Your Richest Life

NOVEMBER 26, 2024

There are several benefits that come along with working a bit longer, like continued insurance benefits, socialization, mental stimulation and increased retirement savings. These numbers show that retirement is becoming a more fluid concept, with many people opting for a “second act” career, side gig or part time work.

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Retirement Planning Fee Only Financial Planning 52

Walkner Condon Financial Advisors

APRIL 21, 2023

What does it mean to be a Fee-Only financial advisor ? Fee-Only financial advisors and firms receive no sales-related compensation or incentives. They are compensated only by the fee the client pays. This can include mutual funds, insurance policies, annuities, and other financial products.

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Your Richest Life

OCTOBER 1, 2022

Have the Appropriate Insurance. Homeowners insurance covers many disasters, but it doesn’t always cover everything. Make sure you know what your insurance policy covers, as well as what it doesn’t. Insurance policies. Keep these photos somewhere secure, and make sure you have both physical and digital copies. .

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Your Richest Life

JUNE 3, 2024

Check Over retirement savings plans and health insurance Open enrollment begins in the fall, so you can use the summer to assess your benefits and make sure they’re working for you. Review your health insurance spending and retirement savings for the year, and make note of any major life changes this year.

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Your Richest Life

JANUARY 4, 2023

It’s meant to be a sort of insurance policy, so that even if an expensive surprise pops up, you won’t have to go into debt to cover it. . At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. About Your Richest Life.

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Accounting Fee Only Financial Planning CFP 105

Walkner Condon Financial Advisors

FEBRUARY 28, 2023

Pros: Liquid FDIC insured up to $250k Cons: The highest interest rates may require astronomical balances, and even then you likely can get a higher rate with an online savings account with no (or much lower) minimums. ABOUT THE AUTHOR Alicia Vande Ven FINANCIAL ADVISOR, CANDIDATE FOR CFP® CERT. Current Yield: 0.03% – 0.1%

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Accounting Banking Certification Financial Advisor 98

International College of Financial Planning

AUGUST 2, 2021

The simplest definition of the role of a financial advisor would of that of a person who helps individuals, families, and organizations make decisions related to their investments, taxes, insurance planning, retirement planning, estate planning, and money management. Insurance Companies. CFP ( Certified Financial Planner ).

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Financial Advisor Certified Financial Planner Certification Fee Only 52

Your Richest Life

FEBRUARY 15, 2022

Get Trip Insurance. In the past, I’ve said that trip insurance was an unnecessary expense. It could be wise to opt for the travel insurance right now, while everything is in recovery mode. At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning.

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Financial Planning Planning Insurance Fee Only 52

Your Richest Life

OCTOBER 15, 2022

Health insurance is often the focus of open enrollment, but don’t forget about the other important benefits offered, like: Health Savings Account (HSA) – HSAs are savings accounts funded with pre-tax contributions. Disability insurance – Disability insurance is a frequently forgotten but very important benefit.

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Your Richest Life

OCTOBER 15, 2024

If your employer opts for a new insurance company, for example, that could change everything from your deductible and copays to covered providers and services. Review Your Benefits: Know Your Insurance and Healthcare Needs Your company may offer several different insurance policies.

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Insurance Healthcare Retirement Accounting 52

Your Richest Life

JULY 17, 2024

Money lesson #9:Plan for rainy days – Things like emergency funds and insurance policies might not be the most fun way to spend your money, but they are incredibly important. That’s why it’s vital to have a healthy emergency fund, plus disability and life insurance policies to protect you when you need it.

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Financial Planner Estate Planning Financial Planning Financial Advice 59

Harness Wealth

MAY 25, 2023

The primary fee structures are: Fee-only : Advisors only receive payment from their clients for the services they provide, not receiving any commissions or other incentives from product providers. Fee-based : This structure is a blend of fees and commissions. CFP Exam: Successful completion of the CFP exam.

Financial Advisor 52

Financial Advisor Certified Financial Planner Ethics CFP 52

Sara Grillo

NOVEMBER 14, 2022

In today’s show we’re going to be debating a variety of topics related to the retirement crisis in America, the role that financial advisors and insurance agents play, and how to harmonize the two together (if even possible, lol). He is a flat fee advisor; not a licensed insurance agent. The insurance policies will lapse.

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Insurance Retirement Financial Advisor License 59

Sara Grillo

AUGUST 14, 2023

The broker-dealer and insurance industries are still built around being opaque. Insurance is opaque. For example, there is nothing that says that an insurance agent’s recommendations can’t be made in the best interests of clients. Consumer Federation of America The ambiguity and the lack of clarity is detrimental.

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Financial Advisor Fiduciary Duty Insurance Financial Advice 52

International College of Financial Planning

SEPTEMBER 3, 2021

The Certified Financial Planner (CFP) is the only professional who has to be qualified through a set of exams and also has to complete a long-term internship with at least 2 years of experience in the field. Go for Fee-Only Financial Advisors. Hire a Financial Advisor who is a CFP®. Accountability.

