Wealth Management

AUGUST 16, 2022

Economic turmoil took a toll on savings in the first half of 2022 and that’s just the tip of the iceberg as many in the US lack employer-sponsored plans.

Retirement 246

Retirement Economics Planning 246

Abnormal Returns

APRIL 8, 2025

papers.ssrn.com) Economics Why are credit card rates so high? papers.ssrn.com) The link between financial and self-reported well-being in retirement is weak. (platformaeronaut.com) Is the quality factor just a proxy for profitability? libertystreeteconomics.newyorkfed.org) Why we underestimate the degradation of our skill over time.

Portfolio 146

Portfolio Retirement Economics Assets 146

Calculated Risk

DECEMBER 27, 2024

Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2025. Here is a review of the Ten Economic Questions for 2024. Here are the Ten Economic Questions for 2025 and a few predictions: Question #8 for 2025: How much will Residential investment change in 2025? year-over-year as of November.

Economics 147

Economics Sales Retirement Investing 147

Integrity Financial Planning

JANUARY 9, 2023

The 2022 economic climate has been bumpy for most and, in some cases, even bumpier for retirees. Americans and the world at large dealt with the economic ramifications of the Russia-Ukraine war, post-pandemic industrial effects, and rising inflation and interest rates. Interest Rate Hikes Hit Retirement Accounts. 1] [link]. [2]

Accounting 97

Accounting Retirement Economics Financial Planning 97

Nationwide Financial

JUNE 20, 2023

After decades of saving and planning, many pre-retirees (non-retired investors aged 55-65) are reconsidering their retirement plans in response to rising inflation, high interest rates, and an uncertain economic environment. The biggest threat to a secure retirement? The biggest threat to a secure retirement?

Retirement 97

Retirement Economics Planning Retirement Planning 97

Nationwide Financial

JANUARY 25, 2023

In recent months, Americans are rethinking what life in retirement looks like because of economic uncertainty, opting to adjust their personal priorities with financial stability in mind. Working after retirement on the rise. Similarly, 41% want to continue working because it gives them a sense of purpose.

Retirement 116

Retirement Retirement Planning Clients Financial Advisor 116

Abnormal Returns

JULY 28, 2024

(wsj.com) Chuck Royce, founder of Royce Funds, is retiring. vox.com) Work Research on how race, class and location affect economic mobility in the U.S. ft.com) The economic schedule for the coming week. on.ft.com) Cities Cities are struggling to hire enough police officers, even with higher pay.

License 286

License Financial Advising Economy Economics 286

Abnormal Returns

NOVEMBER 12, 2023

retirements. (fa-mag.com) econbrowser.com) Any economic slowdown is coming with consumers in pretty good shape. mrzepczynski.blogspot.com) Economic activity continues to shift toward these four Sunbelt cities. nytimes.com) The economic schedule for the coming week. (theblock.co) Demographics U.S.

Financial Advising 282

Financial Advising Economics Economy Manufacturing 282

Nerd's Eye View

MAY 10, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners"– this week's edition kicks off with the news that a recent analysis from Morningstar suggests that the Department of Labor's (DoL's) new Retirement Security Rule (aka Fiduciary Rule 2.0)

Financial Planner 246

Financial Planner Retirement Planning Retirement Valuation 246

Nerd's Eye View

AUGUST 12, 2022

From there, we have several articles on Mergers & Acquisition (M&A) trends: M&A activity so far in 2022 is set to exceed 2021’s record pace despite economic headwinds, meaning there could simply be a ‘new normal’ of higher activity regardless of the economic environment. Read More.

Financial Planner 245

Financial Planner Retirement Healthcare Numbers 245

Abnormal Returns

APRIL 28, 2024

Then tell grandma she can never retire." calculatedrisk.substack.com) The economic schedule for the coming week. (marginalrevolution.com) Fentanyl has disrupted the business of growing poppies. nytimes.com) Demographics Catherine Rampell, "Don’t want more immigrants in this country? axios.com) The U.S.

Financial Advising 275

Financial Advising Food Media Retirement 275

The Big Picture

MARCH 3, 2023

The first bear I experienced was utterly meaningless economically but still felt bad. My economic future was uncertain, but I felt confident I could make a go of it. From a purely economic perspective, these first few crashes were meaningless. I had zero dollars in the market and was deep in student loan debt.

Marketing 336

Marketing Marketing Economics Portfolio 336

The Big Picture

MAY 24, 2023

This week saw the release of the Fed’s big annual research report, Economic Well-Being of U.S. It’s chock full of great charts and analyses, covering everything from Income, Employment, Expenses, Banking and Credit, Housing, Student Loans, Retirement and Investments, and Overall Financial Well-Being. Households in 2022.

