Investing Caffeine

SEPTEMBER 2, 2022

The subject of politics is not my strong suit, so perhaps only time will tell whether the net result of two large pieces of government legislation totaling more than $1 trillion (Inflation Reduction Act and Student Loan Forgiveness) will accelerate growth in the economy (Real GDP) or hasten the pace of inflation. Slome, CFA, CFP ®.

Marketing 59

Marketing Marketing Taxes Budgeting 59

Investing Caffeine

NOVEMBER 1, 2022

While it has been mostly gloomy in 2022, some of the sunshine beaming through the clouds this month came in the form of better-than-expected GDP economic figures that measure the health of the overall economy. Rather than show an impending recession, the freshest 3 rd quarter data shows the economy growing at a very respectable +2.6%

Economics 64

Economics Economy Transportation CFP 64

Investing Caffeine

MARCH 1, 2023

I haven’t received my pilot’s license yet, but in trying to figure out whether the economy is heading for a hard landing, soft landing, or no landing, I’m planning to enroll in flight school soon! More recently, economic data has been flying in at an accelerating pace, which could mean the economy will stay in the air and have no landing.

Economy 59

Economy Economics License CFP 59

Investing Caffeine

JUNE 1, 2023

Maybe ChatGPT will do my taxes next year? Slome, CFA, CFP® Plan. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. Believe it or not, ChatGPT recently passed the CPA exam !

Engineering 105

Engineering Accounting Healthcare CFP 105

Investing Caffeine

FEBRUARY 1, 2023

in Q4 ), generationally low unemployment (3.5%), and relatively stable earnings (see chart below) all point to a stable economy with the ability to navigate a soft landing. China’s new reopening of the economy and Europe’s seeming ability of dodging a recession provide additional evidence for a soft landing scenario.

Economy 59

Economy Economics CFP Investing 59

Investing Caffeine

MAY 2, 2022

Although I have noted some of the key headwinds the economy faces above, it is worth noting that current corporate profits remain at/near all-time record highs (see chart below) and the 3.6% Slome, CFA, CFP®. As Albert Einstein stated, “In the middle of every difficulty lies an opportunity.”.

Electronics 59

Electronics Economy CFP Investing 59

Investing Caffeine

JUNE 3, 2024

most recently) and the economy went into recession with GDP (Gross Domestic Product) declining by -2.2%. On the flip side, during 2022, the economy was firing on all cylinders. Slome, CFA, CFP® Plan. Remember that global pandemic back in 2020 called COVID-19 that killed over 350,000 people in the U.S.? It fell -19%.

Risk Tolerance 52

Risk Tolerance Economics Economy Asset Allocation 52

International College of Financial Planning

AUGUST 2, 2021

Count out the short-term headwinds and slowdown in the economy, India is often being seen as the next big powerhouse for growth. It is slated to become the third-largest economy in the world by the end of the decade and would lift millions of people out of poverty and create one of the largest middle classes in the world.

Financial Advisor 52

Financial Advisor Certified Financial Planner Certification Fee Only 52

Investing Caffeine

JANUARY 3, 2023

More specifically, in a typical bear market, the economy generally slows down causing demand to decelerate, and interest rates to decline, which causes the values of bonds to increase. And if it’s not declining home prices, lower energy prices have also filtered through the global economy to lower transportation and shipping costs (e.g.,

Economy 59

Economy Transportation CFP Investing 59

Investing Caffeine

JULY 1, 2024

move thanks to the contribution of older economy stocks. Slome, CFA, CFP® Plan. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. The S&P 500 index surged +3.5%

Economics 52

Economics Marketing Marketing Food 52

Your Richest Life

APRIL 19, 2022

You’re not limited to dry explanations about portfolio allocations and tax strategies. Mary Beth Storjohann, CFP®, is a speaker and writer who cuts through the fluff and gives clear, concise financial advice. . Most of the topics cover investment strategies, market behavior and the economy. Money books for financial literacy.

Budgeting 52

Budgeting Financial Planner CFP Financial Planning 52

Investing Caffeine

MAY 3, 2023

How will elections affect the economy? Tax Planning: Are you maximizing your tax-deferred investment accounts? Slome, CFA, CFP ® Plan. Will Vladimir Putin use nuclear weapons in Ukraine? What is going to happen with the Debt Ceiling deadline and will the U.S. default on its debt? I know what my answer is.

Retirement 59

Retirement Retirement Planning Financial Advisor Planning 59

Investing Caffeine

JULY 1, 2022

Theoretically, QT should cause interest rates to move higher, all else equal, and thereby slow down growth in the economy, and help tame out-of-control inflation. The majority of economists, strategists, and talking heads on television are forecasting a recession in our economy, either this year or next. Slome, CFA, CFP ®.

