The Chicago Financial Planner

FEBRUARY 6, 2022

In spite of what was said on PBS Frontline The Retirement Gamble and elsewhere in the press, in my opinion 401(k) plans are one of the best retirement savings vehicles available. Here are 4 steps to make sure that your 401(k) plan is working hard for your retirement. There are a number of retirement plan options to consider.

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Retirement Planning Retirement Financial Planner Planning 189

eMoney Advisor

NOVEMBER 7, 2022

Whether they are on the cusp of retirement or living as a retiree, this is an impactful time of transition. Navigating the Retirement Transition with “Switches” Because the transition to retirement is dynamic and requires financial, lifestyle, and social choices, clients need a full understanding of their “switches” or options.

Financial Planning 107

Financial Planning Retirement Planning Clients 107

eMoney Advisor

DECEMBER 13, 2022

million households in three key groups who want customized, actionable advice on budgeting, saving, investing, insurance, and planning to help provide peace of mind regarding their finances. Because budgeting was a hot topic with this group, get their attention by incorporating it into the outreach messaging. Our research found 66.4

Budgeting 84

Budgeting Clients Financial Planning Retirement 84

MainStreet Financial Planning

MAY 4, 2023

Exploring Retirement Housing Decisions Hosted by: Jennifer Bush, CFP® MainStreet Financial Planning As people approach retirement age, one of the most significant decisions they face is where and how they will live during their golden years. Topics Include: What are some considerations when choosing a retirement home?

Retirement 98

Retirement Healthcare Financial Planning CFP 98

Good Financial Cents

JANUARY 26, 2023

Early retirement has become a popular financial goal. Even if you never retire early, just knowing that you can is liberating! Can You Really Retire at 50? Can You Really Retire at 50? Table of Contents Can You Really Retire at 50? FAQs on Retiring Early at 50 It’s a big bold claim – retire at 50?

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Retirement Taxes Retirement Planning Accounting 122

Clever Girl Finance

DECEMBER 13, 2023

Budgeting isn’t just about making sure you have enough to pay the bills each month. These can help you build out your budget and live debt-free. According to PR Newswire, 80% of Americans have a budget. Then aim to save that sum every month in your “wedding budget breakdown” fund. Why do sinking funds categories matter?

Budgeting 97

Budgeting Medical Accounting Transportation 97

Carson Wealth

MARCH 2, 2023

Tom Fridrich, JD, CLU, ChFC ® , Senior Wealth Planner We’ve all asked ourselves whether it’s too early to retire (usually after a particularly challenging commute or dealing with a difficult client). But even if you feel confident today, would it be reasonable to retire early? How Early Is Early?

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Retirement Taxes Accounting Financial Advisor 98

Clever Girl Finance

DECEMBER 13, 2023

Saving money is an important task at any age, but as you hit your 40s, the need to save for retirement grows. While savers in their 40s and 50s typically have a decade or two left to save for retirement given the traditional age of 65, emphasizing saving now can set you up for a dream-worthy retirement.

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Retirement Accounting Taxes Insurance 87

Clever Girl Finance

FEBRUARY 2, 2024

Starting early with investing for retirement is so important to secure your future self. This means that saving for retirement should be a component of your overall financial portfolio and wealth-building strategy. So, let’s discuss how to save for retirement in your 20s! How do I start putting money away for retirement?

Retirement 98

Retirement Accounting Taxes Risk Tolerance 98

James Hendries

SEPTEMBER 27, 2022

You want to retire comfortably when the time comes. The truth is, saving for your retirement and your child’s education at the same time can be a challenge. Answering the following questions can help you get started: For retirement: How many years until you retire? Retirement takes priority.

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Education Retirement Retirement Planning Financial Planner 52

Nationwide Financial

APRIL 7, 2023

Key Takeaways: Before diving into investing, it can be helpful to make sure children understand the basics of money management, including budgeting, saving, and spending. Encouraging them to introduce their child to investing and saving for retirement can be a great place to begin. But when and how should your clients start?

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Retirement Clients Education Accounting 103

WiserAdvisor

AUGUST 31, 2023

Financial advisors play a crucial role in assisting you before your retire. They can provide ongoing support so you can continue investing after retirement, monitor market fluctuations, and make necessary adjustments to your retirement portfolio. Here are 5 benefits of hiring a financial advisor after you retire: 1.

