steam, not one that may finally be rolling over. Do the math.

Economy 52

Economy Retail Sales Math 52

Nationwide Financial

SEPTEMBER 12, 2022

The curve, however, continues to project cuts to the rate beginning next May, which seems optimistic given the tone of Fed officials and the math around getting inflation back close to their 2% target. The Bank of England postponed its meeting where a rate hike was expected following the death of Queen Elizabeth.

Retail 52

Retail Math Banking Economics 52

The Big Picture

JUNE 18, 2024

And at the time when I graduated the economy, it was very good. Barry Ritholtz : Oh, so booming economy, 50 grand in the nineties for right outta college. 00:40:26 [Speaker Changed] They, they know, they know math, they know math. I think it’s a great book for 30 something men in investment banking.

Media 147

Media Food Advertising Investing 147

The Big Picture

JANUARY 24, 2023

It was between corporate law and investment banking. RITHOLTZ: So even back then, when it was the size that you could take a Christmas picture with everybody in one room at Goldman, they’re still doing investment banking. So I mean, in ’07 and ’08, you know, what killed the economy in ’07 and ‘08 were mortgages going down.

Investing 263

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The Big Picture

OCTOBER 21, 2024

I’m good at math and science and you know, I always had an idea what go into business, but I felt that electrical engineering would be a good foundation. 00:03:11 [Speaker Changed] Yeah, we started out, I started on banking, the two year banking program, which merchant banking was the group I was in.

Numbers 147

Numbers Banking Investing Investments 147

The Big Picture

OCTOBER 17, 2023

So I, I did a math degree at Oxford, which is more pure math. You know, pure math can be very theoretical and detached from the real world, and it’s getting worse. It’s just math stick to it over long periods of time. So this is more like the real economy, slower growth businesses. Something like that?

Investing 130

Investing Investments Clients Numbers 130

The Big Picture

FEBRUARY 13, 2023

In fact, I was going to be a strategist, financial analyst to work for a bank and write research reports. I try to analyze the economy from the top. the economy is stabilizing, China is growing. and maybe the economy is coming off, the central bank, not in ‘23, but will start to ease. RIEDER: Right. Probably not.

Economy 147

Economy Numbers Marketing Marketing 147

The Big Picture

MARCH 12, 2024

And we said, let’s just take a little detour here and make sure we understand the credit risk of these things before we sort of travel, start making markets and banking and, and, and really making these a core part of our business. There’s 00:14:11 [Speaker Changed] No money in that bank.

Banking 147

Banking Marketing Marketing Investing 147

Abnormal Returns

NOVEMBER 27, 2024

sherwood.news) Microstrategy ($MSTR) math doesn't math. on.ft.com) Economy Corporate profits stalled out in Q3 2024. ft.com) Matthew Klein talks with Austan Goolsbee, the president of the Federal Reserve Bank of Chicago. (morningstar.com) Tom Lee's Granny Shots US Large Cap ETF ($GRNY) is live. governments.

Math 146

Math Portfolio Management Portfolio Media 146

The Big Picture

MAY 21, 2024

The transcript from this week’s, MiB: Savita Subramanian, US Equity & Quantitative Strategy, Bank of America , is below. They got bought by Bank America. And I think you will also, with no further ado, my discussion with Bank of America’s Savita. I’m kind of in intrigued by the idea of philosophy and math.

Numbers 147

Numbers Management Banking Marketing 147

The Big Picture

APRIL 8, 2025

Barry Ritholtz : So you leave Sanford Bernstein and then, which had really become Alliance Bernstein end up at Merrill Lynch, where eventually your same role Chief Investment Officer for Bank of America Merrill Lynch Wealth Management first, what did, was there still remnants of Mother Merrill when you joined post merger?

Asset Allocation 147

Asset Allocation Wealth Management Clients Assets 147

The Big Picture

JULY 15, 2024

If you are at all interested in fixed income, how you assess bonds, how you evaluate the economy, the market, what the fed’s gonna do, what clients want, how to assess risk in credit markets, well then you are gonna really enjoy this conversation. That’s where the economy was at that point. But those guys are great, right?

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Portfolio Banking Management Portfolio Management 147