Clever Girl Finance

JULY 6, 2023

After you’ve announced your relationship status and had your fair share of celebrating, it’s time to start planning for your big day with a wedding budget breakdown! This means putting together a wedding budget spreadsheet with percentages and categories. What is a decent budget for a wedding?

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Clever Girl Finance

OCTOBER 9, 2023

Whether you’re working for yourself or have an irregular job schedule, budgeting on an irregular income can be tough. But creating a budget for this type of income is easy to learn! Table of contents Budgeting when you have an irregular income 1. Create your baseline budget 2. Can you budget with an irregular income?

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Clever Girl Finance

AUGUST 10, 2023

Budgeting is one of the most important financial habits to develop. There are so many budgeting methods out there to choose from, but it’s not just creating a budget that will set you up for financial success. How do I plan for variable vs fixed expenses in my budget? What are average expenses for a household?

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Clever Girl Finance

JANUARY 16, 2023

Just because you’re on a budget doesn’t mean that you can’t pamper yourself. In fact, I’d argue that self-care is one line item that should remain in your budget as you work to improve your finances. There are some frugal tips that you can leverage to pamper yourself on a budget. Don’t forget to budget for it ahead of time.

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Clever Girl Finance

SEPTEMBER 7, 2023

In personal finance, where income, expenses, dreams, and aspirations converge, the budget emerges as a crucial tool. It’s not just a set of numbers, rather, it’s a strategic plan that empowers you to navigate the complexities of financial decisions. Table of contents What is a family budget? What is a family budget?

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Clever Girl Finance

DECEMBER 13, 2023

Budgeting isn’t just about making sure you have enough to pay the bills each month. It’s also about planning ahead for future expenses. These can help you build out your budget and live debt-free. According to PR Newswire, 80% of Americans have a budget. Here’s a list to help you plan!

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WiserAdvisor

OCTOBER 4, 2022

Retirement planning can be a bit complex. There are multiple factors to weigh in, right from healthcare and inflation to estate planning, business succession planning, tax planning, and more. However, the main drawback to this can be the lack of foresight regarding what and how to plan.

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Clever Girl Finance

JULY 28, 2023

Let’s talk about grocery shopping on a budget. You can cut lattes and your cable bill, but the one thing you can’t cut from your budget? Food is expensive. Table of contents 20 Ways to start grocery shopping on a budget Expert tip: Create a grocery budget you can stick to How do I start a budget for groceries?

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Clever Girl Finance

MAY 23, 2023

If money is tight, don’t worry, there are plenty of 40th birthday party ideas on a budget you can use to throw a fabulous bash without spending a fortune. Table of contents Super affordable 40th birthday party ideas on a budget Fun party ideas - At home! One way is to ask guests to bring food or drink to the party.

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Clever Girl Finance

SEPTEMBER 11, 2023

Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!

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Clever Girl Finance

NOVEMBER 8, 2022

Not to worry if your budget is tight, our staycation ideas are here to save the day! You have to pay for flights, hotels, transport, food, and activities. You also need an emergency fund just in case things don't go as planned. With a regular vacation, a huge part of your budget goes to travel. Plan a day trip.

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Clever Girl Finance

SEPTEMBER 28, 2022

There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. What is a bare bones budget? It's a budget that only covers the necessities. That's why this is not a sustainable long-term budget.

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Good Financial Cents

MARCH 17, 2023

This information is critical if you want to create a budget and manage your money correctly. I’ll also share some budgeting and side hustle tips so you can get the most out of the money you earn. In your budget, you should plan to set aside money to cover future expenses, such as a vacation, a house downpayment, retirement , etc.

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International College of Financial Planning

MARCH 8, 2023

The Union Budget is one of the year’s most anticipated events for both companies and individuals. The financial budget for this year (2023) is important as it sets the tone for the economy in the following year. The focus is to increase farmer income and ensure food security. lakh crore in the budget. lakh crore.

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Clever Girl Finance

JANUARY 17, 2023

Many of us associate budgets with being an annoying part of managing our financial lives. At worst, some of us think of budgets as a major constraint on how we would like to live our life. But a deeper understanding of the purpose of budgets might make sticking to it a bit more palatable. What is the purpose of budgets?

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Clever Girl Finance

DECEMBER 9, 2022

But sometimes, the costs of these gatherings can creep beyond a reasonable budget. Luckily, there are plenty of ladies get together ideas at home that don’t involve blowing your budget. Regardless of the size of your gathering, you’ll find plenty of budget-friendly ladies get together at home ideas below. Favorite foods potluck.

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Clever Girl Finance

DECEMBER 15, 2022

Set a budget for self-care expenses. If it’s important to you, budget for it. This way you’re not buying on impulse or spending more than you allocated on your budget. Work and budgeting hacks for women. Some employers offer an additional contribution to 401k plans as part of their compensation packages.

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Clever Girl Finance

OCTOBER 7, 2022

When it comes to the subject of budgeting for kids, it’s an important lesson to learn young. With a solid foundation of budgeting basics , your kids will be set up for the real world better than most. You can also incorporate budgeting lessons into their lives at a young age. Think back to when you first learned about budgeting.

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International College of Financial Planning

MAY 29, 2023

The Union Budget is one of the year’s most anticipated events for both companies and individuals. The financial budget describes the government’s income and expenditure goals and acts as a roadmap for the country’s economic progress. The focus is to increase farmer income and ensure food security. lakh crore.

