Integrity Financial Planning

AUGUST 28, 2022

Understand the basics first, and then create an estate plan. Wills and trusts are both important estate planning tools with important differences. There could be other reasons to update your retirement account beneficiaries, such as marriage, divorce, or the birth of a new child or grandchild. A Will vs. a Trust.

Estate Planning 98

Estate Planning Planning Communication Retirement 98

Carson Wealth

APRIL 25, 2024

There are some things in life you just can’t plan for: an unexpected illness, job loss, death of spouse, disability. And while experiencing one of these major events can drastically impact your life, having an effective financial plan can help ensure that it doesn’t ruin your financial well-being. Let’s break each one down.

Financial Planning 97

Financial Planning Planning Retirement Insurance Coverage 97

Carson Wealth

DECEMBER 27, 2023

By Ryan Egolf, EA, Senior Tax Planner As the New Year quickly approaches, it’s time to put a bow on your 2023 financial plan. While this is by no means an exhaustive or comprehensive list of financial planning tools, these three broad areas will get you headed in the right direction. Rates are more accessible than ever before.

Planning 89

Planning Retirement Planning Insurance Taxes 89

The Chicago Financial Planner

FEBRUARY 5, 2022

That said, they did play in the AFC in their first year of existence but that’s getting too technical for this blog post. Rather I suggest an investment strategy that incorporates some basic blocking and tackling: A financial plan should be the basis of your strategy. Take stock of where you are. Photo credit: Flickr.

Investing 184

Investing Investments Financial Planner Risk Tolerance 184

Random Roger's Retirement Planning

OCTOBER 29, 2023

The various plans available where I live are not cheaper despite having high deductibles, so we haven’t contributed for a while. I probably wrote about this one a couple of times back in the first iteration of this blog. FAIRX is 82% invested in Florida real estate developer St.

Insurance 96

Insurance Clients Math Portfolio 96

eMoney Advisor

FEBRUARY 9, 2023

If you are looking for opportunities to grow your business, expanding your services to clients at all stages of the financial planning lifecycle creates new opportunities for you to reach those households in search of professional advice. People in this stage may have just graduated from college and recently joined the working world.

Financial Planning 95

Financial Planning Clients Planning Education 95

Integrity Financial Planning

OCTOBER 17, 2022

At age 50, workers with certain qualified retirement plans can make annual “catch-up” contributions in addition to their normal contributions. Those who are 50 or older and participate in a Simple IRA or Simple 401(k) plan can contribute up to $17,000 per year for 2022. Some 401(k) plans allow this, and others do not.

Retirement 95

Retirement Accounting Retirement Planning Distribution 95

Integrity Financial Planning

OCTOBER 3, 2022

With market volatility and inflation affecting people’s finances, talk about investment strategies and portfolio longevity seems to dominate retirement planning conversations. But one of the most important aspects of retirement is often overlooked in these conversations: healthcare costs. 1] [link]. [2] 2] [link]. [3]

Healthcare 98

Healthcare Retirement Planning Retirement Insurance 98

Clever Girl Finance

DECEMBER 1, 2022

No one cares about your financial well-being more than you, so it's important to have a financial plan for yourself. Knowing how to make a financial plan will allow you to save money, afford the things you really want, and achieve long-term goals like saving for college and retirement. What is a financial plan?

Financial Planning 105

Financial Planning Planning Budgeting Insurance 105

Integrity Financial Planning

FEBRUARY 20, 2023

The concept of retirement planning is simple. Despite changes in the economy or in life itself, the concept of planning your retirement has remained unchanged. We work, save, retire, and repeat for generations over. 2] This, however, does not mean that the retirement of your dreams is out of reach.

Retirement Planning 95

Retirement Planning Retirement Planning Financial Planning 95

Integrity Financial Planning

NOVEMBER 1, 2022

It doesn’t factor in your healthcare coverage situation, it isn’t designed to avoid the 3 strikes of tax planning , and it doesn’t account for the location and liquidity of your wealth and savings. There are many moving parts to a retirement plan that must be considered if your goal is to make the most of your savings.

