Tobias Financial

APRIL 1, 2025

We are excited to welcome Francheska Ruiz, CFP and Chad Williamson, CFP to our team as Wealth Advisors. Francheska brings a personalized, forward-thinking approach to financial planning, helping clients navigate complex financial decisions with confidence.

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CFP Fee Only Retirement Planning Wealth Advisor 52

Nerd's Eye View

NOVEMBER 1, 2022

Mindy is the owner of Creative Money, an independent RIA based in Seattle, Washington, that offers a unique 12-month financial planning engagement – or as Mindy puts it on her homepage, “financial planning that doesn’t suck” – which has allowed her firm to work with nearly 400 client households just this year.

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eMoney Advisor

MAY 1, 2023

.” Only 4 percent of Certified Financial Planner™ professionals identify as Asian American or Pacific Islander (AAPI), though they make up 6.2 1,2 Despite the small numbers, AAPI professionals remain the largest ethnic minority within the financial planning profession. percent of the American population.

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Financial Planning Planning Financial Planner CFP 101

Walkner Condon Financial Advisors

APRIL 17, 2023

Fee-Only financial advisors and firms receive no sales-related compensation or incentives. They are compensated only by the fee the client pays. Fee-Only financial advisors, on the other hand, do not receive commissions and are compensated through a fee-for-service model.

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Fee Only Financial Advisor Certified Financial Planner Commission 52

Your Richest Life

NOVEMBER 12, 2024

Here are a few ways to keep your finances healthy during the holidays: Create a budget for a financially healthy holiday season Have you ever gone to the grocery store without a list, only to come home with an excess of snacks and treats you never planned to buy in the first place? It’s not just about gifts, either.

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Budgeting Fee Only Planning CFP 52

Your Richest Life

SEPTEMBER 2, 2022

The Biden Administration’s Student Loan Debt Relief Plan plan can forgive up to $20,000 for qualified borrowers. Here’s an overview of the plan, who qualifies, and what the next steps are: Is the repayment pause extended? Do I qualify for The Biden Administration’s Student Loan Debt Relief Plan? 31, 2023. .

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Planning Fee Only Taxes CFP 102

Your Richest Life

NOVEMBER 26, 2024

Wherever you’re at with your plans, watch out for these common midlife money myths along the way: Midlife Money Myths #1: It’s too difficult to change careers Changing careers at any age can be intimidating, but the older you get, the more impossible it can feel. Try to focus on your own plan, and what will work best for you.

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Retirement Planning Fee Only Financial Planning 52

Walkner Condon Financial Advisors

AUGUST 18, 2022

You plan on staying at the company until your shares are fully vested; . You plan on leaving the company before the stock is fully vested; You don’t have enough liquid assets or it would strain your finances to pay the taxes upfront; You think the stock value will go down or stay the same; or. Candidate for CFP® Certification.

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Planning Taxes Certification Financial Advisor 98

Your Richest Life

FEBRUARY 24, 2025

The Fed also said they plan to wait until Q2 to consider making another cut, and do not intend to drop rates more than half a percentage point this year. The best way forward is to keep an eye on your long-term plans, and try not to get derailed by uncertainty. Currently, the federal funds rate is at 4.25 percent to 4.50

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Financial Market Marketing Marketing Medicine 52

XY Planning Network

JULY 23, 2024

Becoming an independent fee-only financial advisor can seem overwhelming, lonely, and stressful. We're excited to lead off with a powerful story about how community became a critical success factor for XYPN Member Leland Gross CFP®, the founder of PeaceLink Financial Planning.

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Sara Grillo

OCTOBER 21, 2022

Fee-only advisor – This is an advisor that does not charge commissions and hence is believed to be more aligned with the client’s best interests. Fee-only advisors are bound to the fiduciary standard. He cold called over 500 financial planning companies over a year or so to get to a full book of clients.

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Insurance Financial Planner Fee Only Financial Advisor 98

Your Richest Life

MARCH 12, 2025

Ultimately, planning to file your return as soon as possible can give you extra time to handle any questions or concerns that might come up, and help you receive your refund quicker. About Your Richest Life At Your Richest Life, Katie Brewer, CFP, believes you too should have access to financial resources and fee-only financial planning.

