Nerd's Eye View

JANUARY 24, 2025

Enjoy the current installment of "Weekend Reading For Financial Planners" – this week's edition kicks off with the news that while overall financial advisor headcount remains relatively flat, the RIA channel continues to gain share in terms of both headcount (as brokers break away to start their own independent firms and aspiring advisors seek (..)

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Financial Planner Asset Allocation Clients Commission 246

Calculated Risk

APRIL 29, 2024

The BEA reported that investment in non-residential structures decreased at a 0.1% The first graph shows investment in offices, malls and lodging as a percent of GDP. Investment in offices (blue) increased slightly in Q1 and was up 4.1% And the office vacancy rate is at a record high, and this will hold down office investment.

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Commission Manufacturing Investing Investments 278

Wealth Management

MARCH 18, 2024

The commission accused Global Predictions and Delphia of “AI washing,” making misleading claims about how they each used artificial intelligence in managing investments.

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Commission Management Investments Investing 306

Calculated Risk

JANUARY 29, 2024

The BEA reported that investment in non-residential structures increased at a 3.2% Investment in petroleum and natural gas structures increased in Q4 compared to Q3 and was up 5% year-over-year. The first graph shows investment in offices, malls and lodging as a percent of GDP. annual pace in Q4. Click on graph for larger image.

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Commission Manufacturing Investing Investments 289

Calculated Risk

JANUARY 26, 2023

Note: The first two graphs - Investment Contributions and Residential Investment as a percent of GDP - are useful in predicting Fed induced recessions. The graph below shows the contribution to GDP from residential investment, equipment and software, and nonresidential structures (3 quarter trailing average). annual rate in Q4.

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Investing Investments Government Commission 227

The Big Picture

APRIL 11, 2024

That changed on May 1, 1975, when the Securities and Exchange Commission mandated a change in commission structures. Costs continued to fall: Over the next 25 years, commissions would fall from about 1.0% Few noticed what was to become a revolution in investing. Vanguard launched in 1974, to surprisingly little notice.

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Commission Taxes Management Electronics 351

Nerd's Eye View

JUNE 12, 2024

For example, if an advisor recommends an investment that prioritizes the commission they would receive rather than any benefit the client would derive from it, they could incur fines and sanctions for violating their fiduciary duty as an advisor.

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Fiduciary Duty Risk Tolerance Investing Investments 245

Nerd's Eye View

DECEMBER 7, 2022

For investment advisers looking to attract prospective clients, advertising the performance of their investment strategies would be a logical way to market their services (at least if they had strong historical returns!). Two final prohibitions under the Marketing Rule include restrictions on the use of predecessor performance (e.g.,

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Advertising Investing Investments Marketing 246

Nerd's Eye View

MARCH 14, 2025

Which, if implemented under the new administration, could provide relief for investment advisers, particularly smaller firms that already have to balance compliance with client service, marketing, and the other duties that go into running a firm.

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Financial Planner Compliance Commission Retirement 162

Wealth Management

MARCH 16, 2023

The Investment Adviser Association, the trade group for RIAs, said it appreciated the additional time and was worried about the “interrelatedness of the SEC's current proposals." " The commission also proposed updates to cybersecurity rules for brokers.

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Commission Investments Investing 279

Wealth Management

NOVEMBER 4, 2024

The commission settled charges that Wahed Invest violated the ad rule when including a pro soccer player and MMA athletes in marketing without clarifying that they weren’t clients and were compensated.

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Commission Clients Investments Investing 246

Nerd's Eye View

DECEMBER 6, 2023

While commission-based models remain in use, fee-for-service models (including AUM, hourly, retainer, and subscription) have become increasingly popular. And because many service offerings have traditionally focused on areas like investments and securities recommendations, there has been little debate about the need to register as an advisor.

Investing 246

Investing Investments Retirement Planning Financial Advising 246

Wealth Management

NOVEMBER 4, 2024

The commission settled charges that Wahed Invest violated the ad rule when including a pro soccer player and MMA athletes in marketing without clarifying that they weren’t clients and were compensated.

