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10 Expenses to Include in Your Retirement Budget

WiserAdvisor

There are multiple factors to weigh in, right from healthcare and inflation to estate planning, business succession planning, tax planning, and more. Additionally, you would also be spending money on your daily needs, such as food, gas, rent, electricity, and other similar expenses. Some states have higher taxes than others.

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Thinking About Retiring Early? 8 Things to Consider First

Carson Wealth

Different people have different theories regarding income and capital preservation so consulting a financial advisor whose perspective aligns with yours is imperative. Property taxes can take a further bite out of your budget. Research any and all pertinent tax breaks, which can vary by state.

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Plan Your Way Through End-of-Year Expenses

Ballast Advisors

Yes, those dreaded expenses can quickly shake our budget stability if we’re not careful. At Ballast Advisors, we’re all about creating a comprehensive financial planning strategy that considers every season of the year, especially the high-spending final months. While research says U.S.

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Goal-based Financial Planning for All Life Stages

eMoney Advisor

Goal-based planning is a good option when you don’t have all the client’s financial details, but they’re asking for help reaching specific individual goals, such as setting a budget, saving for an emergency fund, or paying off a student loan. It’s also a good choice for clients who are new to financial planning.

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7 Ways to Protect Your Finances in 2023 for a Recession

WiserAdvisor

If you need guidance on how to prepare for a recession and secure your finances, consider consulting with a professional financial advisor who can advise you on the same. Here are some things that can help you understand how to protect yourself in a recession with minimal harm to your long-term financial goals.

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The Link Between Financial Stress and Mental Health

WiserAdvisor

A recent study revealed that a significant 44% of individuals in the United States identified financial troubles as the main cause of stress in their lives. Unfortunately, the effects of financial stress are becoming more common as the cost of living and job insecurity increase. This causes financial insecurity and stress.

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The 50-30-20 Rule: How It Works + A 50 30 20 Budget Template

Clever Girl Finance

Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!