The Big Picture

JANUARY 21, 2025

I was born in London and when I was three and a half, my father got a job for the World Bank in Washington DC So we all moved to Washington DC Then just before my 10th birthday, my father was posted to Bangladesh for four years. 00:12:41 [Speaker Changed] If nothing in your portfolio is performing badly, you’re not diversified.

Investing 147

Investing Investments Management Retirement 147

Random Roger's Retirement Planning

MARCH 20, 2023

That I could be out in front of a bankruptcy is not a bet I would want to make in the context of owning an ETN for whatever exposure and also knowing the bank well enough to know it was going to fail. Portfolio 1 is 100% in NTSX which in 2022 was down 25.84% versus down 16.85% for Portfolio 2 and 16.87% for Portfolio 3.

Assets 74

Assets Portfolio Math Management 74

Darrow Wealth Management

MAY 22, 2023

But before proclaiming cash is king and parking your money in an FDIC insured bank account, consider your time frame and how you plan to use the money. It’s the reference interest rate for overnight borrowing between financial institutions like banks. Hold cash or invest? Compare that to the stated yield of 5.6% 467% a month.

Investments 102

Investments Investing Accounting Wealth Management 102

The Big Picture

SEPTEMBER 7, 2022

What is your process like to prepare for — I don’t know if we still use the phrase beauty contest, but that was the old investment banking phrase. Is it the investment bank? MARTIN: You’re working with the banks who are underwriting the deal, the mother and father of the bride. Is it management of the company?

Communication 306

Communication Marketing Marketing Engineering 306

The Big Picture

OCTOBER 21, 2024

I’m good at math and science and you know, I always had an idea what go into business, but I felt that electrical engineering would be a good foundation. 00:03:11 [Speaker Changed] Yeah, we started out, I started on banking, the two year banking program, which merchant banking was the group I was in.

Numbers 147

Numbers Banking Investing Investments 147

The Big Picture

SEPTEMBER 3, 2024

All of their portfolio managers not only are substantial investors in each of their funds, but they do a disclosure year that shows each manager by name and how much money they have invested in their own fund. Heather Brilliant : I worked at Bank of America and, and they had a wonderful corporate finance training program.

Investing 147

Investing Investments Management Valuation 147

The Big Picture

MAY 30, 2023

BRYANT: And so when this guy told me that we’re, at that time, 10,000 banks, hundreds of thousands of bankers, 100,000 banks. RITHOLTZ: Were there banks in your neighborhood or were you an unbanked … BRYANT: Well, I mean, it was so few you knew where they were, put it that way, right? Oh, of a bank account.

Banking 147

Banking Economics Business Planning Economy 147

Good Financial Cents

DECEMBER 10, 2022

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Risk Tolerance 112

Risk Tolerance Media Investments Investing 112

Clever Girl Finance

JANUARY 29, 2023

Your assets include everything from the cash in your bank accounts to the value of your stock portfolios and the market value of anything tangible that you own such as a house or a car. Your retirement savings and investment portfolio should be well established by now. It also includes valuables like art or jewelry. Rowe Price.

Budgeting 119

Budgeting Retirement Assets Education 119

Good Financial Cents

JUNE 25, 2023

Ad Diversify your portfolio with Cryptocurrency Investments. Ad Create your cryptocurrency portfolio today Public has a variety of features that make it the best place to start trading. Then it takes just a few minutes to link your bank account, make a deposit, and fund your cryptocurrency exchange account for the first time.

Investments 76

Investments Investing Accounting Commission 76

The Big Picture

JANUARY 16, 2024

I was always good at math, but I really, I just didn’t relate to things that were more esoteric bonds options. I worked in sort of a quasi portfolio management role for like a single client account type business. And then I worked on it throughout the GFC and then became the senior portfolio manager during the recovery period.

Assets 264

Assets Investing Investments Management 264

The Big Picture

FEBRUARY 6, 2024

If you’re at all interested in focused portfolios, the concept of quality as a sub-sector under value and just how you build a portfolio and a track record, that’s tough to beat. My mental image was that he worked in the bank of, back of a bank approving mortgage applications. So I was at Harvard.

Valuation 130

Valuation Investing Investments Assets 130

The Big Picture

AUGUST 29, 2023

So I came down, met with our head of the portfolio review department, which oversees our external managers, met with our head of brokerage, and then met with the head of bind indexing, who was Ken Volpert at the time. And she was like, “You should come down and talk to some people at Vanguard.”

