Nerd's Eye View

MARCH 27, 2024

One way financial advisors can add value for retiring clients is to estimate how much they can spend sustainably during their retirement years without depleting their investment portfolio. Advisors in this position have several options to help them determine a client's initial spending level, from 'static' approaches like the 4% Rule to more dynamic approaches that allow for higher initial withdrawal rates (but introduce the possibility of spending cuts during retirement).

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Retirement Portfolio Clients Financial Advisor 188

Calculated Risk

MARCH 27, 2024

From the MBA: Mortgage Applications Decrease in Latest MBA Weekly Survey Mortgage applications decreased 0.7 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending March 22, 2024. The Market Composite Index, a measure of mortgage loan application volume, decreased 0.7 percent on a seasonally adjusted basis from one week earlier.

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Marketing Marketing 129

Alpha Architect

MARCH 27, 2024

Options have a bad reputation, and for good reason. After all, our friends at Wall Street Bets have taken over and turned the options market into a casino. But just like options can be used for gambling, they can also be used to structure risk and formulate payoffs that have the potential to reduce risk at the portfolio level. In fact, options are one of the best tools at our disposal to manage portfolio risk, if used correctly.

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Portfolio Management Marketing Marketing 120

Wealth Management

MARCH 27, 2024

Advisors that custody with Altruist get access as a feature of the platform, but non-Altruist advisors can join and use it as a standalone product as well.

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Speaker: Amanda Adams, Fractional CFO, CPA

Are you ready to elevate your accounting processes for 2025? 🚀 Join us for an exclusive webinar led by Amanda Adams, a seasoned fractional CFO and CPA passionate about transforming back-office operations for finance teams. This session will cover critical best practices and process improvements tailored specifically for accounting professionals.

Accounting

Calculated Risk

MARCH 27, 2024

Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Thursday: • At 8:30 AM ET, Gross Domestic Product, 4th Quarter and Year 2023 (Third Estimate) , GDP by Industry, and Corporate Profits. The consensus is that real GDP increased 3.2% annualized in Q4, unchanged from the second estimate. • Also at 8:30 AM, The initial weekly unemployment claims report will be released.

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Sales Manufacturing Management 113

Calculated Risk

MARCH 27, 2024

Today, in the Calculated Risk Real Estate Newsletter: Fannie and Freddie: Single Family Serious Delinquency Rate Decreased, Multi-family Decreased in February Brief excerpt: Single-family serious delinquencies decreased in February, and multi-family serious delinquencies decreased after the huge surge in January. Freddie Mac reports that the multi-family delinquencies rate declined to 0.35% in February, and down from 0.44% in January.

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Marketing Marketing 106

Advisor Perspectives

MARCH 27, 2024

You're accustomed to analyzing market trends, understanding financial products, and strategizing to achieve your clients' financial well-being.

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Clients Marketing Marketing 111

Calculated Risk

MARCH 27, 2024

Today, in the Calculated Risk Real Estate Newsletter: Inflation Adjusted House Prices 2.4% Below Peak Excerpt: It has been over 17 years since the bubble peak. In the January Case-Shiller house price index released yesterday, the seasonally adjusted National Index (SA), was reported as being 71% above the bubble peak in 2006. However, in real terms, the National index (SA) is about 10% above the bubble peak (and historically there has been an upward slope to real house prices).

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Advisor Perspectives

MARCH 27, 2024

I’ve been through several excellent management training courses and seminars during my 25+-year career serving the advisory profession. But I always walk away with the feeling that I’m too nice.

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Management 98

Speaker: Abdi Ali, Sr. Lease Accounting Consultant

Join this insightful webinar with industry expert Abdi Ali, who will discuss the challenges that can arise from managing lease accounting with spreadsheets! He will share real-world examples of errors, compliance issues, and risks that may be present within your spreadsheets. Learn how these tools, while useful, can sometimes lead to inefficiencies that affect your time, resources, and peace of mind.

Accounting

Wealth Management

MARCH 27, 2024

The wirehouse claims that Zak Gardezy resigned from the firm and began soliciting former clients originally referred from Morgan Stanley’s E*Trade division.

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Clients 110

MainStreet Financial Planning

MARCH 27, 2024

In an earlier post, I summarized many of the housing options people can consider in retirement. You can check out the article here. This post takes a deeper dive into CCRCs (Continuing Care Retirement Communities also known as Life Plan Communities) CCRCs are an all-in-one solution to aging in place for people over 60. Residents start out living independently in their own apartments, duplexes, or single-family homes in the community.

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Retirement Transportation Planning Healthcare 79

Wealth Management

MARCH 27, 2024

Re-Envision Wealth Anna N’Jie Konte details the importance of speaking on a "human" level to clients.

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Clients 121

Calculated Risk

MARCH 27, 2024

From the Philly Fed : The Federal Reserve Bank of Philadelphia has released the coincident indexes for the 50 states for January 2024. Over the past three months, the indexes increased in 49 states and decreased in one state, for a three-month diffusion index of 96. Additionally, in the past month, the indexes increased in 39 states, decreased in seven states, and remained stable in four, for a one-month diffusion index of 64.

