Thu.Dec 26, 2024

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Question #9 for 2025: What will happen with house prices in 2025?

Calculated Risk

Today, in the CalculatedRisk Real Estate Newsletter: Question #9 for 2025: What will happen with house prices in 2025? Excerpt: Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2025. Some of these questions concern real estate (inventory, house prices, housing starts, new home sales), and Ill post thoughts on those in this newsletter (others like GDP and employment will be on my blog).

Economics 147
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2025 Outlook Q&A: Industry Regulation to Focus on Digital Assets

Wealth Management

Carlo di Florio, president of the industry compliance consulting firm ACA Group, said SEC Chair Nominee Paul Atkins approach to digital assets would be one of the most important legacies hell leave should he be confirmed.

Assets 245
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Question #8 for 2025: How much will Residential investment change in 2025? How about housing starts and new home sales in 2025?

Calculated Risk

Today, in the CalculatedRisk Real Estate Newsletter: Question #8 for 2025: How much will Residential investment change in 2025? How about housing starts and new home sales in 2025? Excerpt: Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2025. Some of these questions concern real estate (inventory, house prices, housing starts, new home sales), and Ill post thoughts on those in this newsletter (others like GDP and employment will be on my blog).

Sales 147
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2024 Year in Review: Another New Fiduciary Rule

Wealth Management

The Department of Labor finalized its latest attempt at a fiduciary rule this year, which was quickly halted by the courts.

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Are Robots Replacing You? Keeping Humans in the Loop in Automated Environments

Speaker: Erroll Amacker

As businesses increasingly adopt automation, finance leaders must navigate the delicate balance between technology and human expertise. This webinar explores the critical role of human oversight in accounts payable (AP) automation and how a people-centric approach can drive better financial performance. Join us for an insightful discussion on how integrating human expertise into automated workflows enhances decision-making, reduces fraud risks, strengthens vendor relationships, and accelerates R

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Do sell-side analysts say “buy” while whispering “sell”?

Alpha Architect

Managers are more likely to vote for analysts who exhibit greater say-buy/whisper-sell behavior toward these man agers. This suggests that analysts reduce the accuracy of their public recommendations, thereby maintaining the value of their private advice to funds. Do sell-side analysts say buy while whispering sell? was originally published at Alpha Architect.

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Saturday links: worrying about predators

Abnormal Returns

Autos Most big auto mergers don't work out. (msn.com) Is there any reason to drive faster than 100 mph? (fastcompany.com) We should move faster toward expanding autonomous vehicles. (hunterwalk.com) Should you give your new teen driver a new car or a hand-me-down? (awealthofcommonsense.com) Energy The race is on to build viable sodium-ion batteries.

Media 147

More Trending

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Unemployment Claims Down 1K, Better Than Expected

Advisor Perspectives

In the week ending December 21st, initial jobless claims were at a seasonally adjusted level of 219,000. This represents a decrease of 1,000 from the previous week's figure and is better than forecasts for 223,000.

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Are the same barriers to providing comprehensive financial planning blocking your 2025 vision?

Leading Advisor

As we approach 2025, its a perfect time to reflect on the roadblocks holding you back. If youre a financial advisor or life insurance agent,… The post Are the same barriers to providing comprehensive financial planning blocking your 2025 vision? appeared first on Leading Advisor - Simon Reilly.

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In American Debt We Trust — But for How Long?

Advisor Perspectives

America’s national debt would have horrified Ronald Reagan.

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What Does Car Insurance Cover (or Not Cover)?

YouSet Insurance

Get a better sense of what car insurance covers in Canada, and what it doesnt, with the help of this article.

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Book of Secrets on the Month-End Close

Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

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The 5 Biggest Forces to Watch in Corporate America

Advisor Perspectives

The C-suites and boardrooms of corporate America should be on high alert entering 2025.

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Kitces & Carl Ep 154: The Limits Where Technology Can’t Scale Financial Planning Advice

Nerd's Eye View

Just a few decades ago, giving financial advice was largely a manual process – printing lengthy financial plans, processing physical checks, and managing paper files. Then, technology evolved, introducing tools like Excel, the internet, and sophisticated financial planning and CRM software that transformed how advisors deliver financial advice.

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US Continuing Claims Rise to Highest in More Than Three Years

Advisor Perspectives

Recurring applications for US unemployment benefits rose to the highest in more than three years, adding to signs that it is taking longer for out-of-work people to find a job.

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Longform links: a television company

Abnormal Returns

Books Insights from "The Art of Uncertainty: How to Navigate Chance, Ignorance, Risk and Luck" by David Spiegelhalter. (theguardian.com) An excerpt from Father Nature: The Science of Paternal Potential by James K. Rilling. (thereader.mitpress.mit.edu) Finance How do 'synthetic risk transactions' or SRTs work? (on.ft.com) The 30-year mortgage wasn't built for climate change.

