WiserAdvisor

NOVEMBER 14, 2023

Retirement planning is an essential aspect of financial security, especially as one transitions from a phase of regular income to relying on savings and investments. With increased life expectancy, the modern retirement plan may need to account for not only a longer life but also for the increased expectations during this phase.

Retirement Planning 52

Retirement Planning Retirement Planning Healthcare 52

Clever Girl Finance

APRIL 22, 2025

Recession-proof businesses are more than just smart, they’re essential when economic uncertainty hits. Content related to challenging financial times Final thoughts: Start building a recession-proof business today Recession-proof businesses can thrive despite an economic downturn. Should I start a business during a recession?

Economy 80

Economy Food Healthcare Economics 80

Integrity Financial Planning

JANUARY 9, 2023

The 2022 economic climate has been bumpy for most and, in some cases, even bumpier for retirees. Americans and the world at large dealt with the economic ramifications of the Russia-Ukraine war, post-pandemic industrial effects, and rising inflation and interest rates. 1] [link]. [2] 2] [link]. [3] 3] [link]. [4]

Accounting 97

Accounting Retirement Economics Financial Planning 97

Nationwide Financial

JANUARY 25, 2023

In recent months, Americans are rethinking what life in retirement looks like because of economic uncertainty, opting to adjust their personal priorities with financial stability in mind. Among non-retired investors, more than two-thirds (69%) plan to or are considering continuing to work in retirement.

Retirement 116

Retirement Retirement Planning Clients Financial Advisor 116

Nationwide Financial

APRIL 19, 2023

As multiple recessionary signs flash red including bank failures, persistent inflation, and ongoing volatility, investors of all ages are increasingly nervous about the state of the markets and economy and what it means for their retirement plans and their ability to save for retirement.

Retirement Planning 96

Retirement Planning Retirement Clients Planning 96

James Hendries

AUGUST 24, 2022

But volatile markets aren’t necessarily a negative thing, especially when it comes to retirement planning. ” 2 From 1990 to the present, Japan’s annual economic growth has averaged less than one percent per year. Consider the alternative—something like Japan’s “Lost Decades.”

Retirement Planning 52

Retirement Planning Retirement Planning Asset Allocation 52

Discipline Funds

MARCH 10, 2025

This is also what makes retirement planning so difficult – you effectively lose an asset in your portfolio when your income stops or declines. And this is why I’ve become such a big advocate of defining our durations within our financial plans. You’re temporally diversified by your income.

Assets 75

Assets Portfolio Financial Planning Insurance 75

Darrow Wealth Management

FEBRUARY 26, 2025

During times of economic, financial, and political uncertainty, investors often wonder where to invest or what changes to make to their portfolio. Again, every recession or economic downturn is different. Swings in the financial markets also highlight the benefitsand limitationsof diversification. But history offers a helpful lens.

Marketing 54

Marketing Marketing Retirement Portfolio 54

Integrity Financial Planning

FEBRUARY 20, 2023

The concept of retirement planning is simple. Despite changes in the economy or in life itself, the concept of planning your retirement has remained unchanged. We work, save, retire, and repeat for generations over. However, it goes without saying that your retirement plan and spending habits need to be flexible.

Retirement Planning 95

Retirement Planning Retirement Planning Financial Planning 95

Yardley Wealth Management

OCTOBER 7, 2020

The post Is COVID-19 affecting your Retirement Planning? Is COVID-19 affecting your Retirement Planning? Retirement Planning Financial Planning Risk. Over their lifetimes, most people have heard warnings and advice from retirement advisors about various aspects of their plans.

Retirement Planning 40

Retirement Planning Retirement Planning Wealth Management 40

Integrity Financial Planning

MARCH 28, 2023

Our current economic situation is complex and, in some ways, unprecedented. Because of the pandemic, we have seen massive changes in how the market behaves, and we are having to readjust how we approach retirement planning. Changes in the Global Economy For many years the world has been growing economically.

Retirement 88

Retirement Marketing Marketing Retirement Planning 88

WiserAdvisor

JULY 27, 2023

This advanced language processing technology has also greatly impacted the financial advisory sector, prompting a critical question: Can ChatGPT replace human financial advisors in retirement planning? Personalized guidance, empathy, and a deep contextual understanding are integral to effective retirement planning.

Retirement Planning 40

Retirement Planning Financial Advisor Retirement Planning 40

Park Place Financial

NOVEMBER 29, 2022

Estates Estate Planning in this Economic Climate Schedule a Complimentary Financial Review CLICK HERE TO SCHEDULE. Between inflation, increasing interest rates, federal changes to monetary policies, and global conflict, many factors are putting a strain on the current economic situation. Create a Trust . 0 Comments. 0 Comments.

