Calculated Risk

SEPTEMBER 8, 2023

Next week, August CPI, retail sales, PPI, import and export prices, industrial production and monthly budget statement will affect our GDP tracking [Sept 8th estimate] emphasis added From Goldman: July goods exports were stronger than our previous assumption, and we boosted our Q3 GDP tracking estimate by 0.2pp to +3.1% (qoq ar).

Budgeting 311

Budgeting Retail Sales Economics 311

Abnormal Returns

JUNE 9, 2024

(humbledollar.com) Russia An increasing portion of Russia's budget is dedicated to fighting Ukraine. wsj.com) Investing in ports has positive spillover economic effects. wsj.com) The economic schedule for the coming week. msn.com) How Russian propaganda spreads despite bans in place.

Financial Advising 278

Financial Advising Budgeting Economics Media 278

The Big Picture

OCTOBER 18, 2022

The four largest drops occurred during distinct periods of economic distress: 1990 (recession), 2006-09 (GFC), 2020 (pandemic/recession), and today (FOMC 300 bp rate hike). This brings us to the chart: The one above shows the traffic of prospective buyers looking at a new home (2014- 2022); the one below goes back to the 1980s.

Budgeting 363

Budgeting Economy Taxes Numbers 363

A Wealth of Common Sense

MAY 19, 2024

The Congressional Budget Office released new research comparing inflation on a basket of goods and services households at different income levels consume between now and 2019 along with changes in wages. Four charts about the economy you might find surprising: 1. Wages are cumulative too.

Economics 137

Economics Budgeting Distribution Economy 137

The Big Picture

OCTOBER 23, 2023

As the Peterson Institute noted: In June, the Congressional Budget Office (CBO) projected that annual net interest costs would total $663 billion in 2023 and almost double over the upcoming decade, soaring from $745 billion in 2024 to $1.4 Note that this is not hindsight bias , but rather discussions we had repeatedly here in the mid-2010s.

Government 334

Government Economics Taxes Budgeting 334

The Big Picture

NOVEMBER 25, 2022

That will cause a drop in property taxes and strain city budgets. Stanford Institute for Economic Policy Research ). • But we first need to understand, as well as catalogue, what is causing the current economic carnage. ( New York Times ). The Political Economy Blog ).

Commission 313

Commission Budgeting Economics Retail 313

Calculated Risk

MAY 31, 2023

Economic activity was little changed overall in April and early May. High inflation and the end of Covid-19 benefits continued to stress the budgets of low- and moderate-income households, driving increased demand for social services, including food and housing. Staffing firms reported slower growth in demand. emphasis added

Economics 133

Economics Transportation Healthcare Budgeting 133

The Big Picture

SEPTEMBER 21, 2022

I have a sneaking suspicion that inflation expectations are overly dependent on 6-foot tall numbers posted nationwide adjacent to roadways showing the price of a commodity that used to be a very significant portion of the family budget but today is a much smaller part of consumer spending. November 22, 2009). Black Friday #Fails.

Risk Tolerance 334

Risk Tolerance Budgeting Numbers Banking 334

Mish Talk

DECEMBER 7, 2022

It will add to inflation and bigger budgets. A: They will get much bigger budgets but will either ignore the climate targets or lie about meeting them. No, that isn't the Onion, I am quoting. It's the Wall Street Journal. Well, that's OK. Who doesn't want that? Yes, the Pentagon loves it. Astute observation. Like these reports?

Nonprofit 287

Nonprofit Pharmaceutical Budgeting Manufacturing 287

The Big Picture

JUNE 27, 2024

– and energy as a percentage of your household budget is less than it ever was. That you can tank up in 2024 for $50-75 is an economic miracle, but people still love to complain about gas prices. For most of us who are not regularly crunching the numbers in spreadsheets, it may not feel that way. Some changes are obvious and upsetting.

Budgeting 321

Budgeting Economics Sales Media 321

Abnormal Returns

OCTOBER 2, 2022

pragcap.com) At what point do higher interest rates start affecting the Federal budget? awealthofcommonsense.com) The economic schedule for the coming week. (theatlantic.com) Economy Cullen Roche, "This has been one of the fastest and most aggressive Fed rate hikes in history." calculatedriskblog.com) Q3 GDP is looking up.

Financial Advising 242

Financial Advising Budgeting Economy Media 242

Abnormal Returns

OCTOBER 29, 2023

sacra.com) Federal debt How worried should you be about the budget deficit? bloomberg.com) The economic schedule for the coming week. (tker.co) The AI investing boom is going to break a lot of hearts. ft.com) Meet the kids dropping out of college to start AI companies. wsj.com) How the LLMs compare. blairbellecurve.com) The U.S.