Medical 290

Medical Media Economics Retirement 290

Abnormal Returns

MAY 26, 2024

caia.org) Policy How the Retirement Savings for Americans Act (RSAA) would help lower income workers. apolloacademy.com) The economic schedule for the coming week. (herbgreenberg.substack.com) Finance Why hedge funds welcome higher interest rates. mrzepczynski.blogspot.com) Private equity has been slow to recycle capital.

Financial Advising 265

Financial Advising Economy Education Media 265

Nerd's Eye View

MARCH 6, 2024

An assumed rate of return is needed, for example, to illustrate how much a client might need to save for retirement, how much savings they'll have when they do retire, and how long their savings will last after they stop working.

Valuation 246

Valuation Retirement Economics Financial Advisor 246

Abnormal Returns

JUNE 21, 2024

theringer.com) Steve Chen talks with Andrew Biggs about the 'retirement crisis.' paulpodolsky.substack.com) Stephen Dubner explores the economics of Broadway through the show 'Stereophonic.' (podcasts.apple.com) Derek Thompson talks with Anastasia Berg and Rachel Wiseman, co-authors of "What Are Children For: On Ambivalence and Choice."

Economy 276

Economy Management Retirement Economics 276

Nerd's Eye View

MARCH 3, 2023

Enjoy the current installment of “Weekend Reading For Financial Planners” - this week’s edition kicks off with the news that amid economic and market headwinds, the pace of RIA M&A activity was slower in January and February compared to the same period last year. Read More.

Financial Planner 241

Financial Planner Retirement Clients Numbers 241

Abnormal Returns

AUGUST 4, 2024

spyglass.org) Work How a national retirement savings plan would work. econbrowser.com) The economic schedule for the coming week. (marketwatch.com) How Twitch could turn into another Amazon ($AMZN) 'zombie' brand. sherwood.news) Should a startup ever spend $1.8 million on a URL?

Financial Advising 272

Financial Advising Startup Economy Taxes 272

Abnormal Returns

OCTOBER 29, 2023

ritholtz.com) Retirement On the prospects for a federal auto-IRA program. investmentnews.com) Why full retirement ages are going to have to rise. bloomberg.com) The economic schedule for the coming week. (blairbellecurve.com) The U.S. missed an opportunity to lock in near-zero interest rates on the country's debt.

Financial Advising 260

Financial Advising Retirement Budgeting Economy 260

The Big Picture

MAY 4, 2023

The least contentious of which is that modest increases in minimum wages increase economic activity and create jobs. Owners tend to be fairly well off, and each incremental dollar they earn is more likely to be spent elsewhere – retirement savings, durable goods, etc. But there are other surprises around the minimum wage.

Food 364

Food Economy Retail Retirement 364

Abnormal Returns

JULY 10, 2023

wealthmanagement.com) Laurence Kotlikoff on the gulf between conventional and economics-based financial planning. larrykotlikoff.substack.com) A real-life example of balancing differing wants in retirement. (citywire.com) A Q&A with Eric Clarke, outgoing CEO of Orion Advisor Solutions. wsj.com)

Compliance 244

Compliance Recruitment Financial Planning Wealth Advisor 244

Abnormal Returns

AUGUST 20, 2023

bloomberg.com) The economic schedule for the coming week. newsletter.abnormalreturns.com) Mixed media When your collectibles become your retirement fund. (fastcompany.com) How 'tiny houses' could help transition the homeless into permanent housing. bloomberg.com) Now is the time to fix Social Security. ride.lukeburgis.com)

Financial Advising 245

Financial Advising Insurance Media Retirement 245

Integrity Financial Planning

NOVEMBER 18, 2022

This phenomenon generally affects retirement funds as well – this is called the gender retirement gap. [1] 2] The gender pay gap has lasted throughout history, affecting global economic potential, and has cost the US an annual $1.6 trillion [3] in potential economic activity. Lower Retirement Income. Lower Savings.

Retirement 98

Retirement Financial Planning Economics Planning 98

Integrity Financial Planning

MARCH 19, 2023

Instead of qualifying our current economic situation as a recession, experts have been using the term “rolling recession.” The term means that instead of a widespread decline in economic activity affecting the entire country, certain industries or regions experience a downturn while others continue to grow. [2]

Retirement 98

Retirement Economy Economics Financial Planning 98

The Big Picture

APRIL 17, 2025

My buddy could pay off his mortgage and car loans, pre-pay the kids colleges, fully fund retirement accounts, and still have cash left over. This was impossible, and I said so: Either you guys are either going to win the Nobel prize in economics or go to jail. He could take any job he wanted for the rest of his lifeor none at all.

