Dear Mr. Market

AUGUST 23, 2024

Dear Mr. Market: Budgeting apps play a vital role in helping us keep track of our spending, save for future goals, and maintain control over our financial health. Today, we dive into six promising alternatives: YNAB (You Need A Budget), PocketGuard, EveryDollar, Goodbudget, Honeydue, and NerdWallet.

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Budgeting Education Financial Planning Management 98

Clever Girl Finance

AUGUST 21, 2024

Setting a budget might sound about as fun as doing your taxes, but trust me, it doesn’t have to be a drag! Whether you’re just starting out or need a little refresher, let’s break down the key factors you should consider when setting a budget! Adjust as your budget as needed 7. What are necessities in a budget?

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Budgeting Planning Retirement Transportation 97

The Big Picture

MARCH 14, 2025

Senate Budget Committee, and was senior economic adviser for Bernie Sanders 2016 and 2020 presidential campaigns. In addition to her work in academia, Stephanie has held numerous roles in the political sphere. She served as chief economist on the U.S.

Economics 182

Economics Budgeting Economy 182

Clever Girl Finance

NOVEMBER 4, 2023

Love it or hate it, if you want to be financially successful, you need to budget your money and success with budgeting means understanding budget categories. So, let’s talk about the various categories that you might need, including a budget categories list! How many categories should I have for a budget?

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Nerd's Eye View

JANUARY 24, 2025

Read More.

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Financial Planner Asset Allocation Clients Commission 246

Wealth Management

MARCH 20, 2024

Supporters and critics of the proposed rule are setting up discussions with the Office of Management and Budget, one of the last steps before the final rule will be revealed.

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Budgeting Insurance Retirement Management 317

Clever Girl Finance

SEPTEMBER 5, 2024

But once I discovered the magic of budget templates, everything changed. Table of contents What is a budget template? The Best budget templates: Spreadsheets The Best budget templates: Apps Expert Tip: Find a budget template that works for you What are some key features to look for in a budget template?

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Budgeting Accounting Management Banking 98

Abnormal Returns

MARCH 14, 2025

fasterplease.substack.com) Policy Stephen Dubner talks tax myths with Jessica Riedl, a senior fellow in budget, tax, and economic policy at the Manhattan Institute. (podcasts.apple.com) Jim Pethokoukis talks the business of space with Matt Weinzierl, co-author of "Space to Grow: Unlocking the Final Economic Frontier."

Budgeting 147

Budgeting Taxes Economy Economics 147

Clever Girl Finance

MARCH 29, 2024

When you are paid on a biweekly basis, it may make sense to create a biweekly budget. A biweekly budget is perfect for those who get paid every other week. You can structure your budget around your paychecks so you don’t miss anything with your money, and you can find out how here! How does a biweekly budget work?

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Wealth Management

OCTOBER 9, 2023

Mark Bruno and Megan Carpenter dive into topics like how to pitch a speaker to a conference organizer, where events budgets are headed and why weekend events are a thing.

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Budgeting 312

Wealth Management

OCTOBER 19, 2023

The Labor Department's latest attempt at amending its fiduciary definition is currently under consideration by the White House’s Budget Department and is expected to be released for comment soon.

Budgeting 312

Budgeting 312

Clever Girl Finance

JULY 13, 2024

The 60/30/10 budget turns the traditional rules of budgeting upside down. Instead of focusing on discretionary spending, this budgeting rule emphasizes sprinting toward our financial goals. And although the 60/30/10 rule budget won’t work for everyone, many could use it to take their finances to the next level.

Budgeting 98

Budgeting Transportation Retirement Food 98

Clever Girl Finance

JANUARY 16, 2024

There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. Table of contents What is a bare bones budget? Who needs a bare bones budget? It’s a budget that only covers the necessities.

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Budgeting Food Retirement Transportation 98

Abnormal Returns

JANUARY 8, 2025

peterlazaroff.com) Katie Gatti Tassin talks with Dana Miranda author of "You Don't Need a Budget." (youtube.com) Peter Lazaroff on the need for professional help in retirement planning.

Retirement Planning 147

Retirement Planning Budgeting Financial Planning Planning 147

Nerd's Eye View

MARCH 6, 2025

The advisor may be surprised by how understanding many long-standing clients will be – but for clients who are unable or unwilling to adjust, the advisor may need to guide them to a firm that better fits their budget.

Clients 182

Clients Ethics Financial Advice Budgeting 182

Wealth Management

DECEMBER 7, 2023

A final rule meant to “standardize” climate-related disclosures for issuers could also come in the spring, according to the White House Office of Management and Budget.

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Clever Girl Finance

DECEMBER 16, 2023

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.

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Budgeting Retirement Accounting Taxes 96

Wealth Management

JANUARY 9, 2024

that have recently cut jobs and redirected budgets. BlackRock is among big money managers, including Wellington Management and T. Rowe Price Group Inc.,

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Budgeting Management 283

Wealth Management

FEBRUARY 23, 2024

Also, Advzyon and Apex announce integrations and AssetMark boosts it 2024 tech budget by $15 million.

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Budgeting Investments Investing 278

Clever Girl Finance

FEBRUARY 11, 2025

If you’re thinking about using the cash envelope system to budget effectively, having the right cash envelope wallet is key. A well-organized wallet makes it easy to divide, access, and track your cash, helping you stay committed to your budgeting goals. The cash envelope system essentially puts you on a cash budget.

