Edelman Financial Engines Acquires $1.5B Retirement Plan Consultant
Wealth Management
DECEMBER 14, 2023
The deal with New England Pension Plans Systems is Edelman Financial Engine's largest acquisition since 2021.
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Small Business Retirement Plans – SEP-IRA vs. Solo 401(k)
The Chicago Financial Planner
NOVEMBER 27, 2022
One of the best tax deductions for a small business owner is funding a retirement plan. Beyond any tax deduction you are saving for your own retirement. You deserve a comfortable retirement. If you don’t plan for your own retirement who will? I generally consider this a plan for the self-employed.
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Hub International Acquires $2.3B AFS 401(k) Retirement Services
Wealth Management
DECEMBER 4, 2023
AFS 401(k) Retirement Services and AFS Financial Group is a retirement plan and wealth management consulting firm with $2.3 billion in assets under advisement.
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Captrust Acquires $5.8B Monroe Vos Consulting
Wealth Management
MARCH 9, 2023
billion firm with wealth, retirement planning, and endowment and foundation businesses. In its first acquisition of the year, Captrust adds a $5.8
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Gathering Feedback That Counts: Crafting Client Surveys To Offer Services That Matter Most
Nerd's Eye View
MARCH 10, 2025
These services may range from 'standard' offerings like retirement planning to less traditional areas like credit card consulting. Financial advicers often market their comprehensive financial services as a way to differentiate themselves from other advisory firms and to stand out in the broader landscape of financial advice.
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HUB Buys Construction-Focused Benefits, TPA Firm in Upstate NY
Wealth Management
SEPTEMBER 7, 2022
HUB International acquired Direct Advisors, a $600 million retirement plan consultant and third-party administrator in Latham, N.Y.
RIA Roundup: Retirement Plan Biz Brings $5.6B AUM to OneDigital Investment Advisors
Wealth Management
APRIL 14, 2023
OneDigital acquired Huntington National Bank’s 401(k) and retirement plan business this week, while Clearstead Advisors picked up local firm CLS Consulting. The Mather Group and NewEdge Wealth both announced key hires.
RIA Roundup: Hightower Adds $3.2B in Assets
Wealth Management
JUNE 16, 2023
billion retirement plan consulting business. In RIA news this week, Hightower announced its 3rd billion-dollar-plus acquisition this month, while SageView picked up a $5.2
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6 Signs It’s Time to Ditch DIY Retirement Planning
Carson Wealth
MARCH 28, 2024
Retirement planning is a journey that generally takes decades to complete and most of us start out along the do-it-yourself path. More than likely, your first step was to enroll in an employer-provided plan such as a 401(k) or setting up an individual retirement account, also known as an IRA.
SEP IRA for the Self-Employed: Tax & Retirement Planning for Small Business Owners
Darrow Wealth Management
SEPTEMBER 19, 2024
Unlike most types of retirement plans, the SEP IRA is funded by the employer. A SEP IRA (Simplified Employee Pension Individual Retirement Account) is a type of retirement plan specifically designed for self-employed individuals and small business owners. What is a SEP IRA?
5 Financial Considerations for Americans Thinking About Retiring Abroad
Carson Wealth
OCTOBER 24, 2024
Retiring abroad can be a dream come true for many Americans, offering the opportunity to explore new cultures, enjoy different climates, and potentially stretch retirement savings. But moving to a new country involves significant financial planning. tax return every year. Knowing the tax landscape in both the U.S.
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What if Dunning Kruger Explains Everything?
The Big Picture
FEBRUARY 27, 2023
Recall last week , we were discussing thinking about the impact of retiring Baby Boomers on the equity markets and of rising rates on housing. The demographic question touches on a big issue: $6 trillion dollars in 650,000 (401k) retirement plans held by 10s of millions of Americans.
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Will my Social Security be Taxed?
The Chicago Financial Planner
FEBRUARY 8, 2023
Is my Social Security subject to taxes once I reach my full retirement age? Your full retirement age (FRA) is a key number for many aspects of Social Security. Related to this, if you are working into retirement your wages or self-employment income are subject to FICA and Medicare taxes regardless of your age.
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Retirement Algebra, Solving For U
Random Roger's Retirement Planning
JANUARY 6, 2025
Do you plan to work one way or another, consulting, part time or monetized hobby? Maybe you have very few moving parts or have many more moving parts but it is important to realize that no one's retirement plan will be done in by everything going exactly as planned. What could go wrong there?
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The Growing Appeal of Semi-Retirement
Darrow Wealth Management
APRIL 15, 2024
It goes by many different names: semi-retirement, partial or phased retirement, second career, and so on. But typically, it means the same thing: working in some capacity after retiring early. As more workers consider the growing appeal of semi-retirement, some ask — is working part-time in retirement a good idea?
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8 Financial Planning Tips for Small Business Owners
Carson Wealth
JULY 3, 2024
Consulting a tax advisor or attorney can help develop strategies for minimizing tax liability and staying compliant. Plan for Your Retirement As a small business owner, it’s essential to plan for your retirement independently since you may not have the benefit of employer-sponsored retirement plans.
