Abnormal Returns

APRIL 28, 2024

Then tell grandma she can never retire." sherwood.news) Economy Americans are making more grocery store stops in order to combat food inflation. sherwood.news) Economy Americans are making more grocery store stops in order to combat food inflation. calculatedrisk.substack.com) The economic schedule for the coming week.

Financial Advising 277

Financial Advising Food Media Retirement 277

Integrity Financial Planning

JANUARY 9, 2023

The 2022 economic climate has been bumpy for most and, in some cases, even bumpier for retirees. Americans and the world at large dealt with the economic ramifications of the Russia-Ukraine war, post-pandemic industrial effects, and rising inflation and interest rates. Interest Rate Hikes Hit Retirement Accounts.

Accounting 97

Accounting Retirement Economics Financial Planning 97

Abnormal Returns

OCTOBER 29, 2023

ritholtz.com) Retirement On the prospects for a federal auto-IRA program. investmentnews.com) Why full retirement ages are going to have to rise. npr.org) Economy The Fed is on the verge of breaking something. disciplinefunds.com) Some cracks are showing in the consumer economy. (blairbellecurve.com) The U.S.

Financial Advising 262

Financial Advising Retirement Budgeting Economy 262

Abnormal Returns

AUGUST 20, 2023

marketwatch.com) Economy Why the Fed needs a new model of inflation. bloomberg.com) The economic schedule for the coming week. newsletter.abnormalreturns.com) Mixed media When your collectibles become your retirement fund. (fastcompany.com) How 'tiny houses' could help transition the homeless into permanent housing.

Financial Advising 245

Financial Advising Insurance Media Retirement 245

The Big Picture

MARCH 3, 2023

2000-13 : Secular bear market did not make new highs until March 2013 2018 : ~20% pullback as the economy slowed, FOMC hiked. The first bear I experienced was utterly meaningless economically but still felt bad. My economic future was uncertain, but I felt confident I could make a go of it. In fact, it felt horrible.

Marketing 336

Marketing Marketing Economics Portfolio 336

Abnormal Returns

JUNE 10, 2024

(hunterwalk.com) Finance Three of the biggest financial firms (Blackrock, JP Morgan Chase and Blackstone) all have CEOs at or near retirement age. investmentnews.com) Economy The U.S. economy is lapping the competition. sherwood.news) Seasonal adjustments matter when it comes to economic data.

Financial Advising 201

Financial Advising Startup Economy Insurance 201

Abnormal Returns

JANUARY 21, 2024

(nytimes.com) Incentives for retirement savings are going to the wrong workers. nytimes.com) Rogé Karma, "Even as the pandemic has released its grip on our economy and civil society, it has yet to fully work its way through our politics." theatlantic.com) Economy Americans are pretty happy with their own finances.

Financial Advising 213

Financial Advising Economy Manufacturing Media 213

Integrity Financial Planning

MARCH 19, 2023

What Is Rolling Recession You may have noticed that the economy after the pandemic has been very up and down. A recession is traditionally defined as a consistent, widespread downturn in the economy. [1] A recession is traditionally defined as a consistent, widespread downturn in the economy. [1]

Retirement 98

Retirement Economy Economics Financial Planning 98

Integrity Financial Planning

MARCH 28, 2023

Our current economic situation is complex and, in some ways, unprecedented. Because of the pandemic, we have seen massive changes in how the market behaves, and we are having to readjust how we approach retirement planning. Changes in the Global Economy For many years the world has been growing economically.

Retirement 88

Retirement Marketing Marketing Retirement Planning 88

The Big Picture

AUGUST 22, 2022

Liberty Street Economics ) see also Pizza? Geopolitics, the economy and unforeseen events will determine whether the relief will last. ( You Need Banh Mi to Get Employees Back to the Office. Falling Oil Prices Defy Predictions. New York Times ). Axios ). • Bloomberg ). •

Food 306

Food Manufacturing Government Retirement 306

Discipline Funds

OCTOBER 1, 2024

The US economy and stock market have outperformed virtually every global economy and market. And the data bears this out: Change in likelihood of a comfortable retirement is low by historical standards. So consumers are frustrated even though the economy is growing and inflation has moderated. What gives?

Economics 110

Economics Economy Retirement Marketing 110

The Big Picture

OCTOBER 28, 2023

New York Times ) • How creators became an economic juggernaut and the new American Dream : Millions have ditched traditional career paths to work as online creators and content-makers, using their computers and phones to amass followers and build businesses whose influence now rivals the biggest names in entertainment, news and politics.

