Abnormal Returns

OCTOBER 30, 2024

Podcasts Peter Lazaroff talks with Sara Gelsheimer, Senior Wealth Manager at Plancorp, about the importance of both spouses being involved in their household’s financial decisions (peterlazaroff.com) Carl Richards talks with Jerry Colonna about the 'emotional landscape of money.' (50fires.com) Khe Hy talks 'career earthquakes' with Paul Millerd. (youtube.com) Christine Benz and Amy Arnott talk with Phil Moeller author of "Get What’s Yours for Medicare.

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Retirement Wealth Management Planning Management 222

Nerd's Eye View

OCTOBER 30, 2024

As fiduciaries, financial advisors are required to disclose any conflicts of interest that exist between themselves and their current and potential clients. The conflicts themselves can range from compensation models that impact how much money an advisor might earn as the result of a recommendation (such as specific product recommendations for advisors compensated on commission and 401(k) plan rollover recommendations for AUM-based advisors) to less direct conflicts such as 'soft dollar' benefit

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Advertising Commission Marketing Marketing 176

Abnormal Returns

OCTOBER 30, 2024

Rates Why rates are bucking the Fed. (sherwood.news) What's behind weakness in the long end of the curve? (apolloacademy.com) Finance Charles Schwab ($SCHW) is expanding 24-hour trading. (barrons.com) The crypto industry is licking its chops for the prospects over the next four years. (theatlantic.com) Companies Does Arm Holdings ($ARMH) have an AI future?

Financial Advising 191

Financial Advising Valuation Media Economy 191

Wealth Management

OCTOBER 30, 2024

On his first earnings call, newly appointed chief executive Rich Steinmeier gave no new details on the recent leadership change but struck a forward-looking tone. He added that the firm’s success is not dependent on advisors’ relationship with the CEO but rather the LPL employees they work with day-to-day.

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Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.

Planning

Calculated Risk

OCTOBER 30, 2024

Today, in the Calculated Risk Real Estate Newsletter: Fannie and Freddie: Single Family and Multi-Family Serious Delinquency Rates Increased in September Excerpt: Single-family serious delinquencies increased slightly in September, and multi-family serious delinquencies increased. Freddie Mac reported that the Single-Family serious delinquency rate in September was 0.54%, up from 0.52% August.

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Calculated Risk

OCTOBER 30, 2024

From the MBA: Mortgage Applications Decrease in Latest MBA Weekly Survey Mortgage applications decreased 0.1 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Applications Survey for the week ending October 25, 2024. The Market Composite Index, a measure of mortgage loan application volume, decreased 0.1 percent on a seasonally adjusted basis from one week earlier.

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Government Accounting Sales Marketing 73

Wealth Management

OCTOBER 30, 2024

The combined firm will be based in Los Angeles. In 2022, Crescent Bay received a minority investment from Merchant Investment Management.

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Management Investments Investing 104

Calculated Risk

OCTOBER 30, 2024

From the NAR: Pending Home Sales Advanced 7.4% in September ending home sales rose in September, according to the National Association of REALTORS®. All four major regions experienced month-over-month gains in transactions. Year-over-year, the Northeast and West registered increases while sales remained steady in the Midwest and South. The Pending Home Sales Index (PHSI)* – a forward-looking indicator of home sales based on contract signings – jumped 7.4% to 75.8 in September, the highest level

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Sales Economy Marketing Marketing 67

Wealth Management

OCTOBER 30, 2024

Open, honest and candid discussion about Hightower's NEPC deal, RPA acquisitions, Agilis Partners launching an annuities platform and more.

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Speaker: Igli Laci, Strategic Finance Leader

In today’s competitive market, pricing is more than just a number — it’s the cornerstone of profitability. The right pricing strategy ensures that you capture the true value of your offering, paving the way for sustainable growth and long-term success. Join Igli Laci, Strategic Finance Leader, in this exclusive session where he will explore how a well-crafted pricing approach balances customer perception with business objectives, creating a powerful tool for securing both competitive advantage a

Numbers

Calculated Risk

OCTOBER 30, 2024

From ADP: ADP National Employment Report: Private Sector Employment Increased by 233,000 Jobs in October; Annual Pay was Up 4.6% – Private sector employment increased by 233,000 jobs in October and annual pay was up 4.6 percent year-over-year, according to the October ADP® National Employment ReportTM produced by the ADP Research Institute® in collaboration with the Stanford Digital Economy Lab (“Stanford Lab”).

Economy 67

Economy 67

Wealth Management

OCTOBER 30, 2024

The AI- and machine learning-powered platform helps streamline data aggregation and tax reporting for alternative investments.

Taxes 99

Taxes Investments Investing 99

Norman Marks

OCTOBER 30, 2024

I think we would all agree that identifying the root cause of an issue is important. To quote the Management and Strategy Institute: Root Cause refers to the fundamental reason behind a problem or defect in a process. It is the underlying source that, when addressed, can prevent the recurrence of issues.

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Management Compliance Government 64

Wealth Management

OCTOBER 30, 2024

But clients cited performance, change in service levels, and advisor moves as reasons they would switch advisors today, according to a new Dynasty study.

Clients 81

Clients 81

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

Banking

Calculated Risk

OCTOBER 30, 2024

From the BEA: Gross Domestic Product, Third Quarter 2024 (Advance Estimate) Real gross domestic product (GDP) increased at an annual rate of 2.8 percent in the third quarter of 2024 , according to the "advance" estimate released by the U.S. Bureau of Economic Analysis. In the second quarter, real GDP increased 3.0 percent. The increase in real GDP primarily reflected increases in consumer spending, exports, and federal government spending.

