Investing Caffeine

MAY 2, 2022

L ong-term success is rarely achieved without some suffering. In other words, you are unlikely to enjoy gains without some pain. Last month was certainly painful for stock market investors. On the heels of concerns over the Russia-Ukraine war, Federal Reserve interest rate hikes, China-COVID lockdowns, inflation/supply chain disruptions, and a potential U.S. recession, the S&P 500 index declined -8.8% for the month, while the technology-heavy NASDAQ index fell -13.3%, and the Dow Jones Indus

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Norman Marks

MAY 3, 2022

Every year, the Association of Certified Fraud Examiners (ACFE) publishes a report on fraud. The latest is the 12th in the series, Occupational Fraud 2022: A Report to the nations. My congratulations and thanks go to the ACFE for an excellent report. I remember how early reports included the employees’ use of company assets like […].

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International College of Financial Planning

MAY 6, 2022

A Certified Financial Planner (CFP) is a professional designation awarded to individuals who have completed a rigorous course of study and passed a comprehensive exam. The CFP designation is recognized worldwide and marks excellence in the financial planning industry. Becoming a CFP requires dedication and hard work, but the rewards are well worth the effort.

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Covisum

MAY 6, 2022

One of the most frequent questions for those on the edge of retirement is, "How much can I make and still collect my full Social Security?". There's a simple answer, but often it misses some nuance that will allow you to develop better claiming strategies for your clients. Taking a closer look at both the annual earnings test and the lesser-known monthly earning tests can sometimes present exciting planning opportunities.

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Speaker: Amanda Adams, Fractional CFO, CPA

Are you ready to elevate your accounting processes for 2025? 🚀 Join us for an exclusive webinar led by Amanda Adams, a seasoned fractional CFO and CPA passionate about transforming back-office operations for finance teams. This session will cover critical best practices and process improvements tailored specifically for accounting professionals.

Accounting

Your Richest Life

MAY 6, 2022

Student loan payments have been deferred again, meaning federal student loan borrowers can postpone their payments — interest-free — for a while longer. Payments are now due beginning Aug. 31, 2022. If you have outstanding federal student loans, here is what that means for you: Prepare to Resume Student Loan Payments. It’s been a couple years since borrowers were required to make their student loan payments.

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Integrity Financial Planning

MAY 4, 2022

Are you set up well to face all of the inflation we’ve been experiencing? What’s to come? With inflation soaring, the Fed is planning to make aggressive moves to slow the economy with rate hikes. If the Fed is being aggressive, how aggressive should the retirement saver be with their plan? Brian says to be aggressive about saving and conservative about your assumptions.

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Bell Investment Advisors

MAY 5, 2022

Forrest Bell, CFP®. April saw a continuation of this year’s volatility. Last month, we wrote about the dramatic mid-March rally in stocks. That recovery, however, proved short-lived and did not continue into April. Shortly after the month began, the global stock market trended downward, and U.S. markets followed. Later in the month, after several days of positive or negative swings of over 2%, U.S. and global stocks had declined between 8% and 9%, pushing those stock markets back into correction

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The Richer Geek

MAY 4, 2022

Today’s guest, Jesse Krieger, is the co-founder and Chief Content Officer of PowerFan.io where their mission is to empower authors, creators, and fans to connect and conduct commerce in valuable new ways! Jesse brings a great deal of experience with content creation to his role at PowerFan, having signed two publishing deals on two different continents and navigated the world of becoming a bestselling author twice.

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The Irrelevant Investor

MAY 3, 2022

Today’s Animal Spirits is brought to you by Composer and Masterworks See here for the new 60/40 portfolio by Composer Go to Masterworks.io/animal to learn more about investing in contemporary art. On today’s show we discuss: This is an average drawdown More worried about the bond market than the stock market Home equity created by the pandemic housing market Adjustable-rate mortgage demand hit's highest demand since 2009 Microsoft earnings Spotify earnings Chipotle earnings Amazon earnings Ap

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Marketing Marketing Portfolio Investing 52

Speaker: Abdi Ali, Sr. Lease Accounting Consultant

Join this insightful webinar with industry expert Abdi Ali, who will discuss the challenges that can arise from managing lease accounting with spreadsheets! He will share real-world examples of errors, compliance issues, and risks that may be present within your spreadsheets. Learn how these tools, while useful, can sometimes lead to inefficiencies that affect your time, resources, and peace of mind.

