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Collapse in Prospective Home Buyer Traffic

The Big Picture

We have discussed in the past why the actual purchase price of a home matters less than the monthly carrying costs: The sale price is somewhat abstract while homeowners must pay their monthly mortgage, utilities, HOA, and taxes. The post Collapse in Prospective Home Buyer Traffic appeared first on The Big Picture.

Budgeting 363
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Weekend Reading For Financial Planners (April 27-28)

Nerd's Eye View

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that the Department of Labor released the final version of its Retirement Security Rule (a.k.a.

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Weekend Reading For Financial Planners (July 6-7)

Nerd's Eye View

Also in industry news this week: A separate Supreme Court decision struck down the SEC's use of in-house judges to adjudicate cases involving civil penalties (unless both parties in the matter agree to it), likely setting up more settlement offers from the regulator to avoid a drawn-out legal process in the Federal court system At a time when it has (..)

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Inflation is Obvious But Wage Gains Seem Invisible

The Big Picture

and energy as a percentage of your household budget is less than it ever was. For most of us who are not regularly crunching the numbers in spreadsheets, it may not feel that way. The first thing I do when I look at any listed home for sale is to click more information and see how long the house has been listed.

Economics 321
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How Amazon Become Ordinary

The Big Picture

Between my home and office, I spend an obscene percentage of my discretionary budget at Amazon. I searched for the exact product number “CR2450 Lithium” and bought the first result, a Duracell. Thirds party sales : the proliferation of third-party sales as opposed to Amazon as your retailer has led to a general degradation of quality.

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Budgeting With An Irregular Income: 5 Success Tips

Clever Girl Finance

Whether you’re working for yourself or have an irregular job schedule, budgeting on an irregular income can be tough. But creating a budget for this type of income is easy to learn! Table of contents Budgeting when you have an irregular income 1. Create your baseline budget 2. Can you budget with an irregular income?

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21 Sinking Fund Categories to Consider In Your Budget

Clever Girl Finance

Budgeting isn’t just about making sure you have enough to pay the bills each month. What number of sinking funds should I have at one time? These can help you build out your budget and live debt-free. According to PR Newswire, 80% of Americans have a budget. Divide that amount by the number of months until the event.