Nerd's Eye View

DECEMBER 23, 2022

”, a series of measures that will have significant impacts on the world of retirement planning. A review of financial planning actions, from tax-loss harvesting to charitable giving, that have a December 31 deadline.

Financial Planner 246

Financial Planner Retirement Planning Financial Planning Budgeting 246

Clever Girl Finance

NOVEMBER 4, 2023

Love it or hate it, if you want to be financially successful, you need to budget your money and success with budgeting means understanding budget categories. So, let’s talk about the various categories that you might need, including a budget categories list! How many categories should I have for a budget?

Budgeting 98

Budgeting Insurance Retirement Food 98

Clever Girl Finance

JULY 13, 2024

The 60/30/10 budget turns the traditional rules of budgeting upside down. Instead of focusing on discretionary spending, this budgeting rule emphasizes sprinting toward our financial goals. And although the 60/30/10 rule budget won’t work for everyone, many could use it to take their finances to the next level.

Budgeting 98

Budgeting Transportation Retirement Food 98

Clever Girl Finance

FEBRUARY 10, 2023

Like many, you might shudder at the word budget. But the 50-30-20 budget and the 50-30-20 budget template prove it doesn't have to be difficult. A budget plans out exactly how you'll use your money and this can be tailored to suit your specific lifestyle and situation. What is a 50-30-20 budget?

Budgeting 98

Budgeting Taxes Transportation Healthcare 98

Nerd's Eye View

APRIL 19, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that CFP Board announced that it has crossed the milestone of 100,000 CFP professionals in the United States, and despite having just celebrated its 50th anniversary last year, just set a record high in the number of advisors sitting (..)

Financial Planner 246

Financial Planner CFP Financial Advisor Retirement Planning 246

Nerd's Eye View

AUGUST 23, 2024

financial planning, CRM, portfolio management), while taking a more tailored approach to selecting tech in other categories. The survey found that most firms fall into the middle category, utilizing tech in categories that provide an assessed high return on investment (e.g., Read More.

Financial Planner 245

Financial Planner Retirement Estate Planning Clients 245

Nerd's Eye View

FEBRUARY 23, 2024

Which suggests that instead of trying to go head-to-head with these larger firms (and their heftier marketing budgets) in attracting clients, smaller firms might instead demonstrate how they are 'different' by offering a unique service offering tailored to their ideal target clients.

Financial Planner 246

Financial Planner Certification CFP Financial Advice 246

Clever Girl Finance

OCTOBER 9, 2023

Whether you’re working for yourself or have an irregular job schedule, budgeting on an irregular income can be tough. But creating a budget for this type of income is easy to learn! Table of contents Budgeting when you have an irregular income 1. Create your baseline budget 2. Can you budget with an irregular income?

Budgeting 97

Budgeting Planning Education Retirement 97

Nerd's Eye View

OCTOBER 24, 2023

Sarah-Catherine is the founder of Aptus Financial, a fee-only financial planning firm based in Little Rock, Arkansas, that is approaching $2M in revenue and works with over 480 client households. Welcome to the 356th episode of the Financial Advisor Success Podcast ! My guest on today's podcast is Sarah-Catherine Gutierrez.

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Financial Advisor Financial Planning Planning Clients 246

Clever Girl Finance

JANUARY 16, 2024

There are many different ways to come up with your perfect budgeting strategy. Alongside your monthly budget, you should also have a bare bones budget waiting in the wings. Table of contents What is a bare bones budget? Who needs a bare bones budget? It’s a budget that only covers the necessities.

Budgeting 98

Budgeting Food Retirement Transportation 98

Clever Girl Finance

FEBRUARY 11, 2025

If you’re thinking about using the cash envelope system to budget effectively, having the right cash envelope wallet is key. A well-organized wallet makes it easy to divide, access, and track your cash, helping you stay committed to your budgeting goals. The cash envelope system essentially puts you on a cash budget.

Budgeting 69

Budgeting Numbers Management Insurance 69

Clever Girl Finance

SEPTEMBER 5, 2024

But once I discovered the magic of budget templates, everything changed. Table of contents What is a budget template? The Best budget templates: Spreadsheets The Best budget templates: Apps Expert Tip: Find a budget template that works for you What are some key features to look for in a budget template?