Retirement Planning 95

Retirement Planning Retirement Financial Planning Tax Planning 95

Integrity Financial Planning

OCTOBER 19, 2023

1] This is the time when you can change your health plan and prescription drug coverage to adapt to your needs. [1] 1] Every year, there are changes to Medicare health plans and networks, so make sure that you know if your coverage is changing. [1] You can use this online tool to help you find plans. [2]

Medical 96

Medical Retirement Planning Retirement Planning 96

Integrity Financial Planning

AUGUST 21, 2023

One of those options might be to set up a defined contribution plan such as a 401(k). [1] 3] Alternatively, small business owners can set up a SIMPLE IRA, an acronym for Savings Incentive Match Plan for Employees. [4] One of those options might be to set up a defined contribution plan such as a 401(k). [1]

Retirement 95

Retirement Retirement Planning Accounting Taxes 95

Integrity Financial Planning

MARCH 5, 2023

Are you unsure of how much money you will need in retirement? This is a very common concern for Americans as they approach retirement age. This blog will give you some tips on how to begin estimating your needs in the future, as well as some tips on how to increase the longevity of your savings. How Much Should I Spend?

Retirement 93

Retirement Retirement Planning Planning Budgeting 93

Integrity Financial Planning

JULY 17, 2023

How you handle taxes and when you are taxed are two of the most important factors when it comes to retirement planning. 1] [link] [2] [link] [3] [link] [4-5] [link] [6-7] [link] The post Retirement Tax Strategies to Consider appeared first on Integrity Financial Planning, Inc.

Retirement 97

Retirement Taxes Retirement Planning Accounting 97

Mullooly Asset Management

JULY 6, 2022

Social security benefits are a key part of any retirement plan. But deciding when to claim those benefits is something all retirees should think long and hard about. Deciding when to tap into your social security is a highly personalized decision.

Retirement Planning 96

Retirement Planning Retirement Planning 96

WiserAdvisor

DECEMBER 18, 2023

The answer to “how much you need to retire” is shaped by various factors, including the kind of retirement life you dream of, your age, and the expenses you anticipate during your retirement years. Retirement planning is not just about reaching a target savings number.

Retirement 81

Retirement Retirement Planning Risk Tolerance Healthcare 81

Carson Wealth

JULY 12, 2022

We speak a secret language in financial planning. Translating from the secret language of financial planning, the sentence would read “Tammy specializes in insurance. She reviewed two types of annuity contracts often used for retirement and helped determine which one is the best fit for her client.” . Conferred Degrees.

Financial Advising 98

Financial Advising Financial Planning Ethics Financial Services 98

Integrity Financial Planning

SEPTEMBER 26, 2022

But retirement is a long-term game, and along the way, there are bound to be setbacks and downturns like the one we’re seeing now. So, preparing for the likelihood of a pullback or recession is crucial when it comes to retirement planning. Why Meet with a Financial Advisor?

Financial Advisor 98

Financial Advisor Retirement Planning Marketing Marketing 98

Integrity Financial Planning

DECEMBER 18, 2023

Here are some valuable insights from our professionals for those on the verge of retirement: Stick to a Well-Constructed Plan Having a well-defined blueprint for your retirement plan, which considers your budget and expected expenditures, is crucial. If your plan is working, then you probably want to stick with it.

Retirement 97

Retirement Retirement Planning Planning Financial Planning 97

Integrity Financial Planning

NOVEMBER 28, 2022

These days, retirement planning will likely involve Individual Retirement Accounts in one way or another. Your IRA strategy may be crucial to your retirement plan, but there is no one right way to do it. So, let’s talk about the Roth IRA and its unique value at the end of the calendar year. 1] [link]. [2]

Retirement Planning 88

Retirement Planning Retirement Taxes Accounting 88

Random Roger's Retirement Planning

OCTOBER 2, 2024

Part 1 took a look the evolution of the blog and for Part 2, I want to try to look at how portfolio process has evolved and track how I view life milestones as related to things like retirement. The other day I mentioned that original blog site is gone but that I can see the posts in the blogger template.

Portfolio 52

Portfolio Clients Retirement Portfolio Management 52

Integrity Financial Planning

DECEMBER 4, 2023

If your retirement income strategy is still a mystery to you, consider reaching out to one of our professionals for a complimentary review of your finances today. We can take away some of the unknowns that come with retirement planning and give you a sense of what you need for your situation. [1] 1] [link] [2] [link].

Retirement 98

Retirement Retirement Planning Budgeting Financial Planning 98

Random Roger's Retirement Planning

AUGUST 4, 2024

For the purposes of modeling and blogging we use large allocations to the various alts but I try to be very consistent in saying that in real life, I wouldn't put anywhere near 20-25% in any single alternative strategy. Here is a sampling of alternative funds, other than managed futures, that we talk about regularly on the blog.