Wealth Management 278

Wealth Management Banking Financial Services Management 278

Mish Talk

NOVEMBER 17, 2022

Some of Ms. George’s colleagues have recently said that they still see a way for the Fed to bring inflation down without a serious downturn, but Ms.

Retirement 263

Retirement Economy Marketing Marketing 263

Calculated Risk

JANUARY 8, 2023

Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2023. By following wage changes for individuals, this removes the demographic composition effects (older workers who are retiring tend to be higher paid, and younger workers just entering the workforce tend to be lower paid).

Economics 225

Economics Sales Retirement Economy 225

Abnormal Returns

JULY 19, 2023

(sambowman.co) Japan has started to increase retirement ages. washingtonpost.com) Economy The Citi U.S. economic surprise index is soaring. asia.nikkei.com) Housing There are few houses for sale. That's why homebuilders are booming. wsj.com) Falling rents are baking in lower inflation down the road.

Planning 188

Planning Food Financial Advising Startup 188

Mish Talk

NOVEMBER 30, 2022

Recent research by Fed economists finds that the participation gap is now mostly due to excess retirements—that is, retirements in excess of what would have been expected from population aging alone. These excess retirements might now account for more than 2 million of the 3?1/2 1/2 million shortfall in the labor force.

Marketing 249

Marketing Marketing Retirement Risk Management 249

Abnormal Returns

MARCH 26, 2023

Strategy Shifting your asset allocation based on economic forecasts is a fool's errand. rationalwalk.com) How the bank crisis could ripple through the economy. notes.mtb.xyz) Companies How old economy companies benefit from Big Tech layoffs. washingtonpost.com) How police officers can retire before being fired for misconduct.

Asset Allocation 130

Asset Allocation Banking Financial Advising Economy 130

Abnormal Returns

APRIL 23, 2023

axios.com) Hiking Social Security retirement ages would disproportionately hurt lower income Americans. vox.com) Economy Earnings can fall even without an economic recession. ritholtz.com) The economic schedule for the coming week. (ft.com) Pepsi ($PEP) is quietly working to make its products healthier.

Financial Advising 130

Financial Advising Financial Services Manufacturing Economics 130

The Big Picture

JULY 24, 2024

But if you are saying I’m going to retire in 20 years, even though that’s a long term time horizon, basically what you’re saying is I need the market to be in my favor in the year 2044. You want to say, look, I hope to retire in about 20 years and maybe I’ll be in a position to sell part of my portfolio.

Math 273

Math Retirement Investing Investments 273

Harness Wealth

APRIL 11, 2025

percent, as some of the benefits of the tax cuts and larger economy go to foreigners in the form of higher interest payments on the debt. However, when asked what words they associate with retirement, 87% selected at least one positive word; just 39% selected at least one negative word. This week, we start with analysis on the $4.5

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Abnormal Returns

JULY 31, 2022

(bloomberg.com) Employment near retirement age is more cyclically sensitive. nytimes.com) Economy Inventory liquidators are busy. nytimes.com) Economy Inventory liquidators are busy. npr.org) The economic schedule for the coming week. noahpinion.substack.com) Fire departments are putting themselves out of business.

Financial Advising 130

Financial Advising Education Media Retirement 130

Nationwide Financial

DECEMBER 6, 2022

So it’s no wonder that many investors who are not yet retired are recalibrating their expectations for retirement and their financial future. The rise in market turbulence and economic uncertainty has sparked a jump in investor anxiety. Economic uncertainty is also impacting the mood and perspective of non-retired investors’.

Clients 98

Clients Retirement Economics Planning 98

Nationwide Financial

JUNE 13, 2023

Key Takeaways: A recent Nationwide Retirement Institute® survey revealed small and mid-sized business owners’ top financial goals, priorities, and concerns in today’s uncertain economic environment. Hear about these themes throughout our latest podcast: Recession expectations and what the current economic environment looks like.

Economy 52

Economy Economics Retirement Management 52

Zoe Financial

JANUARY 27, 2025

The Five Phases of Retirement Planning Published January 29, 2025 Reading Time: 2 minutes Written by: The Zoe Team Retirement is a journey with distinct phases, each requiring its own focus and preparation. The Transition Phase Approaching retirement brings the need for a shift in priorities. Economies and markets fluctuate.

Retirement Planning 52

Retirement Planning Retirement Planning Taxes 52

Integrity Financial Planning

DECEMBER 19, 2022

However, the 2022 economy has brought the classic 60/40 allocation strategy into question as both the stock and bond markets dip at the same time. 2] With high inflation, rising interest rates, and economic uncertainty, stocks have taken a knock in 2022, falling by nearly 23%. [3] Yo-yo Stock Markets. Sinking Bond Markets. 1] [link].

