Steve Sanduski

AUGUST 4, 2022

The total US Government Bond market total return for the 5 years ending December 2021 was 19.5%. Simple math says the CAGR of NET NEW ASSETS (i.e., Organic growth is the lifeblood of a business and without it, you are at the mercy of volatile financial markets. Crunch the Numbers. Here’s how I crunched the data. Revenue Growth.

Math 52

Math Portfolio Numbers Financial Market 52

Nationwide Financial

SEPTEMBER 12, 2022

The curve, however, continues to project cuts to the rate beginning next May, which seems optimistic given the tone of Fed officials and the math around getting inflation back close to their 2% target. on depressed spending from COVID and drought-driven shutdowns, driving calls for accelerated stimulus from the government.

Retail 52

Retail Math Banking Economics 52

Clever Girl Finance

JANUARY 29, 2023

With the economy reeling from the impact of the most recent pandemic and racial injustice at the forefront of many conversations, we cannot ignore the student loan crisis and its impact on black women. The math for this adds up over years of work and can cost quite a bit of income.

Budgeting 105

Budgeting Education Planning Government 105

The Big Picture

MAY 30, 2023

And he’s really moving the needle in terms of having people take control of their own financial life in a way that benefits not just them but the entire economy and all of society. They’re an underground economy because they don’t trust the mainstream economy. That meant the federal government.

Banking 147

Banking Economics Business Planning Economy 147

Good Financial Cents

JUNE 25, 2023

It’s a cryptocurrency, or digital currency, not backed by any government. Anyone with an Internet connection can participate in the cryptocurrency economy. These include some high-profile Wall Street CEOs, analysts, and government officials. Bitcoin is the oldest and best known of the modern crop of digital currencies.

Investing 76

Investing Investments Accounting Commission 76

The Big Picture

OCTOBER 17, 2023

So I, I did a math degree at Oxford, which is more pure math. You know, pure math can be very theoretical and detached from the real world, and it’s getting worse. It’s just math stick to it over long periods of time. So this is more like the real economy, slower growth businesses.

Investing 130

Investing Investments Clients Numbers 130

The Big Picture

APRIL 29, 2023

It’s now up 35 percent since the SVB collapse, and the crypto faithful say it’s just more proof that the lack of trust in government institutions that led to Bitcoin’s birth following the 2008 financial crisis is alive and well. MIT Technology Review ) • How the World Is Spending $1.1 MIT Technology Review ) • How the World Is Spending $1.1

Math 277

Math License Startup Government 277

The Big Picture

SEPTEMBER 10, 2024

I mean, if you take out the government spending, you probably are on a recession in a private economy. And that’s your focus on government, both fiscal and monetary support for the economy. You’re looking at all these different aspects of the market, of the economy, of, of various government policies.

Valuation 162

Valuation Clients Investments Investing 162

The Big Picture

SEPTEMBER 12, 2022

I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature. BITTERLY MICHELL: … obviously, the United States, the global economy. I wasn’t that typical person that did a number of, you know, internships during the summer, had that …. RITHOLTZ: Right.

Clients 299

Clients Wealth Management Banking Investments 299

The Big Picture

DECEMBER 6, 2022

People in Spain when I was growing up in the ‘80s and ‘90s, they expect to just retire and have the government give them like a paycheck every month. We’re literally looking for structural shifts in the economy, think of robotics and artificial intelligence, cybersecurity, cloud computing. BERRUGA: Yeah. BERRUGA: Yeah.

Clients 162

Clients Investments Investing Management 162

The Big Picture

AUGUST 20, 2024

00:03:14 [Mike Greene] So that was actually an outgrowth from my experience coming out of Wharton and you mentioned the, the, you know, the transition of people who tended to be skilled at math or physics into finance. There’s a continual, the economy continues to grow. It goes so far. Did you give me cash?

Assets 173

Assets Management Portfolio Taxes 173

Good Financial Cents

MARCH 15, 2023

They work closely with local organizations, businesses, and government agencies to identify areas where services are lacking and develop solutions that meet the needs of residents. You must also possess solid math and cash-handling skills and be able to multitask.