Tips to Save for Retirement
Talon Wealth
OCTOBER 26, 2023
Retirement planning can be intimidating, especially if you need help figuring out where to start. Determine When to Start Saving When it comes to saving for retirement, earlier is almost always better. Create a Budget Creating a budget allows you to track your expenses and ensure you’re saving enough for retirement.
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10 Monday AM Reads
The Big Picture
MARCH 6, 2023
Lawmakers are trying to restrict these investment choices in workplace retirement plans, but big fund managers are trying to give shareholders a voice. ( At Columbia, she did consulting work for numerous institutions before joining Soros Capital Management and S.A.C. A Wealth of Common Sense ) • On Wall St., Capital Advisors.
The Five Phases of Retirement Planning
Zoe Financial
JANUARY 27, 2025
The Five Phases of Retirement Planning Published January 29, 2025 Reading Time: 2 minutes Written by: The Zoe Team Retirement is a journey with distinct phases, each requiring its own focus and preparation. The Transition Phase Approaching retirement brings the need for a shift in priorities. Ready to Grow Your Wealth?
How to Retire at 50 in 7 Easy Steps
Good Financial Cents
JANUARY 26, 2023
Early retirement has become a popular financial goal. Even if you never retire early, just knowing that you can is liberating! Can You Really Retire at 50? Can You Really Retire at 50? Table of Contents Can You Really Retire at 50? FAQs on Retiring Early at 50 It’s a big bold claim – retire at 50?
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Retirement delays create challenges for plan sponsors highlighting opportunities for financial professionals and consultants
Nationwide Financial
OCTOBER 6, 2022
Key Takeaways: According to a new Nationwide Retirement Institute® survey, the overall outlook on retirement for Americans has changed significantly since 2021, as roughly one in four employees feel they are on the wrong track for retirement and fewer than six in 10 have a positive outlook on their retirement plan and financial investments.
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Don’t Leave Your Retirement Stability Up to Chance
Integrity Financial Planning
DECEMBER 18, 2023
One crucial aspect that you should financially monitor is the common financial stumbling block encountered when shifting to a retirement lifestyle. If your plan is working, then you probably want to stick with it. If your plan is working, then you probably want to stick with it. However, reality is often different.
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5 Common Retirement Planning Mistakes
Carson Wealth
JUNE 28, 2023
Your retirement income plan may be sending up bubbles, too, whether around Social Security, retirement account distributions, taxes or somewhere else – and these holes need to be patched up right away. So, to help your retirement plan be more airtight, let’s look at a few of the common leaks.
3 Tax Optimization Strategies to Remember for Retirement
Integrity Financial Planning
JUNE 12, 2023
As you plan for retirement, it’s important to consider tax optimization strategies to minimize your tax liabilities. Here are three key ways to optimize taxes in retirement, based on information from sources published between 2022 and 2023.
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The Importance of Retirement Planning for Senior Citizens
WiserAdvisor
NOVEMBER 14, 2023
Retirement planning is an essential aspect of financial security, especially as one transitions from a phase of regular income to relying on savings and investments. The concept of retirement has undergone a significant transformation in recent times. Traditional retirement plans often rely heavily on pension schemes.
Struggling Female Retirement Plan Participants Looking to Plan Sponsors for Help
Nationwide Financial
JANUARY 10, 2023
Key Takeaways: Female participants are delaying their retirement at a greater rate than male counterparts due to concerns about inflation and market volatility. Plan sponsors can help with education and new solutions. Only 4% of women respondents are moderately or extremely familiar with retirement planning for decumulation.
9 Year-End Planning Tips from a Wealth Planner
Carson Wealth
DECEMBER 8, 2023
Many states also exempt retirement income, which may include Social Security. However, retirement income is generally included for income related monthly adjustment amount (IRMAA) computations to determine if supplemental payments are due for Medicare Part B and Medicare Part D premiums.
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Getting Ready for Retirement? Take These Essential Steps for a Smooth Transition
Carson Wealth
OCTOBER 3, 2024
Retirement is an exciting milestone—a time to leave behind the hustle and bustle of work and embrace a new chapter filled with more freedom and opportunities to enjoy life. Planning well in advance ensures that your retirement years will be financially secure, fulfilling, and less stressful than your working years.
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How Much To Save For Retirement By Age
WiserAdvisor
DECEMBER 18, 2023
Navigating the journey to retirement can often feel like a complex puzzle, especially when it comes to figuring out how much you need to save. The answer to “how much you need to retire” is shaped by various factors, including the kind of retirement life you dream of, your age, and the expenses you anticipate during your retirement years.
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Is Retirement a Good Time for Roth Conversions?
Darrow Wealth Management
NOVEMBER 20, 2023
If you think retirement planning moves stop at retirement, think again. Although it won’t make sense in every situation, retirement can be a unique opportunity for Roth conversions for some investors. For high earners, converting an IRA to a Roth IRA while you’re still working could be the worst time of all.
