Nerd's Eye View

OCTOBER 6, 2023

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that a recent survey found that clients across several countries who work with a CFP professional have better outcomes on a range of measures compared to those working with other advisors or no advisor at all, suggesting that the (..)

Financial Planner 246

Financial Planner CFP Certification Communication 246

Nationwide Financial

JUNE 9, 2023

Key Takeaways: The last two years have been marked by the highest inflation rates in decades; your clients saving for retirement can use this to their advantage through short-term investments, tax deferral, and insurance products offering better benefits. For many people, this might mean retirement. 5%, never even topping 1%.

Retirement 98

Retirement Clients Certification Taxes 98

Good Financial Cents

JANUARY 26, 2023

Early retirement has become a popular financial goal. Even if you never retire early, just knowing that you can is liberating! Can You Really Retire at 50? Can You Really Retire at 50? Table of Contents Can You Really Retire at 50? FAQs on Retiring Early at 50 It’s a big bold claim – retire at 50?

Retirement 122

Retirement Taxes Retirement Planning Accounting 122

Nerd's Eye View

APRIL 4, 2024

Advisor Metrics, Cerulli Associates predicts that 37.5% (or nearly 110,000) of financial advisors will retire over the next 10 years. In its most recent report on U.S.

Financial Planner 246

Financial Planner CFP Professional Services Financial Planning 246

Million Dollar Round Table (MDRT)

AUGUST 18, 2022

By Bryson Milley, CFP, CIM One of the questions I’m most asked by retiring clients is, “How do I manage my investments once I’m retired?” A retirement investment portfolio is like owning an apartment building. And when you retire, you stop construction and begin filling the building with tenants. Managing the building.

Retirement 98

Retirement Clients Investing Investments 98

Integrity Financial Planning

SEPTEMBER 12, 2022

Saving for retirement is a long-term endeavor. It requires a different perspective on your wealth and income that accounts for your needs in different stages of your life, from the beginning of your working years through your retirement. Therefore, a strategy that is risk-balanced helps you achieve your retirement goals.

Retirement 84

Retirement Risk Tolerance Retirement Planning Certification 84

WiserAdvisor

MARCH 13, 2024

Achieving financial freedom in retirement requires meticulous planning, dedicated effort, and strategic management. Within this framework, the concept of the five pillars of retirement planning emerges as a valuable strategy. Without a solid plan, you risk drifting without direction.

Retirement Planning 105

Retirement Planning Retirement Planning Estate Planning 105

International College of Financial Planning

APRIL 25, 2024

This certification is recognized globally and showcases a deep, systematic understanding of personal financial management, including investment planning, risk management, tax planning, and retirement planning. Individuals who earn this certification are thoroughly prepared to offer expert financial advice.

Certification 52

Certification CFP Certified Financial Planner Financial Planning 52

Carson Wealth

DECEMBER 27, 2022

Act has passed, making it the largest retirement legislation since the original Secure Act hit in the late 2019. As 55% of Americans say they don’t have enough saved for retirement, this bipartisan legislation primarily seeks to make it easier to contribute to retirement plans and use those funds appropriately for their needs in retirement.

Retirement 98

Retirement Retirement Planning Distribution Accounting 98

International College of Financial Planning

FEBRUARY 23, 2024

At the heart of this profession lies the financial planner certification, a credential that not only signifies expertise but also opens doors to significant career opportunities. This certification is recognized globally and is considered a benchmark for competence and professionalism in financial planning.

Financial Planner 52

Financial Planner Certification CFP Certified Financial Planner 52

International College of Financial Planning

JANUARY 18, 2023

Overview of CFP New Framework The Certified Financial Planner (CFP) Board of Standards recently announced the launch of a new framework for CFP certification. The Certified Financial Planner (CFP) Board of Standards recently announced the launch of a new framework for CFP certification. He discussed his insights.

Certified Financial Planner 52

Certified Financial Planner Financial Planner Certification CFP 52

International College of Financial Planning

OCTOBER 26, 2023

Crafting a Comprehensive Financial Plan:  This includes a detailed net worth statement, defining SMART Goals including retirement, children education etc., The post Estate Planning Strategy: Leveraging CFP® Certification Expertise appeared first on International College of Financial Planning.

Estate Planning 52

Estate Planning CFP Certification Certified Financial Planner 52

Carson Wealth

JULY 12, 2022

She reviewed two types of annuity contracts often used for retirement and helped determine which one is the best fit for her client.” . Professional Certifications for Financial Advisors. The CFP ® designation was first issued in the 1970s and is recognized today as an industry standard in financial planning certifications.