Financial Advising 262

Financial Advising Retirement Budgeting Economy 262

The Big Picture

NOVEMBER 21, 2022

And it was a miserable economic time, with both of these elevated measures together creating a period of unhappy people that the Misery index neatly captured. As Zunbrun observes, “ The Misery Index, as commonly constructed, doesn’t adequately capture how overall economic conditions affect attitudes.”. Should it be? 46, October 2014).

Economics 325

Economics Budgeting Taxes Economy 325

Clever Girl Finance

SEPTEMBER 28, 2022

There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. What is a bare bones budget? It's a budget that only covers the necessities. That's why this is not a sustainable long-term budget.

Budgeting 59

Budgeting Transportation Retirement Food 59

Validea

APRIL 4, 2025

In this episode, dive into the complex world of tariffs, national debt, and economic policies under the current administration. DOGE Initiative: Examination of the Department of Government Efficiency (DOGE) as a propaganda tool and realistic estimates of potential budget savings. National Debt Concerns: Perspectives on whether the U.S.

Marketing 52

Marketing Marketing Budgeting Manufacturing 52

Nationwide Financial

JULY 20, 2022

and its impact on economic growth, George Bernard Shaw’s quote seems apropos. Undeniably, for decades, economists and deficit hawks alike have been debating the merits of rising national debt and weaker economic activity as a result. Many years of federal budget deficits have led to a large national debt in the U.S.

Economics 59

Economics Budgeting Economy Government 59

International College of Financial Planning

MARCH 8, 2023

The Union Budget is one of the year’s most anticipated events for both companies and individuals. The financial budget for this year (2023) is important as it sets the tone for the economy in the following year. Health and Education : The budget has allocated INR 3.06 Infrastructure : The budget has earmarked INR 5.54

Budgeting 52

Budgeting Education Manufacturing Government 52

Nerd's Eye View

OCTOBER 30, 2023

On the other hand, the past decade has seen an explosion of 'vendor conferences', as more and more companies have discovered it's more economical to simply run their own conferences (at a breakeven or even a small loss) than to heavily sponsor the conferences of industry associations. Read More.

Financial Advisor 246

Financial Advisor Numbers Budgeting Financial Planning 246

International College of Financial Planning

FEBRUARY 3, 2024

Following the announcement of the interim Budget, the Indian stock markets traded more or less flat as there were no shocks or surprises for the market– rather the focus was kept on inclusive growth and prosperity with fiscal prudence. lakh crore, reflecting vigorous economic activity. to exceed ₹ 1.72

Budgeting 52

Budgeting Financial Market Investing Investments 52

Calculated Risk

MAY 20, 2024

Economic Outlook and Housing Price Dynamics. This is because housing costs make up such a large share of household budgets. Lags in Housing Services Inflation The primary reason for this lag is that market rents adjust more quickly to economic conditions than what landlords charge their existing tenants.

Economy 189

Economy Budgeting Economics Government 189

Mish Talk

NOVEMBER 24, 2022

Your budget is your hot trend. “People have asked me, ‘What’s the trend, what’s the hot trend for the holiday season?’” said Gabriella Santaniello, founder of the retail research firm A Line Partners. If a retailer runs 40% off on Black Friday, they’ll probably be 40% off on Monday.”

Advertising 221

Advertising Retail Budgeting Sales 221

Abnormal Returns

SEPTEMBER 4, 2022

axios.com) State budget surpluses are in danger of going away. calculatedrisk.substack.com) The economic schedule for the coming week. (nytimes.com) The jobs situation is unlikely to get better until immigration is increased. politico.com) The benefit of larger university endowments don't accrue to students.

Financial Advising 130

Financial Advising Budgeting Media Economy 130

Abnormal Returns

JULY 14, 2022

variety.com) Are big budget movies like the coming 'The Gray Man' going to help Netflix ($NFLX)? cbc.ca) Why Sri Lanka is facing an economic crisis. (variety.com) Netflix ($NFLX) has teamed up with Microsoft ($MSFT) to power a ad-supporting tier. msn.com) Older Americans are increasingly adopting streaming services.