Communication 69

Communication Education Retail Banking 69

The Big Picture

SEPTEMBER 19, 2022

Unless we really course correct very hard, very dramatically, and by dramatically, I mean, the level of government activation that we had in World War II. WENGER: Well, if you look at World War II, the government went to Ford and said, “We need you to build airplanes, not cars.” And it is very clear that even in the U.S.,

Valuation 305

Valuation Investments Investing Food 305

Brown Advisory

JUNE 16, 2022

The great freeze on free money has arrived with a jolt as inflation cleaves through the global economy. We discount each year at our 10% minimum weighted average cost of capital (WACC) and some infinite series maths gives us the basis for some rough approximations 2.

Investing 52

Investing Investments Valuation Accounting 52

Clever Girl Finance

JULY 13, 2022

They help keep the economy running while improving their own lives and innovating new ways to make the world better. If you liked math in school and have a knack for numbers, you might make a great bookkeeper. Just keep in mind that with any food business, you'll be governed by your state's applicable requirements on food safety.

Food 121

Food Advertising Media Clients 121

Discipline Funds

MARCH 6, 2024

In fact, because QE reduces interest income it might have a marginally deflationary impact on the economy, all else equal. Interest rates are different and have a much more meaningful impact on the economy by damaging banks and credit markets. So the US government is paying out an extra $390B per year in interest.

Banking 108

Banking Government Economy Assets 108

The Big Picture

JANUARY 16, 2024

I was always good at math, but I really, I just didn’t relate to things that were more esoteric bonds options. And clearly the banking system wasn’t free fall, but the government was there with, you know, the big RTC bailout and it didn’t feel like the world was falling apart. I have no family history.

Assets 264

Assets Investments Investing Management 264

The Big Picture

AUGUST 29, 2023

Yes, the economy can clearly keep roaring along, which we’ve seen. So investors and savers are definitely eating into that safety net, which over time as that continues to decline should slow the economy down to some degree. They’re definitely trying to slow the economy down. DAVIS: So on the bond side, we have both.

Portfolio 130

Portfolio Investments Investing Numbers 130

The Big Picture

JANUARY 24, 2023

And that’s — it’s a better form of governance because you’re like a family business since you don’t have 90-day reporting. So I mean, in ’07 and ’08, you know, what killed the economy in ’07 and ‘08 were mortgages going down. RITHOLTZ: So it’s different math then I need 100x winner versus 99?

Investments 263

Investments Investing Numbers Banking 263

Aleph

JANUARY 14, 2023

#envy Jan 13, 2023 The new conservative Israeli government means Jewish activists have more support for praying at the Temple Mount. link] Maybe, and it might be good to replace geometry with analytic geometry, but adding data science and probability will leave most STEM majors underprepared for college math.

Math 59

Math Assets Banking Government 59

The Big Picture

APRIL 8, 2024

So it’s not just government data. I’d been ranked i i back in the seventies, if you can do the math. Your real business is having the best perspective of what is happening this moment in the economy. 00:17:50 [Speaker Changed] I’m sort of a contrarian at heart is I don’t trust government data, right?

Economy 147

Economy Clients Banking Economics 147

The Big Picture

JUNE 3, 2024

Jeffrey Sherman : Well, what it was was, so I, as I said, with applications, there’s many applications of math, and the usually obvious one is physics. Barry Ritholtz : It seems that some people are math people and some people are not. The, the math came easier. And I really hated physics, really. It’s so true.

Math 147

Math Marketing Marketing Engineering 147

The Big Picture

JULY 19, 2022

The passion came when I went to invest the country’s foreign exchange reserves there and it was very much global government bond markets. And so, it’s very sort of, I don’t know, math oriented or algebra-oriented type of thing as opposed to great stories which drive most investment passions. Bonds are the most expensive.

Investments 130

Investments Investing Valuation Portfolio 130

The Big Picture

JULY 31, 2023

They run global businesses, they’ve got regulators and government officials on speed dial. They sometimes are regulators and government officials. And it was day by day from the seat of, it was the month that the economy shut down. And it’s two dozen CEOs, investors, policy makers from like all across the economy.

Retail 130

Retail Government Economy Economics 130

The Big Picture

MAY 21, 2024

I’m kind of in intrigued by the idea of philosophy and math. So I found myself getting kind of bored with my math problem sets, and then I could shift to philosophy and then go back and forth. I think it’s not just new economy chip purveyors, but it’s also the companies that buy the chips and become better.

