Nerd's Eye View

JANUARY 9, 2025

While financial advisors offer valuable services for their clients, it can sometimes be challenging to gauge how much clients actually value those services. On one hand, a client's willingness to pay an ongoing fee for financial advice suggests that they find the advisor's services worthwhile. On the other hand, the term "financial advice" often refers to much more than asset allocation and wealth management.

Financial Advice 130

Financial Advice Asset Allocation Clients Wealth Management 130

Abnormal Returns

JANUARY 9, 2025

Markets Why the CAPE ratio should be higher today than it was in the past. (theirrelevantinvestor.com) What explains the big divergence between the U.S. and European stock market returns? (albertbridgecapital.com) Finance The stock market is getting more concentrated, and so are actively managed portfolios. (morningstar.com) Sell-side equity research ranks were in decline, even before the introduction of AI.

Media 147

Media Economy Portfolio Management 147

Wealth Management

JANUARY 9, 2025

The additions bring Savvys total number of advisors to 40 and assets under management to more than $1 billion.

Numbers 105

Numbers Assets Management 105

A Wealth of Common Sense

JANUARY 9, 2025

A reader asks: If Bill Sweet’s favorite topic is Roth IRA’s/401K’s, I’d bet his second favorite is tax gain harvesting (in a taxable account). For 2024, individuals with taxable income below $47,025 ($94,050 for married couples) pay 0% tax for long-term capital gains (LTCG). In years when you’re under the threshold you could effectively lock in tax-free long-term gains.

Taxes 98

Taxes Retirement Accounting Asset Allocation 98

Speaker: Sierre Lindgren

Fraud is a battle that every organization must face – it’s no longer a question of “if” but “when.” Every organization is a potential target for fraud, and the finance department is often the bullseye. From cleverly disguised emails to fraudulent payment requests, the tactics of cybercriminals are advancing rapidly. Drawing insights from real-world cases and industry expertise, we’ll explore the vulnerabilities in your processes and how to fortify them effectively.

Assets

Wealth Management

JANUARY 9, 2025

The combination with Harrison Berkman Claypool & Guard and its RIA enhances Coldstreams existing tax and consulting practice and brings its total AUA to $11.1 billion.

Accounting 103

Accounting Consulting Taxes 103

Wealth Management

JANUARY 9, 2025

The deal with Prio Wealth will expand Ceritys offerings for private and corporate clients in the Boston metro area.

Clients 82

Clients 82

Harness Wealth

JANUARY 9, 2025

Backdoor strategies are retirement contribution methods that allow individuals to bypass income limits and contribute to tax-advantaged retirement accounts. The strategies typically involve making after-tax contributions to a traditional IRA or 401(k), then converting those funds into a Roth IRA or Roth 401(k). The approach allows investors to benefit from tax-free growth and withdrawals, even if their income exceeds the eligibility limits for direct Roth contributions.

Taxes 52

Taxes Planning Retirement Retirement Planning 52

Wealth Management

JANUARY 9, 2025

Cardinal Investment Advisors, an institutional consulting firm, will expand upon Mariner Institutional, a new division seeded last year when the RIA acquired two firms with that focus.

Consulting 77

Consulting Investment Advisor Investments Investing 77

Calculated Risk

JANUARY 9, 2025

Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Friday: At 8:30 AM ET, Employment Report for December. The consensus is for 160,000 jobs added, and for the unemployment rate to be unchanged at 4.2%.

59

59

Speaker: Aaron Berson

Managing spend is more than a cost cutting exercise – it's a pathway to smarter decisions that unlock efficiency and drive growth. By understanding and refining the spending process, financial leaders can empower their organizations to achieve more with less. Explore the art of balancing financial control with operational growth. From uncovering hidden inefficiencies to designing workflows that scale your business, we’ll share strategies to align your organization’s spending with its strategic g

Management

Wealth Management

JANUARY 9, 2025

Oklahoma-based financial advisors John David Veitch and his son Drew are joining Raymond James employee advisor channel, designed for breakaways from wirehouses.

Financial Advisor 71

Financial Advisor 71

Advisor Perspectives

JANUARY 9, 2025

Most people assume that the S&P 500 Index will go up over long holding periods.

59

59

Wealth Management

JANUARY 9, 2025

Adrienne Penta started work at the Boston-based SCS this week after spending 15 years at Brown Brothers Harriman.

Wealth Management 69

Wealth Management Management 69

Calculated Risk

JANUARY 9, 2025

On Friday at 8:30 AM ET, the BLS will release the employment report for December. The consensus is for 160,000 jobs added, and for the unemployment rate to be unchanged at 4.2%. There were 227,000 jobs added in November, and the unemployment rate was at 4.2%. From Goldman Sachs: We expect a below-consensus 125k increase in payrolls (vs. +160k consensus) in December.

Manufacturing 59

Manufacturing Numbers 59

Speaker: Duke Heninger, Partner and Fractional CFO at Ampleo & Creator of CFO System

Are you ready to elevate your accounting processes for 2025? 🚀 Join us for an exclusive webinar led by Duke Heninger, a seasoned fractional CFO and CPA passionate about transforming back-office operations for finance teams. This session will cover critical best practices and process improvements tailored specifically for accounting professionals.

Accounting

Wealth Management

JANUARY 9, 2025

MacKillop, a pioneer of flat-fee asset management, said the work of integrating First Ascent into GeoWealth is done, and he's looking for his next professional endeavor.