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What is a Vested Balance In Your Retirement Account?
WiserAdvisor
SEPTEMBER 20, 2023
In retirement planning, the concept of vesting is more than a contractual formality; it serves as a retention tool that incentivizes employees to remain with their employer for a certain period. Typically, these contributions are made by an employer into an employee’s retirement account as a part of their benefits package.
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5 Reasons to Start Retirement Planning Early
WiserAdvisor
SEPTEMBER 13, 2022
The average retirement age in America is 63. However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement.
5 Ways to Catch Up on Retirement Planning Later in Life
Park Place Financial
NOVEMBER 29, 2022
Retirement Planning 5 Ways to Catch Up on Retirement Planning Later in Life Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Retirement is a significant investment, which is why so many financial experts recommend establishing goals and starting when still a younger adult.
Reversing a Roth IRA Conversion
Harness Wealth
APRIL 16, 2025
Roth IRA conversions present a significant challenge for retirement planners: pay taxes now or later? Moving funds from traditional IRAs to Roth accounts triggers immediate taxation but promises tax-free withdrawals in retirement. This flexibility becomes increasingly valuable as your retirement portfolio grows more complex.
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4 Moves You Can Make with Your Old 401(k)
Carson Wealth
MARCH 14, 2024
By Matt Kory, Vice President, Retirement Programs Changing careers is an emotional move – there’s excitement for the new opportunity, sadness about leaving your favorite coworkers behind, depression if you weren’t ready to leave, worry about how to financially bridge the unemployment gap and anticipation of the new career all at once.
Why It Is Never Too Early to Start Retirement Planning
WiserAdvisor
SEPTEMBER 14, 2022
The average retirement age in America is 63. However, it may still be advised to start planning your retirement as soon as you can. Retirement planning is a long process. It can take several years to understand your future needs and accumulate enough savings to prepare for a financially secure retirement.
The Most Important Factor You’re Probably Overlooking In Your Retirement Planning
WiserAdvisor
SEPTEMBER 13, 2023
While grappling with various aspects of retirement planning, it is imperative to acknowledge a critical factor that often does not receive its due attention – longevity risk. While this is undoubtedly positive, it introduces the challenge of ensuring that your financial resources last an extended retirement period.
Retirement planning for women: Can future taxes actually ruin your goal?
Envision Wealth Planning
MARCH 24, 2022
Retirement planning for women can be trickier than most people may think. Most women I talk to are more concerned about paying less in taxes today than when they retire. This means even more money will be spent on retirement. Let’s look at saving money for retirement using a regular account, an IRA, and a Roth IRA.
Top 5 Things Millennials Should Consider When Retirement Planning
James Hendries
AUGUST 24, 2022
Planning for retirement can seem premature when you have only been in the workforce for a decade or so. But as the oldest Millennials begin to hit middle age, retirement suddenly does not seem so far away. Here are five things Millennials should consider when planning for retirement. Free Money May Be Available.
Mega Backdoor Roths: A How-to Guide
Harness Wealth
JANUARY 9, 2025
Backdoor strategies are retirement contribution methods that allow individuals to bypass income limits and contribute to tax-advantaged retirement accounts. While a Mega Backdoor Roth IRA rolls these contributions into a Roth IRA, a Mega Backdoor Roth 401(k) converts them directly into a Roth 401k within the employer’s plan.
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Marketing for Financial Planners: Strategies to Build Trust and Grow Your Client Base
Indigo Marketing Agency
FEBRUARY 8, 2025
For example, your target audience could be young professionals saving for retirement or retirees focused on wealth preservation. You can start hosting webinars by first choosing topics that matter to your audiencethings like retirement planning, wealth preservation, or smart investment strategies.
Imagine if the local bakery had a 401k? Let’s solve the 401k Coverage Gap and save the American middle class!
Sara Grillo
DECEMBER 16, 2024
Today I have Brian Williams of Northshire Consulting and were going to be talking about how financial advisors can help improve 401k plan access to the American people who are working at small businesses who currently do not offer them. What if the local baker had a 401k plan? The neighborhood laundry? The neighborhood laundry?
Planning to Retire Early? Now You Need to Figure Out What to Do Next.
Darrow Wealth Management
AUGUST 14, 2023
Who doesn’t love the sound of an early retirement? But before focusing solely on whether you can retire early financially , also consider what you plan to do after retiring early. Retirement is a major lifestyle change. First, individuals retiring early may find their friends don’t have the same luxury.
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How To Save For Retirement In Your 40s And 50s: 11 Key Tips
Clever Girl Finance
DECEMBER 13, 2023
Saving money is an important task at any age, but as you hit your 40s, the need to save for retirement grows. While savers in their 40s and 50s typically have a decade or two left to save for retirement given the traditional age of 65, emphasizing saving now can set you up for a dream-worthy retirement.
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