Accounting

Indigo Marketing Agency

MAY 4, 2022

The new testimonial rule has officially gone into effect as of May 4, 2021! This completely revolutionizes the way financial advisors can market their services. But as an advisor, how do you effectively use the new testimonial rule in your marketing without running into compliance issues? That’s where we come in. We’re excited to announce that Indigo is now offering a Testimonial Program to help advisors get glowing client reviews online—all while remaining compliant.

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Diamond Consultants

MAY 3, 2022

By Mindy Diamond & Louis Diamond. There’s been an interesting shift in movement amongst one sector of wealth management: private bankers. Transitions by this constituency have risen dramatically over the last two years attributed in large part to the increased appetite of firms like UBS, Morgan Stanley, Merrill, and First Republic. By our count in 2021 alone some 19 teams managing over $88B in assets transitioned from private banks.

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Advisor Websites

MAY 3, 2022

With this acquisition, Snappy Kraken will significantly grow market share while simultaneously expanding its capabilities for serving advisors with websites, branding, and other creative services.

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The Irrelevant Investor

MAY 4, 2022

The 60/40 portfolio has been declared dead a million times over the last decade. Despite such claims, it's continued to defy the grim reaper. Before we get into that, just a few things on today. With Powell's comments that a 75 basis point rate hike was not in their plans, risk assets shot up. It's not a huge surprise given the damage we've seen in recent weeks.

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Join us in this webinar, where we share best practices on how to think about the reconciliation work each month, when best to do reconciliations, how they should be prepared, and some common pitfalls to avoid. Learning Objectives: This course objective is to understand how to properly prepare and review balance sheet reconciliations and its impact on the financial statements.

Accounting

Clever Girl Finance

MAY 2, 2022

Your financial well-being as a woman of color is critical. Compared to your white counterparts, you face unique challenges impacting your ability to build long-term wealth. Women of color are often left behind in the fight for women’s rights. As a result, the stats around wealth-building for women of color are staggering. For instance, according to the National Community Reinvestment Coalition, a single black woman has a medium wealth of $1700.

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Tobias Financial

MAY 2, 2022

Like most young kids, Ramesh went searching for an opportunity to make new friends. To his surprise and trepidation, he discovered the track team. Admittedly not an avid runner and needing practice, during most meets, Ramesh cheered on his teammates from the sidelines, enjoying some delicious snacks. This was until one faithful day, he was needed. With a member of the relay team experiencing an injury, Ramesh was called in as a replacement.

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Elevating Your Business

MAY 1, 2022

One of the ways to gather topics for an article you write, are by answering questions or reading questions on social networking sites. That's how this article started. I was on Alignment.com and someone asked, "What's The Most Effective Way To Reach New Clients". I started writing and it took a while for me to. The post 5 Effective Ways To Reach New Clients appeared first on Women Financial Advisor Coach Consultant.

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The Irrelevant Investor

MAY 1, 2022

Today’s Talk Your Book is brought to you by DPL Financial Partners We had Wade Pfau, Professor of Retirement Income at The American College, and CEO and C0-Founder of DPL Financial Partners, David Lau on the show to talk about retirement spending, retirement income, and the 4% rule. On today’s show we discuss: The updated 4% rule Spending retirement savings How to think about spending habits in retirement Annuities in high-interest rate environments Strategies for retirement income When annuitie

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

Banking

Gen Y Planning

MAY 1, 2022

Roth IRAs are incredible tools for long-term saving, and in the finance world, they epitomize the concept of delayed gratification. Your contributions are after-tax , meaning you don’t get any sort of “reward” upfront. However, those contributions grow tax-free and qualified distributions remain tax-free. This could be incredibly helpful in retirement if you’re trying to stay in a low tax bracket and can pull funds from this tax bucket.

