Nerd's Eye View

JULY 5, 2024

Enjoy the current installment of "Weekend Reading For Financial Planners" - this week's edition kicks off with the news that a recent U.S. Supreme Court decision shifting authority to interpret laws passed by Congress from Federal agencies to the judicial system could have significant impacts on regulation of the financial advice industry, including the potential for additional legal challenges to regulations from the Securities and Exchange Commission (SEC), the Department of Labor (DoL), and o

Financial Planner 228

Financial Planner Retirement Financial Advice Commission 228

Abnormal Returns

JULY 5, 2024

Economy Paul Podolsky talks with Lev Borodovsky, creator of The Daily Shot. (paulpodolsky.substack.com) Tyler Cowen talks with Joseph Stiglitz, author of "The Road to Freedom: Economics and the Good Society." (conversationswithtyler.com) Roben Farzad talks with Hal Hodson about the mind-boggling solar revolution. (pod.link) Alternatives Eric Golden talks with Phil Huber, Head of Portfolio Solutions at Cliffwater, about the case for private credit.

Economy 216

Economy Economics Management Portfolio 216

Wealth Management

JULY 5, 2024

On the Foundation for Research on Equal Opportunity website, advisors and clients can search for the ROI of individual programs offered by private and state colleges and universities.

Clients 125

Clients 125

Abnormal Returns

JULY 5, 2024

Markets The U.S. stock market has crushed international competitors since the GFC. (bilello.blog) A stock picker's market still requires actually picking winning stocks. (wsj.com) Finance Free checking is privilege, not a right. (wsj.com) Active bond ETFs are booming. (ft.com) Real estate Apartment building loans are increasingly at-risk. (nytimes.com) Suburban and CBD are two very different office markets.

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Financial Advising Economy Sales Media 165

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Time and time again we tell ourselves and others NOT take action on something that is not "broken." We apply that mindset at home and at work. Sometimes, it doesn’t work out so well. Because when it's truly broken, it's usually an emergency, costs more and causes stress. Join us in this webinar where we share ways where you are able to anticipate your needs, understand benefits that you will get from getting better now instead of later, and relieving your team of tasks that they don't need to be

Accounting

A Wealth of Common Sense

JULY 5, 2024

My personal finance pipedream for America is that we adopt something like Australia’s retirement system where workers are forced to save a certain percentage of their income for retirement. That pipedream will never happen because Americans hate being forced to do anything. You need to make people think that saving for retirement is their idea.

Investing 120

Investing Investments Retirement 120

Alpha Architect

JULY 5, 2024

Atilgan, Demirtas, and Gunaydin found that there has been a pollution premium for US stocks and that the premium translated into superior investment performance. Polluters Provide Higher Returns than Non-Polluters was originally published at Alpha Architect. Please read the Alpha Architect disclosures at your convenience.

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Investing Investments 117

Wealth Management

JULY 5, 2024

If your only differentiator is that you charge 75 basis points, you’ll likely lose the battle when the advisor across town drops to 50.

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Advisor Perspectives

JULY 5, 2024

There is a general belief that there are four big indicators that the NBER Business Cycle Dating Committee weighs heavily in their cycle identification process. This commentary focuses on one of those indicators, nonfarm employment. June saw a 206,000 increase in total non-farm payrolls and the unemployment rose to 4.1%.

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Wealth Management

JULY 5, 2024

Retirement industry thought leaders answer three probing questions on critical issues, providing an open, honest and candid dialogue.