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Financial Advisor Retirement Risk Tolerance Estate Planning 90

Carson Wealth

DECEMBER 27, 2022

Act has passed, making it the largest retirement legislation since the original Secure Act hit in the late 2019. As 55% of Americans say they don’t have enough saved for retirement, this bipartisan legislation primarily seeks to make it easier to contribute to retirement plans and use those funds appropriately for their needs in retirement.

Retirement 98

Retirement Retirement Planning Distribution Accounting 98

Clever Girl Finance

JANUARY 29, 2023

This is very important for retirement, and knowing what your target net worth by age should be will help you better understand how to reach your personal financial goals. You will likely want to retire in the next decade, so it's important to save and invest as much as possible while also not being too risky. Rowe Price.

Budgeting 119

Budgeting Retirement Assets Education 119

Random Roger's Retirement Planning

JULY 20, 2023

Marketwatch posted an advice type of column where a reader asked about his retirement readiness as he just got laid off and now would like to be done with working. They have a combined $350,000 in qualified retirement accounts and $200,000 in taxable accounts. I maintain our budget on a spreadsheet. That seems unlikely.

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Retirement Budgeting Taxes Accounting 75

MainStreet Financial Planning

JANUARY 18, 2023

Likewise, you want to make sure that you are saving for your future retirement before you start to save for your children’s future. I always like to point out that there are student loans that can be used to help with college costs, but there are no “retirement loans”. Retirement is a big expense as well.

Education 52

Education CFP Retirement Planning 52

Midstream Marketing

OCTOBER 29, 2024

Millennials need help with budgeting, investing, and managing debt. By providing clear financial education and specific solutions, you can be a valuable resource. This includes budgeting, investing, retirement planning, and understanding key financial concepts in wealth management. Avoid hard financial terms.

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Financial Advisor Financial Advice Marketing Marketing 52

Clever Girl Finance

AUGUST 4, 2022

Budgeting isn’t just about making sure you have enough to pay for the bills each month. In this article, you'll learn about the different types of sinking funds categories to help you build out your budget and live debt-free. This is to ensure you’re not going over your budget when a big event like a wedding or a birthday comes up.

Budgeting 64

Budgeting Medical Transportation Planning 64

Fortune Financial

APRIL 11, 2024

The reality for those with various employers is that untracked retirement savings might lead to missed financial growth opportunities and instability. Diligent oversight and management of these retirement accounts is essential for anyone aiming to build a solid financial foundation for a comfortable and secure retirement.

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Retirement Retirement Planning Financial Advisor Accounting 59

Clever Girl Finance

AUGUST 22, 2022

Having wealth allows you to build up your retirement and have the opportunity to purchase more assets. Create a budget. Try using something like the 50/30/20 budget. There are many other budgeting options, as well, like the 70/20/10 or the 30/30/30/10 budget. Are there expenses you can cut out?

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Wealth Accumulation Budgeting Estate Planning Insurance 105

Clever Girl Finance

JANUARY 29, 2023

Some pay for their education using a combination of grants, scholarships, and help from family. They may take on mortgages, further pursue higher education, or start a family. Actually, young black women are more likely than anyone to have debt related to education. But first, let's pause and go over what exactly this crisis is.

Budgeting 105

Budgeting Education Planning Government 105

Clever Girl Finance

AUGUST 8, 2022

According to the data from the US Census Bureau , 50% of women aged 55-66 have no personal retirement savings. So, how much should you save before you retire? Can you retire with 500k, or do you need more? Keep reading to find out if it’s possible to retire with 500k — and how to do it. The good news? Cost of living.

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Food Retirement Retirement Planning Budgeting 59

Clever Girl Finance

MARCH 28, 2023

The importance of understanding financial literacy basics Financial literacy covers several topics , including budgeting, banking, investing, handling debt, and planning for the future. Some of us want to plan a comfortable retirement , while others want to become a homeowner or save for our kids to go to college.

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Budgeting Accounting Banking Planning 105

Good Financial Cents

AUGUST 1, 2022

The best budgeting apps can help you get a better handle on your income, how you’re actually spending it, and the bills you have to pay. They do this by using technology to help you budget according to your goals, and by automatically keeping track of where your money goes each month. Our Picks for the Best Budgeting Apps.