Marketing 130

Marketing Marketing License Financial Advising 130

Mish Talk

DECEMBER 5, 2022

Please consider the November 2022 Services ISM ® Report On Business ® Economic activity in the services sector grew in November for the 30th month in a row — with the Services PMI ® registering 56.5 And at economic turns, the admittedly more noisy household survey (employment) tends to lead. The Supplier Deliveries Index registered 53.8

Economy 190

Economy Manufacturing Economics Healthcare 190

International College of Financial Planning

MAY 29, 2023

The Union Budget is one of the year’s most anticipated events for both companies and individuals. The financial budget describes the government’s income and expenditure goals and acts as a roadmap for the country’s economic progress. Health and Education: The budget has allocated INR 3.06

Budgeting 40

Budgeting Education Manufacturing Government 40

Nationwide Financial

AUGUST 22, 2022

The report on retail sales showed consumers are still spending, but at a slower pace, and are shifting their budget to necessities versus discretionary purchases, reinforcing the tone from retail executives. Back-to-work oriented spending, such as transportation, food, and childcare are also surging, further challenging consumer budgets.

Marketing 98

Marketing Marketing Retail Budgeting 98

Abnormal Returns

JUNE 11, 2023

caia.org) Policy The era of flush state budgets is coming to an end. axios.com) The economic schedule for the coming week. (platformer.news) VC You can expect to see more startups closing up shop as funding dries. wsj.com) How a seed investor approaches valuation discussions. hunterwalk.com) Focus matters for VCs.

Financial Advising 130

Financial Advising Startup Budgeting Valuation 130

Advisor Perspectives

JANUARY 31, 2023

A slowdown in US economic activity this year is likely to impact most states, which could face budget deficits, according to Jennifer Johnston, Franklin Templeton Fixed Income’s Director of Municipal Bonds.

Budgeting 40

Budgeting Marketing Marketing Economics 40

Brown Advisory

MAY 31, 2018

NOW 2018 | What is the Economic Impact of Political Polarization? We’ve had 90 straight months of positive job growth and a near-record 36 consecutive quarters of economic expansion. Gayer raised other questions: Is technological advancement actually driving inequality and a shift in the economic pie toward capital and away from labor?

Economics 52

Economics Budgeting Government Clients 52

Brown Advisory

MAY 31, 2018

NOW 2018 | What is the Economic Impact of Political Polarization? We’ve had 90 straight months of positive job growth and a near-record 36 consecutive quarters of economic expansion. Gayer raised other questions: Is technological advancement actually driving inequality and a shift in the economic pie toward capital and away from labor?

Economics 52

Economics Budgeting Government Clients 52

Fortune Financial

SEPTEMBER 19, 2023

per annum with growth every single year regardless of economic circumstances. Economically speaking, lavish pet expenditures were once viewed as a luxury, but as incomes have grown, consumers have been more willing to pay up for everything from premium dog foods to extensive life-extending therapies for their pets. members to ~2.5

Food 95

Food Budgeting Financial Advisor Economics 95

Trade Brains

OCTOBER 18, 2024

Many banks struggle with scaling AI and fitting it within existing budgets. As it does so, it will play a crucial role in India’s economic growth story. The post Can Investment Banking be India’s Next Big Economic Driver? This represents a 9% increase over five years. However, the adoption of AI poses challenges.

Banking 52

Banking Economics Investing Investments 52

Your Richest Life

FEBRUARY 24, 2025

The best way forward is to keep an eye on your long-term plans, and try not to get derailed by uncertainty. 2025 may prove to be a bumpy ride, but a strong, well-balanced portfolio is designed to weather storms.

Financial Market 52

Financial Market Marketing Marketing Medicine 52

Trade Brains

JULY 8, 2024

Even though their story isn’t being splashed often across headlines their work is etched in the towering pillars of the bridges that connect communities and infrastructure that fuels the economic growth. Despite global economic challenges, India is expected to become the fastest-growing major economy.

Government 96

Government Manufacturing Budgeting Economics 96

Nationwide Financial

MAY 16, 2023

With most balance sheets for consumers and businesses in a solid state, Nationwide Economics is anticipating a moderate downturn later this year. KB: With a recession likely in the coming year, Nationwide Economics expects the unemployment rate to rise as businesses cut costs in response to reduced sales and recessionary impacts.

Economics 52

Economics Retirement Clients Retirement Planning 52

Integrity Financial Planning

JULY 3, 2023

The United States runs a budget deficit, meaning that the nation spends more than it earns through taxes and other means. One way to prepare for a possible economic downturn is to talk to a financial advisor. To make up for that policy, the United States must borrow from other countries to cover its expenses. [1]

Government 98

Government Risk Management Budgeting Taxes 98

Good Financial Cents

DECEMBER 14, 2022

And while there’s no guarantee that any job will be immune to cutbacks or layoffs, some industries weather economic storms better than others. The CFO role is multi-faceted and includes everything from financial planning and analysis to business budgeting, financial decision-making, and risk management. Budget Analyst.

Budgeting 88

Budgeting Compliance Accounting Insurance 88