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Retirement 120

Speaker: Don Gallianza, Credit Manager at Chevron Phillips Chemical and Indy Chakrabarti, Chief Marketing Officer at HighRadius

4 Case Studies to Optimize DSO 26 Days Sales Outstanding. Already better than most. But, should you improve on that? Why would 3 fewer days even matter? It matters because it fundamentally transforms business outcomes. Join this webinar to explore 4 things companies do to reclaim hard dollars - not just soft costs - and go from good to great! What You'll Learn 6 operational KPIs every AR manager should track: Define and track these metrics to enhance performance, drive efficiency, and make infor

Sales

Calculated Risk

JULY 5, 2024

The headline jobs number in the June employment report was above expectations, however April and May payrolls were revised down by 111,000 combined. The participation rate increased, the employment population ratio was unchanged, and the unemployment rate increased to 4.1%. Construction employment increased 27 thousand and is now 630 thousand above the pre-pandemic level.

Numbers 84

Numbers Economics Manufacturing 84

Wealth Management

JULY 5, 2024

F2 Strategy's co-founder and CEO provides his take on the most important wealth management technology news of the last month.

Wealth Management 111

Wealth Management Management 111

Calculated Risk

JULY 5, 2024

What this means: On a weekly basis, Realtor.com reports the year-over-year change in active inventory and new listings. On a monthly basis, they report total inventory. For April, Realtor.com reported inventory was up 35.2% YoY, but still down almost 34% compared to April 2017 to 2019 levels. Now - on a weekly basis - inventory is up 38.1% YoY. Realtor.com has monthly and weekly data on the existing home market.

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Sales Numbers Marketing Marketing 72

Wealth Management

JULY 5, 2024

A federal judge delayed implementation of the US Federal Trade Commission’s near-total ban on noncompete agreements.

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Speaker: Igli Laci, Strategic Finance Leader

In today’s competitive market, pricing is more than just a number — it’s the cornerstone of profitability. The right pricing strategy ensures that you capture the true value of your offering, paving the way for sustainable growth and long-term success. Join Igli Laci, Strategic Finance Leader, in this exclusive session where he will explore how a well-crafted pricing approach balances customer perception with business objectives, creating a powerful tool for securing both competitive advantage a

Numbers

Calculated Risk

JULY 5, 2024

Today, in the Calculated Risk Real Estate Newsletter: Moody's: Apartment Vacancy Rate Unchanged in Q2; Office Vacancy Rate at New Record High A brief excerpt: From Moody’s: The office sector set a record vacancy rate at 20.1%, breaking the 20% barrier for the first time in history. The slow bleed occurring in the office sector has led to a steady rise in the vacancy rate as permanent shifts in working behavior have outlasted the initial wave of the pandemic four years ago.

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Wealth Management

JULY 5, 2024

Insignia Financial will lift its global private credit allocation to 3% to 5% of its portfolio in the next year, from its current allocation of close to zero.

Investing 101

Investing Investments Portfolio 101

Trade Brains

JULY 5, 2024

Data Center segment: Imagine a warehouse not filled with usual physical goods but with row upon row of servers, the beating heart of the digital age. These are data centers, the unseen silent giants powering our more connected world. Have you ever wondered how the mail you send, the videos you share, and the online purchase you make flow through the data center facilities?

Engineering 64

Engineering Manufacturing Transportation Healthcare 64

Truemind Capital

JULY 5, 2024

A client said – I understand market valuations are expensive but it doesn’t seem that it will correct much. Everything is positive – India’s growth story, expected cut in interest rates, and strong domestic inflows. There is nothing to worry about. The fundamental driver of market peaks and exorbitant valuations is the perception that there is nothing to worry about – there is no investment risk.

Asset Allocation 62

Asset Allocation Marketing Marketing Valuation 62

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Finance Transformation Myths Busted Over 75% of organizations struggle to define the right success metrics to benchmark the impact of their finance transformation investment. Whether you are just initiating your digital transformation journey or planning to pitch your next AI project to leadership, without the right metrics and a rigorous tracking process - all your efforts might go to waste!

Investing

Advisor Perspectives

JULY 5, 2024

Official recession calls are the responsibility of the NBER Business Cycle Dating Committee, which is understandably vague about the specific indicators on which they base their decisions. There is, however, a general belief that there are four big indicators that the committee weighs heavily in their cycle identification process.

