Abnormal Returns

APRIL 24, 2023

(thisisthetop.substack.com) Advisers How should advisers dress in the new economy? kitces.com) What financial advisers want from their asset managers. advisorperspectives.com) Some real-world insights from “More Than Money: Real-Life Stories of Financial Planning.”

Financial Advising 147

Financial Advising Consulting Financial Planning Education 147

Nerd's Eye View

OCTOBER 2, 2023

This month's edition kicks off with the news that custodial platform Altruist is eliminating the $1 per account monthly fee for its portfolio management and reporting technology for advisors on its platform, which on the one hand suggests that the economies of scale Altruist has achieved in the wake of its move to become a fully self-clearing custodian (..)

Communication 246

Communication Portfolio Management Clients Tax Planning 246

The Big Picture

JULY 18, 2022

It only works for someone whose financial plan is fully funded, the rest of their house is in order, and they are playing with a modest amount of discretionary cash. Let’s start with how we got here: A massive global pandemic led to a shutdown of the world’s economy. Regardless, it is an interesting question.

Economy 278

Economy Marketing Marketing Financial Planning 278

Zoe Financial

JANUARY 28, 2025

Smart Investing: Focus On Your Longterm Financial Goals Its imperative to begin the investment process with a clear idea of your goals and the time frame for your financial plan to accomplish them. Opinions expressed by Zoe Financial are based on economic or market conditions at the time this material was written.

Marketing 98

Marketing Marketing Financial Advisor Investments 98

Fortune Financial

SEPTEMBER 5, 2023

Navigating Record-High Credit Card Debt With a Solid Financial Plan Credit card debt has reached a record high of $1 trillion despite high borrowing costs that may continue rising, according to recent data from the Federal Reserve. The record-high credit card debt presents a significant challenge for both individuals and the economy.

Financial Planning 59

Financial Planning Planning Financial Advisor Budgeting 59

Integrity Financial Planning

DECEMBER 13, 2022

The 2022 economy has broken multiple records, first, with the highest inflation rate in 40 years, and now, the highest federal reserve interest rates since 2008. [1] Whether it is an adjustable-rate mortgage or even a credit card plan, the increase in interest rates could lead to higher expenses. 1] [link]. [2] 2] [link]. [3]

Financial Planning 97

Financial Planning Accounting Economy Retirement 97

Integrity Financial Planning

JULY 28, 2022

How should your financial plan be revised over time? Financial uncertainty in the market is giving a lot of people a lot of anxiety. You’ve got to focus more on your particular situation as opposed to the big picture of the country, the economy, or whatever because you can’t do anything about a lot of things.

Financial Planning 98

Financial Planning Financial Advisor Economy Planning 98

Your Richest Life

FEBRUARY 24, 2025

Federal Reserve Chair Jerome Powell said that the economy is in a good place right now, and with inflation rates creeping back up , there is no reason to make another cut at this time. Future cuts will depend on inflation and the strength of the economy as the year goes on. 2025 Inflation creeps up The U.S.

Financial Market 52

Financial Market Marketing Marketing Medicine 52

A Wealth of Common Sense

JANUARY 22, 2024

On today’s show, we discuss: The macro economy in 2023, and what to expect in 2024 Financial planning basics Commodity trading Behavioral finance and how it affects investing decisions A live Q and A A conversation with Andy Daniels, a legend in the commodity trading.

Financial Planning 103

Financial Planning Economy Planning Investments 103

Discipline Funds

AUGUST 2, 2024

We’ve spent much of the last year explaining how higher rates were slowly putting the screws to the broader economy. The economy doesn’t land like a plane. 5%+ interest rates are not a normalized economy and now looks far too restrictive. None of this is terribly surprising to readers here.

Financial Planning 115

Financial Planning Assets Asset Allocation Economy 115

oXYGen Financial

NOVEMBER 13, 2022

As part of your financial planning, give away some of your assets. Philanthropy and charitable giving is serving public and support initiatives that may not be covered by the public or private sector which helps create thriving societies and economies, especially considering the. ]] You might find the answer shocking.

Investments 98

Investments Investing Financial Planning Economy 98

Discipline Funds

MAY 28, 2024

The US economy has outperformed expectations by most metrics. One good way to think about this is that there’s an old rule in financial planning that you should spend about 28% of your household income on a mortgage. It’s a number so big that it’s made standardized financial planning rules void of value.