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Taxes Retirement Accounting Planning 52

Norman Marks

MAY 6, 2022

In an April blog post on his new company’s web site, Richard Chambers writes about: 5 Questions the Audit Committee Should Ask Internal Audit – But Doesn’t. It always surprises me, but perhaps it shouldn’t, that my friend and I (and we have known each other for a very, very long time) often have different […].

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Government 45

Harness Wealth

MAY 6, 2022

The post April 2022: What’s new in Harness Wealth? appeared first on Harness Wealth - Advice for Equity Owners.

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The Irrelevant Investor

MAY 2, 2022

I keep coming back to this theme that things feel a lot worse than what's revealed by looking at how far the S&P 500 is from its all-time high. One of the primary reasons, and there are several, is the number of stocks absolutely blowing up. The names coming undone were the darlings of the pandemic, and so we're particularly sensitive to their unraveling.

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Speaker: Igli Laci, Strategic Finance Leader

In today’s competitive market, pricing is more than just a number — it’s the cornerstone of profitability. The right pricing strategy ensures that you capture the true value of your offering, paving the way for sustainable growth and long-term success. Join Igli Laci, Strategic Finance Leader, in this exclusive session where he will explore how a well-crafted pricing approach balances customer perception with business objectives, creating a powerful tool for securing both competitive advantage a

Numbers

Getting Your Financial Ducks In A Row

MAY 2, 2022

Photo credit: jb. Once again in the category of terrible things you can attempt to do with your IRA, there is the concept of a “cross loan” from your IRA to another, unrelated party. You know from previous articles that it’s not allowable to transact business with disqualified persons. Therefore, you can not take a loan from your IRA to finance your business, or your brother’s business (among others).

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Planning Investing Investments Retirement Planning 54

Leading Advisor

MAY 5, 2022

A financial advisor association called me the last week of April and asked if I could do a May 2022 presentation on; How To Thrive… The post How To Thrive In A Recession appeared first on Leading Advisor - Simon Reilly.

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Robert B. Ritter Jr.

APRIL 30, 2022

(Click here for Blog Archive)(Click here for Blog Index) (Presentations in this blog were created using the Premium Financing System and Wealthy and Wise® ) This Blog describes combining our Premium Financing and Wealthy and Wise® Systems to produce a powerful wealth planning concept called “Zero Estate Tax,” Most clients prefer comparing their current plan to […].

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Financial Services Taxes Planning Clients 40

The Irrelevant Investor

APRIL 30, 2022

Articles The arc of innovation bends upward. (By Kai Wu) For the longest time it felt like tech stocks were the only ones worth owning. That dynamic has now completely shifted. (By Ben Carlson) People are spending about 4 percent more than you might have expected them to spend if pre-pandemic trends continued. (By Alan Cole) Jack Bogle was hardcore.

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Speaker: Joe Buhrmann, MBA, CFP®, CLU®, ChFC® Senior Financial Planning Practice Management Consultant eMoney Advisor

During an era of evolving consumer preferences, the banking sector is undergoing a profound shift. As customers continue to broaden their perspectives, banking professionals must support their customers' financial wellness by providing holistic financial advice that aligns with individual goals and circumstances. Without adapting, financial institutions will find that loyalty may crumble amid uncertainty.

Financial Advice

The Better Letter

MAY 5, 2022

An extremely robust “Totally Worth It” section put this issue of TBL close to the maximum length (really, bandwidth via Substack) before anything else went in. So, the rest of the issue is shorter than usual. I have a much more involved main piece in the works for next week. I trust you will appreciate both. If you like The Better Letter, please subscribe, share it, and forward it widely.

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Leading Advisor

MAY 2, 2022

Stocks 101 isn’t typically scheduled after science or art class in your child’s school curriculum. Unless they’ve taken a personal interest in finance during their… The post How to Teach Your Children About Investing appeared first on Leading Advisor - Simon Reilly.

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The Irrelevant Investor

MAY 1, 2022

It's hard to believe that the S&P 500 is down just ~13.5% from its high. This was a common response to my post yesterday. It feels a lot worse. The average stock in the S&P 500 is in a 21.8% drawdown, so it's understandable why the first number feels off. The thing is, the index is market cap-weighted, so the average decline and the index decline rarely line up.

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