Your Richest Life

JANUARY 29, 2024

government-backed short term debt securities. We’ve already covered the T-bill basics: it is a short-term, government-backed security with low risk (and generally, a lower reward.) They are the shortest-term government investment available, and mature between four weeks and one year. Should you include T-bills in your portfolio?

Government 52

Government Financial Planner Taxes CFP 52

Investing Caffeine

SEPTEMBER 2, 2022

The subject of politics is not my strong suit, so perhaps only time will tell whether the net result of two large pieces of government legislation totaling more than $1 trillion (Inflation Reduction Act and Student Loan Forgiveness) will accelerate growth in the economy (Real GDP) or hasten the pace of inflation. Slome, CFA, CFP ®.

Marketing 59

Marketing Marketing Taxes Budgeting 59

Investing Caffeine

JUNE 1, 2023

Essentially, our government has maxed out its credit card spending limit, but Republicans and Democrats have agreed in principle on a resolution for an expanded credit line. Maybe ChatGPT will do my taxes next year? Slome, CFA, CFP® Plan. Source: Calafia Beach Pundit Overall stock market performance has been a mixed-bag at best.

Engineering 105

Engineering Accounting Healthcare CFP 105

Envision Wealth Planning

MARCH 16, 2022

As a CERTIFIED FINANCIAL PLANNER ™ (CFP®), I often hear from millennial women, “But Mr. Brewer I don’t have any money to invest!” A simple way to think of where your money goes can be expressed by the acronym TGISIDS : Tax, Give, Insure, Save, Invest, Debt (as in pay debt), and Spend. Let’s examine what might be going on.

Certified Financial Planner 52

Certified Financial Planner Insurance Retirement Planning Retirement 52

Yardley Wealth Management

SEPTEMBER 24, 2021

Keep your taxes low. Taxes matter more than ever. “In what looks to be a low return environment where it seems taxes must go up, investors need to keep more of their investment returns. That means utilizing taxable accounts, tax-efficient and tax-managed equity funds, and tax-free muni funds,” Garry said.

Financial Planning 52

Financial Planning Planning Wealth Management Estate Planning 52

Investing Caffeine

JUNE 1, 2022

Due to trillions of dollars in increased stimulus spending and Federal Reserve Quantitative Easing (bond buying), we experienced an explosion in the government deficit and surge in money supply growth (i.e., MONEY SUPPLY GROWTH% (M2) VS. GOVERNMENT DEFICIT. Slome, CFA, CFP®. Source: TradingEconomics.com. www.Sidoxia.com.

Economy 59

Economy Government Economics CFP 59

International College of Financial Planning

JULY 10, 2023

Investment advisors can also specialize in specific areas such as retirement planning, tax planning, or portfolio management. This degree or diploma should be obtained from a university or institution recognized by the Central Government, State Government, or a recognized foreign university or institution.

Financial Advisor 52

Financial Advisor Certified Financial Planner Financial Planner Investing 52

Investing Caffeine

JANUARY 2, 2024

Slome, CFA, CFP® Plan. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. www.Sidoxia.com Wade W. Subscribe Here to view all monthly articles.

Economy 98

Economy CFP Accounting Investing 98

International College of Financial Planning

OCTOBER 26, 2023

Their wisdom extends to suggesting tax-efficient avenues for pivotal life moments, be it education or the golden years of retirement. Committing to uphold the ethical guidelines and standards that govern their practice. They’re well-versed in recommending vital products like life insurance and are wizards at tax planning.

Certified Financial Planner 52

Certified Financial Planner Financial Planner Certification Clients 52

Investing Caffeine

MARCH 1, 2023

However, with near record-low unemployment ( 3.4% ) and multi-trillion dollars in government stimulus still working its way through the system, others see an economic soft landing. Slome, CFA, CFP ® Plan. Under this scenario of maintaining a comfortable altitude, I guess I can put my pilot training on hold. www.Sidoxia.com Wade W.

Economy 59

Economy Economics License CFP 59

Investing Caffeine

MAY 2, 2022

Slome, CFA, CFP®. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. Market corrections are never comfortable, but successful, long-term investing comes with a price…no pain, no gain!

Electronics 59

Electronics Economy CFP Investing 59

Inside Information

JULY 31, 2022

If you’re as old as Methuselah, like I am, you might remember a pivotal moment in the evolution of the planning profession, when Forbes magazine noticed that brokers, life insurance and tax shelter salespeople were starting to call themselves ‘financial planners.’ Yes, there are regulatory requirements to register as an investment advisor.

