The Big Picture

NOVEMBER 14, 2023

She has a really fascinating background, very eclectic, a combination of math and law. You, you get a, a BS in Mathematics and a JD from Boston University Math and Law. It is something, math has always come easy to me since a child. I didn’t get an advanced degree in math. Not the usual combination. What happened?

Math 130

Math Management Insurance Assets 130

The Big Picture

FEBRUARY 6, 2024

I’d say management consulting is any of the other thing that least at that time was the other career trajectory, just my personality, more of a math oriented introvert. 00:13:13 [Speaker Changed] It’s an improvement of value or refinement on the definition of value. Finance was the natural fit for GMO. So I was at Harvard.

Valuation 130

Valuation Investing Investments Assets 130

Random Roger's Retirement Planning

MAY 18, 2023

Anyone in this age range who can do anything can do anything --the literal definition of optionality. If it is going to happen, it won't be for ten years +/-, plenty of time to factor that into your math.

Retirement 75

Retirement Wealth Advisor Math Medical 75

The Big Picture

FEBRUARY 21, 2024

Now now each of us knows a tremendous amount, but by definition, our ignorance is infinite. We know a little bit of math. In terms of our character, we overplay how much agency we have over the world. We’re not as influential as we think. And in terms of confidence, we overestimate how much we know. That creates an issue.

Media 147

Media License Planning Economics 147

Clever Girl Finance

JANUARY 29, 2023

Definition of net worth Net worth is how much you owe versus how much you own. Prepare for retirement in your 60s While you can still invest in your 60s, it's definitely a time to take on less risk because of being close to retirement years. Best net worth calculator by age Why not make the math simpler when finding net worth?

Budgeting 118

Budgeting Retirement Assets Education 118

Random Roger's Retirement Planning

OCTOBER 29, 2023

Here’s Barron’s and Barron’s telling us definitively to buy bonds and Bloomberg telling us with a little less conviction. Yeah, that sounds pretty good (giving them the benefit of the doubt about the math)… pretty good for an equity. Mark Baker applies the word orthogonal to what I am describing. So it is today with bonds.

Insurance 96

Insurance Clients Math Portfolio 96

Mr. Money Mustache

APRIL 18, 2021

Seeing him work so hard on this production definitely helped ease my fears about whether or not he will grow up to be a contributing member of society. Many teachers are already using this system to “flip the classroom”, and my own boy and I used Khan Academy to help him cover second through eighth grade math in only a month.

Education 52

Education Math Engineering License 52

Random Roger's Retirement Planning

JULY 15, 2022

Put that extra 33% into plainer vanilla equities you are definitely still increasing your risk, either way you'd be leveraging up not down. The math shows the NTSX/ARBIX/BTAL combo would be down 14.7% Put that extra 33% into a series of lottery ticket stocks then you're really rolling the dice. and that is the number I will assume.

Portfolio 66

Portfolio Math Numbers Marketing 66

The Big Picture

SEPTEMBER 12, 2022

I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature. And so, there’s definitely a pre and post. BITTERLY MICHELL: Yeah, we definitely need to get into — to pizza. RITHOLTZ: Applied Mathematics, Quants, those guys, yeah.

Clients 299

Clients Wealth Management Banking Investing 299

Clever Girl Finance

OCTOBER 4, 2022

If you’re good with math, then turning to financial planning or accounting or opening up a similar company could be one of the best recession proof businesses to start! Although things might be tougher, it's definitely possible to move into a recession-proof career or build a successful recession-proof business during trying times.

Food 105

Food Economy Healthcare Economics 105

Steve Sanduski

AUGUST 4, 2022

It’s been clear for quite some time from industry data and personal experience that net organic revenue growth of RIA firms is quite low when you, by definition, exclude market movement. Simple math says the CAGR of NET NEW ASSETS (i.e., For comparison, a passive 60/40 bond portfolio, as mentioned above, grew at a CAGR of 11.9%.

Math 52

Math Portfolio Numbers Financial Market 52

Clever Girl Finance

FEBRUARY 10, 2023

And don't worry if math isn't your thing because we've included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. These are items you definitely don't need, but perhaps they are fun or they add to your life in a positive way. The 50-30-20 rule is comprehensive and covers all bases. And that's ok!