Numbers 147

Numbers Management Banking Marketing 147

The Better Letter

JANUARY 11, 2024

The economy, the markets, and the world-at-large provide unlimited fodder for them. That’s why the markets are much more of a mind game than a math game. And that’s why markets will always be exceedingly hard, even when the math seems easy or the future seems certain. ” Nobody does. And lots of surprises.

Economy 95

Economy Economics Math Banking 95

The Big Picture

MARCH 12, 2024

The relative value for, for non-government investors was so bad that we wound down a lot of our capabilities in that space. So the sponsor went from being the big investment banks, the, the government agencies, the big bank balance sheets, a lot of the insurance company balance sheets, and the money managers, the fed displaced all of them.

Banking 147

Banking Investments Investing Marketing 147

Aleph

FEBRUARY 18, 2023

Now she’s leading a push to legalize gambling in Texas [link] Legal gambling leaves society as a whole worse off Feb 16, 2023 As the country emerges from a pandemic that left children zoning out over Zoom, parents are turning to the turbocharged “Russian math” method to give their kids an academic edge.

Banking 59

Banking Healthcare Government Budgeting 59

The Big Picture

APRIL 2, 2024

So when I was at this very fancy private school that I was at as a kid, I did math because it gave me a huge amount of free time to do the things I really cared about. But when I got to Cambridge, you know, the math was sort of serious there. So, you know, I took my math into statistics and things. Am I getting right?

Healthcare 147

Healthcare Medicine Economics Numbers 147

The Big Picture

NOVEMBER 21, 2023

I would say the thing that connects them is just voracious curiosity about the world of politics and, you know, economies and trying to make sense out of it. You have privacy and governance requirements, HIPAA requirements, whatever they are. So here’s the math, Barry. You know, all of these things. So think about this, 3.7

Investments 246

Investments Investing Startup Accounting 246

David Nelson

MARCH 6, 2023

ESG stands for Environmental, Social and Governance. I think most of us want to see the sustainable platform succeed, but the rational among us know that we aren’t going to get there by trashing the global economy along the way. Do the Math! The numbers aren’t small. trillion in assets under management.

Fiduciary Duty 52

Fiduciary Duty Investments Investing Math 52

The Big Picture

JUNE 20, 2023

MORGENSON: Well, they did very well because they got a lot of CARES Act money from the government. An economy does better if the most people are prosperous, right? RITHOLTZ: How did private equity healthcare, senior living, nursing homes, ERs, hospitals, do during the COVID pandemic? RITHOLTZ: I mean, how did the care itself run?

Insurance 147

Insurance Healthcare Retail Medicine 147

The Big Picture

NOVEMBER 15, 2022

NADIG: So the reason is because, you know, when we look at how the corporate economy works, there are investments that you have to make. So as much as I’m personally still a pretty strong skeptic of active management, I mean, I understand the math, and the odds are not in your favor. It’s how math works. No, no, no.

Management 278

Management Assets Portfolio Investments 278

The Big Picture

OCTOBER 3, 2023

You’re doing a lot of math in your head on the Fly. I’m doing, I’m doing an awful lot of math in my head on the fly. Bonds, you got 00:22:11 [Speaker Changed] All you, we can call, you want bond, you know, the government of Mexico can turn around and reissue can, can open the issue or reissue a new bond tomorrow.

Taxes 280

Taxes Banking Clients Management 280

The Big Picture

SEPTEMBER 26, 2022

CASE: Well, actually when we started in 1985, it was — the Internet was restricted to government agencies and educational institutions. The math never seems to work out. And the process is going to lift up their particular communities and strengthen America in terms of having, you know, kind of a more inclusive economy.

Startup 173

Startup Investments Investing Numbers 173

The Big Picture

OCTOBER 31, 2022

It’s a government requirement. RITHOLTZ: So 5% funds rate, what does that do to the economy? I’ve just been a little bit surprised that the Fed, etcetera, has not been trying to address this because how has it become so vigorous on pressing monetary policy when it — well, what is really happening in the real economy?

Numbers 147

Numbers Investing Investments Marketing 147

The Big Picture

AUGUST 23, 2022

You begin in Salomon Brothers in the 1990s early in your career and you kind of successfully stumble into some privatization of government entities in Poland while you’re at Salomon. So, I did the math, 20 million times a hundred. And so, I said, at what price does the government selling you 51 percent and he said, $2.5

Government 321

Government Banking Numbers Investments 321