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Nerd's Eye View

JANUARY 12, 2024

Also in industry news this week: The Department of Labor (DoL) this week published a final rule delineating what makes an individual an independent contractor versus a company employee, though it did not provide specific guidance for registered representatives of broker-dealers and other financial professionals who have expressed concern that their (..)

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Clever Girl Finance

AUGUST 4, 2022

Budgeting isn’t just about making sure you have enough to pay for the bills each month. It’s also about planning ahead for future expenses. In this article, you'll learn about the different types of sinking funds categories to help you build out your budget and live debt-free. Why do sinking fund categories matter?

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Clever Girl Finance

AUGUST 8, 2022

You’ll need to budget more retirement savings for travel but might need less for housing costs. You’ll want to make sure to include education savings in your retirement planning. Take a look below at some of the most common factors that go into your retirement planning needs. Cost of living. It could cost you in retirement.

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Clever Girl Finance

JULY 24, 2023

A cash envelope system is a useful budgeting tool for anyone that needs a visual budget to stay on track. Not only will this method help ensure your spending is controlled, but it has also been shown that cash envelope budgeting may lead to spending less money! What is the cash envelope system?

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Clever Girl Finance

OCTOBER 24, 2022

And maybe you're craving some fun stay at home date night ideas but need them to be budget-friendly as you work on your financial goals. Some may find it difficult to stick with a budget while dating because the average date costs roughly $100; this equals two dinners, a bottle of wine, and movie tickets—ouch! Plan a board game night.

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Clever Girl Finance

JULY 16, 2023

Articles related to meal planning Cheap breakfast ideas can improve your life and your finances! Or you spend even more money ordering more food at lunchtime. You can avoid these expensive temptations by creating a meal plan centered around a good breakfast. Is breakfast the cheapest meal? What are some low-fat breakfast ideas?

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MainStreet Financial Planning

MAY 29, 2024

As she began wedding planning, she decided that a destination wedding was what they wanted and chose to get married in Mexico. As the matron of honor, I’ve learned a lot about planning a destination wedding and wanted to share a few tips that could help you or a friend or family member who is planning or considering a destination wedding.

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eMoney Advisor

DECEMBER 21, 2022

Goal-based financial planning entails setting and achieving individual financial goals based on a client’s aspirations, assets, and savings. Whereas cash flow-based financial planning involves a precise approach to meeting goals based on the money flowing into and out of a household every month. Their budget?

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Nationwide Financial

AUGUST 24, 2022

But sometimes clients can use simplified tips to help them think through their plans. Knowing their monthly expenses, social security plans, long term tax implications, and more can be important steps in helping clients prepare for retirement. For me, the key to being ready is having a solid retirement income plan.

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Ballast Advisors

OCTOBER 10, 2023

Yes, those dreaded expenses can quickly shake our budget stability if we’re not careful. At Ballast Advisors, we’re all about creating a comprehensive financial planning strategy that considers every season of the year, especially the high-spending final months. While research says U.S. While research says U.S.

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WiserAdvisor

JUNE 19, 2022

Instead, they start piling up right when you plan to conceive. Regular medical tests, doctor consultations, quality care, a good diet, and more, start to affect your budget even before you deliver the baby. And, once your baby comes to life, your financial budget can suffer if you do not prepare well.

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Ballast Advisors

MAY 8, 2023

Financial planning is a vital aspect of life. In this blog, we’ll dive deep into some lessons they’ve learned and the role that financial planning plays in supporting their goals. I grew up on my grandparent’s farm in Kentucky, and we never went without food like so many others did.” ” says Amanda.

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Clever Girl Finance

JUNE 4, 2023

There are lots of reasons for anyone to try to save money on food. During those times, of course, you’ll need to learn how to drastically cut expenses , including food costs. You may have stocked up in the past on non-perishable food items. Many of us store food for months and forget it’s there. The average U.S.

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Clever Girl Finance

JANUARY 28, 2023

Whether it’s the beginning of a new year or another milestone point in your life, life planning is a crucial part of reaching your goals. Think of it as planning to succeed. If you expect every detail to go according to plan, you will be disappointed. What is a life plan? Think about it.

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Clever Girl Finance

MARCH 28, 2024

Cut back on your expenses When it comes to how to live without a job the first thing we should all do is to reduce our living expenses by cutting our budget. This includes what we spend on housing, food, and other living essentials. Get rid of non-essential spending Many times, we include things in our budget that we don’t need.

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Clever Girl Finance

DECEMBER 21, 2022

But don't worry, it's possible to have a fantastic wedding on a budget , too. There's food, music, location, and outfits to consider for your big day. It may help to have a look at what percent of the budget goes for each category for a wedding. Budget and percentages. 7% of the budget would encompass flowers.

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Clever Girl Finance

FEBRUARY 16, 2023

These budget friendly essentials for toddlers are linked via affiliate links that help us grow Clever Girl Finance! We made a list of budget-friendly essentials for toddlers because your baby is growing into a little human. When it’s time to make the transition, a convertible car seat is a smart way to stay on a budget.

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Clever Girl Finance

JANUARY 26, 2023

For example, someone who is financially stable might have the willpower to stick to their budget. How to create a financially sound plan for yourself Regardless of where you are starting from, it can take a significant amount of diligence to hit this milestone. Your income Your income is an essential part of any financial plan.

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