Clever Girl Finance

OCTOBER 4, 2022

This is because consumers become concerned about the economy or have lost their jobs and means of income. Recession-proof businesses are usually in industries that are not severely impacted by a decline in the economy. Here are 14 good businesses to start in a bad economy: 1. What does a recession mean? Baby products.

Food 105

Food Economy Healthcare Economics 105

The Big Picture

AUGUST 8, 2022

ANAT ADMATI, PROFESSOR OF FIANCE AND ECONOMICS, STANFORD GRADUATE SCHOOL OF BUSINESS: So, my journey starts where I took a lot of math. I was good in math and I love the math. So, I was kind of, in my romantic mind when I was in my early 20s, I was going to take but not give back to math, that kind of thing.

Banking 204

Banking Government Insurance Taxes 204

The Big Picture

SEPTEMBER 12, 2022

I — I loved math, but really, I was going to go down that literature route more than anything else and — and study Spanish literature. BITTERLY MICHELL: … obviously, the United States, the global economy. BITTERLY MICHELL: … difficult situations for those who were retiring, right, and those …. I love statistics.

Clients 299

Clients Wealth Management Banking Investments 299

The Big Picture

NOVEMBER 15, 2022

Let Mr. Market do his thing and we’ll find out how we did when we get ready to retire. NADIG: So the reason is because, you know, when we look at how the corporate economy works, there are investments that you have to make. I read all those academic papers, I understand where the math comes from. It’s how math works.

Management 278

Management Assets Portfolio Investments 278

Mr. Money Mustache

MAY 20, 2022

And just to amplify everything even further, China has launched a batshit crazy (and medically impossible) “zero covid” policy, locking down hundreds of millions of its own people who can no longer produce or export the things that the rest of the world’s economy had grown to rely upon. Everything else is just silly noise.

Marketing 53

Marketing Marketing Retirement Investments 53

Clever Girl Finance

JANUARY 29, 2023

With the economy reeling from the impact of the most recent pandemic and racial injustice at the forefront of many conversations, we cannot ignore the student loan crisis and its impact on black women. The math for this adds up over years of work and can cost quite a bit of income. The student debt crisis is part of that.

Budgeting 105

Budgeting Education Planning Government 105

The Big Picture

OCTOBER 21, 2024

I’m good at math and science and you know, I always had an idea what go into business, but I felt that electrical engineering would be a good foundation. I mean, think about the deficits we, we have when it’s pretty much full employment, economy’s still pretty strong. 00:02:16 [Speaker Changed] Me too.

Numbers 147

Numbers Banking Investments Investing 147

Good Financial Cents

FEBRUARY 10, 2023

You can become a tutor in almost any subject, but science and math are two of the most profitable niches. Food or Package Delivery The gig economy has revolutionized everything from how we order food to the way we get around. Tutoring Tutoring is one of the best strategies for helping children who are struggling with their schoolwork.

Advertising 102

Advertising Media Food Management 102

The Big Picture

AUGUST 20, 2024

00:03:14 [Mike Greene] So that was actually an outgrowth from my experience coming out of Wharton and you mentioned the, the, you know, the transition of people who tended to be skilled at math or physics into finance. There’s a continual, the economy continues to grow. It goes so far. Did you give me cash?

Assets 173

Assets Management Portfolio Marketing 173

The Big Picture

DECEMBER 6, 2022

It has to be such a different set, the retirement planning is different, the safety net is different. People in Spain when I was growing up in the ‘80s and ‘90s, they expect to just retire and have the government give them like a paycheck every month. So a phenomenal learning experience with both Jefferies and Morgan Stanley.

Clients 162

Clients Investments Investing Management 162

The Big Picture

SEPTEMBER 19, 2023

One, one is true and I’ve always said is that I wanted people to stop, ask if I could doing math. And no one asked me if I can do math anymore with a degree from Booth, particularly in econometrics and statistics. So people really ask you, you take French and can you do math. So I applied to Maryland State retirement.

Assets 147

Assets Management Investments Investing 147

The Big Picture

AUGUST 29, 2023

And when you saw the US Ag down 13% last year, for folks, again, who are investing for retirement and in their 529 plans, they’re not concerned about it. But when you translate that to folks who might have a heavy municipal bond portfolio, and those folks who are in retirement, and they don’t like principal losses.