Estate Planning 52

Estate Planning Economics Planning Financial Planner 52

Darrow Wealth Management

MARCH 3, 2025

As economic conditions and income needs change, so too will your asset allocation. Retirement planning, like any type of robust financial planning, should include stress testing your investment strategy and financial plan. After all, volatility is a when , not an if.

Risk Tolerance 67

Risk Tolerance Asset Allocation Assets Portfolio 67

Nationwide Financial

JUNE 5, 2023

Just three years ago, business owners were reeling from the swift and significant economic impact of the pandemic. As a financial professional, you can be a reassuring voice – and potentially aid in helping them address the impacts of economic volatility – as we brace for turmoil ahead. have been mild to moderate.

Economics 52

Economics Risk Management Clients Planning 52

WiserAdvisor

JANUARY 16, 2024

This data can serve as a baseline for tailoring your retirement plan, taking into account factors such as inflation, your current age, and your desired retirement age. One of the fundamental principles of retirement planning is to resist the temptation of premature fund withdrawal, especially in response to market fluctuations.

Retirement Planning 40

Retirement Planning Retirement Planning Financial Advisor 40

Nationwide Financial

MAY 16, 2023

With most balance sheets for consumers and businesses in a solid state, Nationwide Economics is anticipating a moderate downturn later this year. KB: With a recession likely in the coming year, Nationwide Economics expects the unemployment rate to rise as businesses cut costs in response to reduced sales and recessionary impacts.

Economics 52

Economics Retirement Clients Retirement Planning 52

Nationwide Financial

OCTOBER 6, 2022

Key Takeaways: According to a new Nationwide Retirement Institute® survey, the overall outlook on retirement for Americans has changed significantly since 2021, as roughly one in four employees feel they are on the wrong track for retirement and fewer than six in 10 have a positive outlook on their retirement plan and financial investments.

Consulting 59

Consulting Retirement Retirement Planning Planning 59

Nationwide Financial

JANUARY 3, 2023

economy appears to be in the late stage of expansion, with strong economic activity but labor and supply chains remain constrained. Looking ahead, Nationwide Economics foresees a confluence of factors pushing the economy into a moderate recession starting mid-2023. These factors have set the stage for ongoing inflation pressures.

Economics 59

Economics Marketing Marketing Economy 59

Indigo Marketing Agency

MAY 5, 2020

How To Grow Your Retirement Plan Business In The 2020 Economic Crisis. We’ve partnered with the experts at The Retirement Learning Center to update advisors on how the retirement plan landscape has been altered by the 2020 economic crisis. Save your spot today! John: Thank you, Claire.

Retirement 52

Retirement Economics Retirement Planning Financial Planning 52

Your Richest Life

NOVEMBER 26, 2024

In fact, data from the American Institute for Economic Research showed that when older workers were surveyed, 82 percent reported that they successfully changed to a new career after age 45. Catch-up contributions and additional retirement savings vehicles, like IRAs, can help you increase your retirement savings.

Retirement 52

Retirement Planning Fee Only Financial Planning 52

MainStreet Financial Planning

MARCH 7, 2025

Comprehensive Financial Planning is Included Many AUM advisors charge extra for estate planning, tax strategies, and retirement planning. Ongoing Portfolio Monitoring AUM advisors continuously review your investments and adjust strategies based on market conditions and economic trends.

Fee Only 52

Fee Only Financial Planner Financial Planning Financial Advisor 52

Your Richest Life

OCTOBER 31, 2022

Your 401(k) is a valuable part of your retirement plan, but it’s only one piece of the puzzle. . And for many people, a 401(k) is where they focus most of their retirement savings. That being said, there are some downsides to relying exclusively on a 401(k) for retirement savings. Is Your 401(k) Enough?

Retirement 110

Retirement Accounting Taxes Retirement Planning 110

Getting Your Financial Ducks In A Row

OCTOBER 17, 2022

Two primary goals of the IRA were to provide a tax-advantaged retirement plan to employees of businesses that were unable to provide a pension plan; in addition, to provide a vehicle for preserving tax-deferred status of qualified plan assets at employment termination (rollovers). billion by 1981.

Retirement 90

Retirement Distribution Taxes Retirement Planning 90

Harness Wealth

MARCH 7, 2025

Wealth taxes not only collect little revenue and create legal uncertainty, but an Organization for Economic Cooperation and Development (OECD) report argues that they can also disincentivize entrepreneurship, harming innovation and long-term growth. But instead of only taxing real estate, it covers all wealth an individual owns.