Assets 61

Assets Management 61

Calculated Risk

JANUARY 9, 2025

Today, in the Calculated Risk Real Estate Newsletter: Update: The Housing Bubble and Mortgage Debt as a Percent of GDP A brief excerpt: Two years ago, I wrote The Housing Bubble and Mortgage Debt as a Percent of GDP. Here is an update to a couple of graphs. The bottom line remains the same: There will not be cascading price declines in this cycle due to distressed sales.

Economy 59

Economy Sales 59

Wealth Management

JANUARY 9, 2025

Security is becoming a central consideration in structuring everything from family offices to succession plans.

Estate Planning 61

Estate Planning Planning 61

Validea

JANUARY 9, 2025

In this episode of Excess Returns, we sit down with Liz Ann Sonders, Chief Investment Strategist at Charles Schwab, for a wide-ranging discussion about markets, the economy, and investing. We explore her unique perspective on the current market environment, including her views on the end of the “Great Moderation” era and the transition to what she calls the “Temperamental Era” – a period likely to bring more volatility in both inflation and economic growth.

Investments 52

Investments Investing Marketing Marketing 52

Speaker: Ashley Harlan, MBA

What if your role as a fractional CFO went beyond operational support to actively shaping the future of your clients’ businesses? 💼 ✨ In this session, discover how fractional finance professionals can position themselves as architects of growth, guiding their clients toward sustainable success and preparing them for full-time financial leadership.

Clients

Wealth Management

JANUARY 9, 2025

A compendium of advice extracted from 48 episodes of the 2024 season of the Diamond Podcast for Financial Advisors.

Financial Advisor 54

Financial Advisor 54

SEI

JANUARY 9, 2025

Thank you for reaching out. A representative will contact you at the email address you provided.

52

52

Advisor Perspectives

JANUARY 9, 2025

A few months ago, the Census Bureau released its annual report on household income data for 2023. During 2023, the median (middle) average household income rose 8.0% to $80,730. Let's take a closer look at the quintile averages, which dates from 1967, along with the statistics for the top 5%.

52

52

SEI

JANUARY 9, 2025

Choose a strategic partner that is committed to helping you achieve your long-term goals.

52

52

Speaker: Abdi Ali, Sr. Lease Accounting Consultant

Join this insightful webinar with industry expert Abdi Ali, who will discuss the challenges that can arise from managing lease accounting with spreadsheets! He will share real-world examples of errors, compliance issues, and risks that may be present within your spreadsheets. Learn how these tools, while useful, can sometimes lead to inefficiencies that affect your time, resources, and peace of mind.

Accounting

Advisor Perspectives

JANUARY 9, 2025

The selloffs that keep flaring in the world’s bond markets are pushing yields toward key thresholds amid escalating worries about elevated inflation, tempestuous politics and swelling government debts.

Government 52

Government Marketing Marketing 52

Leading Advisor

JANUARY 9, 2025

As we approach the end of our blog series, I want to focus on a challenge that many business owners facehiring the right people. Whether… The post Hiring with Confidence: Your Roadmap to Building the Perfect Team in 2025 appeared first on Leading Advisor - Simon Reilly.

Financial Advisor 52

Financial Advisor 52

Advisor Perspectives

JANUARY 9, 2025

Federal Reserve Bank of Philadelphia President Patrick Harker said officials are on track to lower interest rates this year, but the exact timing will depend on what happens with the economy.

Banking 52

Banking Economy 52

Your Richest Life

JANUARY 9, 2025

2025 is primed to be a year of big changes. Between a new presidential administration, interest rates in flux and record-breaking markets, there is a lot to keep an eye on throughout the year ahead. But before we consider whats to come, lets take a look back at how 2024 stacked up: 2024 Recap: A Year of Market Highs The U.S. stock market hit record highs this year, fueled mostly by Federal Reserve interest rate cuts and a boom in the artificial intelligence industry.

Economy 52

Economy Marketing Marketing Fee Only 52

Advertisement

Change is difficult, whether in our private or work life. However, without change, growth and learning are difficult not to mention keeping up with the market and staying competitive. We have all worked for or ourselves are the bosses that prefer to keep the status quo. We will discuss how to address the "change challenge" to enable you to be a changemaker and a graceful recipient of change.

Planning

Advisor Perspectives

JANUARY 9, 2025

This chart series features an overlay of four major secular bear markets: the Crash of 1929, the Oil Embargo of 1973, the Tech Bubble, and the Financial Crisis. The numbers are through the December 31, 2024 close.

Marketing 52

Marketing Marketing Numbers 52

Abnormal Returns

JANUARY 9, 2025

Books A Q&A with Adam Chandler author of "99% Perspiration: A New Working History of the American Way of Life." (smithsonianmag.com) Annie Duke talks with Kurt Gray, author of Outraged: Why We Fight About Morality and Politics and How to Find Common Ground. (washingtonpost.com) A Q&A with Marco Visscher, author of "The Power of Nuclear: The Rise, Fall and Return of Our Mightiest Energy Source.

Budgeting 147

Budgeting Food Media Management 147

Advisor Perspectives

JANUARY 9, 2025

Yields may trade in a wide range as markets work through issues in the new year. Navigating volatility may mean capturing higher nominal and real yields over the longer term.

Marketing 52

Marketing Marketing 52