Investments 268

Investments Investing Accounting Startup 268

Carson Wealth

AUGUST 25, 2022

How much do I need for retirement?” Your financial needs in retirement can depend on dozens of factors – some known and some unknown. One or two million dollars may seem like a lot of money to have set aside for retirement. A Retirement Reality Check. The concept of retirement continues to evolve with the world around us.

Retirement Planning 98

Retirement Planning Retirement Planning Certified Financial Planner 98

Abnormal Returns

JULY 20, 2022

wsj.com) How to stack some small wins in the face of inflation and an economic slowdown. realsmartica.com) Why most people will not run out of money in retirement. (thomaskopelman.com) Americans are a little bit more distracted than usual when it comes to their finances. bestinterest.blog) How financial simplicity saves you time.

Retirement 246

Retirement Accounting Economics Investing 246

Integrity Financial Planning

MARCH 28, 2023

Our current economic situation is complex and, in some ways, unprecedented. Because of the pandemic, we have seen massive changes in how the market behaves, and we are having to readjust how we approach retirement planning. Changes in the Global Economy For many years the world has been growing economically.

Retirement 88

Retirement Marketing Marketing Retirement Planning 88

Nerd's Eye View

AUGUST 12, 2022

From there, we have several articles on Mergers & Acquisition (M&A) trends: M&A activity so far in 2022 is set to exceed 2021’s record pace despite economic headwinds, meaning there could simply be a ‘new normal’ of higher activity regardless of the economic environment. Read More.

Financial Planner 179

Financial Planner Retirement Healthcare Numbers 179

Getting Your Financial Ducks In A Row

OCTOBER 17, 2022

In 1974, Congress passed the Employee Retirement Income Security Act (ERISA) that, among many other provisions, provided for the implementation of the Individual Retirement Arrangement. Amounts rolled over from employer retirement plans are entirely exempt. This IRA history is updated occasionally as new provisions are added.

Retirement 90

Retirement Distribution Taxes Retirement Planning 90

Nerd's Eye View

AUGUST 22, 2022

In general, this means that people are more likely to be more aware of how much cash they're holding than the other numbers in their financial life, like the balances on their retirement accounts (which, being less 'immediate' in their intended purpose, are not often at the forefront of most people's minds to the same extent that cash is).

Clients 246

Clients Management Accounting Banking 246

Nerd's Eye View

AUGUST 22, 2022

In general, this means that people are more likely to be more aware of how much cash they're holding than the other numbers in their financial life, like the balances on their retirement accounts (which, being less 'immediate' in their intended purpose, are not often at the forefront of most people's minds to the same extent that cash is).

Clients 246

Clients Management Accounting Banking 246

A Wealth of Common Sense

SEPTEMBER 19, 2023

Fundamentals like valuations, economic growth, earnings and dividends are the main drivers of returns over the long run. There are a lot of factors that drive the performance of financial markets over time. Plus you have to consider demographics, productivity and innovation. And the hardest variable to quantify will always be psychology.

Accounting 126

Accounting Retirement Marketing Marketing 126

Nerd's Eye View

JANUARY 1, 2024

This month's edition kicks off with the news that held-away asset management platform Pontera has raised $60 million in venture capital funding as advisors increasingly seek to directly manage clients' 401(k) and other outside assets – although an ongoing investigation by Washington state regulators over whether advisors' use of Pontera violates (..)

Retirement Planning 246

Retirement Planning Startup Compliance Clients 246

Abnormal Returns

JUNE 10, 2024

(hunterwalk.com) Finance Three of the biggest financial firms (Blackrock, JP Morgan Chase and Blackstone) all have CEOs at or near retirement age. sherwood.news) Seasonal adjustments matter when it comes to economic data. barrons.com) Companies are continuing to offload their pension obligations to insurance providers.

Financial Advising 200

Financial Advising Startup Economy Insurance 200

Discipline Funds

OCTOBER 1, 2024

And the data bears this out: Change in likelihood of a comfortable retirement is low by historical standards. The stimulus was not a free lunch and the problem here is that inflation doesn’t impact everyone evenly and creates significant uncertainty. Buying conditions for household durable goods is near all-time lows.

Economics 111

Economics Economy Retirement Marketing 111

Random Roger's Retirement Planning

APRIL 23, 2023

The Atlantic had what I would describe as a very left leaning article about lowering the retirement age in the US while increasing payroll taxes to pay for it and to cover the expected shortfall in Social Security due to hit in 10-12 years. It was short anecdotes from older white collar workers who are planning to never retire.

Retirement 75

Retirement Planning Advertising Budgeting 75