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Manufacturing Banking Economics Numbers 76

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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

Accounting

Wealth Management

MARCH 27, 2024

Open, honest and candid discussion about Empower's retirement income platform, the latest retirement megatrend, advisors warming to DC plans and more.

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Retirement Planning 105

Advisor Perspectives

MARCH 27, 2024

More advisors and firms are moving to fee-centric affiliation models, dropping their FINRA registrations and focusing on providing investment advice for a fee. What is the driver behind this trend? Today, we’ll explore the models under which an advisor could move to a fee-based practice, the benefits, the changes from a product and compensation perspective, and the key considerations for those considering this move.

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Investing Investments 64

Wealth Management

MARCH 27, 2024

It's time for RIAs to break free from the comfort zones that have defined the industry for many decades.

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Trade Brains

MARCH 27, 2024

Domestic Institutional Investors In India: The country has prospered as a result of government policies, which have created long-term wealth for investors. The markets move in response to news and events, and when some prominent investors invest or divest in a company, the stock price moves sideways or downward. The DIIs importance in investing in Indian markets is to provide stability, support, and growth.

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Pharmaceutical Banking Portfolio Insurance 59

Speaker: Igli Laci, Strategic Finance Leader

In today’s competitive market, pricing is more than just a number — it’s the cornerstone of profitability. The right pricing strategy ensures that you capture the true value of your offering, paving the way for sustainable growth and long-term success. Join Igli Laci, Strategic Finance Leader, in this exclusive session where he will explore how a well-crafted pricing approach balances customer perception with business objectives, creating a powerful tool for securing both competitive advantage a

Numbers

Wealth Management

MARCH 27, 2024

Certain charitable remainder annuity trusts deemed “listed transaction.

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Advisor Perspectives

MARCH 27, 2024

Homebuilders were one of the big surprise winners in the US economy last year as record-low inventory of existing houses for sale and gently rising prices allowed companies such as KB Home and Lennar Corp. to ramp up construction and maintain high profit margins. Both have said they expect more of the same in 2024 — they may be in for another surprise.

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Economy Sales 59

Tobias Financial

MARCH 27, 2024

We’re thrilled to announce that our CEO, Marianela Collado , CPA/PFS, CFP®, CDS ®, has recently been named Personal Financial Planning (PFP) Champion by The American Institute of Certified Public Accountants (AICPA). This recognition is a testament to Marianela’s unwavering dedication to promoting the importance and value that Certified Public Accountant (CPA) Personal Financial Planners bring to the financial planning community.

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Financial Planning Planning Financial Planner CFP 52

Advisor Perspectives

MARCH 27, 2024

US financial regulators have been working on what’s optimistically known as Basel III Endgame – the long, slow effort to reform global banking rules following the crash of 2008. They’re apparently getting cold feet.

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Banking 52

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Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.

Planning

Tobias Financial

MARCH 27, 2024

We’re thrilled to announce that our CEO, Marianela Collado , CPA/PFS, CFP®, CDS ®, has recently been named Personal Financial Planning (PFP) Champion by The American Institute of Certified Public Accountants (AICPA). This recognition is a testament to Marianela’s unwavering dedication to promoting the importance and value that Certified Public Accountant (CPA) Personal Financial Planners bring to the financial planning community.

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Financial Planning Planning Financial Planner CFP 52

Advisor Perspectives

MARCH 27, 2024

Pension funds around the world are significantly underinvested in infrastructure and will help drive growth as they tip more capital into assets that will be part of the global energy transition, according to a report by IFM Investors.

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Assets 52

Wealth Management

MARCH 27, 2024

It may cause trouble down the line If your client is audited.

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Valuation Taxes Clients 98

Advisor Perspectives

MARCH 27, 2024

State and local governments borrowed nearly $9 billion for affordable housing so far this year — the most for the period in at least a decade — as buying a home in the US remains expensive.

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Sales Government 52

Speaker: Hilary Akhaabi, PhD - Founder, Chief Financial & Operations Officer at Go Africa Global

In the fast-paced world of corporate finance, staying ahead of the curve is crucial for sustainable growth and profitability. This exclusive webinar with leading expert Hilary Akhaabi, PhD, will teach you practical ways to navigate complex financial landscapes and enhance your company's revenue management capabilities. Whether you're aiming to refine your financial strategies or seeking innovative solutions to drive performance, this new session is for you!

Management

SEI

MARCH 27, 2024

With the fast-paced and adversarial nature of cyberspace, tracking emerging trends is key to protecting businesses from cyber risks.

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Advisor Perspectives

MARCH 27, 2024

Bitcoin's price rebounded to $70,000 this week and is currently up ~58% year to date. Here's the latest charts on three of the largest cryptocurrencies by market share through 3/26/24.

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Marketing Marketing 52

SEI

MARCH 27, 2024

SEI’s Chief Investment Officer dives deep with FundFire to outline private credit risks in the current market environment

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Investing Investments Marketing Marketing 52