Clever Girl Finance

JANUARY 16, 2023

Just because you’re on a budget doesn’t mean that you can’t pamper yourself. In fact, I’d argue that self-care is one line item that should remain in your budget as you work to improve your finances. There are some frugal tips that you can leverage to pamper yourself on a budget. Don’t forget to budget for it ahead of time.

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Clever Girl Finance

OCTOBER 9, 2023

Whether you’re working for yourself or have an irregular job schedule, budgeting on an irregular income can be tough. But creating a budget for this type of income is easy to learn! Table of contents Budgeting when you have an irregular income 1. Create your baseline budget 2. Can you budget with an irregular income?

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Clever Girl Finance

AUGUST 10, 2023

Budgeting is one of the most important financial habits to develop. There are so many budgeting methods out there to choose from, but it’s not just creating a budget that will set you up for financial success. How do I plan for variable vs fixed expenses in my budget? What are average expenses for a household?

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Clever Girl Finance

SEPTEMBER 2, 2022

After you’ve announced your relationship status and had your fair share of celebrating, it’s time to start planning for your big day with a wedding budget breakdown! This means putting together a wedding budget spreadsheet with percentages and categories. Why a wedding budget breakdown matters for your finances.

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Clever Girl Finance

SEPTEMBER 7, 2023

In personal finance, where income, expenses, dreams, and aspirations converge, the budget emerges as a crucial tool. And when you have a family, creating a family budget becomes even more important. Table of contents What is a family budget? How does a typical family budget look? What is the average family monthly budget?

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WiserAdvisor

OCTOBER 4, 2022

Additionally, you would also be spending money on your daily needs, such as food, gas, rent, electricity, and other similar expenses. These expenses may form a large part of your budget today but may not likely figure in the future. Travel: When you create a budget for retirement, make sure to add travel to the list of expenses.

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Clever Girl Finance

SEPTEMBER 11, 2023

Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!

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Clever Girl Finance

NOVEMBER 8, 2022

Not to worry if your budget is tight, our staycation ideas are here to save the day! You have to pay for flights, hotels, transport, food, and activities. With a regular vacation, a huge part of your budget goes to travel. Are your budgeting goals in good shape? Whatever the case, know that there are options.

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Nerd's Eye View

JANUARY 12, 2024

Also in industry news this week: The Department of Labor (DoL) this week published a final rule delineating what makes an individual an independent contractor versus a company employee, though it did not provide specific guidance for registered representatives of broker-dealers and other financial professionals who have expressed concern that their (..)

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Good Financial Cents

MARCH 17, 2023

This information is critical if you want to create a budget and manage your money correctly. I’ll also share some budgeting and side hustle tips so you can get the most out of the money you earn. In your budget, you should plan to set aside money to cover future expenses, such as a vacation, a house downpayment, retirement , etc.

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Clever Girl Finance

DECEMBER 9, 2022

But sometimes, the costs of these gatherings can creep beyond a reasonable budget. Luckily, there are plenty of ladies get together ideas at home that don’t involve blowing your budget. Regardless of the size of your gathering, you’ll find plenty of budget-friendly ladies get together at home ideas below. Favorite foods potluck.

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Clever Girl Finance

DECEMBER 13, 2023

Budgeting isn’t just about making sure you have enough to pay the bills each month. These can help you build out your budget and live debt-free. According to PR Newswire, 80% of Americans have a budget. Then aim to save that sum every month in your “wedding budget breakdown” fund. Why do sinking funds categories matter?

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Clever Girl Finance

DECEMBER 15, 2022

Set a budget for self-care expenses. If it’s important to you, budget for it. This way you’re not buying on impulse or spending more than you allocated on your budget. Work and budgeting hacks for women. Additionally, we spend so much time in the kitchen making food. Yes, put the bi-weekly nails or lashes down.

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Calculated Risk

NOVEMBER 30, 2022

My colleagues and I are acutely aware that high inflation is imposing significant hardship, straining budgets and shrinking what paychecks will buy. This is especially painful for those least able to meet the higher costs of essentials like food, housing, and transportation.

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Clever Girl Finance

JANUARY 10, 2025

Your money values influence the decisions you make about budgeting, saving, investing, and even giving. That realization encouraged me to create a fun fund in my budget , so I could treat myself to experiences without guilt. When you align your financial choices with these values, your life feels more intentional and fulfilling.

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Clever Girl Finance

SEPTEMBER 28, 2022

There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. What is a bare bones budget? It's a budget that only covers the necessities. That's why this is not a sustainable long-term budget.

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Clever Girl Finance

JANUARY 17, 2023

Many of us associate budgets with being an annoying part of managing our financial lives. At worst, some of us think of budgets as a major constraint on how we would like to live our life. But a deeper understanding of the purpose of budgets might make sticking to it a bit more palatable. What is the purpose of budgets?

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Clever Girl Finance

MAY 23, 2023

If money is tight, don’t worry, there are plenty of 40th birthday party ideas on a budget you can use to throw a fabulous bash without spending a fortune. Table of contents Super affordable 40th birthday party ideas on a budget Fun party ideas - At home! One way is to ask guests to bring food or drink to the party.

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Clever Girl Finance

OCTOBER 24, 2022

And maybe you're craving some fun stay at home date night ideas but need them to be budget-friendly as you work on your financial goals. Some may find it difficult to stick with a budget while dating because the average date costs roughly $100; this equals two dinners, a bottle of wine, and movie tickets—ouch! Plan a board game night.