Food 120

Food Medical Economy Financial Planning 120

Integrity Financial Planning

DECEMBER 11, 2023

The conventional idea is that when the economy is struggling, interest rates may be lowered to help stimulate business growth. In a healthy economy, inflation is a sign of a growing economy. However, high inflation may be a sign of an economy changing too fast for all its participants to adjust.

Portfolio 97

Portfolio Economy Financial Guidance Financial Planning 97

Fortune Financial

SEPTEMBER 5, 2023

Navigating Record-High Credit Card Debt With a Solid Financial Plan Credit card debt has reached a record high of $1 trillion despite high borrowing costs that may continue rising, according to recent data from the Federal Reserve. The record-high credit card debt presents a significant challenge for both individuals and the economy.

Financial Planning 52

Financial Planning Planning Financial Advisor Budgeting 52

Integrity Financial Planning

MARCH 19, 2023

What Is Rolling Recession You may have noticed that the economy after the pandemic has been very up and down. A recession is traditionally defined as a consistent, widespread downturn in the economy. [1] appeared first on Integrity Financial Planning, Inc.

Retirement 98

Retirement Economy Economics Financial Planning 98

Your Richest Life

DECEMBER 22, 2023

As 2023 comes to a close, we can take a look at how the markets and economy performed, where we stand now, and what might be on the horizon for 2024. In fact, during the first three quarters of the year, the economy grew at a rate of 3.2 All in all, the markets and economy performed stronger than anticipated in 2023.

Economy 52

Economy Marketing Marketing Financial Planner 52

Carson Wealth

JULY 18, 2024

Carson Investment Research 2024 Midyear Outlook: Eyes on the Prize The economy continues to see a solid rate of expansion with low risk of a recession. SUMMARY OF MAJOR VIEWS The economy remains resilient supported by job gains, income growth, and strong consumer balance sheets as well as productivity gains on the business side.

Investments 139

Investments Investing Economy Economics 139

Integrity Financial Planning

MARCH 28, 2023

Changes in the Global Economy For many years the world has been growing economically. This is a concern because there are certain nations like China, which produce a large amount of the world’s goods, and if China stops trading with other nations, the effect on the world economy (and our economy by extension) could be quite bad. [3]

Retirement 88

Retirement Marketing Marketing Retirement Planning 88

Walkner Condon Financial Advisors

JANUARY 30, 2024

One definition , according to a speech delivered by Tom Barkin, the President of the Federal Reserve Bank of Richmond, is “where inflation completes its journey back to normal levels while the economy stays healthy”. One might then wonder 1) what are normal inflation levels and 2) what defines a healthy economy. during this period.

Economy 75

Economy Financial Advisor Banking Economics 75

Integrity Financial Planning

JANUARY 9, 2023

Between 1991 and 2021, annual inflation averaged 2.5%, close to the Federal Reserve’s desired 2% target, which many believe to indicate a healthy economy. [1] Talk to us today to receive guidance that empowers you to get into 2023 with a solid financial plan. [1] Inflation Pinched Pockets. 1] [link]. [2] 2] [link]. [3]

Accounting 97

Accounting Retirement Economics Financial Planning 97

Yardley Wealth Management

DECEMBER 23, 2022

The post The Stock Market is Not the Economy appeared first on Yardley Wealth Management, LLC. The Stock Market is Not the Economy. I think that the economy and the stock market always diverge, and the stock market is way more volatile than the economy. They are not the same thing.

Economy 52

Economy Marketing Marketing Wealth Management 52

Integrity Financial Planning

DECEMBER 5, 2022

The Dow Jones is a qualitative index that tracks 30 blue-chip (meaning some of the largest companies in the country that are well-known and crucial to the US economy) industrial and financial companies in the United States. The index is used by the media as a barometer of the broader stock market and the economy. [1]

Financial Planning 97

Financial Planning Retirement Investing Investments 97

Tobias Financial

MARCH 12, 2025

These competing factors are pulling the economy in different directions, making price trends more unpredictable. We know market swings can be unsettling, but we encourage you to focus on your long-term financial plan rather than short-term fluctuations. At the same time, many companies are cutting costs to remain competitive.

Marketing 52

Marketing Marketing Financial Planning Planning 52

Integrity Financial Planning

SEPTEMBER 26, 2022

There is no simple fix for getting ready for a rocky economy – what is right for you may vary based on your unique financial situation, goals, and retirement timelines. We might see sustained inflation, more market volatility, and an overall tighter economy. The tricky part is preparing in a way that makes sense for you.