Portfolio 130

Portfolio Investing Investments Numbers 130

Random Roger's Retirement Planning

NOVEMBER 19, 2023

If the 4% treasury portfolio pays out $50,000 today, it will pay the same $50,000 in 2038 with no growth in account value. Part of the math that determines options premiums is the risk free rate of return from T-bills. If inflation averages 3% per year for the next 15 years then in 2038 our expenses will be 50% higher.

Retirement 75

Retirement Accounting Math Healthcare 75

Investing Caffeine

FEBRUARY 1, 2022

Math Matters. I did okay in school and was educated on many different topics, including the basic principle that math matters. With that said, I am always quick to point out that diversification in a portfolio is important (i.e., Source: Calafia Beach Pundit. Source: Edward Yardeni.

Math 52

Math Assets Investing Investments 52

The Big Picture

JANUARY 9, 2024

So like a component of it was like the standard derivatives math, right? And so like, you know, I got there and I learned derivatives math, right? I mean, I, I liked, I, I like learned a lot from that job and it’s like really helped me do what I do today because it really touched on a lot of elements of the bank.

Retail 130

Retail Banking Math Management 130

The Big Picture

FEBRUARY 13, 2023

In fact, I was going to be a strategist, financial analyst to work for a bank and write research reports. But you know exactly how they’re going to interplay within a portfolio, hugely powerful. You know, it’s not the equity market, and I run some big equity portfolios, you know, different. It has no value.

Economy 147

Economy Numbers Marketing Marketing 147

Random Roger's Retirement Planning

JULY 9, 2023

Generally speaking, pensions are less viable than they used to be, the math doesn't work as well. Workers are not on the hook for managing their portfolios, don't have to manage withdrawal rates and have some security that their monthly check is what it is, maybe there's a COLA or maybe not but no surprises. Is he right? Is he wrong?

Retirement 66

Retirement Math Management Taxes 66

Clever Girl Finance

MARCH 6, 2023

Work as a grocery store cashier You could be a grocery store cashier if you're good with math and don't mind scanning coupons and small talk. Once you figure out which digital product you're comfortable designing, you can create a portfolio for potential clients. However, a smarter notion would be to put it in your bank account.

Media 105

Media Accounting Banking Food 105

The Big Picture

DECEMBER 6, 2022

So, yeah, I had a career in investment banking with Jefferies, and it was a really good professional experience because I do have the opportunity to work in M&A, equity and debt financing. I had the chance to be part of some very interesting transactions in the banking space. billion deal. Is that who the Global X investor is?

Clients 162

Clients Investing Investments Management 162

Brown Advisory

MAY 3, 2018

We try to remind them that rising rates, despite their inevitable short-term effect on fixed-rate bond prices, do not necessarily mean long-term declines for bond portfolios generally or for municipal bond portfolios specifically. MUNICIPALS AND RISING RATES Simple math dictates that when yields rise, fixed-rate bond prices fall.

Taxes 52

Taxes Portfolio Valuation Clients 52

Brown Advisory

MAY 3, 2018

We try to remind them that rising rates, despite their inevitable short-term effect on fixed-rate bond prices, do not necessarily mean long-term declines for bond portfolios generally or for municipal bond portfolios specifically. Simple math dictates that when yields rise, fixed-rate bond prices fall.

Taxes 52

Taxes Portfolio Valuation Clients 52

The Big Picture

NOVEMBER 22, 2022

But if you don’t, if you grew up in a market, where there’s not an investment bank, there’s nothing other than a branch bank for one of the multi-dimensional financials, then you’re not really going to have an understanding of what that career looks like at a young age. SHAW: Well, it’s pure geometry.

Recruitment 147

Recruitment Engineering Banking Investing 147

The Better Letter

DECEMBER 15, 2022

Based on the above, nobody should be surprised that 2022 looks like it will be the worst year for the classic 60:40 portfolio since 1937’s -22 percent. Al Capone is said to have claimed that he robbed banks because that’s where the money is. Aggregate Bond Index has lost more than 11 percent so far this year. The saddest.

Investing 80

Investing Investments Portfolio Numbers 80

Good Financial Cents

FEBRUARY 10, 2023

You can become a tutor in almost any subject, but science and math are two of the most profitable niches. One way to do this would be to invest in a portfolio of high-quality dividend stocks, commonly known as Dividend Aristocrats. You can easily qualify if you have a teaching background or major in any particular subject in college.