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Clever Girl Finance

FEBRUARY 11, 2025

This means no new clothes, gadgets, books, or takeoutonly necessities like food, rent, and hygiene products. In a low-buy year, you might allow yourself a $100 clothing budget for the year or one new item per season. For me, I discovered that food delivery and random Amazon purchases were my biggest spending problems.

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Clever Girl Finance

OCTOBER 7, 2022

When it comes to the subject of budgeting for kids, it’s an important lesson to learn young. With a solid foundation of budgeting basics , your kids will be set up for the real world better than most. You can also incorporate budgeting lessons into their lives at a young age. Think back to when you first learned about budgeting.

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Clever Girl Finance

JULY 28, 2023

Let’s talk about grocery shopping on a budget. You can cut lattes and your cable bill, but the one thing you can’t cut from your budget? Food is expensive. Table of contents 20 Ways to start grocery shopping on a budget Expert tip: Create a grocery budget you can stick to How do I start a budget for groceries?

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The Big Picture

SEPTEMBER 7, 2023

Benedict Evans ) • The Glorious and Mysterious Fast-Food Chain That Could Be Coming to Your Town : Cheap burgers. Budget Has Receded. For nearly as long as Medicare has existed, it has been a notorious budget buster, alarming a wide range of politicians and budget experts. A gazillion milkshakes. A weird bacon thing.

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Clever Girl Finance

AUGUST 31, 2022

Whether you get paychecks weekly, biweekly, or monthly, budgeting weekly is a great way to take control of your money and save more. Want to know how to budget weekly paychecks? It may sound tricky, but creating a weekly budget can be straightforward and effective once you know how. How to succeed at budgeting weekly.

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Clever Girl Finance

AUGUST 4, 2022

Budgeting isn’t just about making sure you have enough to pay for the bills each month. In this article, you'll learn about the different types of sinking funds categories to help you build out your budget and live debt-free. This is to ensure you’re not going over your budget when a big event like a wedding or a birthday comes up.

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International College of Financial Planning

MARCH 8, 2023

The Union Budget is one of the year’s most anticipated events for both companies and individuals. The financial budget for this year (2023) is important as it sets the tone for the economy in the following year. The focus is to increase farmer income and ensure food security. lakh crore in the budget.

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Clever Girl Finance

JULY 6, 2023

After you’ve announced your relationship status and had your fair share of celebrating, it’s time to start planning for your big day with a wedding budget breakdown! This means putting together a wedding budget spreadsheet with percentages and categories. What is a decent budget for a wedding? Is $5,000 enough for a wedding?

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Clever Girl Finance

AUGUST 8, 2022

You’ll need to budget more retirement savings for travel but might need less for housing costs. You’ll need to include this particular expense in your retirement budget. You’ll have to cover their immediate needs like food and shelter. After that, you can recalculate your yearly budget using inflation.

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Calculated Risk

MAY 31, 2023

High inflation and the end of Covid-19 benefits continued to stress the budgets of low- and moderate-income households, driving increased demand for social services, including food and housing. Contacts in several Districts noted a rise in consumer loan delinquencies, which were returning closer to pre-pandemic levels.

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Economics Transportation Healthcare Budgeting 133

Clever Girl Finance

DECEMBER 21, 2022

But don't worry, it's possible to have a fantastic wedding on a budget , too. There's food, music, location, and outfits to consider for your big day. It may help to have a look at what percent of the budget goes for each category for a wedding. Budget and percentages. 7% of the budget would encompass flowers.

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Clever Girl Finance

JUNE 4, 2023

There are lots of reasons for anyone to try to save money on food. During those times, of course, you’ll need to learn how to drastically cut expenses , including food costs. You may have stocked up in the past on non-perishable food items. Many of us store food for months and forget it’s there. The average U.S.

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Clever Girl Finance

MAY 23, 2023

And so based on my experience, I've gathered 25 of the cheapest meals from around the web, so you can not only dine in style, but you can slash that grocery budget too. Table of contents 25 of the best cheapest meals Cheapest meals for breakfast Cheapest meals for lunch Cheap easy meals for dinner Expert tip Why cut costs on food?

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Clever Girl Finance

FEBRUARY 11, 2025

The basic no spend month rules Spend only on essentials : Rent/mortgage, food, insurance, transportation, and bills are allowed. Follow your existing budget : Stick to your pre-planned necessities and nothing extra. What Is The 70-20-10 Budget? Mistake #4: Giving up on the first hard day Saving is supposed to be tough.

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Clever Girl Finance

JULY 24, 2023

A cash envelope system is a useful budgeting tool for anyone that needs a visual budget to stay on track. Not only will this method help ensure your spending is controlled, but it has also been shown that cash envelope budgeting may lead to spending less money! What is the cash envelope system?

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Clever Girl Finance

JULY 16, 2022

Whether you need to find inexpensive activities for the summer break, are saving for a family vacation , or need to make a Christmas budget , these money saving blogs for moms contain all the tips and tricks you need. And that's not all because her articles also focus on family budgeting and motherhood tips. Life and a Budget.

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Clever Girl Finance

JANUARY 25, 2023

It’s a great starting point to help you create a realistic budget for yourself. Create a budget Staying out of debt takes more than tracking your income and spending. You have to be proactive, that’s why you need a budget. Budgeting sounds scary for a lot of people because they think it means they can’t enjoy life anymore.

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Budgeting Food Planning Management 102

oXYGen Financial

NOVEMBER 20, 2022

Yes, prices have continually risen in the food category, which rose 10.9% ![CDATA[ Inflation and financial challenges could be a rain cloud over the first holiday feast of the season. in the last year, according to the U.S. Bureau of Labor Statistics' latest Consumer Price Index report.

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