Financial Advising 98

Financial Advising Financial Planning Ethics Financial Services 98

International College of Financial Planning

OCTOBER 26, 2023

Their wisdom extends to suggesting tax-efficient avenues for pivotal life moments, be it education or the golden years of retirement. A Spectrum of Opportunities The canvas of financial advisory is vast and varied: Delve into niches like retirement planning or wealth management. Where Do They Shine?

Certified Financial Planner 52

Certified Financial Planner Financial Planner Certification Clients 52

MazumaBusinessAccounting

MAY 31, 2022

Keep the following documents for seven or more years: Income tax returns (federal and state) W-2s and 1099s Medical bills Contracts Receipts for tax-deductible items Mileage records Canceled checks Real estate tax forms Credit cards statements that contain purchases used as tax deductions Retirement plan contributions. for insurance purposes.

Certification 98

Certification Taxes Medical Accounting 98

Carson Wealth

JANUARY 22, 2025

We also had the privilege of sponsoring a retirement celebration for Jay McKinstrey, a long-time friend of Sam, Zachs former football coach, and a beloved leader in our community. Professional Milestones Congratulations are in order for Zach, who obtained his CFP certification on November 7th!

Wealth Advisor 52

Wealth Advisor Certification Financial Advising Clients 52

Nationwide Financial

DECEMBER 1, 2022

When clients avoid investing and instead hold a large portion of assets in cash or other low-risk investments (such as money markets, certificates of deposit and bonds) during periods of high inflation, it could ultimately work against their long-term goals. 4 And the nearly $4.46 trillion 5 currently parked in U.S. Cash on the sidelines.

Management 97

Management Clients Retirement Financial Planning 97

Clever Girl Finance

AUGUST 15, 2022

If you've done any reading about personal finance and how to strengthen your personal finances for today, tomorrow, and the future, then you've undoubtedly read about the importance of investing in retirement accounts. This is why preparing for retirement is about more than just saving cash—it’s about investing wisely.

Investing 101

Investing Investments Certification Accounting 101

Darrow Wealth Management

FEBRUARY 13, 2025

The ability to advise on standard financial planning matters such as retirement planning should be table stakes (if not, red flag). Planners often go by some combination of terms like [financial, retirement, investment, money, wealth] followed by words like advisor, planner, consultant, manager, specialist.

Fee Only 52

Fee Only Financial Advisor Financial Planner Certified Financial Planner 52

Darrow Wealth Management

MAY 6, 2024

Get death certificates. Assets owned by your parent individually, that don’t pass through a beneficiary designation like on a retirement account or life insurance policy, or through a transfer-on-death or payable-on-death arrangement, will likely go through probate. Who is the attorney who drafted the estate plan?

Estate Planning 100

Estate Planning Distribution Valuation Accounting 100

Good Financial Cents

JANUARY 17, 2023

And how does it compare to the 401k and other retirement plans that exist? A Simple IRA, or Savings Incentive Match Plan for Employees, is a type of employer-sponsored retirement savings plan that is designed to be easy to set up and maintain for small business owners. What is a Simple IRA? Table of Contents What is a Simple IRA?

Retirement Planning 111

Retirement Planning Retirement Planning Taxes 111

Carson Wealth

JANUARY 4, 2024

Which decade should you really start to plan for retirement? This might mean going back to school to earn a master’s degree or a professional certification. Start building retirement assets: Hopefully your career is blossoming and you’re able to set aside money. This means increasing how much you’re saving for retirement.

Financial Planning 96

Financial Planning Planning Retirement Estate Planning 96

International College of Financial Planning

DECEMBER 29, 2024

The CFP certification stands as the gold standard in financial planning, offering professionals a comprehensive pathway to excellence in this dynamic field. The CFP certification prepares professionals for these challenges through rigorous training and practical application.

CFP 52

CFP Financial Planning Planning Certification 52

Good Financial Cents

AUGUST 11, 2022

Track your retirement. Did you know you might be able to actually retire with $1 million? While it’s better if you have some time to invest the money instead of using it for retirement, retiring with this much is a reality for many people. You may be wondering if you can actually retire with $2 million dollars!

Investing 110

Investing Investments Marketing Marketing 110

MainStreet Financial Planning

MARCH 29, 2023

You are building your emergency fund, saving for a car or home down payment, or getting ready to retire and want to know where to park your short-term cash. Certificates of Deposits (CDs) If you have already funded your emergency savings and want to sock away excess funds, then consider Certificate of Deposits (aka CDs).