Portfolio 130

Portfolio Investments Investing Numbers 130

The Big Picture

FEBRUARY 6, 2024

I’d say management consulting is any of the other thing that least at that time was the other career trajectory, just my personality, more of a math oriented introvert. And that a bit of that cult, Dick and Ike are both retired now. And I very much get the sense he has no interest in retiring. Learn math, learn history.

Valuation 130

Valuation Investments Investing Assets 130

The Big Picture

SEPTEMBER 10, 2024

I don’t even know what it’s going to be yet, but I mean, I’m not retiring. I mean, if you take out the government spending, you probably are on a recession in a private economy. And that’s your focus on government, both fiscal and monetary support for the economy. So that’s the math.

Valuation 162

Valuation Clients Investments Investing 162

Good Financial Cents

JUNE 25, 2023

Anyone with an Internet connection can participate in the cryptocurrency economy. When a miner is first to succeed in solving the complex math to process a new block of transactions, that person is rewarded with the transaction fees from recent users and newly minted bitcoin. Can Beginners Invest in Bitcoin?

Investments 76

Investments Investing Accounting Commission 76

The Big Picture

NOVEMBER 22, 2022

My dad was a naval officer who retired shortly before I was born. What did your dad retire from doing? He retired and went to work at the Library of Congress as personnel. RITHOLTZ: Why is it not surprising that a math nerd is also a placekicker? Tell us about those experiences. So my dad is actually from Mississippi.

Recruitment 147

Recruitment Engineering Banking Investments 147

Clever Girl Finance

JULY 12, 2022

You might choose to create multiple savings buckets for different purposes, some of them as sinking funds and others as retirement income. These numbers won’t be exact, as they’re subject to changes in the economy and other factors. It’s definitely possible that you’d pick more than one of these savings goals to focus on.

Planning 52

Planning Budgeting Accounting Numbers 52

The Big Picture

JULY 19, 2022

Following the financial crisis and the Fed cutting rates, economy and the market starts recovering in late 2009 and then 2010 and we kept hearing from a lot of different value corners, hey, everything is richly priced. There’s old and there’s old but there’s not both. Bonds are the most expensive. RITHOLTZ: Right.

Investments 130

Investments Investing Valuation Portfolio 130

The Big Picture

JUNE 18, 2024

And at the time when I graduated the economy, it was very good. So the fact that I had a sociology degree really didn’t impede, I think getting into business Barry Ritholtz : And you end up in like what some would think of as kind of a dry, legalistic part of Fidelity, the ERISA Division, which focuses on retirement accounts.

Media 147

Media Food Advertising Investments 147

Good Financial Cents

APRIL 19, 2023

The idea of passive income is to supplement, augment or get you out of your job so you can retire, travel, or spend more time with loved ones. Thanks to the likes of Airbnb and others, these sharing economy services have shown us it’s not so scary! Passive Income is all about protecting your time. What Passive Income is not.

Accounting 105

Accounting Investments Investing Media 105

The Big Picture

JANUARY 24, 2023

I will say when there were fewer firms, I was effectively — there had Ted and Nick Forstmann, Brian little had retired from the firm. So I mean, in ’07 and ’08, you know, what killed the economy in ’07 and ‘08 were mortgages going down. RITHOLTZ: So it’s different math then I need 100x winner versus 99?

Investments 263

Investments Investing Numbers Banking 263

David Nelson

MARCH 6, 2023

And why did Congress just vote to block President Biden’s Department of Labor rule, a rule that encourages private retirement fiduciary is to use ESG in the decision-making process? When it comes to retirement, we’re talking about people’s life savings and quality of life in their golden years. Do the Math!

Fiduciary Duty 52

Fiduciary Duty Investments Investing Math 52

Mr. Money Mustache

NOVEMBER 10, 2020

So I decided to take some action, by doing the math for myself using a spreadsheet. And as you scale up the operation, some economies of scale on things like space and equipment make it even better. I am guessing that you might feel the same way these days – most of us Americans are in the same boat. Conclusion.

Insurance 58

Insurance Medical Medicine Healthcare 58

The Big Picture

APRIL 8, 2025

We’re serving family offices, we’re serving institutions, we’ve done acquisitions in, in the stock plan businesses, in the retirement businesses. They want a financial plan, they want some advice, they want to think about whether it’s saving for a home or college or, or retirement. We have a very robust economy.