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Commission Clients Investments Investing 242

Wealth Management

JULY 22, 2022

The firm recommended investments in share class options for clients in its wrap account programs when more affordable options were available, according to the commission.

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Commission Accounting Clients Investments 246

Calculated Risk

OCTOBER 31, 2022

The BEA reported that investment in non-residential structures increased at a 3.7% Investment in petroleum and natural gas structures increased in Q3 compared to Q2 and was up 22% year-over-year. The first graph shows investment in offices, malls and lodging as a percent of GDP. annual pace in Q3. year-over-year.

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Commission Manufacturing Investing Investments 228

Abnormal Returns

AUGUST 28, 2024

(slate.com) How to negotiate real estate commissions today. crr.bc.edu) A review of Larry Swedroe's new book "Enrich Your Future: The Keys to Successful Investing." wsj.com) Personal finance We are all stuck in our own frames. How to get out. bestinterest.blog) How Millennials pulled ahead of other generations.

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Retirement Commission Marketing Marketing 287

Wealth Management

JANUARY 19, 2023

Real estate investment vehicles overseen by KKR and Blackstone have come under pressure in recent months as investors requested their money back beyond limits set by the funds.

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Commission Investments Investing 248

Wealth Management

AUGUST 14, 2023

The Department of Justice and the Securities and Exchange Commission are both looking into Nightingale Properties after it allegedly diverted $40 million of equity from investors, reports Bisnow. These are among the must reads from around the real estate investment to start the new week.

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Commission Investments Investing Marketing 246

Abnormal Returns

MARCH 18, 2024

(wiredplanning.com) Ben Johnson and Julie Willoughby talk with Tony Davidow who is a senior alternative investment strategist for the Franklin Templeton Institute. riabiz.com) When do you need to register as an investment adviser? investmentnews.com) How home buying is going to change with the upheaval of realtor commissions.

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Wealth Management Commission Management Clients 264

Nerd's Eye View

MAY 15, 2024

On April 25, 2024, the Department of Labor (DoL) issued the final version of its Retirement Security Rule (the "Final Rule"), which imposes an ERISA fiduciary standard "that applies uniformly to all investments that retirement investors may make with respect to their retirement accounts ".

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Retirement Commission Banking Financial Advising 246

Nerd's Eye View

APRIL 26, 2024

Also in industry news this week: The Federal Trade Commission released a final rule that would ban most non-compete agreements, which could lead to an increasing number of non-solicit agreements (and, potentially, lawsuits regarding their enforcement) between financial planning firms and their advisors The Securities and Exchange Commission issued (..)

Financial Planner 246

Financial Planner Commission Communication Financial Advisor 246

Calculated Risk

JANUARY 3, 2024

Today, in the Real Estate Newsletter: Question #8 for 2024: How much will Residential investment change in 2024? 8) Residential Investment: Residential investment (RI) was slightly negative through the first three quarters of 2023 as the housing market appeared to bottom. How about housing starts and new home sales in 2024?

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Sales Investing Investments Commission 189

Nerd's Eye View

JUNE 30, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that NAPFA has announced that it will no longer exclude advisors who receive up to $2,500 in annual trailing commissions from previous product sales, if they agree to donate that money to a non-profit organization (..)

Financial Planner 246

Financial Planner Fee Only Commission Retirement Planning 246

The Big Picture

MAY 9, 2024

No audited returns, mathematically improbable claims, and zero accountability But none of these “influencers” sell securities to clients, so they do not fall under the regulatory oversight of the Securities and Exchange Commission (SEC).2 A good start would be eliminating all of the terrible FinTok advice on taxes, day trading and investing.

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Media Taxes Math Investments 336

Nerd's Eye View

OCTOBER 25, 2023

There is a general understanding that investment advisers have a fiduciary relationship with their clients – in other words, that they are required to act in the client's best interests. These 3 components in practice make up a core part of the adviser's fiduciary duty to their clients.

