Edelman Financial Engines Acquires $1.5B Retirement Plan Consultant
Wealth Management
DECEMBER 14, 2023
The deal with New England Pension Plans Systems is Edelman Financial Engine's largest acquisition since 2021.
Small Business Retirement Plans – SEP-IRA vs. Solo 401(k)
The Chicago Financial Planner
NOVEMBER 27, 2022
One of the best tax deductions for a small business owner is funding a retirement plan. Beyond any tax deduction you are saving for your own retirement. You deserve a comfortable retirement. If you don’t plan for your own retirement who will? I generally consider this a plan for the self-employed.
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Captrust Acquires $5.8B Monroe Vos Consulting
Wealth Management
MARCH 9, 2023
billion firm with wealth, retirement planning, and endowment and foundation businesses. In its first acquisition of the year, Captrust adds a $5.8
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Gathering Feedback That Counts: Crafting Client Surveys To Offer Services That Matter Most
Nerd's Eye View
MARCH 10, 2025
These services may range from 'standard' offerings like retirement planning to less traditional areas like credit card consulting. Financial advicers often market their comprehensive financial services as a way to differentiate themselves from other advisory firms and to stand out in the broader landscape of financial advice.
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HUB Buys Construction-Focused Benefits, TPA Firm in Upstate NY
Wealth Management
SEPTEMBER 7, 2022
HUB International acquired Direct Advisors, a $600 million retirement plan consultant and third-party administrator in Latham, N.Y.
RIA Roundup: Retirement Plan Biz Brings $5.6B AUM to OneDigital Investment Advisors
Wealth Management
APRIL 14, 2023
OneDigital acquired Huntington National Bank’s 401(k) and retirement plan business this week, while Clearstead Advisors picked up local firm CLS Consulting. The Mather Group and NewEdge Wealth both announced key hires.
Hub International Acquires $2.3B AFS 401(k) Retirement Services
Wealth Management
DECEMBER 4, 2023
AFS 401(k) Retirement Services and AFS Financial Group is a retirement plan and wealth management consulting firm with $2.3 billion in assets under advisement.
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RIA Roundup: Hightower Adds $3.2B in Assets
Wealth Management
JUNE 16, 2023
billion retirement plan consulting business. In RIA news this week, Hightower announced its 3rd billion-dollar-plus acquisition this month, while SageView picked up a $5.2
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6 Signs It’s Time to Ditch DIY Retirement Planning
Carson Wealth
MARCH 28, 2024
Retirement planning is a journey that generally takes decades to complete and most of us start out along the do-it-yourself path. More than likely, your first step was to enroll in an employer-provided plan such as a 401(k) or setting up an individual retirement account, also known as an IRA.
Retirement Planning Tips for Couples
Talon Wealth
SEPTEMBER 14, 2023
Retirement planning can be a difficult and confusing process for couples. By focusing on a few key areas, setting financial goals, and doing your research, you can find ways to enjoy retirement together. Set Financial Goals In retirement, educate yourself on your financial situation and investment strategy.
The 5 Pillars of Retirement Planning You Should Be Aware of
WiserAdvisor
MARCH 13, 2024
Within this framework, the concept of the five pillars of retirement planning emerges as a valuable strategy. These pillars provide a comprehensive framework for building a resilient and sustainable plan. A well-structured approach ensures that every aspect is carefully considered. It also minimizes errors and oversights.
SEP IRA for the Self-Employed: Tax & Retirement Planning for Small Business Owners
Darrow Wealth Management
SEPTEMBER 19, 2024
Unlike most types of retirement plans, the SEP IRA is funded by the employer. A SEP IRA (Simplified Employee Pension Individual Retirement Account) is a type of retirement plan specifically designed for self-employed individuals and small business owners. What is a SEP IRA?
10 Monday AM Reads
The Big Picture
MARCH 6, 2023
Lawmakers are trying to restrict these investment choices in workplace retirement plans, but big fund managers are trying to give shareholders a voice. ( At Columbia, she did consulting work for numerous institutions before joining Soros Capital Management and S.A.C. A Wealth of Common Sense ) • On Wall St., Capital Advisors.
Why Non-Deductible IRA Contributions Aren’t Worth It
Darrow Wealth Management
NOVEMBER 11, 2024
The deductibility phase-out is based on filing status, income (MAGI), and whether or not the individual(s) are eligible to participate in a retirement plan at work. Also consider the tax treatment of your whole pool of retirement savings. Consult your tax advisor and financial advisor to discuss your situation.
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8 Financial Planning Tips for Small Business Owners
Carson Wealth
JULY 3, 2024
Consulting a tax advisor or attorney can help develop strategies for minimizing tax liability and staying compliant. Plan for Your Retirement As a small business owner, it’s essential to plan for your retirement independently since you may not have the benefit of employer-sponsored retirement plans.
