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How Amazon Become Ordinary

The Big Picture

Between my home and office, I spend an obscene percentage of my discretionary budget at Amazon. I searched for the exact product number “CR2450 Lithium” and bought the first result, a Duracell. Thirds party sales : the proliferation of third-party sales as opposed to Amazon as your retailer has led to a general degradation of quality.

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Your Guide to a Financially Healthy Holiday Season

Your Richest Life

The good news is that number has come down over the past couple of years, falling to its lowest number since 2017. But holiday spending is still a struggle for most people, with seven in 10 people reporting that they usually go over budget on their holiday expenses. That doesn’t have to be your story, however.

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How To Succeed At A Low Buy Year And Transform Your Finances

Clever Girl Finance

In a low-buy year, you might allow yourself a $100 clothing budget for the year or one new item per season. Likewise, if you have your credit card number memorized, cut it up and ask for a new one. Seeing those numbers grow will keep you motivated. What Is The 70-20-10 Budget?

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Try A No Spend Month To Reset Your Finances!

Clever Girl Finance

Follow your existing budget : Stick to your pre-planned necessities and nothing extra. No impulse purchases or retail therapy. It’s a good idea to buy personal hygiene items in advance of your no spend month so you can reduce the number of essentials you need to get beforehand. No borrowing money to spend.

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A retail conundrum: strong spending defies weak earnings

Nationwide Financial

With inflation remaining persistent, Q3 earnings reports from retailers suggest that the slowing macroeconomic environment is draining the power of the U.S. However, the slowdown is not affecting all retailers, at least not yet. At the same time, October retail sales surged 1.3% To put that number in perspective, U.S.

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15 Minimalist Clothing Brands Your Budget Will Love

Clever Girl Finance

Retail therapy might be your old standby, but that doesn’t mean it always has to be. Instead, consider a more minimalist and timeless wardrobe to protect your budget and your closet space. Style is super subjective.and so is your budget. Secondhand retailers. Curated retailers. You don’t have to buy anything new!

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Markets stall as investors are reminded about the continued headwinds

Nationwide Financial

A divergence continues to exist between the allocation to equities by retail and institutional investors. The report on retail sales showed consumers are still spending, but at a slower pace, and are shifting their budget to necessities versus discretionary purchases, reinforcing the tone from retail executives.