Remove Budgeting Remove Debt Management Remove Numbers
article thumbnail

Ten Steps To Creating A Solid Financial Plan For Yourself

Clever Girl Finance

A monthly budget to help you keep your expenses below your income. A debt pay-off and spending plan (using your budget). Discuss your budget and money goals and make financial decisions together. You should also go over the numbers. How much debt do you have? Pay off debt. Retirement savings.

article thumbnail

12 Steps To Creating A Solid Financial Plan For Yourself

Clever Girl Finance

Is a financial plan the same as a budget? You should also go over the numbers. For instance, I might ask myself about my money: how much debt do I have? Make a budget Budgeting is a key part of how to create a financial plan that works. What is a full financial plan? What does my savings account look like?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

27 Tips For How To Pay Off Credit Cards Fast

Clever Girl Finance

Tell yourself things like “I can do this,” “Being debt-free is worth it,” and “Goodbye debt.” Create a budget for your spending Creating a budget is your next step on how to get out of credit card debt. Here is an example of a budget to help you out !

article thumbnail

The 23 Best Financial Literacy Books

Clever Girl Finance

Earning involves simple money management, such as budgeting and debt management. So beyond the budgeting and debt repayment basics , Erin dives into the mindset and a practical approach. Shen uses a numbers-driven system that readers can adapt to live life on their own terms and grow rich.

article thumbnail

29 Yearly Goals Everyone Should Have!

Clever Girl Finance

Create a monthly budget that ties into your yearly goals Budgeting is also a foundational financial goal because this is what allows you to get a full picture of how much you’re making, how much you’re spending, and where there might be leaks in the ship. Some will be short-term, like saving for Christmas on a budget or vacations.

article thumbnail

7 Tips For How To Negotiate Credit Card Debt

Clever Girl Finance

Consult a credit counseling company Credit counselors advise you on your money and debt , helping you figure out a healthy debt management plan. Be wary of any counselor who tries to push a debt management plan before they’ve taken the time to analyze your financial situation.

article thumbnail

How Much Should I Have Saved in My 30s?

Carson Wealth

If you’re under significant debt pressure, consider talking with a Certified Financial Planner Professional or an Accredited Financial Counselor who specializes in consumer credit and debt management.   . These numbers quickly scale, compound and backflip into overwhelming costs.