The Big Picture

APRIL 11, 2024

In the 1960 and 70s, Merrill Lynch was bullish on America – they set their sales staff loose trying to sell the American dream to upper-middle class households. That changed on May 1, 1975, when the Securities and Exchange Commission mandated a change in commission structures. It was mostly ignored at the time.

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Commission Taxes Management Electronics 351

Calculated Risk

OCTOBER 31, 2022

The BEA reported that investment in non-residential structures increased at a 3.7% Investment in petroleum and natural gas structures increased in Q3 compared to Q2 and was up 22% year-over-year. The first graph shows investment in offices, malls and lodging as a percent of GDP. annual pace in Q3. year-over-year.

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Commission Manufacturing Investing Investments 228

Nerd's Eye View

APRIL 26, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that the Department of Labor released the final version of its Retirement Security Rule (a.k.a.

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Financial Planner Commission Communication Financial Advisor 246

The Big Picture

MAY 9, 2024

It is a massive Dunning Kruger : exercise in inexperienced but overly confident “ Finfluencers ” reducing complex issues involving money to a slick but misleading sales pitch. I doubt he’s run the real numbers of being invested in the stock market tax deferred with an additional company match.

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Media Taxes Math Investing 336

Nerd's Eye View

JUNE 30, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that NAPFA has announced that it will no longer exclude advisors who receive up to $2,500 in annual trailing commissions from previous product sales, if they agree to donate that money to a non-profit organization (..)

Financial Planner 246

Financial Planner Fee Only Commission Retirement Planning 246

Calculated Risk

JANUARY 3, 2023

Today, in the Real Estate Newsletter: Question #8 for 2023: How much will Residential investment change in 2023? How about housing starts and new home sales in 2023? 8) Residential Investment: Residential investment (RI) was a drag on growth in 2022 as the housing market slowed sharply. New home sales were down 15.2%

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Sales Investing Investments Commission 130

Nerd's Eye View

JULY 5, 2024

Supreme Court decision shifting authority to interpret laws passed by Congress from Federal agencies to the judicial system could have significant impacts on regulation of the financial advice industry, including the potential for additional legal challenges to regulations from the Securities and Exchange Commission (SEC), the Department of Labor (DoL), (..)

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Financial Planner Retirement Commission Financial Advice 246

Calculated Risk

DECEMBER 24, 2023

8) Residential Investment: Residential investment (RI) was slightly negative through the first three quarters of 2023 as the housing market appeared to bottom. New home sales were up 3.9% How about housing starts and new home sales in 2024? Through November, starts were down 9.9% year-to-date through November.

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Economics Economy Sales Commission 225

Calculated Risk

NOVEMBER 18, 2022

From BofA: Existing home sales actually fell less than we expected, implying slightly stronger brokers’ commissions in 4Q. As a result, our tracking estimate for residential investment in 4Q edged up. That said, after rounding, our 4Q GDP tracking estimate was unchanged at 1.3%

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Commission Sales Investments Investing 179

Nerd's Eye View

MAY 22, 2024

Which can allow companies to protect the 'investments ' they have made in their employees and maintain continuity amongst their staff.

Financial Advice 246

Financial Advice Commission Clients Financial Advisor 246

Nerd's Eye View

AUGUST 25, 2022

Historically, the career path for newer financial advisors has followed a commission-based model that was focused on sales and business development first and learning the technical aspects of financial planning along the way.

Financial Planning 244

Financial Planning Clients Planning Commission 244

Nerd's Eye View

AUGUST 25, 2022

Historically, the career path for newer financial advisors has followed a commission-based model that was focused on sales and business development first and learning the technical aspects of financial planning along the way.

Financial Planning 242

Financial Planning Clients Planning Commission 242

Abnormal Returns

FEBRUARY 26, 2023

wsj.com) Sketchy products keep showing up for sale on Amazon ($AMZN). Sentencing Commission show judges rejected more than 80% of compassionate release requests filed from October 2019 through September 2022. abnormalreturns.com) The 2023 Credit Suisse Global Investment Returns Yearbook is here! bloomberg.com) Data from the U.S.

