Calculated Risk

MARCH 14, 2025

This graph shows the nominal dollar value of Residential REO for FDIC insured institutions based on the Q4 FDIC Quarterly Banking Profile released this week. Note: The FDIC reports the dollar value and not the total number of REOs.

Insurance 191

Insurance Banking Numbers 191

Calculated Risk

DECEMBER 6, 2022

The FDIC released the Quarterly Banking Profile for Q3 2022 last week: Net Income Increased Quarter Over Quarter and Year Over Year: Quarterly net income totaled $71.7 The FDIC reported the number of problem banks increased to 42. The number of banks on the FDIC’s “Problem Bank List” increased by two from second quarter to 42.

Banking 246

Banking Numbers Assets 246

Calculated Risk

DECEMBER 12, 2024

The FDIC released the Quarterly Banking Profile for Q3 2024: The Industrys Net Income Decreased From the Prior Quarter, Driven by One-Time Items Third quarter net income for the 4,517 FDIC-insured commercial banks and savings institutions decreased $6.2 Total assets held by problem banks rose $3.9 Problem banks represent 1.5

Numbers 147

Numbers Banking Portfolio Assets 147

The Big Picture

MARCH 4, 2025

The transcript from this weeks, MiB: Melissa Smith, co-Head of Commercial Banking at JPMorgan , is below. Melissa Smith is co-head of commercial banking for JP Morgan. Previously she was co-head of the bank’s Innovation Economy Group. Barry Ritholtz : This week on the podcast I have yet another extra special guest.

Banking 130

Banking Economy Startup Marketing 130

Calculated Risk

JANUARY 1, 2023

The FDIC's official problem bank list is comprised of banks with a CAMELS rating of 4 or 5, and the list is not made public (just the number of banks and assets every quarter). Note: Bank CAMELS ratings are also not made public. Please contact CR with any errors. NOTE: I'm no longer updating the spreadsheet.

Banking 230

Banking Assets Media Insurance 230

Abnormal Returns

DECEMBER 2, 2024

on.ft.com) Big banks are going to struggle making up the revenue lost to private lenders. The TSA screened a record number of passengers on Sunday. (howardlindzon.com) Private credit The private credit industry how has its own data companies. bloomberg.com) Finance Why ServiceTitan has to go public. barrons.com) Boom!

Communication 162

Communication Manufacturing Media Banking 162

Calculated Risk

APRIL 2, 2025

From the Philly Fed : The Federal Reserve Bank of Philadelphia has released the coincident indexes for the 50 states for January 2025. And here is a graph is of the number of states with one month increasing activity according to the Philly Fed. The map is mostly positive on a three-month basis. Source: Philly Fed.

Manufacturing 147

Manufacturing Banking Numbers Economics 147

Wealth Management

OCTOBER 31, 2023

Real estate fundraising fell by 71% between the second and third quarters of 2023, according to numbers provided by research firm Preqin. Yahoo Finance looks at how much of a problem non-performing real estate loans are causing for regional banks. These are among today’s must reads from around the commercial real estate industry.

Banking 290

Banking Numbers 290

Trade Brains

NOVEMBER 9, 2023

BoB World App Scam : The RBI raised a red flag against the Bank of Baroda (BoB) and has suspended their mobile app ‘BoB World’ from onboarding new clients because of a 22 lakh fraud affecting 362 customers. The bank staff were given a task – sign up customers for “BoB World”. Nearly six customers have lost around Rs.

Banking 131

Banking Numbers Accounting Portfolio 131

Abnormal Returns

MAY 8, 2024

wsj.com) ETFs The number of single-stock ETFs is growing. blog.johnwallstreet.com) Economy Bank credit is still tight. (carsongroup.com) Measures of corporate sentiment are ticking higher. wsj.com) Good performance need not equal AUM. etf.com) Sports business Sports betting companies are looking for new ways to get your money.

Financial Advising 278

Financial Advising Media Banking Economy 278

Abnormal Returns

APRIL 24, 2024

Banking The number of bank branches in the U.S. peaked in 2012. sherwood.news) Where SVB's business stands as JP Morgan ($JPM) looks to make inroads. bloomberg.com) ETFs Where active ETFs are growing fastest. morningstar.com) The iShares Bitcoin ETF ($IBIT) is a runaway hit.

Financial Advising 275

Financial Advising Manufacturing Media Retail 275

Nerd's Eye View

JANUARY 6, 2025

FINNY AI, an AI-powered prospecting tool, has raised $4.2

Startup 188

Startup Financial Advisor Clients Portfolio Management 188

A Wealth of Common Sense

JUNE 2, 2024

Households have added roughly $12 trillion in home equity since the end of 2019: To put this number in context, there was only ~$6 trillion in home equity following the bursting of the housing bubble following the Great Financial Crisis. The pandemic housing boom means Americans have more home equity than ever.