Economy 59

Economy Investing Investments CFP 59

Investing Caffeine

SEPTEMBER 1, 2023

Meanwhile, the economy continues to grow (+2.0% For starters, in addition to the Fed’s restrictive policy of reducing the balance sheet, since the beginning of last year, the Fed has also effectively slammed the brakes on the economy by taking their target interest rate from 0% to 5.5%. Slome, CFA, CFP® Plan.

Economics 52

Economics Economy Government CFP 52

Investing Caffeine

AUGUST 2, 2024

Despite concerns over global geopolitics, political election madness, and a slowing economy, investors are more focused on the positive prospect of future interest rate cuts by the Federal Reserve, starting in September with a probability exceeding 90% ( see chart below ). Slome, CFA, CFP® Plan. www.Sidoxia.com Wade W.

CFP 52

CFP Investing Investments Economy 52

Investing Caffeine

APRIL 1, 2022

The Fed’s goal is to increase the cost of borrowing, thereby slowing down the economy and reducing inflation. The short answer is that companies are making money hand over fist and the economy remains strong (3.6% Slome, CFA, CFP®. over the next couple of years. If Things Are So Bad, Why Are Prices Going Up? www.Sidoxia.com.

Economy 59

Economy Economics Valuation Investing 59

Investing Caffeine

OCTOBER 2, 2023

Cash in consumer wallets and money in the bank help the economy keep chugging along at a healthy clip. The bull market took a pause for the month, but consumer wallets remain fat, the economy keeps chugging, the employment picture remains strong, and stock prices remain up +12% for the year (S&P 500). Slome, CFA, CFP® Plan.

Economics 52

Economics Economy CFP Government 52

Investing Caffeine

AUGUST 2, 2023

economy just reported better-than-expected growth for the 2 nd quarter ( +2.4% – Gross Domestic Product [GDP] growth). The stronger economy along with the improving inflation dynamics mentioned previously have buoyed Consumer Confidence too, as you can see from the chart below. Slome, CFA, CFP® Plan.

Marketing 52

Marketing Marketing Economy Sales 52

Investing Caffeine

MARCH 1, 2022

By taking all these factors into account, we can confidently state that Russia and Ukraine have a very low probability of solely pulling the global economy into recession. Slome, CFA, CFP®. www.Sidoxia.com. This article is an excerpt from a previously released Sidoxia Capital Management complimentary newsletter (March 1, 2022).

Economics 59

Economics Accounting Advertising CFP 59

Investing Caffeine

AUGUST 4, 2022

Economic data (GDP – Gross Domestic Product) just released last week showed the economy contracting by -0.9% in the 2 nd quarter after declining -1.6% Ultimately, the stock market is forecasting how much worse or better will the economy become? And the economy has grown stronger coming out of each recession, every time.

Economy 45

Economy Economics Investing Investments 45

Good Financial Cents

DECEMBER 14, 2022

After all, people will always need financial services, whether investing their money , taking out loans, or managing their taxes. A Bachelor’s degree in finance or a related field is required, and a CFP(Certified Financial Planner) certification is preferred for insurance advisors. Hedge Fund Manager.

Budgeting 88

Budgeting Compliance Accounting Insurance 88

Your Richest Life

SEPTEMBER 12, 2022

Bonus: Gifts to charity are tax deductible.) . At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. Maybe this year, your family decides to pull names for gift giving instead of buying for everyone. A looming recession? About Your Richest Life.

Budgeting 59

Budgeting Fee Only Financial Planning Planning 59

Your Richest Life

JUNE 15, 2022

Tax-loss harvesting. You may want to think about converting retirement account money from pre-tax to Roth since the market is low. You will have to pay tax on the amount that you convert, but you get more bang for your buck since markets are lower. . Back door Roths. Save Smarter. You can learn more about savings bonds here.

Budgeting 52

Budgeting Fee Only Accounting Taxes 52

Zoe Financial

APRIL 4, 2023

Designer Loafers – Municipal Bonds Just like a Gucci or Chanel shoe, municipal bonds are great for people in high tax brackets. They are exempt from federal taxes and from most state and local taxes, which is what makes them especially attractive to people in high income tax brackets.

Assets 40

Assets Portfolio Taxes Financial Services 40

Investing Caffeine

FEBRUARY 1, 2022

However, the fact remains the economy remains strong, corporate profits are at record levels, unemployment is low, and interest rates remain at attractive levels despite nagging inflation ( see chart below ) and the removal of accommodative monetary policies by the Federal Reserve. Slome, CFA, CFP®. www.Sidoxia.com.

