Abnormal Returns

MAY 14, 2023

novelinvestor.com) The banking crisis isn't over. wealthmanagement.com) The math behind savings rates and retiring early. (humbledollar.com) Some lessons from the 2023 Berkshire Hathaway ($BRK.A) annual meeting. aswathdamodaran.blogspot.com) Inside Vanguard's bond indexing money machine.

Math 162

Math Portfolio Retirement Banking 162

The Big Picture

FEBRUARY 2, 2023

emphasis added) The red flags were there for anyone who could put their greed aside and simply focus on the math. Which institutions, banks, VCs have you presented this? In the 2010s, the true risk-free rate of returns – 10-Year Treasuries – was yielding ~2.5%, so how could anything remotely risk-free be yielding 20 times that amount?

Math 64

Math Investments Investing Sales 64

The Big Picture

MARCH 31, 2023

Bloomberg ) • Remote Banking Crisis: Banks tried to kill remote work. Now, remote work is trying to kill banks. In 2021, banks tried to kill remote work. ” In 2023, remote work is threatening to kill banks. .” ” In 2023, remote work is threatening to kill banks.

Banking 162

Banking Math Distribution Investment Advisor 162

The Big Picture

AUGUST 8, 2022

It turns out their business model is a little similar to the way the banking industry has managed to capture a lot of regulators and continue to operate fairly freely without this sort of regulation and capital requirements and equity requirements that would make banking safer. I was good in math and I love the math.

Banking 204

Banking Government Insurance Taxes 204

David Nelson

JUNE 20, 2023

However, the banking crisis that followed in March was a heavy burden for stocks as fears of systemic collapse continued to feed the bear market narrative. With close to 14% of the equal weighted index in financials and the fact that smaller banks were hit hardest, the damage was just that much more severe.

Math 52

Math Marketing Marketing Banking 52

The Big Picture

MAY 9, 2023

Investment banks were not really a known concept in the area where I grew up. I lined up a bunch of job interviews with a variety of banks. So I got to know banks a little bit. So I interviewed with a bunch of banks, got a number of job offers by the end of the week, and joined Goldman Sachs in October 1998.

Assets 299

Assets Clients Investments Investing 299

Integrity Financial Planning

FEBRUARY 3, 2023

It’s also not a bad idea to review the bank account numbers you included (some of those digits can be lengthy!). Next, let’s face it, not all of us are exceptional when it comes to math. Taxpayers should always confirm that their math is correct, as this is one of the most common mistakes made when filing. [1]

Taxes 82

Taxes Math Accounting Medical 82

Clever Girl Finance

MARCH 18, 2023

In this digital age of banking, writing checks and balancing a checkbook may seem like a thing of the past. Balancing a checkbook is simply making sure all of your bank account transactions match up to the transactions you've recorded in your checkbook. We all know that banks make errors too! Do you need to balance a checkbook?

Banking 105

Banking Accounting Math Numbers 105

Nerd's Eye View

FEBRUARY 21, 2023

What's unique about Danqin, though, is how she planned and executed a very intentional career path in the financial services industry that involved her leaving her homeland China, embracing a new language and culture in the United States while achieving her Master’s degree in Financial Planning, and proactively creating opportunities for herself (..)

Financial Advisor 130

Financial Advisor CFP Financial Planner Education 130

The Big Picture

SEPTEMBER 12, 2022

It’s a town of about 4,000 people, so exposure to markets or investment banking or any of the careers in finance was not something that you really envisioned. It was at Bank One, at the time. I mean, when you look at that pre, it was, you know, the thought counterparty risk of a bank was solid, right, like that was something.

Clients 299

Clients Wealth Management Banking Investments 299

Cornerstone Financial Advisory

JANUARY 8, 2024

Math errors: Simple addition and subtraction mistakes can delay your return. Consider using electronic filing software that does the math automatically to avoid mistakes. Incorrect bank account information: If you opt to receive your refund via direct deposit, provide the correct bank account information.

Marketing 98

Marketing Marketing Taxes Economics 98

The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. You, you get a, a BS in Mathematics and a JD from Boston University Math and Law. It is something, math has always come easy to me since a child. I didn’t get an advanced degree in math. Not the usual combination. What happened?

Math 130

Math Management Insurance Assets 130

The Big Picture

OCTOBER 21, 2024

I’m good at math and science and you know, I always had an idea what go into business, but I felt that electrical engineering would be a good foundation. 00:03:11 [Speaker Changed] Yeah, we started out, I started on banking, the two year banking program, which merchant banking was the group I was in.