Budgeting 98

Budgeting Taxes Transportation Healthcare 98

Random Roger's Retirement Planning

DECEMBER 15, 2024

Most of them definitely have accumulated decent sums thus far, maybe not enough to be on track for what they think they need, but they aren't in desperate trouble except for maybe one of them. And a follow up to last night's blog post related to very expensive things that happen and can throw off retirement plan math. That is Rooster.

Retirement 52

Retirement Retirement Planning Numbers Planning 52

Aleph

DECEMBER 14, 2022

The Society of Actuaries made a similar mistake when it eliminated their English exam, which turned their candidates into math nerds who often could not understand qualitative features in insurance. Definitely. Actuaries once were CEOs of insurance companies, and that is rare now. Clear out the crud, and make more room for the basics.

Ethics 52

Ethics Insurance Math Investments 52

The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. But it’s definitely a challenge.

Assets 147

Assets Management Investing Investments 147

The Big Picture

JANUARY 9, 2024

So like a component of it was like the standard derivatives math, right? And so like, you know, I got there and I learned derivatives math, right? It was derivatives math, it was like working with the traders on like risk management. Like, like the, you know, like the accounting standards.

Retail 130

Retail Banking Math Management 130

Clever Girl Finance

JULY 13, 2022

You’ve heard of male-dominated industries—education is definitely more of a female-dominated industry. If you liked math in school and have a knack for numbers, you might make a great bookkeeper. Especially if you already have the necessary skills to get started! Educational business ideas for women. are female.

Food 121

Food Advertising Media Planning 121

Mr. Money Mustache

AUGUST 4, 2020

In the big picture, this usually leads to having a “successful” life, because of this basic math: Traditional Success. =. We’re just talking about the old-fashioned, Smiling 1950s Man definition of success. Fame definitely has a sweet spot. How much work you do. How much society happens to value your work.

Medical 52

Medical Engineering Math Planning 52

Good Financial Cents

DECEMBER 19, 2022

When you actually do the math, traditional braces or Invisalign can easily cost $24,000 or more for four kids! I could definitely picture some kids taking out their aligner to eat lunch at school, then dumping their retainers in the trash with their lunch tray. Our middle son getting Invisalign is very responsible, though.

Insurance 84

Insurance Planning Medical Accounting 84

Clever Girl Finance

JULY 28, 2023

And no—we’re definitely not suggesting that you let yourself go hungry to save a few bucks. While not all foods have a store-brand counterpart, items such as canned foods, condiments, and other processed foods are definitely guaranteed to have store-brand versions. (Be sure to check out our frugal meal plan ideas as well!)

Budgeting 52

Budgeting Food Sales Planning 52

Good Financial Cents

JULY 3, 2023

Calculation Breakdown Let’s break down the math to find out how much you could earn annually with a $30 hourly wage: Consider an average workweek of 40 hours and an average year consisting of 52 weeks. Earning $30 an hour should definitely place you in a comfy spot, don’t you think? Let’s do math again!

Budgeting 73

Budgeting Taxes Numbers Retirement 73

The Big Picture

JUNE 18, 2024

Oh, definitely. It is not defining, it is not definitive. Definitely. 00:40:26 [Speaker Changed] They, they know, they know math, they know math. Definitely. So first tell us about that label and why you embrace it as a way to take control 00:18:30 [Speaker Changed] Of it. Everything is amorphous.

Media 147

Media Food Advertising Investments 147

Clever Girl Finance

SEPTEMBER 11, 2023

And don’t worry if math isn’t your thing because we’ve included 50 30 20 budget spreadsheet ideas to help you stay on top of your budgeting strategies. These are items you definitely don’t need, but perhaps they are fun, or they add to your life in a positive way. And that’s OK!

Budgeting 90

Budgeting Taxes Transportation Healthcare 90

The Big Picture

AUGUST 29, 2023

DAVIS: We definitely saw a number of clients who started embracing money markets. So investors and savers are definitely eating into that safety net, which over time as that continues to decline should slow the economy down to some degree. You definitely want to be more of an investor versus a speculator.

Portfolio 130

Portfolio Investing Investments Numbers 130

Brown Advisory

JUNE 16, 2022

We discount each year at our 10% minimum weighted average cost of capital (WACC) and some infinite series maths gives us the basis for some rough approximations 2. Maths has a long half-life and a DCF correctly done accounts for inflation. Financial Accountings Standard Board brought stock-based compensation into the definition of U.S.

