Abnormal Returns

FEBRUARY 7, 2024

moontower.substack.com) Finance The SEC has expanded its definition of who is a 'securities dealer.' spyglass.org) Earlier on Abnormal Returns Personal finance links: retirement preparedness. Strategy In the long run, fundamentals matter. albertbridgecapital.com) Some classic investing lessons from Ed Thorp. hollywoodreporter.com) M.G.

Financial Advising 259

Financial Advising Media Retirement Assets 259

Nerd's Eye View

JUNE 9, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that the House has passed legislation that would expand the definition of who qualifies as an accredited investor eligible to invest in certain private investments to include those who pass an exam designed by the (..)

Financial Planner 240

Financial Planner Financial Advisor License Retirement 240

Abnormal Returns

DECEMBER 14, 2022

Podcasts Christine Benz and Jeff Ptak talks with Jamie Hopkins of Carson Wealth about some common retirement planning questions. morningstar.com) Rest Khe Hy, "We’ve completely abandoned the concept of leisure and rest – because they are, by definition, unproductive." moretothat.com) Why you shouldn't optimize your downtime.

Investments 245

Investments Investing Retirement Planning Banking 245

The Big Picture

AUGUST 22, 2022

Workers schedule in-person days around the food offerings: burritos stuffed with soft tofu, grilled squash and zucchini; ‘I’ll definitely go in for that’ ( Wall Street Journal ). You Need Banh Mi to Get Employees Back to the Office. Falling Oil Prices Defy Predictions. But What About the Next Chapter? New York Times ). Axios ). • Axios ). •

Food 306

Food Manufacturing Government Retirement 306

Nerd's Eye View

MARCH 13, 2024

Which is, for example, why so many people opt to move to lower-tax or no-tax states like Florida or Texas in retirement, where they can enjoy lower state income taxes and preserve more of their retirement savings for use by themselves or their heirs. Read More.

Taxes 189

Taxes Compensation Planning Retirement Retirement Planning 189

Integrity Financial Planning

JUNE 29, 2023

It’s pretty easy to have a great time in retirement. If you’re looking to get the most out of retirement, what should you do? But spending time with others is important for your happiness, and now that you’re retired you can spend more time with friends or family you don’t see all the time! You’re not working.

Retirement 96

Retirement Financial Planning Budgeting Financial Advisor 96

The Big Picture

OCTOBER 28, 2023

Boston Review ) • What Mitt Romney Saw in the Senate : In an exclusive excerpt from my forthcoming biography of the senator, Romney: A Reckoning, he reveals what drove him to retire. ( We finally have a comprehensive trial, but it’s left gastroenterologists with more questions than answers. Here on Earth, there was a 1.7

Wealth Management 278

Wealth Management Banking Financial Services Management 278

Mish Talk

NOVEMBER 16, 2022

Definitions The Civilian Noninstitutional Population is defined as persons 16 years of age and older residing in the 50 states and the District of Columbia, who are not inmates of institutions (e.g., Many boomers are retiring. Data from BLS, calculation and chart by Mish. What's Going On? Others work part time.

Numbers 227

Numbers Retirement Economics 227

Carson Wealth

MARCH 31, 2025

Save as Much Money as Possible for Retirement Yes, saving for retirement is crucial. Theres no one-size-fits-all approach to working toward your definition of success. Lets look at three common pieces of financial advice that you may want to think twice about, depending on your personal financial goals. Fake snow optional.)

Financial Advice 59

Financial Advice Retirement Consulting Investments 59

The Big Picture

SEPTEMBER 18, 2024

Let me intervene first though and say there’s two different definitions of happiness that we should make sure are clear one is sort of just the day-to-day: Good mood, bad mood having you know positive emotions.

Food 277

Food Numbers Risk Tolerance Financial Planning 277

Nerd's Eye View

OCTOBER 11, 2022

We also talk about how, while she was still working for a broker-dealer, Libby learned to differentiate herself not by learning to better sell her firm’s products but instead by diving deep into contract language of her clients’ insurance and annuity policies to find the gaps where those products didn’t really fit their financial (..)

Financial Advisor 246

Financial Advisor Clients Consulting Financial Services 246

The Big Picture

JULY 24, 2024

Luck is like by definition, if you can work harder and do better at something, then it’s not luck. But if you are saying I’m going to retire in 20 years, even though that’s a long term time horizon, basically what you’re saying is I need the market to be in my favor in the year 2044. That’s great.

