Abnormal Returns

DECEMBER 14, 2022

Podcasts Christine Benz and Jeff Ptak talks with Jamie Hopkins of Carson Wealth about some common retirement planning questions. hulry.com) Banks Americans are losing out on interest by not switching from the big banks. moretothat.com) Why you shouldn't optimize your downtime.

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Carson Wealth

OCTOBER 24, 2024

Retiring abroad can be a dream come true for many Americans, offering the opportunity to explore new cultures, enjoy different climates, and potentially stretch retirement savings. But moving to a new country involves significant financial planning. tax return every year. Knowing the tax landscape in both the U.S.

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Nerd's Eye View

MARCH 24, 2023

Also in industry news this week: Top Democratic Senators are urging the Treasury Department to crack down on a range of estate planning strategies for high-net-worth individuals, including GRATs and IDGTs Amid fallout from recent bank failures, both Republicans and Democrats are considering whether current FDIC insurance limits should be increased (..)

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Nerd's Eye View

JANUARY 1, 2024

This month's edition kicks off with the news that held-away asset management platform Pontera has raised $60 million in venture capital funding as advisors increasingly seek to directly manage clients' 401(k) and other outside assets – although an ongoing investigation by Washington state regulators over whether advisors' use of Pontera violates (..)

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The Big Picture

FEBRUARY 27, 2023

Recall last week , we were discussing thinking about the impact of retiring Baby Boomers on the equity markets and of rising rates on housing. The demographic question touches on a big issue: $6 trillion dollars in 650,000 (401k) retirement plans held by 10s of millions of Americans.

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Good Financial Cents

JANUARY 26, 2023

Early retirement has become a popular financial goal. Even if you never retire early, just knowing that you can is liberating! Can You Really Retire at 50? Can You Really Retire at 50? Table of Contents Can You Really Retire at 50? FAQs on Retiring Early at 50 It’s a big bold claim – retire at 50?

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Carson Wealth

JUNE 28, 2023

Your retirement income plan may be sending up bubbles, too, whether around Social Security, retirement account distributions, taxes or somewhere else – and these holes need to be patched up right away. So, to help your retirement plan be more airtight, let’s look at a few of the common leaks.

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Nerd's Eye View

DECEMBER 25, 2023

And as 2023 draws to a close, we wanted to highlight 25 of the most popular and insightful articles that were featured throughout the year (that you might have missed!).

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Park Place Financial

NOVEMBER 29, 2022

Retirement Planning 5 Ways to Catch Up on Retirement Planning Later in Life Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Retirement is a significant investment, which is why so many financial experts recommend establishing goals and starting when still a younger adult.

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Retirement Planning Retirement Certified Financial Planner Planning 52

Getting Your Financial Ducks In A Row

OCTOBER 17, 2022

In 1974, Congress passed the Employee Retirement Income Security Act (ERISA) that, among many other provisions, provided for the implementation of the Individual Retirement Arrangement. The IRA, originally offered strictly through banks, become instantly popular, garnering contributions of $1.4 billion in the first year (1975).

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Clever Girl Finance

FEBRUARY 2, 2024

Starting early with investing for retirement is so important to secure your future self. This means that saving for retirement should be a component of your overall financial portfolio and wealth-building strategy. So, let’s discuss how to save for retirement in your 20s! The 401(k) Plan 2. Traditional IRA 3.

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Million Dollar Round Table (MDRT)

JANUARY 29, 2023

By Kennedy Sumarlie, CFP Most of the time, retirement plans and children’s education fund-related products require long-term discipline and consistent financial commitment. When I encounter a client who may be hesitant about long-term planning, I often use simple explanations. This feels challenging for some clients.

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Good Financial Cents

OCTOBER 3, 2022

If you’re currently holding your money in a bank that’s paying 0.0-something In this guide, we’re going to provide 11 of the best online banks, most of which pay interest rates on deposits well above “traditional” banks. We’ve listed all 11 banks, and their basic features. Our Picks for Best Online Banks.

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Nationwide Financial

APRIL 19, 2023

As multiple recessionary signs flash red including bank failures, persistent inflation, and ongoing volatility, investors of all ages are increasingly nervous about the state of the markets and economy and what it means for their retirement plans and their ability to save for retirement.

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The Chicago Financial Planner

AUGUST 24, 2021

If a financial advisor suggests that you don’t need to house your investments with a third-party custodian such as Schwab, Fidelity, your bank, Merrill Lynch, etc. Approaching retirement and want another opinion on where you stand? None the less here are some tips for you to reduce the risk: Use a third-party custodian.

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Good Financial Cents

JANUARY 24, 2023

While they do share some similarities, there are enough distinct differences between the two where they can just as easily qualify as completely separate and distinct retirement plans. Either plan is an excellent choice, particularly if you’re not covered by an employer-sponsored retirement plan. Not exactly.

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Random Roger's Retirement Planning

FEBRUARY 11, 2023

Barron's has a bunch of articles on retirement in this week's issues. The article contends that people have talked themselves into "wanting" to work longer because of how low retirement balances are. The article contends that people have talked themselves into "wanting" to work longer because of how low retirement balances are.

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Clever Girl Finance

DECEMBER 23, 2024

Freelancing is liberating, but without a solid financial plan, it can also be unpredictable. As a freelancer, you juggle not only your craft but also your finances, taxes, and retirement planning. That’s where financial planning for freelancers comes in. Plan for taxes ahead of time 4. Plan for retirement 5.