Advertising 102

Advertising Media Food Management 102

The Big Picture

JULY 4, 2023

Their mainstay financial services practice, which was banking and equities, fell off a cliff. We typically hire people out of the banks. I can’t remember if he sat at Bear or Lehman, but it was one of the banks that no longer exist. Banking getting much better. And at the same time, the dot com bubble collapsed.

Management 147

Management Recruitment Numbers Banking 147

Brown Advisory

NOVEMBER 13, 2023

The New Normal It is difficult for investors and individuals alike not to have been directly impacted by the rapid rise in inflation in 2021 and 2022, the succeeding interest rate hikes by global central banks and the ensuing effects these economic events have had on financial markets, including the mortgage market.

Investments 52

Investments Investing Portfolio Clients 52

Brown Advisory

JANUARY 17, 2024

One of our colleagues, Ken Stuzin, likens portfolio construction to Darwinian Investing – it is about survival of the fittest. In a concentrated portfolio, it is the losers that kill you. What sort of hit rate should we then expect within their portfolio? 5 As Table 2 below highlights, this team appears to be seriously good!

Investing 52

Investing Investments Portfolio Compliance 52

Brown Advisory

JUNE 16, 2022

Central banks globally are raising interest rates and this is having a chilling effect on equities and bonds alike. We discount each year at our 10% minimum weighted average cost of capital (WACC) and some infinite series maths gives us the basis for some rough approximations 2. The last time U.S. and appeared to be going higher.

Investments 52

Investments Investing Accounting Valuation 52

David Nelson

NOVEMBER 20, 2023

Bloomberg Data You certainly felt it in the banks earlier this year. Today, ten-year rates are above where they were back in March, a level that in part was responsible for the collapse of Silicon Valley and Signature banks. Do the math. Trading in our main portfolio was not the smartest in the world. I gave myself a C-.

Economy 52

Economy Retail Sales Math 52

The Big Picture

OCTOBER 17, 2023

So I, I did a math degree at Oxford, which is more pure math. You know, pure math can be very theoretical and detached from the real world, and it’s getting worse. It’s just math stick to it over long periods of time. And then I was looking for something more applied. The second is excess returns.

Investing 130

Investing Investments Clients Numbers 130

Good Financial Cents

APRIL 14, 2023

Earning potential: Depending on how quickly you’re able to find new clients and develop a working portfolio, your potential earnings could easily top the $1,000 mark designated on this post. If you are to divide your portfolio with equal allocations to each of the 10 companies, you have an average annual dividend yield of 4.3%.

Accounting 91

Accounting Communication Investing Investments 91

Mr. Money Mustache

MAY 20, 2022

It’s fun math – a 20% drop in prices means you get 25% more shares for your dollar, and a 50% drop means twice as many , or 100% more shares per dollar invested.). If you retire just BEFORE a big stock market crash, your first few months or years will drain your portfolio a bit more than you expected, until stock prices recover.

Marketing 53

Marketing Marketing Retirement Investing 53

The Big Picture

SEPTEMBER 10, 2024

Mike Wilson has been with Morgan Stanley since 1989, rising up through the ranks of institutional sales, trading, investing, banking to eventually becoming Chief Investment Officer and Chief US Equity Strategist. So I was really investment banking. So in 22, that portfolio was actually up, and it’s, and it’s long only.

Valuation 162

Valuation Clients Investing Investments 162

Aleph

NOVEMBER 1, 2022

I received an email from a lady working at a major investment bank, asking me where she could find independent commentary regarding stable value funds, because most of the commentary is produced by the stable value fund managers themselves. Why am I Writing This? Typically only insiders understand them. Let’s define terms first.

Insurance 45

Insurance Assets Management Math 45

The Big Picture

AUGUST 15, 2023

That’s a really easy portfolio to create. It allows you to understand, generally speaking, what is a reasonable beta for that whole portfolio. By the time I got there in ’92, they had a great venture portfolio and almost nobody else even understood what venture capital was. That allows you to do two things.

Management 130

Management Investing Investments Government 130

Mr. Money Mustache

JANUARY 27, 2022

While we are no great example of financial success, we do own a nice home, have a reasonably sized investment portfolio and receive a solid pension income. “ Did you ever notice how banks will only lend you money after they carefully verify that you don’t really need it? So I did the math on that too**.

Food 52

Food Retirement Math License 52