Math 273

Math Retirement Investments Investing 273

The Big Picture

MARCH 4, 2025

Melissa Smith : So I definitely thought that I was gonna work in the public sector when, when I’m recruiting at JP Morgan I always, you know, get the question sort of how did, how did you get into investment banking? Melissa Smith : Definitely not. What was the original plan? Melissa Smith : For three years.

Banking 130

Banking Economy Startup Marketing 130

Good Financial Cents

JANUARY 17, 2023

And how does it compare to the 401k and other retirement plans that exist? A Simple IRA, or Savings Incentive Match Plan for Employees, is a type of employer-sponsored retirement savings plan that is designed to be easy to set up and maintain for small business owners. This is definitely a huge difference than the 401(k).

Retirement Planning 111

Retirement Planning Retirement Planning Taxes 111

James Hendries

AUGUST 24, 2022

Planning for retirement can seem premature when you have only been in the workforce for a decade or so. But as the oldest Millennials begin to hit middle age, retirement suddenly does not seem so far away. Here are five things Millennials should consider when planning for retirement. The Earlier You Start, The Less You Need.

Retirement Planning 52

Retirement Planning Retirement Planning Asset Allocation 52

MainStreet Financial Planning

APRIL 5, 2024

This is true for anyone, whether you live in a retirement community like a CCRC or not. Using your Long-Term Care Insurance You can generally use your LTC Insurance policy, regardless of the type of CCRC contract, if you qualify under the policy’s definitions. of your AGI, may be deducted if you itemize your tax return.

Retirement 52

Retirement Medical Insurance Taxes 52

The Big Picture

DECEMBER 6, 2022

It has to be such a different set, the retirement planning is different, the safety net is different. And definitely, their retail market participation is significantly lower than you can see in the U.S. So I was definitely looking for something more entrepreneurial. So that was definitely one of the key drivers.

Clients 162

Clients Investments Investing Management 162

Clever Girl Finance

JANUARY 29, 2023

Definition of net worth Net worth is how much you owe versus how much you own. This is very important for retirement, and knowing what your target net worth by age should be will help you better understand how to reach your personal financial goals. Your retirement savings and investment portfolio should be well established by now.

Budgeting 119

Budgeting Retirement Assets Education 119

Good Financial Cents

JANUARY 24, 2023

While they do share some similarities, there are enough distinct differences between the two where they can just as easily qualify as completely separate and distinct retirement plans. Either plan is an excellent choice, particularly if you’re not covered by an employer-sponsored retirement plan. Not exactly.

Retirement Planning 122

Retirement Planning Retirement Taxes Distribution 122

Clever Girl Finance

AUGUST 15, 2022

What is the definition of liquidity? If you've done any reading about personal finance and how to strengthen your personal finances for today, tomorrow, and the future, then you've undoubtedly read about the importance of investing in retirement accounts. Not sure where highly liquid investments have a place in your portfolio?

Investments 105

Investments Investing Certification Accounting 105

Random Roger's Retirement Planning

MAY 18, 2023

Bloomberg did a survey and found that Generation-X does not feel like it will be "financially prepared for retirement." Anyone closer to the younger edge of Gen-X could probably benefit by cutting expenses now, the impact of that could compound over the next 20+ years as they approach a normal retirement age.

Retirement 75

Retirement Wealth Advisor Math Medical 75

Zoe Financial

MARCH 22, 2023

What comes to mind when thinking about retirement? By understanding the inner workings of retirement income, you can enjoy retirement without worrying about finances. The starting point is understanding your retirement needs and how you’ll pay for them. The last thing you should do is worry about your finances.

Retirement 40

Retirement CFP Taxes Accounting 40

Clever Girl Finance

APRIL 19, 2023

However, that is definitely not the case! You can’t retire until you’re 65 years old (or older) While 66 is the age at which you can start receiving full Social Security benefits , you can retire at any time as long as you have enough saved up to support yourself. The sooner you begin saving cash, the better.

Retirement 105

Retirement Education Investments Investing 105

Mr. Money Mustache

OCTOBER 23, 2020

I was “The Man Who Retired at 30”, and it was so unusual that it would show up in news headlines all over the place. My story was a nine-year working career, and retirement at 30. This happens to be my personal definition of “retirement” , because the old definition of ceasing to work is obsolete.

Retirement 52

Retirement Taxes Investing Investments 52

Clever Girl Finance

DECEMBER 1, 2022

Knowing how to make a financial plan will allow you to save money, afford the things you really want, and achieve long-term goals like saving for college and retirement. It details your current money situation, as well as your financial system, including things like investing, saving, retirement, and estate plans. Retirement savings.