Portfolio 91

Portfolio Retirement Accounting Economy 91

Nationwide Financial

APRIL 19, 2023

As multiple recessionary signs flash red including bank failures, persistent inflation, and ongoing volatility, investors of all ages are increasingly nervous about the state of the markets and economy and what it means for their retirement plans and their ability to save for retirement.

Retirement Planning 96

Retirement Planning Retirement Clients Planning 96

Nationwide Financial

AUGUST 25, 2022

Considering the power inflation can exert over the economy, there’s something poignant in searching for historical parallels to understand today’s inflationary crisis. Then, the crescendo ended with consumers accepting an economic downturn as inevitable. families expect an economic downturn in the next 12 months.

Economy 105

Economy Economics Retirement Marketing 105

The Big Picture

MARCH 4, 2025

Previously she was co-head of the bank’s Innovation Economy Group. And in my summer in between I worked for Mayor Daley in Chicago on economic development issues. Alright, so, so you go from public finance, how did you evolve towards co-head of innovation economy? Imagine what that was like. Melissa Smith : Sure.

Banking 130

Banking Economy Startup Marketing 130

Integrity Financial Planning

DECEMBER 13, 2022

The 2022 economy has broken multiple records, first, with the highest inflation rate in 40 years, and now, the highest federal reserve interest rates since 2008. [1] 2] This rise in the cost of borrowing not only affects inflation but trickles into the decisions you make before and in retirement. Hike in Variable Debt Rates.

Financial Planning 97

Financial Planning Accounting Economy Retirement 97

The Big Picture

AUGUST 29, 2023

If you’re depending on income to fund your retirement, 5% rates are a blessing. economy is doing well, why do so many Americans say it’s terrible? The leading economic indicators show the U.S. ( A Wealth of Common Sense ) see also The Great and Awful Thing About These Interest Rates : The era of low interest rates is over.

Insurance 130

Insurance Math Economics Economy 130

Mr. Money Mustache

FEBRUARY 25, 2025

The value of the S&P 500 index of stocks, where most of us hopefully have a good chunk of our retirement savings stashed into index funds, is up about fifty seven percent in just the past two years. Does this make it more vulnerable to a huge crash in the future, and will it affect my retirement?

Marketing 66

Marketing Marketing Sales Portfolio 66

Nationwide Financial

JANUARY 3, 2023

economy appears to be in the late stage of expansion, with strong economic activity but labor and supply chains remain constrained. Looking ahead, Nationwide Economics foresees a confluence of factors pushing the economy into a moderate recession starting mid-2023. Responding to recession risks.

Economics 59

Economics Marketing Marketing Economy 59

Nationwide Financial

DECEMBER 7, 2022

For people nearing retirement, these challenges can be even more daunting. A market downturn at the start of retirement, hitting portfolio values when retirees begin to take account withdrawals, can be unsettling, even for seasoned investors. Many near-retirees see their highest portfolio values just before retirement.

Retirement 52

Retirement Asset Allocation Marketing Marketing 52

Zoe Financial

DECEMBER 28, 2024

For instance, I will contribute an additional $10,000 to my retirement fund this year or I will pay off my $15,000 credit card balance by December 2025. Allocate funds for savings, retirement, and an emergency fund while leaving room for meaningful indulgences. Economies and markets fluctuate.

Estate Planning 40

Estate Planning Financial Advisor Wealth Advisor Accounting 40

Discipline Funds

JANUARY 22, 2024

This might be a long-ish post, but it’s deeply intertwined in economics, life and discipline so grab a coffee or click that exit button depending on whether you’re in the mood to listen to an old man rant. Importantly, at an economic level, this process is also what gives the medium of exchange value.

Retirement 134

Retirement Economy Economics Media 134

Carson Wealth

JUNE 10, 2024

May job growth surprised to the upside with the economy adding a robust 272,000 jobs. How the consumer is tapped out, the economy is headed for a recession, only a few stocks are going up, and so on endlessly. An aging population, with more people retiring and leaving the labor force every day, can also make the numbers noisier.

Marketing 143

Marketing Marketing Economy Numbers 143

Integrity Financial Planning

FEBRUARY 20, 2023

The concept of retirement planning is simple. Despite changes in the economy or in life itself, the concept of planning your retirement has remained unchanged. We work, save, retire, and repeat for generations over. 2] This, however, does not mean that the retirement of your dreams is out of reach.

Retirement Planning 95

Retirement Planning Retirement Planning Financial Planning 95