Remove Budgeting Remove Retail Remove Retirement
article thumbnail

21 Sinking Fund Categories to Consider In Your Budget

Clever Girl Finance

Budgeting isn’t just about making sure you have enough to pay the bills each month. These can help you build out your budget and live debt-free. According to PR Newswire, 80% of Americans have a budget. Then aim to save that sum every month in your “wedding budget breakdown” fund. Why do sinking funds categories matter?

article thumbnail

21 Best Coupon Sites To Save A Ton Of Money

Clever Girl Finance

Couponing can breathe more wiggle room into your budget that will free you up to spend money on other things. Store coupons are issued by particular retailers. In some cases, you might be able to stack manufacturer’s coupons with store coupons, but it will vary based on the retailer. Different types of coupons. Store coupons.

Retail 105
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Try A No Spend Month To Reset Your Finances!

Clever Girl Finance

Follow your existing budget : Stick to your pre-planned necessities and nothing extra. No impulse purchases or retail therapy. Look ahead and stay motivated Saving money for the future isn’t just about retirement. Here are some no spend month rules to follow to keep you on track and make it a success.

article thumbnail

Weekend Reading – Is Inflation Dead?

Discipline Funds

Not only do we know that shelter is making inflation look irrationally high, but we also know that the most important retailers in the US economy are saying exactly what the CPI ex-shelter says. When you shift towards retirement your time horizon and risk profile shifts to a more conservative position. ONE POINT FIVE PERCENT.

article thumbnail

5 Post-Holiday Shopping Tips for Retirees

Integrity Financial Planning

Holiday shopping can be stressful, and unless you took advantage of Black Friday or Cyber Monday, you might find it tough to find the deals you need to keep your gifts within your budget. If you go to your local retailers, you may find great deals, as they quite literally may want to clear their shelves by offering great discounts.

article thumbnail

7 Financial Literacy Basics We All Need To Know

Clever Girl Finance

The importance of understanding financial literacy basics Financial literacy covers several topics , including budgeting, banking, investing, handling debt, and planning for the future. Some of us want to plan a comfortable retirement , while others want to become a homeowner or save for our kids to go to college.

Budgeting 105
article thumbnail

21 Best Coupon Sites To Save A Ton Of Money

Clever Girl Finance

Couponing can give you more wiggle room in your budget , freeing you up to spend money on other things. Store coupons Particular retailers issue store coupons. Still, it will vary based on the retailer. You can redeem these points for gift cards at many retailers, which will allow you to stretch your budget further.

Retail 83