Certification 98

Certification Accounting Banking Insurance 98

Good Financial Cents

DECEMBER 22, 2022

Certificates of Deposit . Certificates of Deposit. Index funds have become popular among the FIRE (financial independence, retire early) crowd, and for a good reason. This strategy works best when you already have a solid plan for your retirement and your other financial ducks are in a row. Certificates of Deposit.

Investing 108

Investing Investments Risk Tolerance Accounting 108

Nationwide Financial

FEBRUARY 14, 2023

According to a Nationwide Retirement Institute® Diverse Markets White Paper, decades of research show that Black consumers tend to express higher levels of generalized distrust than whites. However, we must first understand the challenges individuals and communities of color face in order to create change, make an impact and deliver results.

Financial Services 98

Financial Services CFP Certified Financial Planner Certification 98

Clever Girl Finance

JANUARY 22, 2023

Knowing where you stand can make sure you are on target for your retirement goals, as well. For example, you may know that you want to retire to a low-cost-of-living area. So, you may decide to save less than someone that is planning to retire in an expensive city. Maybe you are starting to think about retirement.

Retirement 98

Retirement Accounting Assets Budgeting 98

International College of Financial Planning

SEPTEMBER 7, 2024

The CFP® Fast Track course offers a quick, efficient pathway to certification, allowing you to accelerate your career in the financial planning industry. Unlike the regular pathway that requires passing multiple exams over a year, the fast track allows eligible candidates to take just one exam and complete the certification in 3-4 months.

CFP 52

CFP Certification Certified Financial Planner Financial Planning 52

Clever Girl Finance

NOVEMBER 20, 2023

Get a death certificate Two weeks after the death of a loved one is when you should start going through the process of closing accounts, organizing the estate, and initiating probate if necessary. You’ll need a death certificate for most of these tasks, so starting there is a good idea.

Certification 107

Certification Accounting Insurance Banking 107

Clever Girl Finance

NOVEMBER 16, 2022

Birth certificates / Adoption paperwork. Death Certificates. Marriage Certificates. Marriage certificates are usually needed for the Social Security Administration status and/or name change, driver license name change, mortgage loans, life insurance, health insurance, etc. Retirement plan contributions.

Certification 105

Certification Taxes Insurance Banking 105

International College of Financial Planning

DECEMBER 4, 2023

Understanding the Need for Qualified Financial Advisors Financial advisors are experts who provide investment, retirement, and overall financial planning advice, aiding clients in better managing their finances. It opens doors to various roles in financial services, including retirement planning and estate planning.

Financial Advisor 52

Financial Advisor Certified Financial Planner CFP Certification 52

Good Financial Cents

JANUARY 6, 2023

High-Yield Certificates of Deposit. High-Yield Certificates of Deposit. You can also look into high-yield certificates of deposit, or CDs, which require you to commit to saving for a specific length of time (usually a few months to several years). Table of Contents Best Short-Term Investments for $2,000 to $3,000.

Investing 91

Investing Investments Accounting Certification 91

International College of Financial Planning

JUNE 10, 2022

CFP, also known as Certified Financial Planner , is a certification given by the Financial Planning Standards Board (FPSB) to professionals who wish to take up financial planning. This certification is recognized internationally and considered the best for financial planning training, education, and ethical practice. .

CFP 52

CFP Certified Financial Planner Certification Financial Planner 52

Fortune Financial

NOVEMBER 22, 2022

The IRS does not tax what you divert directly from your paycheck into your retirement or health savings accounts. Convert money from a traditional IRA to a Roth IRA : Roth conversions can be used to move assets from tax-deferred accounts to avoid higher tax brackets and Medicare premiums during retirement years.

Taxes 98

Taxes Education Retirement Financial Advisor 98

MainStreet Financial Planning

JUNE 13, 2023

You can request a social security number along with your baby’s birth certificate. Saving for college is like saving for retirement, the earlier you get started the easier it is to save the money you will need to meet your goal. Update your life and disability insurance. Start saving for college now.

Insurance Coverage 98

Insurance Coverage Budgeting Healthcare Estate Planning 98

International College of Financial Planning

APRIL 20, 2022

This article will discuss the basics of financial planning , the education and certifications required to become a financial planner, and how to develop your financial planning skills and network. Education and Certifications for Becoming a Financial Planner Are you interested in becoming a financial planner?

Financial Planner 52

Financial Planner Certification Education Financial Planning 52