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Financial Planner Financial Advisor Certified Financial Planner Commission 52

Carson Wealth

AUGUST 28, 2022

CFP® , Director of Consumer Investment Research  . Agents of an insurance company . Registered Representatives of a Broker/Dealer Firm or Agents of an Insurance Company . Financial advisors who are registered representatives of a broker/dealer or agents of an insurance company are paid differently.

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Financial Advisor Commission Insurance Financial Planning 52

Inside Information

JULY 31, 2022

If you’re as old as Methuselah, like I am, you might remember a pivotal moment in the evolution of the planning profession, when Forbes magazine noticed that brokers, life insurance and tax shelter salespeople were starting to call themselves ‘financial planners.’

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Financial Planner Financial Planning Ethics CFP 45

Your Richest Life

MARCH 8, 2024

Consider short term disability insurance to supplement your pay if you need to take time off. Group health benefits must also be maintained during the leave. FMLA does not require a company to pay you during your leave. Saving for Retirement Did you know that on average, women save three times less than men for retirement?

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Financial Planning Planning Medical Retirement Planning 59

Sara Grillo

JANUARY 9, 2023

We welcome Dwight Dettloff, CPA, CFP, and Knut Rostad to today’s discussion. Specific examples: Educating financial advisors of all business models (AUM, fee only, commission, etc.) Dwight Dettloff, CPA, CFP® is the founder of Winding Trail Financial Planning in Colorado. Let’s get into it, folks!

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Clever Girl Finance

JULY 16, 2023

Financial planner (CFP) A financial planner will help you reach your money goals and also works with you on your current finances. A CFP stands for Certified Financial Planner (Certified by the CFP board) , which is what you should look for if you decide to go this route. They can also help with the importance of life insurance.

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Financial Advisor Financial Planner Certified Financial Planner Investment Advisor 52

Clever Girl Finance

JULY 16, 2023

Financial planner (CFP) A financial planner will help you reach your money goals and also works with you on your current finances. A CFP stands for Certified Financial Planner (Certified by the CFP board) , which is what you should look for if you decide to go this route. They can also help with the importance of life insurance.

Financial Advisor 52

Financial Advisor Financial Planner Certified Financial Planner Investment Advisor 52

Inside Information

OCTOBER 30, 2021

Rostad adds that there is anecdotal evidence that disclosure of fees and costs may be different from (more effective than) disclosures of conflicts of interest or who regulates whom. That CFP advisors, all of them, represent a higher standard of behavior in the marketplace. So what should the CFP Board do about this? “I

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Inside Information

JANUARY 31, 2022

I was not surprised to see, in the NASAA survey, that 41% of brokerage and independent BD firms (firms, in other words, that pay commissions to their reps) recommended private securities, compared with practically zero for fee-only advisory firms.

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Good Financial Cents

APRIL 10, 2023

pic.twitter.com/Hs7gsklEKt — Jeff Rose, CFP® (@jjeffrose) April 9, 2022 For example, I recently built a backyard oasis at my home, which I couldn’t have done if I was simply “rich” and just blowing all my income on flashy stuff. Lifetime memories = generational dividends.

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Investing Investments Accounting Assets 110

Sara Grillo

SEPTEMBER 26, 2022

In Part Two of our two part series on the CFP Board, the heated debate continues. We’ll discuss these questions: The CFP Board has specifically stated that it wants the CFP® mark to be a requirement for anyone who practices financial planning. What do you believe the CFP Board’s role should be in the future?

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CFP Financial Advisor Financial Planner Ethics 59

Sara Grillo

MAY 23, 2022

This interview with Cody Garrett, CFP, of Measure Twice Financial was mind-blowing. The advice-only movement is a bigger move than a shift in fees – it’s a transcendence to a higher level of morality, transparency, and service to the consumer. What is an advice-only financial planner? So please subscribe!

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Financial Planner CFP Financial Planning Education 52

Sara Grillo

APRIL 11, 2022

Today, I have Rick Perry with me, who is an hourly advisor, a CFP charter holder, and the host of the Bogle heads podcast, which has over 1 million views. SARA GRILLO, CFA: And we’re gonna talk about how to provide high value as an hourly financial planner. That’s how you get paid. It was very successful.

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Financial Advisor Portfolio Clients Management 52

Your Richest Life

MARCH 26, 2025

Consider short term disability insurance to supplement your pay if you need to take time off. About Your Richest Life At Your Richest Life, Katie Brewer, CFP, believes you too should have access to financial resources and fee-only financial planning. Group health benefits must also be maintained during the leave.

Financial Planning 52

Financial Planning Planning Medical Retirement Planning 52