Financial Advisor 98

Financial Advisor Retirement Planning Marketing Marketing 98

Discipline Funds

OCTOBER 9, 2024

The US economy has been on a tear versus every other G20 economy over the last 10 years and especially in the last few years. While high interest rates are slowing most other developed economies the US has stayed relatively robust. This is especially true in the pricing of the US stock market.

Valuation 96

Valuation Economy Financial Planning Economics 96

The Big Picture

JULY 24, 2024

It seems obvious we should have a long term perspective in, in financial planning and investing. It’s not just what the economy is doing and what the market’s doing. It’s you trying to align your specific time horizon to a market and an economy that does not know or care what your goals are. Why is this?

Math 273

Math Retirement Investments Investing 273

Integrity Financial Planning

AUGUST 31, 2023

This practice of diversifying investments across different assets and sectors, which is fundamental to modern investment strategies, has its roots in the financial techniques of medieval merchants. [1] Source: [1] [link] The post Ancient Money: The History of Banking and Currency appeared first on Integrity Financial Planning, Inc.

Banking 97

Banking Financial Planning Accounting Portfolio 97

Discipline Funds

AUGUST 16, 2024

Tariffs and trade wars are the equivalent of putting boulders in your own harbors thinking you’ve made your economy more accessible to everyone when all you’ve really done is make things more difficult for everyone. As you may or may not know – I have an obsession about time within financial planning processes.

Asset Allocation 121

Asset Allocation Financial Planning Assets Retirement 121

Integrity Financial Planning

DECEMBER 19, 2022

However, the 2022 economy has brought the classic 60/40 allocation strategy into question as both the stock and bond markets dip at the same time. Historically, bond values are set to rise (and the inverse yield falls) when recession hits and markets go down to spur investment back into the economy. Yo-yo Stock Markets. 1] [link]. [2]

Portfolio 91

Portfolio Retirement Economy Accounting 91

Nationwide Financial

MARCH 8, 2023

With inflation becoming sticky, the Federal Reserve may need to slow the economy by maintaining interest rates at “higher for longer” levels. The post Rising bond rates blunt stocks’ allure appeared first on Nationwide Financial. At least for now, risk-averse investors no longer have to chase yield in riskier securities.

Assets 111

Assets Financial Planning Economy Investments 111

Your Richest Life

NOVEMBER 11, 2022

The basics still apply in a turbulent economy. Prepare for the worst, hope for the best, and revisit your financial plan when you need to make adjustments. At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning.

Certified Financial Planner 110

Certified Financial Planner Estate Planning Financial Planning Planning 110

Integrity Financial Planning

OCTOBER 13, 2022

When was the last time you stopped and thought about how long the dollar bill that’s in your pocket has been circulating through the economy? Click HERE to talk to us at Company Name to take the next step in protecting your financial plan. [1] appeared first on Integrity Financial Planning, Inc. 1] [link]. [2]

Financial Planning 92

Financial Planning Banking Government Retirement 92

Your Richest Life

MARCH 31, 2023

So, what does all of that mean for your money, and the economy? About Your Richest Life At Your Richest Life, Katie Brewer, CFP®, believes you too should have access to financial resources and fee-only financial planning. During this time, the Fed also increased interest rates another 0.25% to help curb inflation.

Banking 105

Banking Insurance Accounting Fee Only 105

Nationwide Financial

AUGUST 24, 2022

Retirement and education savings goals are among the top financial goals for U.S. families, with paying off debt also ranking high on the list of financial priorities. That’s a good basis for many families to make any necessary changes to their financial plans. Sixty percent of U.S.

Financial Planning 98

Financial Planning Retirement Clients Planning 98

Integrity Financial Planning

JULY 3, 2023

Interest rates already increased in the past year due to inflation-fighting Federal Reserve monetary policies, but a default would cause them to go even higher due to falling credit ratings and the global lack of confidence in the stability of the US economy. 5] How Can You Prepare for Such an Occurrence?

Government 98

Government Risk Management Budgeting Taxes 98

Integrity Financial Planning

DECEMBER 26, 2022

When inflation hit, interest rates started to rise, the economy tightened, and investments fled from riskier assets and industries. The post What You Need to Know About the State of the Crypto Industry appeared first on Integrity Financial Planning, Inc. Most of all, the crypto industry.

Retirement 98

Retirement Assets Portfolio Investing 98

Discipline Funds

DECEMBER 31, 2023

I think that’s one of the things that makes the financial markets so fascinating. Just when you feel like you know everything the markets and the economy will surprise you. It’s impossible to put together a sound financial plan without predicting what future inflation might look like.

Assets 102

Assets Asset Allocation Financial Planning Economy 102