Numbers 147

Numbers Banking Investing Investments 147

Darrow Wealth Management

MAY 22, 2023

But before proclaiming cash is king and parking your money in an FDIC insured bank account, consider your time frame and how you plan to use the money. It’s the reference interest rate for overnight borrowing between financial institutions like banks. Hold cash or invest? Compare that to the stated yield of 5.6% 467% a month.

Investments 102

Investments Investing Accounting Wealth Management 102

The Big Picture

MAY 30, 2023

BRYANT: And so when this guy told me that we’re, at that time, 10,000 banks, hundreds of thousands of bankers, 100,000 banks. RITHOLTZ: Were there banks in your neighborhood or were you an unbanked … BRYANT: Well, I mean, it was so few you knew where they were, put it that way, right? Oh, of a bank account.

Banking 147

Banking Economics Business Planning Economy 147

Good Financial Cents

MARCH 15, 2023

Bank Teller 13. Many jobs in the consumer services sector are customer-facing, such as hairdressers, bank tellers, or flight attendants. Bank tellers must stay up-to-date with financial laws and regulations and be able to answer customer questions about banking products and services. Banks are a good example.

Communication 69

Communication Education Retail Banking 69

Random Roger's Retirement Planning

MARCH 20, 2023

That I could be out in front of a bankruptcy is not a bet I would want to make in the context of owning an ETN for whatever exposure and also knowing the bank well enough to know it was going to fail. To quote Mark Yusko, risk happens fast. CS stock has been in a verrrrrrrry long trend downward, it has been in trouble for a long time.

Assets 74

Assets Portfolio Math Management 74

Nationwide Financial

SEPTEMBER 12, 2022

The curve, however, continues to project cuts to the rate beginning next May, which seems optimistic given the tone of Fed officials and the math around getting inflation back close to their 2% target. The Bank of England postponed its meeting where a rate hike was expected following the death of Queen Elizabeth.

Retail 52

Retail Math Banking Economics 52

Clever Girl Finance

AUGUST 14, 2022

It also gives you the math formula to find the information you need if you prefer. You don't need much information beyond the interest rate and the amount of time to get an answer, and it has the math formula available, also. You'll be able to easily see all your money in one place using your regular bank. Omni calculator.

Budgeting 105

Budgeting Accounting Medical Math 105

The Big Picture

NOVEMBER 22, 2022

But if you don’t, if you grew up in a market, where there’s not an investment bank, there’s nothing other than a branch bank for one of the multi-dimensional financials, then you’re not really going to have an understanding of what that career looks like at a young age. SHAW: Well, it’s pure geometry.

Recruitment 147

Recruitment Engineering Banking Investments 147

The Big Picture

JANUARY 9, 2024

So like a component of it was like the standard derivatives math, right? And so like, you know, I got there and I learned derivatives math, right? I mean, I, I liked, I, I like learned a lot from that job and it’s like really helped me do what I do today because it really touched on a lot of elements of the bank.

Retail 130

Retail Banking Math Management 130

Random Roger's Retirement Planning

NOVEMBER 19, 2023

Part of the math that determines options premiums is the risk free rate of return from T-bills. Being 90, healthy, able to do whatever you want sounds pretty good and so you might as well have a little in the bank when you get to that point. Covered call funds have many favorable attributes. the Treasury Bonds are paying 5.5%

Retirement 75

Retirement Accounting Math Healthcare 75

The Big Picture

JANUARY 21, 2025

I was born in London and when I was three and a half, my father got a job for the World Bank in Washington DC So we all moved to Washington DC Then just before my 10th birthday, my father was posted to Bangladesh for four years. Barry Ritholtz : So you are from the uk but you’ve spent a lot of time in the us.

Investing 147

Investing Investments Management Retirement 147

Clever Girl Finance

MARCH 6, 2023

Work as a grocery store cashier You could be a grocery store cashier if you're good with math and don't mind scanning coupons and small talk. Open a bank account When you get your first paycheck, it might be tempting to cash it and spend. However, a smarter notion would be to put it in your bank account.

Media 105

Media Accounting Banking Food 105

Random Roger's Retirement Planning

JULY 9, 2023

Generally speaking, pensions are less viable than they used to be, the math doesn't work as well. Where 401ks are cheaper for employers than pensions, an investment bank advising companies to do this argues that yes, the IBs could see the potential benefit for mutual fund companies. Is he right? Is he wrong? If correct, that argues no.