Banking 144

Banking Numbers 144

The Big Picture

MARCH 18, 2023

The Economist ) • The Incredible Tantrum Venture Capitalists Threw Over Silicon Valley Bank : Remind me why, exactly, these guys have so much control over technological innovation? Slate ) see also How Not to Cover a Bank Run : When financial panic looms, reporters need to stick to the facts. (

Banking 305

Banking Education Economics Management 305

The Big Picture

MARCH 6, 2025

This week, we speak withAustan Goolsbee, president of the Federal Reserve Bank of Chicago. He’s president of the Federal Reserve Bank of Chicago. The supply side was healing on the supply chain, and there was a big surge of labor force participation from a number of groups. Inflation as a driver of returns.

Economy 163

Economy Economics Food Banking 163

Abnormal Returns

OCTOBER 23, 2024

on.ft.com) Banks are increasingly backing capital call loans. disciplinefunds.com) How survey methods affected the University of Michigan consumer sentiment numbers. (bloomberg.com) Walmart ($WMT) is expanding home delivery of pharmaceuticals. wsj.com) Should investors care how PE funds make money?

Pharmaceutical 284

Pharmaceutical Financial Advising Media Banking 284

Trade Brains

FEBRUARY 22, 2024

Yes Bank vs IDFC Bank : Banks are the economic engine. The higher the asset quality of banks, the better the state of the economy. Banks facilitate the flow of money in markets following monetary policy, which determines the economy’s growth and decline. 7,250 crores at Rs.

Banking 104

Banking Planning Accounting Retail 104

Abnormal Returns

MAY 10, 2023

lifeblood.live) Banks Bank failures affect people who are not even customers of the bank. dariusforoux.com) Society New car prices are out of the reach of an increasing number of Americans. Podcasts Peter Lazaroff talks with Mike Piper author of "After the Death of Your Spouse: Next Financial Steps for Surviving Spouses."

Math 246

Math Estate Planning Retirement Banking 246

Calculated Risk

DECEMBER 13, 2024

This graph shows the nominal dollar value of Residential REO for FDIC insured institutions based on the Q3 FDIC Quarterly Banking Profile released yesterday. Note: The FDIC reports the dollar value and not the total number of REOs.

Insurance 243

Insurance Banking Numbers 243

Abnormal Returns

JANUARY 11, 2023

mullooly.net) Banking High yield bank savings accounts are now actually high yield. humbledollar.com) The SECURE Acts are making traditional IRAs less attractive on a number of dimensions. the-long-view.simplecast.com) A discussion about when it is time to adjust your retirement plans.

Planning 245

Planning Retirement Planning Retirement Retail 245

Calculated Risk

OCTOBER 3, 2022

The FDIC's official problem bank list is comprised of banks with a CAMELS rating of 4 or 5, and the list is not made public (just the number of banks and assets every quarter). Note: Bank CAMELS ratings are also not made public. Please contact CR with any errors. NOTE: I'm no longer updating the spreadsheet.

Banking 147

Banking Assets Media Insurance 147

The Big Picture

MAY 8, 2023

Here is a quick mental exercise to allow you to operate without your hindsight bias getting in the way: At the end of 2022, an all-knowing market deity visits to inform you that almost halfway through the year, 1) Rates will be appreciably higher; 2) Three of the biggest bank failures in U.S. Consider : – Unemployment at 3.4%

Banking 322

Banking Media Marketing Marketing 322

Abnormal Returns

FEBRUARY 26, 2024

2023 numbers. axios.com) A growing number of unicorns haven't raised capital in over three years. news.crunchbase.com) Finance Small cap banks are underperforming. (obliviousinvestor.com) Berkshire Hathaway A closer look at Berkshire Hathway's ($BRK.A)

Financial Advising 263

Financial Advising Startup Numbers Media 263

Calculated Risk

NOVEMBER 30, 2024

The number of job openings (black) were down 20% year-over-year. 2:00 PM: the Federal Reserve Beige Book , an informal review by the Federal Reserve Banks of current economic conditions in their Districts. -- Thursday, December 5th -- 8:30 AM: The initial weekly unemployment claims report will be released. million from 7.86

Manufacturing 162

Manufacturing Sales Government Banking 162

The Big Picture

APRIL 21, 2023

And the current S&P Global PMI numbers serve to reinforce the PoV narrative. It should also not be ignored that this survey is following the banking scare. Following the SIVB debacle and the subsequent funding pressures seen by some regional banks, the stability of the financial sector was at risk. Manufacturing firms?