Financial Planner 45

Financial Planner Financial Planning Ethics CFP 45

Your Richest Life

APRIL 15, 2024

There are traditional and Roth 401(k)s, both differentiated by their tax benefits. Traditional 401(k) – Employee contributions reduce taxable income, but withdrawals in retirement are taxed. Like a 401(k), a 403(b) plan lets employees put some of their salary into an account, and it’s generally not taxed until it’s distributed.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

Investing Caffeine

NOVEMBER 1, 2021

Expanding government deficits and debt (stimulus/infrastructure). Government debt ceiling negotiations. Slome, CFA, CFP®. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision.

Government 52

Government Valuation Investing Investments 52

International College of Financial Planning

NOVEMBER 10, 2021

Certified Financial Planner (CFP) – Much like the CFA, CFP or Certified Financial Planner also remains one of the most sought out qualifications in this industry. There are less than 2000 people in India who have qualified CFP. As the saying goes CFPs don’t have to hunt for jobs as jobs hunt for them.

Investment Advisor 52

Investment Advisor Investing Investments Certified Financial Planner 52

Your Richest Life

JANUARY 31, 2022

government, so they’re considered a generally low-risk investment. . EE bonds can be exempt from federal income taxes if they’re used for qualified education expenses. In both cases, your savings bonds are exempt from state and local income taxes, but not federal income taxes. Department of the Treasury.

Investing 52

Investing Investments Taxes Education 52

Darrow Wealth Management

JUNE 15, 2022

When you buy a government bond, assuming you hold it to maturity, you will get a guaranteed rate of return (yield to maturity). While not a long-term investment strategy or a way to build wealth, short-term government bonds have some appealing use cases. As an added bonus, interest from Treasuries isn’t subject to state taxes.

Government 52

Government Accounting CFP Wealth Management 52

International College of Financial Planning

AUGUST 2, 2021

The simplest definition of the role of a financial advisor would of that of a person who helps individuals, families, and organizations make decisions related to their investments, taxes, insurance planning, retirement planning, estate planning, and money management. Accounting & Tax Planning Firms. Banks & NBFCs.

Financial Advisor 52

Financial Advisor Certified Financial Planner Certification Fee Only 52

Good Financial Cents

DECEMBER 14, 2022

After all, people will always need financial services, whether investing their money , taking out loans, or managing their taxes. They may work in various industries, such as investment firms, accounting firms, banks, or the government. Budget analysts typically work in the government or for accounting firms. Hedge Fund Manager.

Budgeting 88

Budgeting Compliance Accounting Insurance 88

Investing Caffeine

SEPTEMBER 1, 2023

Like a pig working its way through the economic python, the large interest rate increases naturally take a while to work their way through the consumer, commercial, and government credit markets. Businesses and governments in all shapes and sizes have felt the pain as well from higher borrowing costs. Slome, CFA, CFP® Plan.

Economics 52

Economics Economy Government CFP 52

Your Richest Life

JUNE 15, 2022

Tax-loss harvesting. You may want to think about converting retirement account money from pre-tax to Roth since the market is low. You will have to pay tax on the amount that you convert, but you get more bang for your buck since markets are lower. . government, so they’re considered a generally low-risk investment. .

Budgeting 52

Budgeting Fee Only Accounting Taxes 52

Tucker Advisors

APRIL 4, 2023

Forty years ago, the federal government lengthened Social Security’s full retirement age (FRA) from 65 to 67, and increased the delayed retirement credit. So, when discussing older adults working longer, the ideal scenario is a job in the last 10 years of their working careers that is not too stressful or taxing physically.”

Retirement 75

Retirement Financial Advisor Planning Accounting 75

Investing Caffeine

OCTOBER 2, 2023

Today, worries include Federal Reserve policy; restarting of school loan repayments (after a three-year hiatus); a potential government shutdown; an auto and Hollywood strike; higher oil prices; and a presidential election that is heating up. Slome, CFA, CFP® Plan. Many of these worries are nothing new. www.Sidoxia.com Wade W.

Economics 52

Economics Economy CFP Government 52

Investing Caffeine

FEBRUARY 1, 2023

A big contributing factor to the surge in inflation was the spike in consumer spending fueled by trillions in government stimulus, coupled with widespread shortages in goods triggered by supply chain disruptions. Slome, CFA, CFP ® Plan. Fortunately, the headwinds of inflation now appear to be abating. last year to 3.5%

Economy 59

Economy Economics CFP Investing 59

International College of Financial Planning

JULY 31, 2023

To overcome these challenges, consider the following investment options: NPS Tier 1: This can be opened by anyone, and it is the best scheme available for Retirement Planning with tax benefits. Not only will it help you to retire with pride but also offer tax benefits resulting in added savings.

