Calculated Risk

APRIL 3, 2025

On Friday at 8:30 AM ET, the BLS will release the employment report for March. The consensus is for 135,000 jobs added, and for the unemployment rate to be unchanged at 4.1%. From Goldman Sachs: We estimate nonfarm payrolls rose by 150k in March , slightly above consensus. We estimate that the unemployment rate was unchanged on a rounded basis at 4.1%. emphasis added From BofA: Nonfarm payrolls are likely to increase by a robust 185k in March , higher than consensus expectations of 135k, due to

Manufacturing 162

Manufacturing Government Numbers 162

Wealth Management

APRIL 3, 2025

Advisors can leverage industry consolidation to grow their business while maintaining independence and delivering objective advice to clients.

Wealth Management 267

Wealth Management Management Clients 267

Calculated Risk

APRIL 3, 2025

Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Friday: At 8:30 AM ET, Employment Report for March. The consensus is for 135,000 jobs added, and for the unemployment rate to be unchanged at 4.1%.

Economics 162

Economics 162

The Big Picture

APRIL 3, 2025

Take a break from the sell-off and plan a fun night for this Monday. Join me on April 7th, 2025 at 7:30 pm for a special evening featuring New York Times bestselling author Michael Lewis, at Landmark Theater in Port Washington. We will be discussing his latest book, plus all of his prior best sellers and films. A Q&A will follow.Everybody who comes gets a signed copy of the new book.

Government 130

Government Planning 130

Speaker: Claire Grosjean

Finance teams are drowning in data—but is it actually helping them spend smarter? Without the right approach, excess spending, inefficiencies, and missed opportunities continue to drain profitability. While analytics offers powerful insights, financial intelligence requires more than just numbers—it takes the right blend of automation, strategy, and human expertise.

Management

Calculated Risk

APRIL 3, 2025

From STR: U.S. hotel results for week ending 29 March On the positive side of the Easter calendar shift , the U.S. hotel industry reported increases across the key performance metrics, according to CoStars latest data through 29 March. 23-29 March 2025 (percentage change from comparable week in 2024): Occupancy: 65.1% (+4.4%) Average daily rate (ADR): US$161.65 (+2.5%) Revenue per available room (RevPAR): US$105.19 (+7.0%) emphasis added The following graph shows the seasonal pattern for the

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Wealth Management

APRIL 3, 2025

The RIA arm of platform provider Savvy Wealth was just at $1 billion in January but has grown by adding advisors, including from Morgan Stanley, Farther and Valeo.

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Wealth Management

APRIL 3, 2025

Monitoring changes in U.S.-listed dividend-focused ETFs is important since this category had $504 billion in assets.

Assets 247

Assets 247

Random Roger's Retirement Planning

APRIL 3, 2025

Markets got pasted today of course. I saw where this was the worst single day drop since one of the bad days during the 2020 Pandemic Crash. Ok, so a quick reminder that bad days have happened before, obvious statement. There have probably been more truly terrible market days than any of us could possible remember. I have no idea when this will end, I don't understand the rationale of what is going on and I have no idea if this will be a serious one or be like the one last August which turned ou

Portfolio Management 45

Portfolio Management Financial Advisor Clients Management 45

Wealth Management

APRIL 3, 2025

The team of six advisors in Destin, Fla. will use Goldman Sachs for custody.

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oXYGen Financial

APRIL 3, 2025

![CDATA[ Hopefully, you've completed your tax return and didn't need to file for an extension. Now, you might be wondering what to do with all the legal documents, receipts, and business papers used in your return. What should you keep, and what can you discard? Which Tax Documents Should You Keep and for How Long? As a general rule, you should retain all tax-related documents for at least.

Taxes 98

Taxes 98

Speaker: David Worrell, CFO, Author & Speaker

Your financial statements hold powerful insights—but are you truly paying attention? Many finance professionals focus on the income statement while overlooking key signals hidden in the balance sheet and cash flow statement. Understanding these numbers can unlock smarter decision-making, uncover risks, and drive long-term success. Join David Worrell, accomplished CFO, finance expert, and author, for an engaging, nontraditional take on reading financial statements.

Numbers

Wealth Management

APRIL 3, 2025

Marketing and growth experts at RIA Edge Nashville discussed how advancements in client outreach and tracking have made it more realistic for even small RIAs to move beyond relying solely on referrals for new business.

Clients 244

Clients Marketing Marketing 244

A Wealth of Common Sense

APRIL 3, 2025

Bill Sweet joined me on the show to answer questions about how TIPS are treated from a tax perspective, what to do with the proceeds from the sale of your house, when you should get an advisor in middle age and how adjustable rate mortgages work. Further Reading: When Buy and Hold Dies The post Presidential Partisan Portfolios appeared first on A Wealth of Common Sense.

Portfolio 71

Portfolio Taxes Sales 71

Wealth Management

APRIL 3, 2025

As client expectations evolve, estate planning is no longer an afterthought for financial advisors.

Estate Planning 241

Estate Planning Clients Planning Financial Advisor 241

Advisor Perspectives

APRIL 3, 2025

Two of the most common estate planning tools to use are a Will and a Revocable Trust. Both essentially perform the same purpose, ensuring your wishes are fulfilled, but they do so in different ways. Understanding their differences can save your family from unnecessary probate, costs, and stress.