What if Dunning Kruger Explains Everything?
The Big Picture
FEBRUARY 27, 2023
equity valuations: “Baby-boomers’ huge flow of 401K plan contributions helped to drive equities higher; now that ~70 million Boomers are retiring, when do demographics flip this from a huge positive to a net drag?” Let’s consider another question, this one on U.S.
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Retirement delays create challenges for plan sponsors highlighting opportunities for financial professionals and consultants
Nationwide Financial
OCTOBER 6, 2022
Key Takeaways: According to a new Nationwide Retirement Institute® survey, the overall outlook on retirement for Americans has changed significantly since 2021, as roughly one in four employees feel they are on the wrong track for retirement and fewer than six in 10 have a positive outlook on their retirement plan and financial investments.
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The Five Phases of Retirement Planning
Zoe Financial
JANUARY 27, 2025
The Five Phases of Retirement Planning Published January 29, 2025 Reading Time: 2 minutes Written by: The Zoe Team Retirement is a journey with distinct phases, each requiring its own focus and preparation. Its about striking a balance between enjoying your retirement and ensuring long-term security.
Are Retirement Plan Contributions Tax Deductible?
Carson Wealth
AUGUST 23, 2022
Retirement plans like 401(k)s and traditional or Roth IRAs can be an easy and effective way to save for retirement. Contributions to a traditional 401(k), IRA, and other retirements plans are usually deductible up to a limit. However, not all retirement plan contributions are tax deductible.
Struggling Female Retirement Plan Participants Looking to Plan Sponsors for Help
Nationwide Financial
JANUARY 10, 2023
Financial professionals, advisors and consultants can help plan sponsors understand how guaranteed lifetime income investment options may fit into their investment line-up. 2022 was a difficult year for many American retirement savers who watched markets drop and inflation dent their monthly budgets.
The Importance of Retirement Planning for Senior Citizens
WiserAdvisor
NOVEMBER 14, 2023
Retirement planning is an essential aspect of financial security, especially as one transitions from a phase of regular income to relying on savings and investments. With increased life expectancy, the modern retirement plan may need to account for not only a longer life but also for the increased expectations during this phase.
5 Common Retirement Planning Mistakes
Carson Wealth
JUNE 28, 2023
Your retirement income plan may be sending up bubbles, too, whether around Social Security, retirement account distributions, taxes or somewhere else – and these holes need to be patched up right away. So, to help your retirement plan be more airtight, let’s look at a few of the common leaks.
Retirement Planning Tips for Couples
Talon Wealth
OCTOBER 26, 2023
Retirement planning can be a difficult and confusing process for couples. By focusing on a few key areas, setting financial goals, and doing your research, you can find ways to enjoy retirement together. Set Financial Goals In retirement, educate yourself on your financial situation and investment strategy.
9 Year-End Planning Tips from a Wealth Planner
Carson Wealth
DECEMBER 8, 2023
Attorneys are telling us that 2024 is the time to review and change your estate plan as the lines may be out the door in 2025 for taxpayers wanting to make last minute changes to take advantage of the higher exemption amount. Lastly, I allocate the retirement plan contributions between Roth and Traditional 401(k) accounts.
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Strategies to Help Finish the Tax Season Strong
Carson Wealth
FEBRUARY 27, 2025
Qualified Charitable Distributions (QCDs) Your distributions from your retirement plans are reported on your 1099-R form , but the form doesnt specify how much went to a QCD. Its about tax planning, not just tax preparation get in touch and lets start the conversation today.
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5 Ways to Catch Up on Retirement Planning Later in Life
Park Place Financial
NOVEMBER 29, 2022
Retirement Planning 5 Ways to Catch Up on Retirement Planning Later in Life Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Retirement is a significant investment, which is why so many financial experts recommend establishing goals and starting when still a younger adult. SIMPLE 401(ks) and IRAs
5 Reasons to Start Retirement Planning Early
WiserAdvisor
SEPTEMBER 13, 2022
The average retirement age in America is 63. However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement.
Marketing for Financial Planners: Strategies to Build Trust and Grow Your Client Base
Indigo Marketing Agency
FEBRUARY 8, 2025
You can start hosting webinars by first choosing topics that matter to your audiencethings like retirement planning, wealth preservation, or smart investment strategies. Offer a Free Consultation A free consultation is your chance to build trust through a one-on-one connection.
4 Moves You Can Make with Your Old 401(k)
Carson Wealth
MARCH 14, 2024
This will allow you to maintain your tax-deferred status and continue to grow that nest egg for your retirement. If you’re not familiar with how to accomplish this consult a financial advisor. This could be your first opportunity to work with a financial advisor and learn about the financial planning process.
Imagine if the local bakery had a 401k? Let’s solve the 401k Coverage Gap and save the American middle class!