Government 62

Government Food Economics Investments 62

Wealth Management

OCTOBER 30, 2024

Proceeds of $19.5 million from life insurance trusts weren’t included in the taxpayer’s estate.

Taxes 102

Taxes Insurance 102

Alpha Architect

OCTOBER 30, 2024

As someone who has spent considerable time in the ETF landscape, we feel a deep sense of gratitude for the opportunity to share insights on a decision that can significantly impact aspiring ETF entrepreneurs: whether to serve as an advisor or a sub-advisor. One of my teammates, Patrick Cleary, put together a great article that sheds light on the complexities and implications associated with each role.

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Wealth Management

OCTOBER 30, 2024

The agency is promoting its security PIN tool ahead of tax season.

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Taxes 109

Speaker: Joe Buhrmann, MBA, CFP®, CLU®, ChFC® Senior Financial Planning Practice Management Consultant eMoney Advisor

During an era of evolving consumer preferences, the banking sector is undergoing a profound shift. As customers continue to broaden their perspectives, banking professionals must support their customers' financial wellness by providing holistic financial advice that aligns with individual goals and circumstances. Without adapting, financial institutions will find that loyalty may crumble amid uncertainty.

Financial Advice

Calculated Risk

OCTOBER 30, 2024

Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Thursday: • At 8:30 AM ET, The initial weekly unemployment claims report will be released. The consensus is for 230 thousand initial claims, up from 227 thousand last week. • Also at 8:30 AM, Personal Income and Outlays for September. The consensus is for a 0.4% increase in personal income, and for a 0.4% increase in personal spending.

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Management 57

Wealth Management

OCTOBER 30, 2024

Chief Executive Officer Larry Fink has moved aggressively to expand his firm’s footprint in private markets.

Marketing 84

Marketing Marketing 84

A Wealth of Common Sense

OCTOBER 30, 2024

Today’s Animal Spirits is brought to you by Global X and KraneShares: See here to learn more about Global X’s suite of ETFs See here and here for more info on KWEB and China Last Night Subscribe to the Unlock here and here On today’s show, we discuss: We Need to Have a Talk About “Bond Vigilantes” Paul Tudor Jones says market reckoning on spending is coming after election: ‘We are g.

Marketing 54

Marketing Marketing 54

Wealth Management

OCTOBER 30, 2024

UBS is the biggest global wealth manager but lags its peers in the U.S., where it has struggled to scale up the independent broker model it uses.

Wealth Management 70

Wealth Management Management 70

Speaker: Carolina Aponte - Owner and CEO, Caja Holdings LLC

In today's rapidly changing business environment, building a resilient balance sheet is crucial to the survival of any business. A resilient balance sheet allows a company to withstand financial shocks and adapt to changing market conditions. To achieve this, companies need to focus on key strategies such as maintaining adequate liquidity, managing debt levels, diversifying revenue streams, and prioritizing profitability over growth.

Financial Planning

Random Roger's Retirement Planning

OCTOBER 30, 2024

Man Institute had a short post titled Not All Alts Are Created Equal. The paper itself wasn't too in depth but they did provide a little bit of a framework for portfolio construction with alts. They suggested 50% in "dynamic traditional assets" which is some combination of "risk managed" stocks and bonds. They didn't provide detail for what they meant by those terms.

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Portfolio Numbers Risk Management Assets 52

Wealth Management

OCTOBER 30, 2024

The provisions apply to IRA recipients outside the United States.

Distribution 101

Distribution 101

Advisor Perspectives

OCTOBER 30, 2024

The latest job openings and labor turnover summary (JOLTS) report showed that job openings decreased slightly in September, reflecting less hiring. Vacancies decreased to 7.846 million in September from August's downwardly revised level of 7.998 million. The latest reading was less than the expected 7.980 million vacancies.

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Wealth Management

OCTOBER 30, 2024

In communicationFor advisors and wealthtech firms, the goal isn’t to sound sophisticated—it’s to be understood.

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Speaker: Hilary Akhaabi, PhD - Founder, Chief Financial & Operations Officer at Go Africa Global

In the fast-paced world of corporate finance, staying ahead of the curve is crucial for sustainable growth and profitability. This exclusive webinar with leading expert Hilary Akhaabi, PhD, will teach you practical ways to navigate complex financial landscapes and enhance your company's revenue management capabilities. Whether you're aiming to refine your financial strategies or seeking innovative solutions to drive performance, this new session is for you!

Management

Advisor Perspectives

OCTOBER 30, 2024

The weekly leading economic index (WLEI) is a composite for the U.S economy that draws from over 20 time-series and groups them into the following six broad categories which are then used to construct an equally weighted average. As of October 18, the index was at 36.727, up 3.225 from the previous week, with 5 of the 6 components in expansion territory.

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Economics Economy 52

MainStreet Financial Planning

OCTOBER 30, 2024

I’m occasionally asked where a client should be financially compared to others. When it comes to personal finances, many people wonder how they stack up against the rest of the country. Whether it’s savings, retirement funds, or net worth, understanding where you stand can provide valuable perspective on your financial progress. While everyone’s financial journey is unique—and blanket comparisons don’t always tell the whole story—there are certain benchmarks and metrics that can help you m

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Retirement Financial Planning Planning Accounting 52

Advisor Perspectives

OCTOBER 30, 2024

The Conference Board's Consumer Confidence Index® rose in October to the highest level since January. The index increased to 108.7 this month from September's upwardly revised 99.2. This month's reading was much better than expected compared to the 99.5 forecasted.

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