Sara Grillo

APRIL 21, 2022

So here’s a blog about some things that ethical financial advisors do in the hopes they will serve as an example of right behavior for the rest of the industry to follow. Ethics matter in financial advice! Ethics matter. The following case studies serve as examples of ethical actions taken by financial advisors.

Ethics 52

Ethics Financial Advisor Clients Management 52

Carson Wealth

JULY 12, 2022

By Craig Lemoine, Director of Consumer Investment Research . So much of our world is filled with abbreviations surrounding insurance and investment products, processes, education and accomplishments. . The first step in the competency stairway is regulatory compliance. . We speak a secret language in financial planning.

Financial Advising 98

Financial Advising Financial Planning Ethics Financial Services 98

International College of Financial Planning

MAY 30, 2023

The finance industry is known for its complexity and competitiveness,where ethics play a pivotal role in determining arofessional’s success and credibility. As a finance student, understanding and practicing ethical behavior is crucial for building a responsible and reputable career. Impact of Ethics on Finance and the Economy.

Ethics 40

Ethics Compliance Education Clients 40

Brown Advisory

JANUARY 20, 2023

Don't get an "F" on FBAR ajackson Fri, 01/20/2023 - 13:43 We work with many clients to develop smart, flexible tax strategies; such strategies are essential to align their tax, investment and wealth preservation plans. Past performance is not a guarantee of future performance, and you may not get back the amount invested.

Accounting 100

Accounting Compliance Taxes Banking 100

Steve Sanduski

OCTOBER 24, 2023

Guest: Andrew Brzezinski , PhD, CFA, Head of Data Strategy, Business Intelligence and Advanced Analytics at Fidelity Investments. On today’s show, Andrew Brzezinski and I discuss generative AI, overcoming the barriers to adopting AI, key risks and ethical considerations, and the future outlook for using AI in an advisory practice.

Ethics 59

Ethics Wealth Management Compliance Financial Advice 59

Midstream Marketing

DECEMBER 10, 2024

Once you have a solid list, separate it by what clients want or their investment goals. You might have a webinar about planning for retirement, easy investments for beginners, or key estate planning tips. This can help improve your return on investment. You can sort them by age, investment goals, or how they like to communicate.

Financial Advisor 52

Financial Advisor Marketing Marketing Clients 52

Midstream Marketing

OCTOBER 31, 2024

They know that their marketing strategies work well and they follow important ethical and legal rules. This leads to more sales and better returns on investment (ROI). Compliance and Regulatory Advertising Standards The financial services industry has many rules. They have a variety of financial products and services.

Consulting 52

Consulting Financial Market Marketing Marketing 52

Midstream Marketing

NOVEMBER 6, 2024

Are you aiming at young workers who need help with investing? This can show your skills in sustainable investing or share good feedback from happy clients. Share economic signs and how they might affect your investment strategies. Investment Strategies: Talk about different investment choices.

Financial Advisor 52

Financial Advisor Marketing Marketing Media 52

Sara Grillo

OCTOBER 31, 2022

Form ADV Part 3 (also called Customer Relationship Summary) requires SEC-registered investment advisers to prepare a “plain English” summary of the data presented in Part I and II. This will take you to the page called, “Investment Adviser Firm Summary.” Ethics matter. It’s usually 2-4 pages long. #2

Financial Advisor 110

Financial Advisor Commission Clients Compliance 110

Sara Grillo

JUNE 17, 2024

The original investment ROR shown to the consumer was higher than a rational and/or ethical advisor would use. This high hypothetical ROR makes the policy looks good at the point of sale, lower actual investment returns could show a future lapse. IUL/VUL have the same investment hypothetical problem. It’s simple.

Insurance 59

Insurance Financial Advice Math Compliance 59

International College of Financial Planning

MARCH 31, 2023

Wealth management involves a range of financial services as an investment, finance, real estate, tax, and risk management. Wealth managers work closely with their clients to understand their unique financial situations, risk tolerance, and investment goals to develop customized solutions that meet their needs.

Wealth Management 52

Wealth Management Management Risk Management Ethics 52

Sara Grillo

NOVEMBER 8, 2022

You should get this run by compliance before publishing any of this text. You should ask compliance for them. Our mission is to provide the residents of (insert geographic area) with financial planning and investment management services that. Please view my Code of Ethics here (insert hyperlink). Business owner.

Compliance 52

Compliance Wealth Management Financial Advice Financial Planning 52

Sara Grillo

JUNE 24, 2024

Universal life (UL=money market investment) policies from the late 1980s to the early 2000s were illustrated using 8%+ CD-like rates of return forever. Grillo Investment Management, LLC will strive to maintain current information however it may become out of date. For advise on such matters, contact a legal or compliance advisor.