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Taxes Fee Only Electronics CFP 52

Your Richest Life

JULY 15, 2022

Erin has been a major asset to the planning, organization and scheduling sides of the business. . As a fee-only financial planner, I am committed to helping my clients achieve overall financial well-being. The Your Richest Life team grew this year, welcoming Erin McIntosh as a client services associate in the spring.

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Financial Planner Fee Only CFP Clients 105

XY Planning Network

JULY 7, 2023

If you're interested in learning how adding tax planning benefits your business model and how to easily incorporate it into your service offerings, this session, hosted by XYPN's Director of Tax, Sam Nguyen, CFP®, EA is for you! Enjoy the recording!

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Tax Planning Taxes Planning CFP 73

Your Richest Life

JANUARY 27, 2025

About Your Richest Life At Your Richest Life, Katie Brewer, CFP, believes you too should have access to financial resources and fee-only financial planning. Whichever approach you choose, make sure it aligns with your goals and needs, and work with a professional if you need more help building the right portfolio for you.

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Investing Investments Risk Tolerance Portfolio 52

Your Richest Life

OCTOBER 31, 2022

Your 401(k) is a valuable part of your retirement plan, but it’s only one piece of the puzzle. . For one thing, there are limits to how much you can contribute to your 401(k) plan. Before you can answer that, it’s important to consider what kind of retirement you’re planning to have. What else do you need?

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Your Richest Life

NOVEMBER 11, 2022

Try to set aside a time when you and your partner can look honestly at your money situation, and work together on what you plan to do in the year ahead to improve your situation and reach your goals. Make a Plan for the New Year. Once you know where you’re at and where you hope to be, you can work on a plan that will get you there.

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Your Richest Life

DECEMBER 1, 2022

Here are five strategies for cutting down on that money stress, so you can stop panicking and start making a plan: 1. Acknowledge your backup plans and celebrate your wins. I talk about some of those options in my “How to Adjust Your Financial Plan” post. When your finances take a hit, it can be easy to spiral.

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Certified Financial Planner CFP Financial Planning Financial Planner 95

Your Richest Life

JUNE 14, 2024

But even the best paid physicians need to plan carefully for their retirement, and make sure they’re truly putting away enough to be comfortable in their golden years. Or they are prioritizing multiple money goals, like buying a home, saving for retirement and contributing to a child’s 529 plan. Moving, traveling, hobbies, etc.)

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Retirement Planning Retirement Planning Fee Only 52

Your Richest Life

MARCH 15, 2023

Here are some tips for treating yourself without blowing your finances: Plan to Treat Yourself Possibly the most important rule for treating yourself is to plan for it. Planning means including a set amount into your budget each month for fun purchases, or creating savings funds for those extras that you really want.

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Budgeting Financial Planner Planning Financial Planning 111

Walkner Condon Financial Advisors

APRIL 21, 2023

What does it mean to be a Fee-Only financial advisor ? Fee-Only financial advisors and firms receive no sales-related compensation or incentives. They are compensated only by the fee the client pays. This fee covers not only investment management, but also financial planning.

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Certified Financial Planner Financial Advisor Fee Only Financial Planner 52

XY Planning Network

MAY 22, 2023

From a failed succession plan to wanting more autonomy, freedom, or ROI, there are many reasons to leave your current firm and launch your own independent RIA. Earlier this month XYPN members, Gerald Hendrik, CDFA® , and Ryan Foster, CFP® sat down with XYPN Field & Events Marketing Manager, Aimee Arnaud, to discuss just that.

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Walkner Condon Financial Advisors

SEPTEMBER 2, 2022

There are many types of accounts for individuals to employ as part of their saving and investment plan – IRAs, HSAs, FSAs, 529 plans, and more. When it comes to the plan itself, most National Able Alliance (NAA) Member Plans are the best available option. The breakdown of the basics of those plans is below. .

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Accounting Financial Advisor Certification CFP 98

Indigo Marketing Agency

APRIL 28, 2023

Just for fun, let’s take a look at some real-life terrible headlines: “I love 401(k) plans!” Who do you sell 401(k) plans to? Terms like “Wealth Manager,” “Financial Advisor,” and “Estate Planning” are more powerful than “Founder,” “Managing Partner,” or “CEO” from a keyword search perspective. What types do you specialize in?