Taxes 162
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Stop Falling Short When It Matters Most—The Elite Advisor’s Playbook to Success

Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?

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Treasuries Fall as Long Rates Expand Gap Over Short Maturities

Advisor Perspectives

Treasuries were under pressure in a holiday-shortened session as investors remain wary to park cash in US government debt that matures in a decade or more.

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Thursday links: precise mass

Abnormal Returns

Markets A different measure of rising S&P 500 concentration. (apolloacademy.com) Investors are increasingly on edge, fearful of missing out. (howardlindzon.com) AI The range for outcomes at OpenAI is really wide. Some historical analogues including Visa, Napster and Lehman Brothers. (sherwood.news) It's impossible to know if AI is feeding you biased or manipulated results.

Media 147
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Stocks Rise in Shortened Session

Advisor Perspectives

Today often kicks off the Santa Claus rally. Stocks rose and volatility is down sharply from recent peaks, but yields keep rising, which has hurt the non-tech part of the market.

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Weekly Initial Unemployment Claims Decrease to 219,000

Calculated Risk

The DOL reported : In the week ending December 21, the advance figure for seasonally adjusted initial claims was 219,000 , a decrease of 1,000 from the previous week's unrevised level of 220,000. The 4-week moving average was 226,500, an increase of 1,000 from the previous week's unrevised average of 225,500. emphasis added The following graph shows the 4-week moving average of weekly claims since 1971.

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Demo SkyStem’s Award Winning Month-End Close Solution & Earn $100

Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.

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Volatility and Opportunity

Advisor Perspectives

We expect the playbook for emerging markets to be one of volatility at the start of the year, transitioning to growth and opportunity as U.S. trade policies and China stimulus plans become clearer.

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Boxing Day ETF Spectacular!

Random Roger's Retirement Planning

At the start of December, Simplify ETFs listed the Simplify Gold Strategy PLUS Income ETF (YGLD). It is in part a proxy for gold with derivative income strategy overlay. At the moment, most of option positions are short put spreads on some broad indexes as well as MicroStrategy (MSTR). With this sort of multi-asset/strategy fund it would make sense that a prospective investor would expect that it will be a proxy for the underlying, gold in this case, to at least some extent.

Taxes 52
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The US Economy’s Trust Deficit

Advisor Perspectives

In a complex economy, agents must rely on intermediaries – including the traditional media, government, or experts – to close information gaps, anchor beliefs, and determine equilibrium. But this process can work only if the intermediaries are trustworthy, and many Americans are not convinced that they are.

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Decoding the Fed’s Latest Meeting: Impacts and Insights

Advisor Perspectives

The Federal Reserve’s recent meeting signaled a notable shift in its monetary policy approach.

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Next-Level Fraud Prevention: Strategies for Today’s Threat Landscape

Speaker: Sierre Lindgren

Fraud is a battle that every organization must face – it’s no longer a question of “if” but “when.” Every organization is a potential target for fraud, and the finance department is often the bullseye. From cleverly disguised emails to fraudulent payment requests, the tactics of cybercriminals are advancing rapidly. Drawing insights from real-world cases and industry expertise, we’ll explore the vulnerabilities in your processes and how to fortify them effectively.

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Bargain, Value Trap or Something in Between?

Advisor Perspectives

Over the last decade, U.S. large cap growth stocks have been far and away the best performing major financial asset in the world.

Assets 52
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What Factors Could Help the Markets and Economy Prosper in 2025?

Advisor Perspectives

Happy Holidays! As the page for the new calendar year will soon turn, three cheers for a happy, healthy, and prosperous new year! With 2024 rapidly drawing to a close, we reflect on the year and all that’s transpired—our readers are wonderful, the economy remains in good shape, and market returns have been stellar for those who participate.

Economy 45
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US Oil Exports to China Dwindle as Demand Wanes, Buying Shifts

Advisor Perspectives

US crude exports to China plunged by almost half this year as shifts in the nation’s economy weighed on demand and it bought more barrels from other countries including Russia and Iran.

Economy 40
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2025 Economic & Market Outlook: Turning the Page

Advisor Perspectives

For 2025, the financial markets will be entering a new chapter in the ever-evolving policy story. Indeed, not only will the U.S. economy be operating under a new political and attendant fiscal backdrop, but it will also be in the midst of a different monetary policy setting—rate cuts, not the after-effects of rate hikes.

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Fall In Love With the Month-End Close

It's the time of year to give our close process some TLC. Join us in this one hour webinar where we discuss how to adopt leading practices and infuse technology into the month-end close process to improve our experience and increase our productivity during month-end and quarter-end close. Learning Objectives: This course's objective is to understand how the month-end close can be improved with automation and adoption of leading practices.