Financial Planning 105

Financial Planning Planning Budgeting Insurance 105

Good Financial Cents

MARCH 29, 2023

Thinking about converting your retirement account to a Roth IRA? This kind of conversion can certainly be lucrative over time, but you should definitely weigh all the pros and cons before you decide. Converting another retirement account into a Roth IRA will require you to pay income taxes on the converted amounts.

Taxes 98

Taxes Retirement Distribution Accounting 98

Good Financial Cents

AUGUST 11, 2022

Track your retirement. Did you know you might be able to actually retire with $1 million? While it’s better if you have some time to invest the money instead of using it for retirement, retiring with this much is a reality for many people. You may be wondering if you can actually retire with $2 million dollars!

Investments 110

Investments Investing Marketing Marketing 110

Mr. Money Mustache

FEBRUARY 25, 2025

The value of the S&P 500 index of stocks, where most of us hopefully have a good chunk of our retirement savings stashed into index funds, is up about fifty seven percent in just the past two years. Does this make it more vulnerable to a huge crash in the future, and will it affect my retirement?

Marketing 66

Marketing Marketing Sales Portfolio 66

BlueMind

SEPTEMBER 3, 2022

That’s the simple definition, however, the financial definition has a more definitive meaning. How many years do you plan to work before you retire? The word “risk” evokes similar reactions in most human beings. helps you determine risk comfort) How anxious are you about losing money in the stock market?

Risk Tolerance 105

Risk Tolerance Clients Portfolio Financial Advisor 105

Random Roger's Retirement Planning

JULY 2, 2023

Barron's wrote about boomers having too much equity exposure for being on the cusp of retiring or being newly retired. That 40 year run favorably skewed a lot of backtests and I would submit, skewed the results of the 4% rule for retirement withdrawals. I would say it is definitely not.

Retirement 75

Retirement Portfolio Retirement Planning Accounting 75

Clever Girl Finance

SEPTEMBER 4, 2022

How much to save depends on your circumstances, you’ll definitely find some ways that could improve life while still saving cash. It definitely adds to the save more live better lifestyle! Improve your life by investing for retirement. We couldn’t talk about saving money without discussing the big “R”: retirement.

Food 98

Food Retirement Budgeting Accounting 98

Clever Girl Finance

JANUARY 16, 2024

It definitely is. Swapping your regular budget for a minimal one for a few months can definitely help you slash expenses so you can save up a big chunk of money fast. Retirement contributions Your long-term retirement savings might be impacted by your budget, especially when you are trying to lessen your expenses.

Budgeting 98

Budgeting Food Retirement Transportation 98

Random Roger's Retirement Planning

JUNE 1, 2023

Could I retire if it came to that? Keeping tabs on how long we might be able to last before going into retirement accounts is something I check in on periodically. The scenario of being 50's or 60's with a decent retirement nest egg, having the house paid off with no other debt is plausible with a couple of good decisions early on.

Insurance 78

Insurance Retirement Planning Clients 78

BlueMind

FEBRUARY 15, 2023

Studies by the American College of Financial Services show that 90% of special needs family members and caregivers admit that caring for their loved ones is more important to them than planning for their own retirement. Related: How Financial Advisors Should Engage With Female Clientele?

Financial Planning 97

Financial Planning Clients Planning Financial Advisor 97

Clever Girl Finance

NOVEMBER 8, 2022

Generally, you will use these investments to fund your retirement. Keep in mind, if your employer offers a free match on your investments , you definitely want to take advantage of this match. In general, these accounts are aimed at saving for your retirement in a tax-advantaged way. It is essentially free money!

Investments 98

Investments Investing Risk Tolerance Accounting 98

MainStreet Financial Planning

JULY 23, 2024

Meaghan will show you where you definitely should not cut corners, but she also shares ways to reduce insurance premiums. The reality is paying premiums to protect my assets is a smart financial decision equal to saving for retirement, investing, etc. I too have fallen prey to “cheap insurance” which equals minimal coverage.

Insurance 98

Insurance Insurance Coverage Medical Financial Planning 98

Good Financial Cents

MARCH 20, 2023

When at the point of wondering how to invest $200,000, that’s definitely a good sign. Also, the brokerage account you open is considerably more liquid than any tax-advantaged retirement plan. This type of account lets investors save a lot more for retirement than is possible with a 401(k).

Investments 98

Investments Investing Risk Tolerance Retirement 98