Asset Allocation 52

Asset Allocation Management Clients Portfolio 52

Integrity Financial Planning

DECEMBER 29, 2022

Plan Ahead! When it comes to your retirement, planning ahead is the name of the game. If you have questions about how to fit your retirement strategy with your lifestyle and make the most of your savings and investments, Click HERE to sign up for a complimentary review with us at Integrity Financial Planning today.

Financial Planning 98

Financial Planning Retirement Planning Retirement Planning 98

Indigo Marketing Agency

JULY 1, 2024

To stand out in the competitive world of financial planning, you need more than just excellent financial services or agency support. To attract and retain clients, mastering the art of financial planning marketing is crucial. This could be a specific area of expertise, personalized service, or a unique approach to financial planning.

Financial Planning 52

Financial Planning Planning Marketing Marketing 52

Integrity Financial Planning

AUGUST 21, 2022

Even though you’re a long time away from needing long-term care, now is the time to plan. If the biggest chunk of your nest egg is in a qualified retirement plan like a 401(k) or IRA, you may consider using those funds to pay for long-term care. appeared first on Integrity Financial Planning, Inc.

Insurance 98

Insurance Retirement Planning Planning Financial Planning 98

Random Roger's Retirement Planning

DECEMBER 15, 2023

600,000-$800,000 are workable numbers for long term retirement planning. That range might not equal anyone's retirement number but a couple of lifestyle tweaks or changes and I think it's a range people could adapt to. In the earliest days of the blog, I began talking about monetizing hobbies.

Retirement 97

Retirement Retirement Planning Numbers Engineering 97

Integrity Financial Planning

JUNE 12, 2023

As you plan for retirement, it’s important to consider tax optimization strategies to minimize your tax liabilities. Here are three key ways to optimize taxes in retirement, based on information from sources published between 2022 and 2023.

Taxes 92

Taxes Retirement Consulting Financial Planning 92

Clever Girl Finance

MARCH 19, 2024

No one cares more about your financial well-being than you, so having a personal financial plan is important. Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. Table of contents What is a financial plan?

Financial Planning 74

Financial Planning Planning Budgeting Retirement 74

Integrity Financial Planning

SEPTEMBER 8, 2023

It requires players to anticipate their opponent’s moves, plan their strategy, and adjust it dynamically based on the game’s progression. 1] Game #3 – Monopoly Monopoly, a classic board game, encourages strategic planning, negotiation, and financial management.

Retirement 97

Retirement Strategic Planning Retirement Planning Planning 97

FMG

JULY 18, 2024

It also helps site visitors explore a plethora of content, from a blog to a library of questions answered directly on-site. The site then goes the extra mile by allowing visitors to sign up for a free assessment to see how their retirement planning is going and how they could improve it.

Wealth Management 97

Wealth Management Retirement Planning Financial Advisor Clients 97

Integrity Financial Planning

NOVEMBER 17, 2023

Everyone’s retirement plan is different. If you’re the kind of person who is looking to design a retirement where you spend more time away from screens, our advisors can help you build a plan that takes that into account.

Financial Planning 97

Financial Planning Retirement Planning Retirement Planning 97

Fortune Financial

JANUARY 11, 2024

From 401(k) plans and health savings accounts (HSA) to general financial information, our experts explain how different financial tools help your business and employees secure a stable financial future. What we found surprising is that this is the first year that saving for retirement is not the primary financial stress factor for employees.

Retirement Planning 59

Retirement Planning Education Insurance Retirement 59

WiserAdvisor

SEPTEMBER 20, 2023

In retirement planning, the concept of vesting is more than a contractual formality; it serves as a retention tool that incentivizes employees to remain with their employer for a certain period. It is, thus, important to speak to your plan administrator to understand your plans and benefits in detail.

Accounting 100

Accounting Retirement Retirement Planning Planning 100

Integrity Financial Planning

OCTOBER 20, 2023

1] If you are looking to play more golf in your retirement and think less about your retirement finances, Click HERE to reach out to our professionals today at Integrity Financial Planning for a complimentary review of your retirement situation.

Retirement 98

Retirement Financial Planning Retirement Planning Planning 98

WiserAdvisor

OCTOBER 20, 2023

You may consult with a professional financial advisor to better understand your financial history and the ensuing impact your past choices may have on your future financial planning. They provide an opportunity to make necessary adjustments, whether it’s reallocating investments, revisiting saving rates, or redefining retirement plans.

Financial Planning 74

Financial Planning Planning Financial Advisor Wealth Accumulation 74