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Ethics License Financial Advising Startup 243

Nerd's Eye View

NOVEMBER 28, 2022

Traditionally, investment planning has been at the forefront of how financial advisors add value for their clients. But, with the rise of index funds and the commoditization of investment advice, generating sufficient investment ‘alpha’ to justify a fee has become more challenging for advisors.

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Clients Fee Only Planning Advertising 246

Nerd's Eye View

NOVEMBER 28, 2022

Traditionally, investment planning has been at the forefront of how financial advisors add value for their clients. But, with the rise of index funds and the commoditization of investment advice, generating sufficient investment ‘alpha’ to justify a fee has become more challenging for advisors.

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Fee Only Portfolio Clients Planning 246

Nerd's Eye View

SEPTEMBER 27, 2024

Also in industry news this week: As brokerage firms have faced a wave of lawsuits regarding the low interest rates paid on cash sweep accounts, some legal experts believe that RIAs could also be targeted for legal action if they allow clients' uninvested cash to sit in a cash sweep account rather than investing it or moving it to a higher-yielding (..)

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Financial Planner Fiduciary Duty CFP Accounting 246

Ron A. Rhodes

DECEMBER 13, 2023

It is possible that all commission-based compensation involving the sale of investment products, life insurance products, and annuities could be eliminated. And it would be right and just to do…

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Commission Insurance Sales Investing 59

Good Financial Cents

FEBRUARY 24, 2023

With most investing apps now offering commission-free trading, online brokers must find more creative ways to stand out. Webull , on the other hand, tries to place the focus on the customer by offering free stocks , fractional share investing, a user-friendly trading platform, extended hours trading, and 24/7 support.

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Investments Investing Commission Accounting 96

Darrow Wealth Management

NOVEMBER 4, 2024

Stockbrokers, registered representatives, dual registered advisors, insurance agents, and other types of advisor-sales roles don’t always have to act in your best interest depending on the situation. Today, many investment advisors operate as a subsidiary of another larger, parent firm.

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Financial Advisor Certified Financial Planner Fiduciary Duty Fee Only 61

The Big Picture

MARCH 23, 2024

The company’s stock has dropped nearly 13% since Friday’s $418 million settlement between the National Association of Realtors and groups of home sellers which ended the standard 6% commission for Realtors. The bill, meant to force the sale of TikTok, passed by a landslide. She also sits on the Investment Policy Committee.

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Math Commission Insurance Government 189

The Chicago Financial Planner

JANUARY 17, 2022

Baby Boomers and retirees are the prime target market for the annuity sales types. In a variable annuity, you can choose to invest your purchase payments from among a range of different investment options, typically mutual funds. Not sure if your investments are right for your situation? What is an annuity?

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Retirement Insurance Financial Planner Commission 185

Good Financial Cents

JULY 6, 2023

You have to invest your money if you want it to start growing to its full potential. Also know that most “regular people” who’ve built real wealth started with small sums, kept on investing, and watched as their money snowballed from there. But, how do you do that if you only have $100 to get started? Ads by Money.

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Investing Investments Accounting Certification 98

Good Financial Cents

SEPTEMBER 29, 2022

In this guide, we’re going to present the 10 best long-term investment strategies for 2022. The reason we’re providing 10 is because there’s no single investment strategy that’s right for all investors, and in all investment environments. Below is our list of the 10 best long-term investment strategies for 2022.

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Investing Investments Retirement Planning Risk Tolerance 109

Harness Wealth

JANUARY 29, 2025

This type of strategy typically involves selling underperforming investments at a loss to offset capital gains (or ordinary income) to optimize portfolio returns. What is the wash-sale rule? Tax-loss harvesting is a strategy that minimizes the taxes owed on capital gains by selling underperforming investments at a loss.

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Taxes Assets Sales Portfolio 52

Good Financial Cents

MARCH 20, 2023

When at the point of wondering how to invest $200,000, that’s definitely a good sign. After all, having this amount to invest means you’re on the fast path to building long-term wealth. But, how much can you end up with if you invest $200,000 wisely, today? Table of Contents How to Invest $200,000 Starting Today 1.