Estate Planning 59

Estate Planning Planning 59

Speaker: Erroll Amacker

As businesses increasingly adopt automation, finance leaders must navigate the delicate balance between technology and human expertise. This webinar explores the critical role of human oversight in accounts payable (AP) automation and how a people-centric approach can drive better financial performance. Join us for an insightful discussion on how integrating human expertise into automated workflows enhances decision-making, reduces fraud risks, strengthens vendor relationships, and accelerates R

Accounting

Wealth Management

APRIL 3, 2025

Learn why telling clients I can't imagine how you feel falls short and discover ways to support grieving clients, fostering genuine connections.

Clients 223

Clients 223

Advisor Perspectives

APRIL 3, 2025

Here's an interesting set of charts that will especially resonate with those of us who follow economic and market cycles. Imagine that five years ago you invested $10,000 in the S&P 500. How much would it be worth today, with dividends reinvested but adjusted for inflation? The purchasing power of your investment has increased to $19,313 for an annualized real return of 13.24%.

Economics 52

Economics Investments Investing Marketing 52

Wealth Management

APRIL 3, 2025

State Street Global Advisors, announced that it led a $64 million Series D equity investment in the personalized investing technology provider Ethic.

Ethics 209

Ethics Investments Investing 209

Advisor Perspectives

APRIL 3, 2025

The S&P 500 real monthly averages of daily closes reached a new all-time high in December 2024 but has retreated from it over the past few months. Let's examine the past to broaden our understanding of the range of historical bull and bear market trends in market performance.

Marketing 52

Marketing Marketing 52

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Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

Accounting

Wealth Management

APRIL 3, 2025

"The advisor keeps getting marginalized and resources taken away to give to shareholders. We felt like that was wrong.

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SEI

APRIL 3, 2025

Uncertainty is one of the clear certainties of capital markets. There are times, however, when uncertainty feels morepresent. Read the Q1 SEI Forward.

Marketing 52

Marketing Marketing 52

Wealth Management

APRIL 3, 2025

The first quarter saw a record number of M&A deals in the RIA space, according to DeVoe & Co., with firms having figured out how to do deals in higher interest-rate environments, one consultant said.

Consulting 194

Consulting Numbers 194

Advisor Perspectives

APRIL 3, 2025

Our monthly market valuation updates have long had the same conclusion: US stock indexes are significantly overvalued, which suggests cautious expectations for investment returns. This analysis focuses on the P/E10 ratio, key indicator of market valuation, and its correlation with inflation and the 10-year Treasury yield.

Valuation 52

Valuation Marketing Marketing Investments 52

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Like being inches from the end zone, many advisors are frustratingly close to their next level of success. You work hard. You put in the hours. But if your closing rate is stuck or your pipeline feels like a revolving door… something has to change. Most advisors are just one small shift away from dramatically increasing their revenue. The difference?

Sales

Wealth Management

APRIL 3, 2025

As hard as it is, its important to keep your clients focused on achieving their long-term objectives rather than making hasty moves that could put those objectives at risk.

Clients 182

Clients Investing Investments 182

Advisor Perspectives

APRIL 3, 2025

With the Q4 GDP third estimate and the March close data, we now have an updated look at the popular "Buffett Indicator" -- the ratio of corporate equities to GDP. The current reading is 209.6%, up slightly from the previous quarter.

Valuation 52

Valuation 52

Wealth Management

APRIL 3, 2025

The advisory team includes brothers Brian and Michael Flader and Chris Young. The team will work out of Raymond James Scottsdale branch.

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Advisor Perspectives

APRIL 3, 2025

Here is a look at real (inflation-adjusted) charts of the S&P 500, Dow 30, and Nasdaq composite since their 2000 highs. We've updated this through the March 2025 close.

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Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.

Accounting

Wealth Management

APRIL 3, 2025

Steven Jarvis, the founder and CEO of Retirement Tax Services, offers advice on how a CPA can help increase the growth and enterprise value of an advisors business.

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Taxes Tax Planning Financial Advisor Retirement 155

Advisor Perspectives

APRIL 3, 2025

In the week ending March 29th, initial jobless claims were at a seasonally adjusted level of 219,000. This represents a decrease of 6,000 from the previous week's figure. The latest reading was lower than the 225,000 forecast.

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Calculated Risk

APRIL 3, 2025

The Census Bureau and the Bureau of Economic Analysis reported : The U.S. Census Bureau and the U.S. Bureau of Economic Analysis announced today that the goods and services deficit was $122.7 billion in February , down $8.0 billion from $130.7 billion in January, revised. February exports were $278.5 billion, $8.0 billion more than January exports. February imports were $401.1 billion, less than $0.1 billion less than January imports. emphasis added Click on graph for larger image.

Economics 194

Economics 194

Advisor Perspectives

APRIL 3, 2025

The tiny German village of Rehden, halfway between Hamburg and Frankfurt, is the unlikely ground zero for the next phase of the European energy crisis.

Marketing 52

Marketing Marketing 52

Speaker: Sierre Lindgren

Fraud is a battle that every organization must face – it’s no longer a question of “if” but “when.” Every organization is a potential target for fraud, and the finance department is often the bullseye. From cleverly disguised emails to fraudulent payment requests, the tactics of cybercriminals are advancing rapidly. Drawing insights from real-world cases and industry expertise, we’ll explore the vulnerabilities in your processes and how to fortify them effectively.

Assets