Budgeting 98

Budgeting Accounting Management Banking 98

Clever Girl Finance

MARCH 29, 2024

When you are paid on a biweekly basis, it may make sense to create a biweekly budget. A biweekly budget is perfect for those who get paid every other week. You can structure your budget around your paychecks so you don’t miss anything with your money, and you can find out how here! How does a biweekly budget work?

Budgeting 98

Budgeting Planning Accounting Management 98

Clever Girl Finance

DECEMBER 13, 2023

Budgeting isn’t just about making sure you have enough to pay the bills each month. It’s also about planning ahead for future expenses. What number of sinking funds should I have at one time? These can help you build out your budget and live debt-free. According to PR Newswire, 80% of Americans have a budget.

Budgeting 97

Budgeting Medical Accounting Transportation 97

Nerd's Eye View

JANUARY 27, 2023

By switching to 501(c)(6) nonprofit status, the new CFP Board of Standards will have expanded abilities to advance the planning profession through lobbying and more targeted advertising messages to grow the ranks of CFP professionals.

Financial Planner 246

Financial Planner Nonprofit CFP Advertising 246

Clever Girl Finance

DECEMBER 16, 2023

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month.

Budgeting 96

Budgeting Retirement Accounting Taxes 96

Clever Girl Finance

DECEMBER 26, 2022

A budget is a critical piece of any successful financial picture. Without a budget, it is hard to know where you stand financially. Even if you have a healthy emergency fund, a budget will allow you to track how much money you are earning, saving, and investing every single month. What is a budget template?

Budgeting 98

Budgeting Management Accounting Planning 98

Nerd's Eye View

JANUARY 12, 2024

Also in industry news this week: The Department of Labor (DoL) this week published a final rule delineating what makes an individual an independent contractor versus a company employee, though it did not provide specific guidance for registered representatives of broker-dealers and other financial professionals who have expressed concern that their (..)

Financial Planner 246

Financial Planner Financial Advisor Commission Budgeting 246

Your Richest Life

NOVEMBER 12, 2024

The good news is that number has come down over the past couple of years, falling to its lowest number since 2017. But holiday spending is still a struggle for most people, with seven in 10 people reporting that they usually go over budget on their holiday expenses. That doesn’t have to be your story, however.

Budgeting 52

Budgeting Fee Only Planning CFP 52

Nerd's Eye View

OCTOBER 30, 2023

Most notable is the fact that industry associations are not the drivers of advisor conferences that they once were; while a decade ago, 75%+ of this "Best Conferences" list consisted of various events run by industry associations, now it numbers less than 25%.

Financial Advisor 246

Financial Advisor Numbers Budgeting Financial Planning 246

Clever Girl Finance

SEPTEMBER 11, 2023

Like many, you might shudder at the word budget, or perhaps it sounds too boring or challenging to figure out. But the 50-30-20 rule and the 50 30 20 budget template prove it doesn’t have to be difficult. If you’re looking to simplify your budgeting process or are new to budgeting, then this might be the perfect match!

Budgeting 104

Budgeting Taxes Transportation Healthcare 104

Clever Girl Finance

SEPTEMBER 7, 2023

In personal finance, where income, expenses, dreams, and aspirations converge, the budget emerges as a crucial tool. It’s not just a set of numbers, rather, it’s a strategic plan that empowers you to navigate the complexities of financial decisions. Table of contents What is a family budget?

Budgeting 97

Budgeting Transportation Medical Insurance 97

Good Financial Cents

MARCH 17, 2023

This information is critical if you want to create a budget and manage your money correctly. I’ll also share some budgeting and side hustle tips so you can get the most out of the money you earn. Multiply 40 hours by 52 weeks to get the number of hours worked in a year: 40 x 52=2,080 hours 3. Sample Calculation 1.

Budgeting 103

Budgeting Taxes Retirement Planning Food 103

Nationwide Financial

AUGUST 24, 2022

But sometimes clients can use simplified tips to help them think through their plans. Knowing their monthly expenses, social security plans, long term tax implications, and more can be important steps in helping clients prepare for retirement. For me, the key to being ready is having a solid retirement income plan.

Retirement 122

Retirement Planning Taxes Retirement Planning 122

Clever Girl Finance

JANUARY 10, 2025

Your money values influence the decisions you make about budgeting, saving, investing, and even giving. That realization encouraged me to create a fun fund in my budget , so I could treat myself to experiences without guilt. Creating this list helps you see the bigger picturemoney isnt just numbers in a bank account.