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Investing Investments Risk Tolerance Retirement 98

Trade Brains

OCTOBER 20, 2024

Securities and Exchange Commission (SEC) reignites its legal battle against Ripple. Notably, the regulator is zeroing in on XRP’s institutional sales. He emphasised that the core ruling declaring XRP not a security in retail sales remains intact. The cryptocurrency world is once again abuzz as the U.S.

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Retail Sales Commission Assets 118

Good Financial Cents

JUNE 11, 2023

One thing that I have craved for investors is a tool that allows you to sync all your financial accounts – your investment portfolio, checking and savings accounts, credit cards and other loan accounts – in one place, and then provides an investment-related analysis of your entire portfolio.

Management 80

Management Investing Investments Accounting 80

Good Financial Cents

NOVEMBER 16, 2022

Real estate investing can be intimidating to new investors – you must search for the right property, obtain financing, purchase the property, and then find tenants. Real estate investing takes work and can be risky, and many don’t have the time or risk tolerance to commit. Table of Contents About Roofstock. Roofstock Pricing.

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Investing Investments Portfolio Management 88

Harness Wealth

NOVEMBER 12, 2024

The conversion from a Traditional IRA to a Roth IRA is a taxable event, with income taxes due on any pre-tax contributions and investment earnings converted. Consider 529 Plans A 529 Plan is a tax-advantaged investment account specifically designed to fund education costs.

Tax Planning 52

Tax Planning Taxes Planning Estate Planning 52

Trade Brains

NOVEMBER 3, 2024

Also read… Auto stock to buy now for an upside of 27% after it achieves highest SUV car sales Revenue Segment According to the company’s annual report, they considered revenue from a single source. About the company Winsol Engineers Limited is into procurement, integrated engineering, commissioning services, and construction.

Engineering 52

Engineering Consulting Commission Investment Advisor 52

Good Financial Cents

DECEMBER 16, 2022

Is it possible to invest in real estate with no money? You can invest in real estate with little to no money upfront, but it’s more complicated than the promoters make it seem, and you’ll need to be patient. Table of Contents Physical Real Estate Investing: Four Things to Consider. Lease with the Option to Buy.

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Investing Investments Planning Budgeting 92

Investment Writing

MAY 21, 2024

Many investment and financial advisors have older clients who struggle with decluttering as they prepare to downsize. Paxton recommended donating rather than selling because sales rarely make enough money to make you happy. The post Help your downsizing clients create their legacy appeared first on Susan Weiner Investment Writing.

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Clients Commission Financial Advisor Sales 111

Ron A. Rhodes

JANUARY 6, 2024

The insurance lobby is against the imposition of the fiduciary standard by the DOL, as it will lower the excessive commissions often paid on the sale of Fixed Index Annuities…

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Insurance Commission Sales Fee Only 67

The Richer Geek

JULY 27, 2022

In his professional life he has spent over a decade in sales and sales leadership positions at one of the largest tech companies in the world. When he's not working or investing in real estate, he enjoys reading, training for Ironman triathlons, and convincing his brother that he is the favorite twin.

Investing 52

Investing Investments Commission Sales 52

Trade Brains

NOVEMBER 7, 2022

Crores will be an offer for sale. To boost the industry further, the government has allowed 100% Foreign Direct Investment (FDI). According to the Company Commissioned F&S Report, total FDI inflow in the chemicals (other than fertilizers) sector in India reached US$17.77 Offer for Sale (OFS) ?657.31 Fresh Issue ?805

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Commission Pharmaceutical Manufacturing Transportation 96

MainStreet Financial Planning

FEBRUARY 1, 2024

Importantly, we do not accept sales commissions or any compensation beyond what is directly agreed upon with our clients. No Minimums, Maximum Accessibility: Unlike traditional financial advisors, being a Garrett Advisor means that we have no income or investment account minimums for hourly engagements.

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Financial Advice Planning Fee Only Financial Planning 98

Trade Brains

OCTOBER 28, 2024

Comparing a company’s P/E to its peers and historical averages provides essential context for better investment decisions. Allied Blenders and Distillers is the third-largest Indian-made foreign liquor (IMFL) company by annual sales volumes from FY14 to FY22 with an 11.8% Investing in equities poses a risk of financial losses.

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Medical Manufacturing Engineering Valuation 90