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Budgeting Numbers Management Insurance 69

Clever Girl Finance

JANUARY 16, 2024

A quick Google search of budgeting methods will show you that there’s no shortage of options out there. There is, however, one particular budgeting method that could work well if you are just getting started with budgeting and more so if you don’t like the idea of a monthly budget. What is a paycheck budget?

Budgeting 98

Budgeting Accounting Banking Planning 98

Clever Girl Finance

MARCH 9, 2024

How can you ensure you don’t go over your budget? However, with the right strategies, learning how to stay on budget can be done! Table of contents Fundamentals for budgeting success 6 Tips for staying on budget Expert tip: Try loud budgeting How can you ensure you don’t go over your budget? Let’s dive in!

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Budgeting Accounting Planning Transportation 97

MainStreet Financial Planning

NOVEMBER 9, 2023

With the recent news of Mint shutting down, we wanted to share a few helpful alternatives for budgeting tools to help you stay on track with accomplishing your goals! YNAB – YNAB stands for “You Need a Budget” and it is one that I have personally used and recommend to friends and clients. month or if you pay all at one time it is $99.99/year

Budgeting 98

Budgeting CFP Financial Advisor Financial Planning 98

Clever Girl Finance

SEPTEMBER 11, 2023

Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!

Budgeting 104

Budgeting Taxes Transportation Healthcare 104

Advisor Perspectives

JUNE 27, 2024

The latest Congressional Budget Office projections suggest that it will need to borrow an added $400 billion this year to cover its budget deficit — and trillions more over the next decade. The US government’s finances keep looking worse.

Budgeting 98

Budgeting Government 98

MainStreet Financial Planning

JANUARY 10, 2025

Create a Realistic Budget A budget is telling your money where to go instead of wondering where it went, says leadership coach and author, John Maxwell. A well-crafted budget isnt about restriction; its about making sure every dollar works toward your bigger financial goals. When you write your goals, you commit to them.

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Budgeting Planning Retirement Financial Planning 93

Wealth Management

MARCH 30, 2023

The SEC chair testified before a House Appropriations Subcommittee on the commission’s FY24 budget request.

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Budgeting 264

Abnormal Returns

JANUARY 15, 2025

theatlantic.com) Five insights from Dana Miranada's new book, "You Dont Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease." (bestinterest.blog) Wealthy Americans are ensuring their children start life with a high credit score. nextbigideaclub.com) Five types of wealth you should actually shoot for.

Retirement 162

Retirement Tax Planning Taxes Budgeting 162

Clever Girl Finance

DECEMBER 13, 2023

Budgeting isn’t just about making sure you have enough to pay the bills each month. These can help you build out your budget and live debt-free. According to PR Newswire, 80% of Americans have a budget. Then aim to save that sum every month in your “wedding budget breakdown” fund. Why do sinking funds categories matter?

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Budgeting Medical Accounting Transportation 97

Wealth Management

JANUARY 12, 2023

Underfunding the Internal Revenue Service allows scofflaws to go unpunished and will only increase the US budget deficit.

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Budgeting 246

Wealth Management

AUGUST 10, 2023

A new analysis has calculated the potential reduction in payouts if politicians are unable to address the looming budget shortfall.

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Budgeting 245

Abnormal Returns

JULY 9, 2024

kitces.com) How budget deficits affect Treasury yields. (mrzepczynski.blogspot.com) Japanese stocks trade at a discount to U.S. alphaarchitect.com) When trend following, trade more markets. mrzepczynski.blogspot.com) A closer look at quality factor ETFs. klementoninvesting.substack.com) People underestimate their emergency savings needs.

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Abnormal Returns

OCTOBER 17, 2024

It is as much a ritual of self-stratification as it is a practical operation about budgets and commutes." (nytimes.com) Katie Gatti Tassin, "Looking for a place to live forces you to locate yourself somewhere on this socioeconomic spectrum. moneywithkatie.com) OnlyFans is booming. What are users actually getting?

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Communication Budgeting 278

Dear Mr. Market

DECEMBER 31, 2024

Create or Refresh Your Budget Think of your budget as the foundation of your financial house. Whether youre fine-tuning your budget or planning your retirement roadmap, dont go it alone. Heres your top 10 financial planning checklist for the new year. Read more : 42% More Likely to Succeed? Ready to Tackle 2024?

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Budgeting Financial Planning Estate Planning Planning 86

Calculated Risk

NOVEMBER 17, 2022

Fewer newly listed homes would normally cause a decline in inventory, but buyers have retreated from the housing market as higher and more uncertain costs make it difficult to ascertain purchasing power and set a budget. • New listings–a measure of sellers putting homes up for sale–were again down, dropping 18% from one year ago.

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Sales Budgeting Marketing Marketing 362

Calculated Risk

SEPTEMBER 8, 2023

Next week, August CPI, retail sales, PPI, import and export prices, industrial production and monthly budget statement will affect our GDP tracking [Sept 8th estimate] emphasis added From Goldman: July goods exports were stronger than our previous assumption, and we boosted our Q3 GDP tracking estimate by 0.2pp to +3.1% (qoq ar).

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Budgeting Retail Sales Economics 311

Mish Talk

DECEMBER 7, 2022

It will add to inflation and bigger budgets. A: They will get much bigger budgets but will either ignore the climate targets or lie about meeting them. No, that isn't the Onion, I am quoting. It's the Wall Street Journal. Well, that's OK. Who doesn't want that? Yes, the Pentagon loves it. Astute observation. Like these reports?

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Nonprofit Pharmaceutical Budgeting Manufacturing 287