Ethics 97

Ethics Budgeting Retirement Accounting 97

The Chicago Financial Planner

FEBRUARY 6, 2022

In spite of what was said on PBS Frontline The Retirement Gamble and elsewhere in the press, in my opinion 401(k) plans are one of the best retirement savings vehicles available. Here are 4 steps to make sure that your 401(k) plan is working hard for your retirement. There are a number of retirement plan options to consider.

Retirement Planning 189

Retirement Planning Retirement Financial Planner Planning 189

Clever Girl Finance

DECEMBER 1, 2022

No one cares about your financial well-being more than you, so it's important to have a financial plan for yourself. Knowing how to make a financial plan will allow you to save money, afford the things you really want, and achieve long-term goals like saving for college and retirement. What is a financial plan?

Financial Planning 105

Financial Planning Planning Budgeting Insurance 105

MainStreet Financial Planning

APRIL 26, 2023

So being the lifelong learner that I am I decided to have a conversation about cash flow planning with Caroleen Verly of Untangle Your Money. See a budget less as a restriction and more to enable you to focus on the things you really value. I hope this post inspires you to work on your spending plan!

Planning 98

Planning Accounting Banking Budgeting 98

Carson Wealth

SEPTEMBER 5, 2024

Navigating Medicare can be a daunting task, especially with the numerous plans and options available. However, choosing the right Medicare plan is crucial to ensure that you have the coverage you need as you move into retirement. Different plans cater to different needs. It runs annually from October 15th to December 7th.

Healthcare 141

Healthcare Medical Planning Retirement 141

Abnormal Returns

SEPTEMBER 3, 2024

entrylevel.topdowncharts.com) Strategy Analysts focus on these market numbers, you don't have to. wsj.com) ESPN How ESPN plans to survive in the age of streaming. frontofficesports.com) Global Ireland is running a budget surplus. Markets How major asset classes performed in August 2024. axios.com) Year 2 for ESPN Bet is here.

Financial Advising 147

Financial Advising Startup Budgeting Manufacturing 147

Clever Girl Finance

MARCH 19, 2024

No one cares more about your financial well-being than you, so having a personal financial plan is important. Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. Table of contents What is a financial plan?

Financial Planning 91

Financial Planning Planning Budgeting Retirement 91

Midstream Marketing

NOVEMBER 7, 2024

Introduction In financial planning, it is key to know about search engine optimization (SEO) and search engine marketing (SEM). A mix of SEO and SEM makes a strong digital marketing plan. This plan can increase reach and give better results in the financial industry. Get clear steps to set up and improve your SEM campaigns.

Financial Planner 52

Financial Planner Engineering Financial Planning Budgeting 52

Clever Girl Finance

FEBRUARY 11, 2025

Follow your existing budget : Stick to your pre-planned necessities and nothing extra. 8 tips for planning a successful no spend month You need to set yourself up to be successful because not spending is a big challenge! Here are some no spend month rules to follow to keep you on track and make it a success.

Budgeting 73

Budgeting Accounting Planning Transportation 73

Clever Girl Finance

FEBRUARY 11, 2025

In a low-buy year, you might allow yourself a $100 clothing budget for the year or one new item per season. Instead of waiting until the last minute and breaking your low-buy rules, plan ahead. Likewise, if you have your credit card number memorized, cut it up and ask for a new one. What Is The 70-20-10 Budget?

Budgeting 86

Budgeting Food Media Accounting 86

MainStreet Financial Planning

JUNE 13, 2023

Taking the time to develop a plan will help you and your partner get on the same page and strengthen your bond so you can enjoy your growing family. I hope this helps you think through the financial demands of having a larger household and the impact on your spending plan, so you understand what you need to do financially to stay on track!

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Insurance Coverage Budgeting Healthcare Estate Planning 98

Carson Wealth

JUNE 27, 2024

It may seem unattainable, but you should probably plan for it – just in case. There are currently about 722,000 centenarians in the world, and it’s predicted that by 2050 that number will rise to 4 million. 2 That’s why it’s vitally important to consider longevity risk when you’re planning for your financial needs in retirement.

Retirement 97

Retirement Budgeting Healthcare Risk Tolerance 97

BlueMind

FEBRUARY 15, 2023

Category: Client Relations Financial planning is difficult for anyone, and even more so for someone who is a special needs person or has such a family member. Other than the benefits provided by the federal government, there are various plans and relief programs in place that are provincial or territorial based.

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