Investing 52

Investing Investments Valuation Accounting 52

FMG

DECEMBER 22, 2022

The math speaks for itself- over half our population is female, yet only around 20% of financial advisors are women. Definitely a stretch goal for me haha. I honestly feel like being a woman in the industry is a competitive advantage right now. Your site shows that you host events and workshops.

Financial Advisor 52

Financial Advisor Compliance Clients Communication 52

Good Financial Cents

JUNE 25, 2023

” The answer is definitely yes. When a miner is first to succeed in solving the complex math to process a new block of transactions, that person is rewarded with the transaction fees from recent users and newly minted bitcoin. But before you make your first investment, there are a few things you should know about crypto.

Investing 76

Investing Investments Accounting Commission 76

The Big Picture

SEPTEMBER 3, 2024

So I do think a lot of people struggle, especially, you know, when you see some cities that have suffered with very high housing costs, Sydney is definitely right up there. 00:10:10 [Speaker Changed] I mean, the, the deal was definitely done in Japan and Australia, not in the us right? But it is very expensive.

Investing 147

Investing Investments Management Valuation 147

The Big Picture

JUNE 6, 2023

When I think back to some of the most painful moments over a 20-year career, that is definitely one. There’s definitely some ways to save money. It’s much deeper than math. And that really hurt. RITHOLTZ: Because everything in the world is free. You should work for free. Media subscription should be free.

Accounting 130

Accounting Numbers Budgeting Financial Counseling 130

Aleph

NOVEMBER 1, 2022

Definitions: Guaranteed Investment Contract: A group annuity issued by a life insurance company. This was during a period where increasingly Stable Value Funds were being replaced by bonds and bond funds being wrapped by a type of derivative that would allow for “benefit responsive payments,” called a “wrap contract.”

Insurance 45

Insurance Assets Management Math 45

The Big Picture

SEPTEMBER 10, 2024

I was a, I’m a rural guy, kind of grew up in a, you know, farm town in Illinois and in Texas, which is in Dallas, but not really a farm town, but it, you know, more rural, definitely more Midwestern southern even. But, but definitely fiscal and monetary policy. And that’s definitely not priced.

Valuation 162

Valuation Clients Investing Investments 162

The Better Letter

MAY 26, 2022

Unlike math, the universe is an open system, subject only to inductive inference. Inductive reasoning, which is an extrapolation from the information we observe to arrive at a conclusion about something that we have not observed, cannot offer definitive results. We want deductive (demonstrative, definitive) proof.

Numbers 52

Numbers Math Medical Accounting 52

The Big Picture

MAY 30, 2023

BRYANT: So money, unlike math, money is highly emotional. You can say, you know, what Andrew Young said, who was Dr. King’s right arm, that “To live in a system of free enterprise and not to understand the rules of free enterprise must be the very definition of slavery.” RITHOLTZ: Right. BRYANT: Number two, money is emotional.

Banking 147

Banking Economics Business Planning Economy 147

Clever Girl Finance

FEBRUARY 12, 2023

Definitely check out our list of best side hustle books as well!). You can provide bookkeeping services online or offline, and it can be the best side hustle for women who are great at math and business. With the gig economy being so strong right now, there's never been a better time to explore side hustles for women.

Advertising 73

Advertising Clients Media Electronics 73

Clever Girl Finance

SEPTEMBER 25, 2023

Plus, when you factor in determining federal and state income tax rates … It becomes a lot of math! But depending on your family situation and whether or not you have a remote job, moving to a state with no income tax can definitely help you keep more money in your pocket. Ask for a raise Sometimes, it really can be that simple.

Budgeting 52

Budgeting Taxes Accounting Transportation 52

Clever Girl Finance

JULY 12, 2022

It’s definitely possible that you’d pick more than one of these savings goals to focus on. Since you’re working on a weekly savings plan or bi-weekly savings plan, the next step is to do that math. This might include anything from your family vacation next summer to your child’s college education to a future vehicle.

Planning 52

Planning Budgeting Accounting Numbers 52

The Better Letter

FEBRUARY 8, 2024

Subscribe now Share The Better Letter Get more from Bob Seawright in the Substack app Available for iOS and Android Get the app TRIGGER WARNING: I’m going to do some sports math nerding-out this week. If that isn’t your cup of tea, I understand. This TBL is about football, but I really love to nerd-out over baseball.

Numbers 91

Numbers Education Management Math 91