Taxes 52

Taxes Retirement Financial Advisor Retirement Planning 52

Nationwide Financial

MARCH 6, 2023

Nationwide’s eighth annual Advisor Authority survey , powered by the Nationwide Retirement Institute, provided plenty of insight into the current concerns of women investors. 5 Even among women who anticipate being able to retire, the vast majority (84%) speculate that they will have to supplement their retirement income in some way.

Retirement 95

Retirement Retirement Planning Planning Clients 95

Good Financial Cents

SEPTEMBER 29, 2022

That’s because each investment strategy will apply in different economic and financial environments. Traditional IRA: Best for Dedicated Retirement Planning. IRA plans are subject to Required Minimum Distributions (RMDs) beginning at age 72. Roth IRA: Best for Retirement Planning + Immediate Funds Access.

Investing 109

Investing Investments Retirement Planning Risk Tolerance 109

Carson Wealth

JULY 12, 2022

Most MSFS programs will contain financial planning classes within their curriculums. . Doctor of Philosophy is a graduate degree awarded in the sciences, branches of economics and social or behavioral areas. Retirement. CRPC ® – Chartered Retirement Planning Counselor. Someone with a Ph.D.

Financial Advising 98

Financial Advising Financial Planning Ethics Financial Services 98

Nationwide Financial

FEBRUARY 7, 2023

Financial professionals can lead the way to economic empowerment by encouraging Black Americans to save early and invest in tax-advantaged savings vehicles and protection products. When compared with non-Black clients, Black clients are more likely to have a written retirement plan but less likely to have a legal will.

Retirement 102

Retirement Clients Education Financial Services 102

Nationwide Financial

DECEMBER 6, 2022

So it’s no wonder that many investors who are not yet retired are recalibrating their expectations for retirement and their financial future. The rise in market turbulence and economic uncertainty has sparked a jump in investor anxiety. Economic uncertainty is also impacting the mood and perspective of non-retired investors’.

Clients 98

Clients Retirement Economics Planning 98

Nationwide Financial

JUNE 21, 2023

According to a recent Advisor Authority survey powered by the Nationwide Retirement Institute, many investors close to retirement age are adjusting their retirement plans – not to retire sooner or later. Our survey found that one-quarter of pre-retirees (age 55-65) plan to retire later.

Investing 52

Investing Investments Retirement Planning Retirement 52

The Irrelevant Investor

JANUARY 18, 2020

By Patrick O'Shaughnessy Expecting companies to sponsor retirement plans is like demanding that a dog dance; it may comply, but neither well nor happily. By John Rekenthaler The economics work better if Casper sent you a mattress for free, stuffed with $300. By Scott Galloway Your sleep will not be improved with an app.

Retirement Planning 52

Retirement Planning Retirement Economics Planning 52

Nationwide Financial

DECEMBER 1, 2022

And 88% agreed or strongly agreed that there would be a recession or economic downturn during that same period. This unique combination of protection and performance potential may help your risk-averse clients feel more comfortable addressing their retirement planning needs, even in uncertain markets.

Management 97

Management Clients Retirement Financial Planning 97

Validea

SEPTEMBER 13, 2023

Successful investors understand that markets have their ups and downs, but a long-term perspective allows investments to grow over time, even in challenging economic environments. Define your financial goals and objectives, whether it’s retirement planning, buying a home, or funding your child’s education.

Investing 98

Investing Investments Financial Guidance Retirement Planning 98

Nationwide Financial

DECEMBER 7, 2022

It’s not surprising to see many investors checking their retirement account balances more than three times per week (53% of women and 34% of men report doing this*). Economic headwinds and market fluctuations make the anxiety even worse for investors close to retirement.

Retirement 52

Retirement Asset Allocation Marketing Marketing 52

Random Roger's Retirement Planning

APRIL 3, 2025

Nate Geraci Tweeted out that "a ny sort of market, economic, or political turmoil offers a window into your financial advisor, portfolio manager, etc" Tough but fair. The S&P 500 was at 6000. If you can buy it at 4500, that is buying low, regardless of whether it goes to 4000 before going back up.

Portfolio Management 45

Portfolio Management Financial Advisor Clients Management 45

Clever Girl Finance

SEPTEMBER 11, 2023

The Fidelity Learning Center features insights on investing, retirement planning, and other financial topics. Retirement planning tools Fidelity provides retirement planning tools , including calculators, educational content, and retirement income planning help.

Investing 98

Investing Investments Education Accounting 98