Economy 329

Economy Banking Manufacturing Management 329

Calculated Risk

JULY 30, 2023

The Heartland Tri-State Bank was closed on Friday , but wasn't on the unofficial list. The FDIC's official problem bank list is comprised of banks with a CAMELS rating of 4 or 5, and the list is not made public (just the number of banks and assets every quarter). Note: Bank CAMELS ratings are also not made public.

Banking 130

Banking Assets Media Numbers 130

Abnormal Returns

JULY 28, 2024

wsj.com) Revolut now has a UK banking license. nytimes.com) The number of Americans earning the minimum wage keeps shrinking. (allstarcharts.com) It's not just the U.S. that is seeing fewer publicly traded companies. apolloacademy.com) Finance How cold-storage operator Lineage ($LINE) became the biggest IPO of 2024 so far.

License 289

License Financial Advising Economy Economics 289

Abnormal Returns

MARCH 12, 2023

(theirrelevantinvestor.com) Bank runs happen because of people. etftrends.com) Silicon Valley Bank How SVB went wrong, an explainer. wsj.com) SVB's customers were not typical of other banks. riabiz.com) Venture capital Silicon Valley Bank played a key role in the venture ecosystem.

Financial Advising 246

Financial Advising Banking Startup Communication 246

Abnormal Returns

MARCH 15, 2023

(on.ft.com) Free streaming numbers are moving up and to the right. huddleup.substack.com) Silicon Valley Bank How Silicon Valley Bank took its eye off the risk management ball. wsj.com) Banking has risks that other industries simply don't. variety.com) How 'Ted Lasso' has become a big business.

Financial Advising 246

Financial Advising Media Banking Risk Management 246

Abnormal Returns

AUGUST 8, 2024

bloomberg.com) Why the Crowdstrike ($CRWD) bug hit banks so hard. newconsumer.com) As the number of video fakes increase so does the need to debunk them. (noemamag.com) Business Layoffs have significant costs beyond that of severance. bitsaboutmoney.com) Locking up products thwarts theft, but it also thwarts purchases.

Banking 277

Banking Numbers 277

Calculated Risk

APRIL 3, 2023

The FDIC's official problem bank list is comprised of banks with a CAMELS rating of 4 or 5, and the list is not made public (just the number of banks and assets every quarter). Note: Bank CAMELS ratings are also not made public. Please contact CR with any errors. NOTE: I'm no longer updating the spreadsheet.

Banking 130

Banking Assets Media Management 130

Abnormal Returns

APRIL 2, 2023

thereformedbroker.com) Banks Why SVB was able to skate stricter bank regulation. nytimes.com) Regional banks are a linchpin for the economy. nytimes.com) Why banks resist mark-to-market accounting rules. tker.co) You can expect the Case-Shiller housing numbers to turn negative year-over-year in the next few months.

Financial Advising 240

Financial Advising Banking Economy Insurance 240

Calculated Risk

MARCH 20, 2023

From the MBA: Share of Mortgage Loans in Forbearance Decreases to 0.60% in February The Mortgage Bankers Association’s (MBA) monthly Loan Monitoring Survey revealed that the total number of loans now in forbearance decreased by 4 basis points from 0.64% of servicers’ portfolio volume in the prior month to 0.60% as of February 28, 2023.

Portfolio 303

Portfolio Planning Government Banking 303

The Big Picture

JANUARY 4, 2023

The Philly Fed map is based on Bureau of Labor Statistics (BLS) employment data for the states; the St Louis Fed builds on that, creating an ongoing chart that shows the relationship between the state data and recessions: Number of States with Negative Growth (State Coincident Indexes). By Kevin L. Kliesen , Cassandra Marks.

Numbers 291

Numbers Banking Economics 291

The Big Picture

SEPTEMBER 21, 2022

Consider : Questioning investors as to their risk tolerance does not typically result in an accurate description of their true tolerance for drawdowns and lower returns; instead, we get a number highly dependent upon the performance of equity markets over the prior three to six months.

Risk Tolerance 334

Risk Tolerance Budgeting Numbers Banking 334

Abnormal Returns

MARCH 20, 2023

standarddeviationspod.com) Banks The combined UBS-CS will be a money management giant. barrons.com) The FDIC is planning to sell SVB Private separately from the rest of the bank. advisorperspectives.com) A shocking number of people don't have a will or estate plan. citywire.com) Adviser technologies are becoming commoditized.

Estate Planning 245

Estate Planning Retirement Communication Financial Planning 245

Calculated Risk

JUNE 29, 2024

increase in construction spending. -- Tuesday, July 2nd -- 9:30 AM: Discussion, Fed Chair Jerome Powell , Policy Panel Discussion , At the European Central Bank (ECB) Forum on Central Banking 2024, Sintra, Portugal 10:00 AM ET: Job Openings and Labor Turnover Survey for May from the BLS. The consensus is for a 0.3% million from 8.36

Sales 286

Sales Manufacturing Banking Government 286