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Fiduciary Duty Commission Clients Accounting 246

Calculated Risk

DECEMBER 28, 2022

8) Residential Investment: Residential investment (RI) was a drag on growth in 2022 as the housing market slowed sharply. Note: RI is mostly investment in new single-family structures, multifamily structures, home improvement and commissions on existing home sales. How much will wages increase in 2023?

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Economics Economy Sales Commission 347

Abnormal Returns

MARCH 20, 2024

youtube.com) Barry Ritholtz talks with Jim O'Shaughnessy about the benefits of a quantitative investment approach. peterlazaroff.com) Investing There's no magic rule for asset allocation. wsj.com) Personal finance Compounding your investments is great, but at some point you need to spend it. stock market has held up.

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Asset Allocation Retirement Commission Taxes 278

Tobias Financial

MARCH 16, 2025

As you work toward your financial goals, regularly reviewing your investment portfolio is essential. Whether youre new to investing or have years of experience, taking a step back to evaluate your strategy can help ensure that your portfolio remains aligned with your objectives, especially in times of market uncertainty and volatility.

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Investing Investments Risk Tolerance Asset Allocation 52

Calculated Risk

JANUARY 26, 2023

The increase in real GDP reflected increases in private inventory investment, consumer spending, federal government spending, state and local government spending, and nonresidential fixed investment that were partly offset by decreases in residential fixed investment and exports. emphasis added PCE increased at a 2.1%

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Government Transportation Commission Manufacturing 246

The Big Picture

NOVEMBER 25, 2022

My end-of-week morning train WFH reads: • The Best 50-Year-Old Investing Advice Money Can Buy : Nearly 50 years ago, the economist Burton Malkiel came out with a book that said, in effect, that all of us should be in index funds. New York Times ). • Businessweek ). New York Times ). • Washington Post ). Weight Gaining Season Begins!

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Commission Budgeting Economics Retail 313

Nerd's Eye View

AUGUST 23, 2024

The survey found that most firms fall into the middle category, utilizing tech in categories that provide an assessed high return on investment (e.g., financial planning, CRM, portfolio management), while taking a more tailored approach to selecting tech in other categories.

Financial Planner 245

Financial Planner Retirement Estate Planning Clients 245

Investment Writing

JANUARY 23, 2025

Disclosure: If you click on an Amazon link in this post and then buy something, I will receive a small commission. The post Why there’s no apostrophe in writers room appeared first on Susan Weiner Investment Writing. I link only to books in which I find some value for my blogs readers.

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Commission Marketing Marketing Investments 98

The Big Picture

JULY 3, 2024

At The Money: Changing Your Behavior For Better Investing (July 3, 2024) If you could change only one thing that would help your investing, what would it be? When it comes to investing, we are our own worst enemies. As it turns out, when it comes to investing, we are our own worst enemies. Your own behavior. The answer.

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Investing Investments Assets Portfolio 162

Nerd's Eye View

JANUARY 6, 2023

From there, we have several articles on retirement planning: Why an individual’s portfolio of relationships could be just as important as their investment portfolio when it comes to happiness in retirement. How planning specializations can help firms and their advisors stand out from the pack.

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Financial Planner Retirement Planning Commission Retirement 246

Nerd's Eye View

OCTOBER 3, 2022

While the growth of DPL’s marketplace may itself usher in a greater level of annuity competitiveness, as companies are forced to compete for RIA attention not by offering the biggest commissions but by offering the best features and benefits to get through the RIA-as-gatekeeper.

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Commission Financial Planning Ethics Planning 246

Zoe Financial

JANUARY 28, 2025

What do these mean, and which is a sounder investment strategy? Weve simplified the differences between time in the market and market timing to explain the best investing strategies for investors. 2 Investing Is An Emotional Rollercoaster When it comes to investments, company stock prices and markets fluctuate wildly on a daily basis.

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Marketing Marketing Financial Advisor Taxes 98

Truemind Capital

JANUARY 24, 2025

How to differentiate if you are getting genuine investment advice or being sold products that benefit the advisor more than you? This usually happens because either the ongoing commission is high or there is no regular reviewing and monitoring of your investments.

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Commission Wealth Management Portfolio Fee Only 59