Financial Planning 52

Financial Planning Retirement Planning Retirement Planning 52

Investing Caffeine

APRIL 1, 2022

Even our government is now attempting to increase supply by releasing up to 180 million barrels of oil from our country’s Strategic Petroleum Reserve (the largest release in the almost 50-year history of the reserve ), while also pushing for penalties on those energy companies sitting on unused permits (i.e., Slome, CFA, CFP®.

Economy 59

Economy Economics Valuation Investing 59

Investing Caffeine

AUGUST 2, 2024

Slome, CFA, CFP® Plan. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. www.Sidoxia.com Wade W. Subscribe Here to view all monthly articles.

CFP 52

CFP Investing Investments Economy 52

WiserAdvisor

DECEMBER 1, 2023

Under the PSLF, physicians working for government or non-profit organizations may qualify for loan forgiveness after making 120 qualifying repayments over ten years. It also puts physicians in the upper slabs of federal tax brackets. Tax is one of the most significant cash outflows for physicians, which they cannot ignore.

Financial Advisor 59

Financial Advisor Medical Insurance Education 59

Good Financial Cents

JULY 26, 2022

Other factors that can cause inflation to include: Wars or natural disasters that lead to increases in the prices of goods Increases in oil prices Government spending more than it takes in through taxes Poor economic conditions. In addition, they offer the benefit of being backed by the full faith and credit of the US government.

Investing 69

Investing Investments Certified Financial Planner Financial Planner 69

Investing Caffeine

MARCH 1, 2022

Slome, CFA, CFP®. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. www.Sidoxia.com. Subscribe on the right side of the page for the complete text.

Economics 59

Economics Accounting Advertising CFP 59

Zoe Financial

APRIL 4, 2023

A Treasury bond, or T-Bond, is a marketable, fixed-interest US government debt with a maturity of more than 10 years. Designer Loafers – Municipal Bonds Just like a Gucci or Chanel shoe, municipal bonds are great for people in high tax brackets. Boat Shoes – U.S. Treasury Bonds Like a boat shoe, a U.S. It is low risk.

Assets 40

Assets Portfolio Taxes Financial Services 40

Zoe Financial

APRIL 26, 2023

O’Brien, CFP®, EA Zoe Vetted Advisor Counter-Attack: Protecting Your Investments Published April 26th, 2023 Reading Time: 5 minutes Written by: Scott W. O’Brien, CFP®, EA Zoe Vetted Advisor A Counter-Attack is a defensive chess strategy that consists in attacking your enemy after they attack you. Ready to Grow Your Wealth?

Investing 40

Investing Investments Assets Portfolio 40

Investing Caffeine

AUGUST 2, 2023

Slome, CFA, CFP® Plan. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. www.Sidoxia.com Wade W. Subscribe Here to view all monthly articles.

Marketing 52

Marketing Marketing Economy Sales 52

Investing Caffeine

FEBRUARY 1, 2022

Slome, CFA, CFP®. No information accessed through the Investing Caffeine (IC) website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. www.Sidoxia.com. Subscribe on the right side of the page for the complete text.

Math 52

Math Assets Investing Investments 52

Indigo Marketing Agency

MAY 5, 2020

John serves on the Government Affairs Committee for the National Association of Plan Advisors. I’m a lecturer at UCLA Extension as part of their CFP program in marketing. Also analyzing and seeing if plans have after tax 401k accounts. My dad’s a financial advisor, so that’s how I got into this business.

Retirement 52

Retirement Economics Retirement Planning Financial Planning 52

Envision Wealth Planning

MAY 23, 2022

Moore , CFP® of Financial Staples is an incredible example of someone who is able to make rational choices for the client regardless of what it means for her. Moore, CFP. A professional code of ethics governs all actions she takes. #2 Ethical Financial Advisors listen to what a client really needs. About the Author.

Ethics 52

Ethics Financial Advisor Financial Planning Clients 52

Carson Wealth

DECEMBER 28, 2022

Kevin Oleszewski , CFP ® , MST, EA, Senior Wealth Planner . While everyone has different financial goals and objectives, one smart strategy can be to reap the benefits of tax-advantaged accounts to help mitigate your tax burden, whether for today or down the road. What Are Tax-Advantaged Accounts? . Traditional IRAs .

Accounting 98

Accounting Taxes Retirement Planning 98