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Certified Financial Planner Financial Advisor Wealth Management Financial Planner 130

Your Richest Life

MARCH 31, 2023

A few days before its collapse, SVB announced its plan to raise $2 billion in capital to offset bond losses. About Your Richest Life At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning.

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Banking Insurance Accounting Fee Only 105

Your Richest Life

JANUARY 4, 2023

Few things about financial planning are absolutely certain, but one thing is: expensive emergencies are going to happen. At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. About Your Richest Life.

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Accounting Fee Only Financial Planning CFP 105

Your Richest Life

JUNE 3, 2024

Check Over retirement savings plans and health insurance Open enrollment begins in the fall, so you can use the summer to assess your benefits and make sure they’re working for you. Review your budget According to the CFP Board , 59 percent of Americans are not tracking their spending, and two in five people have never had a budget.

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Your Richest Life

FEBRUARY 15, 2022

If that includes you, then let’s take a look at some of the ways you can book a vacation without destroying your budget: Make a Travel Plan Ahead of Time. If you want to avoid hurting your financial goals for the year, then definitely plan for your trips ahead of time. That will earn you points without accruing major interest fees.

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Financial Planning Planning Insurance Fee Only 52

Your Richest Life

FEBRUARY 27, 2023

About Your Richest Life At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. For example, a Tesla Model 3 would technically apply for this credit right now, but a Tesla Model S or Model X would not. due to the vehicle’s MSRP.)

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Taxes Fee Only CFP Financial Planning 105

XY Planning Network

MAY 8, 2023

Last month we invited XYPN members, Corey Beal, CFP® , and David McPherson, CFP® to sit down with XYPN Managing Director of Compliance, Travis Johnson, IACCP®, t o discuss the ins and outs of managing compliance as an independent RIA owner.

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Your Richest Life

OCTOBER 1, 2022

Estate planning documents. If you’re the member of the household who typically plans the meals, cooks or grocery shops, it’s nice to have a backup supply ready in case you get sick or injured. At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning.

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Walkner Condon Financial Advisors

DECEMBER 13, 2022

Financial planning, done right, is a helping profession, and I couldn’t wait to help people. Once I became eligible for the 401k plan at my new job, I made the election to contribute 100% of my paycheck to the plan through the end of the year. FINANCIAL ADVISOR, CANDIDATE FOR CFP® CERT. ABOUT THE AUTHOR.

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Accounting Financial Advisor CFP Retirement 98

Walkner Condon Financial Advisors

AUGUST 5, 2022

And especially during times like this, it’s important to have a plan and stick to it through diversification and owning quality assets and asset-classes. . Jonathon Jordan, CFP®, CEPA. Jonathon Jordan is a Certified Financial Planner ™ and Certified Exit Planning Advisor at Walkner Condon Financial Advisors.

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Certified Financial Planner Financial Advisor Financial Planner Fee Only 98

Your Richest Life

MARCH 8, 2024

Here are some of the top financial hurdles that women face, and what steps you can take to confidently achieve your money goals: Getting Involved with Finances: Financial Planning for Women Women are much more in control of their money than ever before. That being said, some companies are putting plans in place to ease that struggle.

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Financial Planning Planning Medical Retirement Planning 59

XY Planning Network

JULY 7, 2023

If you're interested in learning how adding tax planning benefits your business model and how to easily incorporate it into your service offerings, this session, hosted by XYPN's Director of Tax, Sam Nguyen, CFP®, EA is for you! Enjoy the recording!

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Tax Planning Taxes Planning CFP 52

Your Richest Life

APRIL 15, 2024

Do you have a plan in place for your retirement? For many people, the extent of their retirement planning includes signing up for the plan at work – which is often more of a starting point than a comprehensive retirement plan. Some 457 plans can allow for Roth contributions and in-plan rollovers.

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Retirement Planning Retirement Planning Taxes 52

XY Planning Network

APRIL 3, 2023

That’s why we invited XYPN members Raquel Hinman, CFP® , and Michael Reynolds, CFP®, CSRIC®, AIF®, CFT-I™ to share tips and tools they use to increase productivity in their firms.

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