Budgeting 52

Budgeting Accounting Planning Management 52

WiserAdvisor

SEPTEMBER 13, 2022

The average retirement age in America is 63. However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement.

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Retirement Planning Retirement Planning Budgeting 52

Your Richest Life

JULY 29, 2022

That means that many students leave home without any financial education to prepare them for life on their own. Discuss the family budget with them, and allow them to have a hand in making decisions about the budget. Money Plan – Follows a young girl’s outing to the store, and introduces the idea of budgeting and saving.

Budgeting 116

Budgeting Accounting Education Fee Only 116

eMoney Advisor

FEBRUARY 9, 2023

Their key financial challenges include paying off student loans, creating a budget, developing healthy spending habits, and saving for future goals like buying a home. Since they may not have a lot of experience, it will be important to provide education and instill positive financial habits. Focus on short-term goals.

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Financial Planning Clients Planning Education 95

Good Financial Cents

MAY 8, 2023

So whether you need to pay off debt , build an emergency fund , save for your kids’ college education , or invest for retirement , here are some ways you can make it hap’n, cap’n. Start Investing for Retirement Now it’s time to start investing for your latter years. Invest for the future!

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Education Retirement Business Planning Investing 102

Clever Girl Finance

JULY 16, 2022

Money is power because it gives you the ability to buy a lot of things, from retirement security to health in some cases. Having money can help women fight gender inequality, by giving them more opportunities to travel , get an education, and be independent. Get an education. But education is expensive. population.

Education 114

Education Retirement Investing Investments 114

WiserAdvisor

SEPTEMBER 14, 2022

The average retirement age in America is 63. However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement.

Retirement Planning 52

Retirement Planning Retirement Planning Budgeting 52

MazumaBusinessAccounting

JULY 15, 2021

For example, if you earned $10,000 one month but spent $500 on new equipment, $250 on marketing, and $1,000 attending an educational conference, you would set aside 25% to 30% of $8,250 (your income minus all those expenses), not $10,000. Make sure you have enough wiggle room in your budget to handle the complications that will come your way.

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Business Planning Taxes Planning Retirement 105

MainStreet Financial Planning

MARCH 7, 2025

Why a Fee-Only, Flat-Fee Financial Planner is the Better Choice Transparent & Predictable Costs You know exactly what you’re paying, making it easier to budget for financial planning services. Comprehensive Financial Planning is Included Many AUM advisors charge extra for estate planning, tax strategies, and retirement planning.

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Nationwide Financial

JANUARY 10, 2023

Key Takeaways: Female participants are delaying their retirement at a greater rate than male counterparts due to concerns about inflation and market volatility. Plan sponsors can help with education and new solutions. Only 4% of women respondents are moderately or extremely familiar with retirement planning for decumulation.

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Retirement Planning Retirement Planning Consulting 52

Clever Girl Finance

FEBRUARY 7, 2023

Wealth takes many forms, such as real estate assets , investments, or a financial education to carry forward into the future. What if your parents had the ability to fund your college education? Instead of playing catch-up to pay down your student loan debt , you could be saving for your first home or your future retirement.

Education 105

Education Estate Planning Accounting Planning 105

Truemind Capital

SEPTEMBER 23, 2024

Or maybe you’ve got big goals like buying a home, paying off debt, or saving for retirement, but you’re not sure where to start? A financial coach helps you set realistic and achievable goals, whether it’s saving for a vacation, buying a home, or planning for retirement. Are you feeling lost when it comes to managing your finances?

Budgeting 59

Budgeting Risk Tolerance Retirement Insurance 59

Fortune Financial

AUGUST 8, 2023

Healthcare Costs After Retirement — Securing Your Parents’ Future Retirement is a long-awaited phase of life where individuals can enjoy the fruits of their labor and enjoy well-deserved rest. With medical expenses on the rise, planning for healthcare during retirement becomes crucial to ensure a secure future.

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Healthcare Retirement Medical Insurance 52

Fortune Financial

AUGUST 8, 2023

Healthcare Costs After Retirement — Securing Your Parents’ Future Retirement is a long-awaited phase of life where individuals can enjoy the fruits of their labor and enjoy well-deserved rest. With medical expenses on the rise, planning for healthcare during retirement becomes crucial to ensure a secure future.

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Healthcare Retirement Medical Insurance 52