Asset Allocation 147

Asset Allocation Wealth Management Clients Assets 147

Aleph

JANUARY 14, 2023

Jan 10, 2023 The California Public Employees’ Retirement System is making a $1Bn wager that small private equity firms can boost the pension giant’s returns and clout [link] CALPERS has a knack for being late… adding money to two small private equity shops now? It is the opposite, except in the top decile.

Math 59

Math Assets Banking Government 59

The Big Picture

AUGUST 23, 2022

So, I did the math, 20 million times a hundred. So, let me just repeat the math. And so, again, I went through this simple math. And this guy, you know, there’s no mandatory retirement age for a federal judge and we got in front of this guy and he didn’t understand. How many do you have in your fleet?

Government 321

Government Banking Numbers Investments 321

The Big Picture

APRIL 8, 2024

I’d been ranked i i back in the seventies, if you can do the math. Your real business is having the best perspective of what is happening this moment in the economy. 00:19:54 [Speaker Changed] So you retired if it’s not working and you move on to the next that. So at that point, I had a pretty big career.

Economy 147

Economy Clients Banking Economics 147

The Big Picture

MARCH 17, 2025

It’ll reduce new company formation, it’ll make us borrowing costs skyrocket, it’ll devalue the US dollar, it’s gonna cause rampant inflation and it will act as a drag on the overall economy. Wasn’t the Excel spreadsheet error, which changed their math. And their economy seems to be doing just fine.

Taxes 147

Taxes Economy Government Budgeting 147

The Big Picture

JANUARY 7, 2025

But within a year and a half I retired all our hedge fund business because I could see the capital inflows going into the private markets opportunity. The interlinkages between women, our education policy, labor force, productivity, and again, ultimately the growth of the economy. That was the right call to make. Fascinating.

Valuation 130

Valuation Engineering Numbers Marketing 130

The Irrelevant Investor

AUGUST 9, 2018

The median retirement account balance of people ages 56 to 61 is just $25,000. Whatever else happened, retired policemen and firefighters and teachers would be paid. workers participate in an employer-sponsored retirement plan. ( The Atlantic asks Are Stock Buybacks Starving the Economy ? That is no longer the case."

Economics 52

Economics Investments Investing Distribution 52

The Big Picture

JULY 15, 2024

If you are at all interested in fixed income, how you assess bonds, how you evaluate the economy, the market, what the fed’s gonna do, what clients want, how to assess risk in credit markets, well then you are gonna really enjoy this conversation. That’s where the economy was at that point. But those guys are great, right?

Portfolio 147

Portfolio Banking Management Portfolio Management 147

The Big Picture

OCTOBER 31, 2022

RITHOLTZ: So 5% funds rate, what does that do to the economy? I’ve just been a little bit surprised that the Fed, etcetera, has not been trying to address this because how has it become so vigorous on pressing monetary policy when it — well, what is really happening in the real economy? SIEGEL: Yeah. So two questions.

Numbers 147

Numbers Investments Investing Marketing 147

The Big Picture

JUNE 20, 2023

MORGENSON: And so you have pensioners at Bristol-Myers or Lockheed or Coors is another who are really relying on private equity to do the right thing for their pensions going forward, for their retirement, for their payouts when they need them. So corporate pensions that gave a worker a reasonable shot at a prosperous retirement.

Insurance 147

Insurance Healthcare Retail Medicine 147

The Big Picture

AUGUST 22, 2023

I went there because I was fearful that being a professor would be like retiring in your 20s. So if you think the economy’s going to go sour and then you learn that’s not true, you might well be extremely credulous, meaning willing to believe the happy thing, even though it’s disconfirming of your belief.

Economics 245

Economics Media Government Numbers 245

The Better Letter

JANUARY 2, 2025

As always, I lead with Wall Street, the markets, and the economy, the objects of my day job. For example, Michael Moore, famous for being one of the few people who predicted Donald Trump’s election win in 2016, confidently declared that Mr. Trump would not win again in 2024 ( Do The Math: Trump Is Toast ). Happy Retirement, Paul!

Management 103

Management Marketing Marketing Economics 103