Insurance 59

Insurance Math Financial Advice Compliance 59

Sara Grillo

DECEMBER 11, 2023

These are topics I’ve written about in the past: Here are some examples of things Ethical Financial Advisors do Direct indexing sucks Top advisor lists are bullcrap How to read an ADV #3 Check out my list of low cost financial advisors for those seeking financial advice that won’t cost a fortune. appeared first on Sara Grillo.

Financial Advisor 59

Financial Advisor Financial Advice Wealth Management Consulting 59

Walkner Condon Financial Advisors

APRIL 17, 2023

Some advisors are primarily paid directly by the client, but then also might receive some compensation from insurance policies they sell to their clients or other investment products they recommend, like a specific fund or annuity. This fee covers not only investment management, but also financial planning. How are we compensated?

Fee Only 52

Fee Only Financial Advisor Certified Financial Planner Commission 52

Walkner Condon Financial Advisors

APRIL 21, 2023

Some advisors are primarily paid directly by the client, but then also might receive some compensation from insurance policies they sell to their clients or other investment products they recommend, like a specific fund or annuity. This fee covers not only investment management, but also financial planning.

Certified Financial Planner 52

Certified Financial Planner Financial Advisor Fee Only Financial Planner 52

The Big Picture

DECEMBER 6, 2022

BARRY RITHOLTZ, HOST, MASTERS IN BUSINESS: This week on the podcast I have an extra special guest, Luis Berruga has a fascinating career as both a tech wizard and investment banker before becoming CEO of Global X ETFs. I remember telling myself, why would anyone invest in mutual funds when you can buy an ETF instead?

Clients 162

Clients Investing Investments Management 162

Brown Advisory

JANUARY 20, 2023

Don't get an "F" on FBAR ajackson Fri, 01/20/2023 - 13:43 We work with many clients to develop smart, flexible tax strategies; such strategies are essential to align their tax, investment and wealth preservation plans. Past performance is not a guarantee of future performance, and you may not get back the amount invested.

Accounting 52

Accounting Compliance Taxes Banking 52

Park Place Financial

JULY 6, 2022

The law also includes compliance standards for FSRPs. Review of investment practices: The bill adds ethical conditions to amendments made during the 86 th Legislative Session regarding independent investigations into investment practices. Employers will make a 150% match.

Retirement 52

Retirement Retirement Planning Certified Financial Planner Ethics 52

Sara Grillo

AUGUST 25, 2023

Clients are given full access to our entire offering (investments, retirement, college, insurance, tax, estate, etc.) So they are actually starting their investment journeys with me. Services: I offer investment management as an add-on to financial planning. It will be interesting to see where they are in a couple of years.

Financial Advisor 52

Financial Advisor Accounting License Financial Planning 52

The Big Picture

FEBRUARY 28, 2023

They have a very thoughtful approach and a very long-term approach to making investments in the private markets. David is on the global investment committee. I was actually running the Investment Banking Club at BYU, and you know, thought I was interested in that, interested in going to Wall Street. in Colorado.

Investments 147

Investments Investing Clients Assets 147

Sara Grillo

JUNE 2, 2022

Investment performance isn’t an explicit component because not all advisors have audited results and because performance figures often are influenced more by clients’ risk tolerance than by an advisor’s investment-picking abilities. What about ethics? What about advisor/client ratio? Impact on the client?

Financial Advisor 69

Financial Advisor Clients Ethics Numbers 69

Sara Grillo

DECEMBER 22, 2023

Ethical actions Low cost advisors Flat fee advisors Advisors for small accounts Advice only planners Hourly planners I can’t say it enough – you have to do your own research. Grillo Investment Management, LLC will strive to maintain current information however it may become out of date. appeared first on Sara Grillo.

Financial Advisor 52

Financial Advisor Fiduciary Duty Compliance Financial Advice 52

Harness Wealth

FEBRUARY 20, 2024

Many states require an ethics exam covering professional conduct and accounting rules, ensuring that CPAs are equipped to handle ethical situations during their career. Enrolled agents must obtain continuing education of 72 hours every three years with a minimum of 16 hours per year including ethics training.

Taxes 52

Taxes License Education Tax Planning 52

Sara Grillo

MARCH 13, 2023

ETFS can be thought of as a wrapper around an investment strategy. According to Bak, assets don’t care about the ethics of their investors. Or they invest in bitcoin on their own using self-storage (at the risk of losing their keys). Investment managers are smart and pay attention to ESG risks such as litigation.