Math 52

Math Assets Investing Investments 52

Tucker Advisors

SEPTEMBER 8, 2021

The 401(k) often offers a traditional pre-taxed account and a post-taxed Roth account, with both sourced in a blend of stock and bond options the employee must choose and maintain with the appropriate risk tolerance until retirement. Within these categories, we look at four main things: income, growth, liquidity and tax efficiency.

Retirement Pension 52

Retirement Pension Retirement Financial Advisor Planning 52

Investing Caffeine

NOVEMBER 1, 2021

Slome, CFA, CFP®. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. Obviously, these investment pillars can reverse directions and create headwinds for investors. www.Sidoxia.com.

Government 52

Government Valuation Investing Investments 52

Sara Grillo

AUGUST 14, 2023

The entire economy, the world of investing, is based upon being able to trust who we are listening to. Kelly Nilsson, CFP®, CDFA®, JD Kelly’s journey in finance began in 1992, and for the first 17 years of her career she worked for financial marketing firms and insurance companies, during which time her clients were financial advisors.

Financial Advisor 52

Financial Advisor Fiduciary Duty Insurance Financial Advice 52

Good Financial Cents

JULY 26, 2022

This is the largest increase in inflation the economy has endured since 1981. As inflation creeps up, many people begin to worry about the state of the economy as a whole. When the money supply grows faster than the economy, it leads to inflation. The CPI (Consumer Priced Index) soared to an increase of 9.1% from the last year.

Investments 69

Investments Investing Certified Financial Planner Financial Planner 69

Investing Caffeine

APRIL 3, 2023

In recent years, COVID and a ZIRP (Zero Interest Rate Policy) caused out-of-control inflation to swerve the economy in the wrong direction. economy to crash into a recession as a result of the aggressive, interest rate tightening policy of the Federal Reserve. economy has been greatly exaggerated. Slome, CFA, CFP ® Plan.

Banking 105

Banking Economy Economics Government 105

Investing Caffeine

DECEMBER 2, 2024

For starters, we are coming off a fresh election last month, and the majority of Americans decided to vote for the new administration that has promised additional stimulative tax cuts, and deregulation. Slome, CFA, CFP® Plan. Source: Yardeni.com As always, the future is uncertain, and risks abound for next year. stock market.

Marketing 52

Marketing Marketing Valuation Economics 52

Investing Caffeine

MAY 1, 2024

in the first four months of the year, thanks to a resilient economy, robust employment, and record corporate profits (see chart below). A hot economy giving rise to high inflation/high interest rates? • A cold economy triggering a recession with low interest rates? Slome, CFA, CFP® Plan. Why so happy?

Economy 52

Economy Financial Planning Economics Planning 52

Investing Caffeine

FEBRUARY 1, 2024

Global capital will flow to those countries with a rule of law, financial transparency, prudent tax policy, lower inflation, higher profit growth, lower interest rates, sensible fiscal and monetary policies, among other pragmatic business practices. Slome, CFA, CFP® Plan. www.Sidoxia.com Wade W.

Government 52

Government CFP Investing Investments 52

Investing Caffeine

SEPTEMBER 3, 2024

How can this surging bull market be in existence while undergoing a war between Russia and Ukraine; military conflict in Gaza; a nasty Japanese Yen Carry Trade unwind; a highly divisive upcoming presidential election; a weakening economy; and rising unemployment ( see chart below )? Slome, CFA, CFP® Plan. www.Sidoxia.com Wade W.

CFP 52

CFP Investing Investments Economy 52

Investing Caffeine

OCTOBER 1, 2024

Economy Strong, So Why Cut Now? Before the Fed’s last action a couple weeks ago, the last Fed rate cut occurred in 2020 (a -1.50% cut) in the midst of a global pandemic with the aim of boosting financial activity while the brick-and-mortar economy had effectively been shut down. Slome, CFA, CFP® Plan. a couple years ago to 2.5%

Economy 52

Economy Economics Government CFP 52

Investing Caffeine

NOVEMBER 1, 2023

What’s more, for individuals with taxable accounts, the interest earned on Treasuries is tax-free at the state level, thereby making this short-term gift in yields even more attractive for investors. Not only is the economy strong (e.g., Slome, CFA, CFP® Plan. www.Sidoxia.com Wade W.

Marketing 52

Marketing Marketing Economics Accounting 52

Investing Caffeine

JULY 5, 2023

Slome, CFA, CFP® Plan. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. Therefore, contrary to popular belief, fighting the Fed may actually lead to knockout returns for investors.

Accounting 52

Accounting CFP Investing Investments 52