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Wealth Management

JULY 5, 2024

James agreed to a two-year, $104 million deal with the Los Angeles Lakers, putting his net worth at almost $1.5 billion.

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Advisor Perspectives

JULY 5, 2024

Rebalancing events help ensure benchmarks maintain exposure to companies within their targeted asset class or markets, but the rebalancing can also impact investment portfolios.

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Portfolio Assets Investing Investments 52

Trade Brains

JULY 5, 2024

Data Center segment: Imagine a warehouse not filled with usual physical goods but with row upon row of servers, the beating heart of the digital age. These are data centers, the unseen silent giants powering our more connected world. Have you ever wondered how the mail you send, the videos you share, and the online purchase you make flow through the data center facilities?

Engineering 52

Engineering Manufacturing Transportation Healthcare 52

Speaker: Hilary Akhaabi, PhD - Founder, Chief Financial & Operations Officer at Go Africa Global

In the fast-paced world of corporate finance, staying ahead of the curve is crucial for sustainable growth and profitability. This exclusive webinar with leading expert Hilary Akhaabi, PhD, will teach you practical ways to navigate complex financial landscapes and enhance your company's revenue management capabilities. Whether you're aiming to refine your financial strategies or seeking innovative solutions to drive performance, this new session is for you!

Management

Random Roger's Retirement Planning

JULY 5, 2024

That question came up in a podcast with Meb Faber and Jerry Parker. Parker is a very well known and long tenured trend (managed futures) manager. He's been in the space as a hedge fund manager since the early 80's but has transitioned to the ETF wrapper with the Blueprint Chesapeake Multi-Asset Trend ETF (TFPN) which started trading a year ago and more recently, tying up with Meb to manage the newly listed Cambria Chesapeake Pure Trend ETF (MFUT).

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Management Portfolio Assets Taxes 52

Advisor Perspectives

JULY 5, 2024

The S&P 500 kicked off the second half of the year with a new record high. The index is currently up 17.38% year to date and has recorded a new all-time high 34 times this year.

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Discipline Funds

JULY 5, 2024

Here are some things I think I am thinking about this weekend. 1) All About Jobs. In an interview with Schwab earlier last week I said that the future path of Fed policy will be determined more so by employment reports and not inflation reports. The reason for this is that the shift in labor markets is likely to be far more meaningful than any shifts we see in future inflation reports.

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Portfolio Economics Management Economy 95

Advisor Perspectives

JULY 5, 2024

This chart series features an overlay of four major secular bear markets: the Crash of 1929, the Oil Embargo of 1973, the Tech Bubble, and the Financial Crisis. The numbers are through the March 28, 2024 close.

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Marketing Marketing Numbers 52

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

Banking

Tobias Financial

JULY 5, 2024

In a recent CNBC article, our Wealth Advisor, Catalina Franco-Cicero, MS, CFP®, CTS , was quoted on the topic of tax strategies during periods of unemployment. Despite a strong labor market, some job applicants face increased competition, leading to prolonged job searches. However, a period of lower income in 2024 could present valuable tax planning opportunities.

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Taxes Tax Planning Wealth Advisor CFP 52

Advisor Perspectives

JULY 5, 2024

Taking a closer look at the different types of active ETFs is important for investors. While many active ETFs incorporate some dynamic investment elements, their management philosophies can differ significantly and that has implications for their performance, risk profile, and alignment with investors’ financial goals.

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Management Investing Investments 52

Advisor Perspectives

JULY 5, 2024

Ongoing budget deficits linger amid the post-COVID economic recovery. While markets appear unconcerned now, the accumulation of debt may exhaust investor patience. Anxiety about the sustainability of the nation’s debt could escalate with the upcoming elections in November. In part one of our series, let’s look at fiscal policy and Treasury debt.

Budgeting 52

Budgeting Economics Marketing Marketing 52