Financial Advisor 59

Financial Advisor Assets Management License 59

Sara Grillo

JANUARY 9, 2023

What are the changes in Colorado investment advisor regulations regarding financial planning? The goal of the Transparent Advisor Movement is to create the country’s best financial advisors – the most ethical, effective, and successful financial advisors that the industry has ever seen in its history. Let’s get into it, folks!

Financial Planning 52

Financial Planning Planning Financial Planner CFP 52

Brown Advisory

DECEMBER 5, 2023

It also compels a good deal of humility, an acknowledgement of luck, and a desire to always learn more and to turn over more rocks, and to look at more information in order to arrive at investment insights. Here is an attempt to invoke fundamental investing basics to clarify exactly what we aspire to deliver for our clients.

Fiduciary Duty 52

Fiduciary Duty Government Clients Investments 52

Brown Advisory

JUNE 12, 2017

Shareholders and investment analysts pose questions to Buffett and Munger in two, 2.5-hour Buffett and Munger are significant influences on the investment approach used in managing Flexible Equity Strategy portfolios. billion of investable float in 2016, which partially funds Berkshire’s $260 billion investment portfolio.

Investments 52

Investments Investing Ethics Taxes 52

Brown Advisory

JUNE 12, 2017

Shareholders and investment analysts pose questions to Buffett and Munger in two, 2.5-hour Buffett and Munger are significant influences on the investment approach used in managing Flexible Equity Strategy portfolios. billion of investable float in 2016, which partially funds Berkshire’s $260 billion investment portfolio.

Investments 52

Investments Investing Ethics Taxes 52

Midstream Marketing

NOVEMBER 6, 2024

Are you speaking to young workers who need help with investments? For instance, share your expertise in sustainable investing or tell success stories. Here are some content ideas to think about: Market Trends and Analysis : Share what is going on in the market today and how to invest wisely. Look at your data often.

Financial Advisor 52

Financial Advisor Marketing Marketing Media 52

Sara Grillo

JUNE 12, 2023

BARRY FLAGG OR STEVEN ZEIGER: So the regulation is clearly written towards the insurance agent with the insurance broker, but every fiduciary ethically should demand that the financial services person involved in the insurance, that they follow the tenants of this regulation. So ethically, I think it applies everywhere.

Insurance 59

Insurance Clients Financial Advisor Math 59

Sara Grillo

SEPTEMBER 26, 2022

I do believe it should be different regulated differently from portfolio management, which is the typical definition of the registered investment advisor, but that it shouldn’t be the CFP Board that is controlling the regulatory environment for financial planners. Salaske: Right, now.

CFP 59

CFP Financial Advisor Financial Planner Ethics 59

The Big Picture

DECEMBER 14, 2022

in Western Europe, in Asia, India, Japan, this is just a tour de force education on how to invest in global real estate. RITHOLTZ: And how did you shift into real estate principal investment at Goldman Sachs? But I’d say, overall, folks are more kind of corporate-oriented, you know, investing in companies.

Assets 162

Assets Investments Investing Portfolio 162

Tucker Advisors

AUGUST 9, 2021

When advisors are not fiduciaries, they follow what is called the “suitability” requirement, which is basically an ethical call to follow the same prioritization of interests. Five-Part Test for Status as an Investment Advice Fiduciary. Provide investment advice regarding rollovers that affects compensation. The client?

Financial Advisor 52

Financial Advisor License Clients Insurance 52

Sara Grillo

SEPTEMBER 12, 2022

Get ready for a ride as we examine it from all angles: regulatory, ethically, intellectually, etc. If we are comparing them to the Utopian idea of what a fraternity of ethics and competence testing should be, then we should find a way to implement it because daydreaming about what it ought to be is less useful.

CFP 80

CFP Financial Planner Ethics Financial Planning 80

Harness Wealth

JANUARY 17, 2025

Tax season brings challenges for many, especially those with complex financial situations like equity compensation, multiple income streams, or significant investments. From identifying deductions to ensuring compliance, navigating tax complexities can quickly become overwhelming. How do you assess an accounting firms reputation?

Taxes 52

Taxes Certification Ethics Communication 52

The Big Picture

JANUARY 14, 2025

And they kept me on throughout my senior year to finish up an interesting project, which is basically automating the job of the investment analyst, this, that, that we’re doing all the company work, getting all the, you know, 10 Ks, 10 Qs, all the information. It was accounting, investment banking and consulting.

Management 147

Management Investments Investing Assets 147