Retirement 66

Retirement Math Management Taxes 66

Clever Girl Finance

JANUARY 22, 2024

That’s $3,365 per year when you do the math! To prevent you from spending that extra cash, get a cute piggy bank, container, or money envelope that makes putting the money in easy but taking it out hard. A Christmas Club Savings account is offered by certain banks to help you save money for Christmas.

Accounting 90

Accounting Budgeting Banking Planning 90

Investing Caffeine

FEBRUARY 1, 2022

Math Matters. I did okay in school and was educated on many different topics, including the basic principle that math matters. Source: Calafia Beach Pundit. This notion rings especially true when it comes to finance and investing.

Math 52

Math Assets Investments Investing 52

Good Financial Cents

JULY 3, 2023

Calculation Breakdown Let’s break down the math to find out how much you could earn annually with a $30 hourly wage: Consider an average workweek of 40 hours and an average year consisting of 52 weeks. Let’s do math again! Side Hustles To Supplement Your $30 Income Looking to give your bank account that extra zing?

Budgeting 73

Budgeting Taxes Numbers Retirement 73

International College of Financial Planning

DECEMBER 5, 2024

Fostering Financial Responsibility Early On Just as we teach children subjects like math and science, financial literacy deserves a place in the school curriculum. Partnerships with banks and financial organizations can provide students with practical experience through workshops and simulations of real-life financial situations.

Education 40

Education Budgeting Math Management 40

International College of Financial Planning

DECEMBER 4, 2024

Fostering Financial Responsibility Early On Just as we teach children subjects like math and science, financial literacy deserves a place in the school curriculum. Partnerships with banks and financial organizations can provide students with practical experience through workshops and simulations of real-life financial situations.

Education 40

Education Budgeting Math Management 40

Clever Girl Finance

JANUARY 29, 2023

Your assets include everything from the cash in your bank accounts to the value of your stock portfolios and the market value of anything tangible that you own such as a house or a car. Best net worth calculator by age Why not make the math simpler when finding net worth? It also includes valuables like art or jewelry.

Budgeting 119

Budgeting Retirement Assets Education 119

The Big Picture

SEPTEMBER 3, 2024

Heather Brilliant : I worked at Bank of America and, and they had a wonderful corporate finance training program. Heather Brilliant : Well, actually I had, I had pursued the CFA program first, and I learned about the CFA from a colleague at Bank of America, and I got right on it. Barry Ritholtz: Huh, really, really interesting.

Investments 147

Investments Investing Management Valuation 147

Clever Girl Finance

OCTOBER 4, 2022

Any workplace has to have a cleaner- a bank, office spaces, classrooms, hotels, and lobbies. If you’re good with math, then turning to financial planning or accounting or opening up a similar company could be one of the best recession proof businesses to start! Usually, these services are outsourced to a cleaning company.

Food 105

Food Economy Healthcare Economics 105

Good Financial Cents

JUNE 25, 2023

Then it takes just a few minutes to link your bank account, make a deposit, and fund your cryptocurrency exchange account for the first time. Some exchanges offer the ability to instantly buy bitcoin and other cryptocurrencies, even if your bank’s deposit has not yet been cleared. Binance.US : Binance.US

Investments 76

Investments Investing Accounting Commission 76

Clever Girl Finance

FEBRUARY 10, 2023

And don't worry if math isn't your thing because we've included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. We're looking purely at how much money you have left in your bank account to divide it into your three main categories. The 50-30-20 rule is comprehensive and covers all bases.

Budgeting 98

Budgeting Taxes Transportation Healthcare 98

Clever Girl Finance

JUNE 28, 2023

If you look up the savings account interest rates at most brick-and-mortar bank chains, you might find numbers that are awfully close to zero…like 0.01% APY. Normally, you’ll find these accounts at online banks or local institutions rather than nationwide chain banks. Interest that low won’t compound very fast. Even better?

Investments 59

Investments Investing Accounting Certification 59

The Big Picture

JANUARY 16, 2024

I was always good at math, but I really, I just didn’t relate to things that were more esoteric bonds options. But that was really all the banks that were doing it, 00:09:56 [Speaker Changed] Not it was the banks, but there were a lot of empty buildings. And I, I think that I kind of triangulated on it.

Assets 264

Assets Investments Investing Management 264