Clever Girl Finance

JANUARY 16, 2024

A quick Google search of budgeting methods will show you that there’s no shortage of options out there. There is, however, one particular budgeting method that could work well if you are just getting started with budgeting and more so if you don’t like the idea of a monthly budget. What is a paycheck budget?

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Advisor Perspectives

JUNE 27, 2024

The latest Congressional Budget Office projections suggest that it will need to borrow an added $400 billion this year to cover its budget deficit — and trillions more over the next decade. The US government’s finances keep looking worse.

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Clever Girl Finance

AUGUST 21, 2024

Setting a budget might sound about as fun as doing your taxes, but trust me, it doesn’t have to be a drag! Whether you’re just starting out or need a little refresher, let’s break down the key factors you should consider when setting a budget! Adjust as your budget as needed 7. What are necessities in a budget?

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Clever Girl Finance

MARCH 9, 2024

How can you ensure you don’t go over your budget? However, with the right strategies, learning how to stay on budget can be done! Table of contents Fundamentals for budgeting success 6 Tips for staying on budget Expert tip: Try loud budgeting How can you ensure you don’t go over your budget? Let’s dive in!

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MainStreet Financial Planning

NOVEMBER 9, 2023

With the recent news of Mint shutting down, we wanted to share a few helpful alternatives for budgeting tools to help you stay on track with accomplishing your goals! YNAB – YNAB stands for “You Need a Budget” and it is one that I have personally used and recommend to friends and clients. month or if you pay all at one time it is $99.99/year

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Abnormal Returns

OCTOBER 17, 2024

It is as much a ritual of self-stratification as it is a practical operation about budgets and commutes." (nytimes.com) Katie Gatti Tassin, "Looking for a place to live forces you to locate yourself somewhere on this socioeconomic spectrum. moneywithkatie.com) OnlyFans is booming. What are users actually getting?

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Abnormal Returns

JULY 9, 2024

kitces.com) How budget deficits affect Treasury yields. (mrzepczynski.blogspot.com) Japanese stocks trade at a discount to U.S. alphaarchitect.com) When trend following, trade more markets. mrzepczynski.blogspot.com) A closer look at quality factor ETFs. klementoninvesting.substack.com) People underestimate their emergency savings needs.

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Mish Talk

DECEMBER 7, 2022

It will add to inflation and bigger budgets. A: They will get much bigger budgets but will either ignore the climate targets or lie about meeting them. No, that isn't the Onion, I am quoting. It's the Wall Street Journal. Well, that's OK. Who doesn't want that? Yes, the Pentagon loves it. Astute observation. Like these reports?

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Good Financial Cents

MARCH 17, 2023

This information is critical if you want to create a budget and manage your money correctly. I’ll also share some budgeting and side hustle tips so you can get the most out of the money you earn. In your budget, you should plan to set aside money to cover future expenses, such as a vacation, a house downpayment, retirement , etc.

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Clever Girl Finance

JULY 13, 2024

The 60/30/10 budget turns the traditional rules of budgeting upside down. Instead of focusing on discretionary spending, this budgeting rule emphasizes sprinting toward our financial goals. And although the 60/30/10 rule budget won’t work for everyone, many could use it to take their finances to the next level.

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Truemind Capital

AUGUST 2, 2024

Here is what we are doing to efficiently manage investments after accounting for the budget changes. Before the budget, the investments in debt funds qualified for LTCG at 20% with indexation benefit after 3 years of holding. CONNECT WITH TRUEMIND ADVISOR The post Budget impact on Investments appeared first on Investment Blog.

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Abnormal Returns

MARCH 7, 2024

vanityfair.com) Travel Budget airlines are increasingly stiff competition for trains in Europe. (wapo.st) An excerpt from "It’s Hard for Me to Live With Me," by Rex Chapman. gq.com) Technology Data centers are greedy for both power and water. theatlantic.com) How AI could disrupt Hollywood. on.ft.com) Air travel is cheap.

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Abnormal Returns

DECEMBER 1, 2024

nytimes.com) Budgeting When you do the math, it's hard to find trillions to save in the federal budget. econbrowser.com) The Department of Veteran Affairs now makes up 5% of the federal budget. economist.com) No-limit vouchers are blowing a hole in the state of Arizona's budget.

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The Big Picture

OCTOBER 18, 2022

For everyone who is not a cash buyer of a house — that is about 75% of the homes sold nationally (and about half in places like Manhattan) — those numbers can be budgeted. The post Collapse in Prospective Home Buyer Traffic appeared first on The Big Picture.

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Advisor Perspectives

OCTOBER 11, 2023

The odds of a unicorn spraying rainbows across the sky and the government running a surplus are the same: zero percent.

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Abnormal Returns

JUNE 9, 2024

humbledollar.com) Russia An increasing portion of Russia's budget is dedicated to fighting Ukraine. (spyglass.org) Alternatives More investors are facing up to the problem with illiquid alternatives. wsj.com) Individuals are unlikely to suss out the best performing alternative funds. wsj.com) Policy What happens if the 2017 tax cuts lapse.

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Abnormal Returns

AUGUST 17, 2022

vox.com) Why budgets don't work. (impersonalfinances.com) Five ways to simplify your life including 'Owning fewer automobile.' humbledollar.com) Things to consider when doing a 401(k) rollover. morningstar.com) How BNPL gets you to spend more. theescapeartist.me).

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Wealth Management

APRIL 16, 2024

Shenkman and Joy Matak discuss proposals in the 2025 Green Book.

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Abnormal Returns

SEPTEMBER 5, 2023

wsj.com) High real yields are hurting the Federal budget deficit. Rates How an inverted yield curve affects stock and bond market returns. mrzepczynski.blogspot.com) Utility stocks are battling higher fixed income yields. axios.com) Strategy Dollar-cost averaging makes downturns less painful.

