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Retirement. Retiring is one of the top long-term goals for many, and early is becoming very popular. However, in order to make your retirementplans work, you will need to decide your objectives with your partner. If you have credit card debt or other money you owe, it's time to make a plan to pay it off and move past it.
Some places that may offer free counseling include your local consumer protection agency, credit unions or banks , universities, housing authorities, and military bases. So even if an agency is labeled as a non-profit, you still have to do a little more homework to find out if they charge for debt or budget counseling sessions.
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