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Good Financial Cents

SEPTEMBER 29, 2022

That means no government backing, no banks, corporations, or physical assets. Traditional IRA: Best for Dedicated Retirement Planning. You can open an account, usually online, with banks, investment brokers, and robo-advisors. IRA plans are subject to Required Minimum Distributions (RMDs) beginning at age 72.

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Random Roger's Retirement Planning

APRIL 28, 2024

Writing for Bloomberg, Allison Schrager suggests that in order to enjoy retirement, we should work a little longer. Ann Tergesen at the Wall Street Journal reports that while most people expect to retire at 65, 62 ends up being more like it. I haven't even mentioned coming up short in retirement savings. Summing up Schrager.

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Good Financial Cents

JANUARY 17, 2023

And how does it compare to the 401k and other retirement plans that exist? A Simple IRA, or Savings Incentive Match Plan for Employees, is a type of employer-sponsored retirement savings plan that is designed to be easy to set up and maintain for small business owners. What is a Simple IRA?

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Harness Wealth

APRIL 16, 2025

Separating personal and business expenses Opening dedicated business bank accounts and credit cards represents a fundamental step in establishing clear financial boundaries for tech startups. These contributions reduce your current tax liability while building long-term retirement security through tax-deferred growth.

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Random Roger's Retirement Planning

AUGUST 2, 2023

More Generation X retirement doom today from both Bloomberg and Yahoo. million for retirement which is up from $1.7 To the idea of a goal for retirement savings, I've never had one. If you are at least 50, I think it is reasonable to have some understanding of what your expenses are likely to be once you hit retirement age?

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Investing Caffeine

MAY 3, 2023

Is Silicon Valley Bank and First Republic Bank the beginning or the end of bank failures? These are all interesting and important questions, but preparation for retirement is much more important than panicking over issues you have no control over. Tax Planning: Are you maximizing your tax-deferred investment accounts?

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Random Roger's Retirement Planning

APRIL 30, 2023

FIRE of course stands for Financial Independence/Retire Early. Of course many FIRE advocates, those living FIRE are not retired at all. It's just not retirement. Then they "retire" and pretty much giveaway that optionality they created for themselves. The too clever by half adaptation became retiring at 35 or 40.

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Park Place Financial

JANUARY 9, 2023

Retirement Planning 5 Reasons Why Houston Is a Great Place to Retire Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. For many people, retirement offers the time and opportunity to travel and explore new endeavors they never had the time for during their working years. Is Houston a good place to retire?

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International College of Financial Planning

JULY 31, 2023

Retirement is a time to embrace your dreams and live a contended retirement life, but it requires meticulous financial planning and preparation. Retirement planning is even more critical for self-employed individuals as they lack the safety net of traditional benefits like PPF or LTA.

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Clever Girl Finance

JULY 24, 2023

The biggest benefit of maxing out your 401k is the chance to save more money for retirement. Articles related to 401k accounts and retirement savings Decide if you should max out your 401k to increase your retirement savings! 4 Reasons you should A 401k is one of the most common types of employer-sponsored retirement plans.

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Validea

NOVEMBER 16, 2022

In an interview with Barron’s , TIAA president and CEO Thasunda Brown Duckett discussed the looming retirement crisis in America, pointing to a $4 trillion retirement income gap that suggests roughly 40% of Americans are at risk of running out of income during retirement. Duckett, who formerly ran J.P.

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Integrity Financial Planning

DECEMBER 29, 2022

Don’t just give any company your credit card or bank account information. Plan Ahead! When it comes to your retirement, planning ahead is the name of the game. The internet can provide an ocean of opportunities for deals, but make sure you use reputable sites and sellers when searching for them.

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Validea

NOVEMBER 18, 2022

In an interview with Barron’s , TIAA president and CEO Thasunda Brown Duckett discussed the looming retirement crisis in America, pointing to a $4 trillion retirement income gap that suggests roughly 40% of Americans are at risk of running out of income during retirement. Duckett, who formerly ran J.P.

Retirement 52

Retirement Retirement Planning Education Planning 52

Good Financial Cents

SEPTEMBER 15, 2022

The standard message from the financial community is that Americans are woefully unprepared for retirement. That owes to several factors, one of the major ones being a lack of regular retirement savings contributions. As the name implies, a Roth IRA is a variation of an individual retirement account. What is a Roth IRA?

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Integrity Financial Planning

JULY 24, 2023

4] Unfortunately, inflation is not something that can be safely reversed, but it can be slowed by central banks’ control of monetary policy as well as government spending. [5] One strategy that can be important for retirement is to plan around inflation. The consumer price index was at 4% year-over-year in May.

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Nationwide Financial

APRIL 7, 2023

Encouraging them to introduce their child to investing and saving for retirement can be a great place to begin. From there, more conversations can be had to stress the importance of saving for retirement early. Retirement planning at any age In July of 2022, Nationwide conducted a poll of 1,150 U.S.

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MazumaBusinessAccounting

MAY 31, 2022

Have you ever wondered how long to keep important financial records such as receipts, bank statements, and credit card bills? You’ll want to keep utility payment receipts, bank withdrawals, and deposit slips until you receive your monthly statements. You might be wondering how long to keep bank statements. You’re not alone!

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Good Financial Cents

APRIL 1, 2023

Let’s take a deep look at both plans, and particularly at where each stands out. It’s one of the best strategies to supercharge your retirement savings, especially for early retirement. There's no time like the present to begin preparing for your retirement. I think you’ll agree having both makes a lot of sense.

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Clever Girl Finance

SEPTEMBER 11, 2023

The Fidelity Learning Center features insights on investing, retirement planning, and other financial topics. Retirement planning tools Fidelity provides retirement planning tools , including calculators, educational content, and retirement income planning help.

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