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Financial Advising Budgeting Manufacturing Media 278

Abnormal Returns

NOVEMBER 29, 2023

wsj.com) What is the difference between traditional and reverse budgeting? (alchemy.substack.com) There's only so many life goals you can achieve. Choose wisely. dariusforoux.com) What we fight about when we fight about money. thomaskopelman.com) What you know about year-end charitable giving. tonyisola.com)

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Abnormal Returns

OCTOBER 25, 2023

bestinterest.blog) What is the goal of reverse budgeting? (vox.com) Personal finance No one has it all figured out. Tradeoffs abound. awealthofcommonsense.com) Five common mistakes in personal finance. thomaskopelman.com) Young investors should hope for the stock market to go down, not up.

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Integrity Financial Planning

NOVEMBER 20, 2023

Source: [link] The post Understanding the Four Phases of Your Retirement Budget Strategy appeared first on Integrity Financial Planning, Inc. Our professionals have worked with clients in every stage of retirement, and they can help you design a plan for whatever phase you happen to be in.

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Nerd's Eye View

OCTOBER 16, 2023

Given that larger firms tend to have more substantial marketing budgets to attract clients, smaller firms and their advisors have had to look for alternative ways to differentiate themselves from the competition.

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Carson Wealth

APRIL 19, 2024

Begin with a Budget As you enter the workforce, you’ll probably start making a lot more money than you ever have before. Having a budget will help you stay within your means. One helpful framework to consider is the 50/20/30 budget rule – a simple, yet powerful guideline for allocating your income.

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Abnormal Returns

JANUARY 4, 2023

nytimes.com) FTX's demise is leaving a big hole in sports sponsorship budgets. (calculatedriskblog.com) Crypto Coinbase ($COIN) is coughing up $100 million in a deal with the state of New York. ft.com) With FTX off the board, all eyes are on Binance.

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Abnormal Returns

MARCH 8, 2023

ritholtz.com) Peter Lazaroff on how a 'negative budget' works. Podcasts Morgan Housel on on the art of spending money. open.spotify.com) Barry Ritholtz on how to avoid financial disasters. rationalreminder.libsyn.com) Housing Your house is a terrible investment.

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The Big Picture

MAY 2, 2024

The Consumer Expenditure (CE) Survey asks households the share of their budget which goes towards different categories of goods and services, and is subsequently used by the CPI program to create weights for index estimation. The Housing Survey collects price observations of rental housing units across the United States.”

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Nerd's Eye View

JANUARY 12, 2024

Also in industry news this week: The Department of Labor (DoL) this week published a final rule delineating what makes an individual an independent contractor versus a company employee, though it did not provide specific guidance for registered representatives of broker-dealers and other financial professionals who have expressed concern that their (..)

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The Big Picture

SEPTEMBER 21, 2022

I have a sneaking suspicion that inflation expectations are overly dependent on 6-foot tall numbers posted nationwide adjacent to roadways showing the price of a commodity that used to be a very significant portion of the family budget but today is a much smaller part of consumer spending.

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Advisor Perspectives

DECEMBER 4, 2024

trillion federal budget deficit in the fiscal year that ended in September was the third biggest ever in dollar terms, trailing only the pandemic deficits of the 2020 and 2021 fiscal years.

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Abnormal Returns

AUGUST 3, 2022

obliviousinvestor.com) Why you don't likely need a budget in retirement. (getrichslowly.org) An excerpt from "Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life" by Jordan Grumet. getrichslowly.org) Retirement Spending shocks are real in retirement.

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The Big Picture

SEPTEMBER 3, 2022

Tech tool offers police ‘mass surveillance on a budget’ “Local law enforcement is at the front lines of trafficking and missing persons cases, yet these departments are often behind in technology adoption,” Matthew Broderick, a Fog managing partner, said in an email. The Poseys exploited it—and became unlikely defenders of transparency.

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Abnormal Returns

OCTOBER 2, 2022

pragcap.com) At what point do higher interest rates start affecting the Federal budget? (theatlantic.com) Economy Cullen Roche, "This has been one of the fastest and most aggressive Fed rate hikes in history." awealthofcommonsense.com) The economic schedule for the coming week. calculatedriskblog.com) Q3 GDP is looking up.

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Financial Advising Budgeting Economy Media 242

Abnormal Returns

OCTOBER 29, 2023

sacra.com) Federal debt How worried should you be about the budget deficit? (tker.co) The AI investing boom is going to break a lot of hearts. ft.com) Meet the kids dropping out of college to start AI companies. wsj.com) How the LLMs compare. blairbellecurve.com) The U.S.

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Nerd's Eye View

JANUARY 27, 2023

Also in industry news this week: Why cash management strategies could become increasingly important parts of an advisor’s value proposition in a higher-interest-rate environment Why improved returns on cash products could be a double-edged sword for some advisory clients following last year’s market volatility From there, we have several (..)

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Truemind Capital

JULY 26, 2024

Gold prices plummeted by 8% after customs duty was cut in the budget. CONNECT WITH TRUEMIND ADVISOR The post Should you invest in Gold or Silver post the Budget? We don’t hold a strong conviction in Silver due to its dependence on industrial demand which could be dampened owing to the Global slowdown/recession.

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The Big Picture

NOVEMBER 25, 2022

That will cause a drop in property taxes and strain city budgets. Falling property values in cities are likely driven by richer, more skilled residents leaving high-value properties. Stanford Institute for Economic Policy Research ). • New York Times ). This essay isn’t true : Alethic nihilism is the theory that nothing is true.

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