Sara Grillo
DECEMBER 16, 2024
Today I have Brian Williams of Northshire Consulting and were going to be talking about how financial advisors can help improve 401k plan access to the American people who are working at small businesses who currently do not offer them. What if the local baker had a 401k plan? The neighborhood laundry? The neighborhood laundry?
Retirement planning for women: Can future taxes actually ruin your goal?
Envision Wealth Planning
MARCH 24, 2022
Retirement planning for women can be trickier than most people may think. Most women I talk to are more concerned about paying less in taxes today than when they retire. Many people like the idea of paying less in taxes, But how does that relate to retirement planning for women and a financially free retirement?
Why It Is Never Too Early to Start Retirement Planning
WiserAdvisor
SEPTEMBER 14, 2022
The average retirement age in America is 63. However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement.
The Most Important Factor You’re Probably Overlooking In Your Retirement Planning
WiserAdvisor
SEPTEMBER 13, 2023
While grappling with various aspects of retirement planning, it is imperative to acknowledge a critical factor that often does not receive its due attention – longevity risk. While this is undoubtedly positive, it introduces the challenge of ensuring that your financial resources last an extended retirement period.
How HSAs Can Help With Your Retirement Planning
Fortune Financial
FEBRUARY 28, 2023
The employer or plan participant can contribute pre-tax dollars into this account to pay for out-of-pocket health expenses. Check out our retirement planning playlist for tips on receiving the most from your benefits. What Can You Use HSA Savings For In Retirement? The HDHP is paired with a tax-favored HSA account.
Planning Details for NUA: A Tax-Saving Strategy
Fortune Financial
JULY 28, 2022
You cannot sell the securities within the retirement plan, then move cash to a brokerage account and purchase the same shares at that point. Another major point is that the retirement plan must be empty within the calendar year as a lump sum distribution. This would negate the NUA benefit.
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The Growing Appeal of Semi-Retirement
Darrow Wealth Management
APRIL 15, 2024
It goes by many different names: semi-retirement, partial or phased retirement, second career, and so on. But typically, it means the same thing: working in some capacity after retiring early. A partial retirement helps with the emotional transition There are two phases of retirement planning: time and money.
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Mega Backdoor Roths: A How-to Guide
Harness Wealth
JANUARY 9, 2025
Both the Mega Backdoor Roth IRA and Mega Backdoor Roth 401(k) allow the additional contribution of funds to retirement plans after pre-tax and Roth contribution limits have been reached. Roth IRAs are also not subject to Required Minimum Distributions (RMDs), allowing more flexibility in retirement planning.
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Top 5 Things Millennials Should Consider When Retirement Planning
James Hendries
AUGUST 24, 2022
But volatile markets aren’t necessarily a negative thing, especially when it comes to retirement planning. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Consider the alternative—something like Japan’s “Lost Decades.”
Retirement Algebra, Solving For U
Random Roger's Retirement Planning
JANUARY 6, 2025
Do you plan to work one way or another, consulting, part time or monetized hobby? Maybe you have very few moving parts or have many more moving parts but it is important to realize that no one's retirement plan will be done in by everything going exactly as planned. What could go wrong there?
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A Financial Advisor Can Prepare You for A Wintery Market
Integrity Financial Planning
SEPTEMBER 26, 2022
So, preparing for the likelihood of a pullback or recession is crucial when it comes to retirement planning. That’s why it’s more important than ever to consult a financial advisor that has your best interests in mind. Why Meet with a Financial Advisor?
Year-End Planning: Do Something Today That Your Future Self Will Thank You For
Carson Wealth
DECEMBER 27, 2023
While this is by no means an exhaustive or comprehensive list of financial planning tools, these three broad areas will get you headed in the right direction. As you’re thinking about these topics, please remember to consult with your financial advisor to make sure the information you have is accurate and beneficial to your unique situation.
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Will my Social Security be Taxed?
The Chicago Financial Planner
FEBRUARY 8, 2023
You should consult with the Social Security Administration, or a tax or financial advisor who is well-versed on Social Security regarding your specific situation. Approaching retirement and want another opinion on where you stand? Your situation may differ.
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Seminar Marketing for Financial Advisors
Indigo Marketing Agency
MARCH 5, 2025
Having the opportunity to tell your whole story is how you eliminate all objections, indoctrinate your audience, and move them to book consult calls. Appointment-booking CTAs: Encourage attendees to schedule a free consultation. Book a Free Consultation Today and lets craft a winning event marketing strategy together!
5 Financial Considerations for Americans Thinking About Retiring Abroad
Carson Wealth
OCTOBER 24, 2024
Always consult with a local real estate expert or legal advisor who understands the nuances of foreign property ownership. Understanding the intricacies of taxes, income and residency requirements, healthcare, banking and housing will help you avoid financial pitfalls and enjoy your retirement to the fullest.
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