Brown Advisory
DECEMBER 31, 2018
Global Leaders Investment Letter - Q4 2018 ajackson Mon, 12/31/2018 - 09:50 Global Leaders Strategy Investment Letter - Q4 2018 In this edition the team explore two concepts—myopic loss aversion and information cascades. They feel that both ideas are relevant today as some investors become increasingly short-term focused amid concerns about an imminent global recession.
The Irrelevant Investor
DECEMBER 30, 2018
Articles Only one of the three fundamental types of liquidity are directly in the hands of the Fed. By Mark Dow There is more to life than money By Joe Fahmy Just recognize that financial independence and early retirement are not some magic bullet that will fix your life. By Chris Mamula Who knows who really got there first? There are at least 20 fathers of indexing By Robin Wigglesworth They can stop now, stand ready to ease if necessary, and still keep the expansion alive.
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Wealth Pilgrim
DECEMBER 21, 2018
Let’s say you need cash ASAP to pay off high-cost credit card debt or complete a pet project. You need the money but you don’t want to pay through the nose for the finances. You already know that if you need a loan there are many alternatives. Which is the best source? Where can you […]. The post Can Upgrade Personal Loans Really Cut Your Credit Card Interest Rates?
Brown Advisory
DECEMBER 31, 2018
Global Leaders Investment Letter - Q4 2018. ajackson. Mon, 12/31/2018 - 09:50. Global Leaders Strategy Investment Letter - Q4 2018. In this edition the team explore two concepts—myopic loss aversion and information cascades. They feel that both ideas are relevant today as some investors become increasingly short-term focused amid concerns about an imminent global recession. . .
Speaker: Igli Laci, Strategic Finance Leader
In today’s competitive market, pricing is more than just a number — it’s the cornerstone of profitability. The right pricing strategy ensures that you capture the true value of your offering, paving the way for sustainable growth and long-term success. Join Igli Laci, Strategic Finance Leader, in this exclusive session where he will explore how a well-crafted pricing approach balances customer perception with business objectives, creating a powerful tool for securing both competitive advantage a
The Irrelevant Investor
DECEMBER 26, 2018
On this week's Animal Spirits, we discuss The persistence of CEO performance The fall of General Electric A history of Fed rate hikes A pleasure to YOLO Fake Instagram influencers Dan Egan video Listen here Recommendations It Was a Very Good Year This is marketing Charts mentioned Tweets mentioned [link] [link] [link] [link] [link] [link] [link] The post Animal Spirits: Bear Market appeared first on The Irrelevant Investor.
Financial Advisor Source brings together the best content for financial advisor professionals from the widest variety of industry thought leaders.
The Irrelevant Investor
DECEMBER 21, 2018
Articles Two to three times more would be perfect. By Josh Brown We will be less wrong By Corey Hoffstein People who are rich just can’t accept that fact. If you’re rich, you can buy a lot of things, but on average you can’t buy above-average performance. By Jason Zweig The most successful active funds over the long term weren't persistent By Jeffrey Ptak Expectation and reality diverge quite often By Nick Maggiulli Investors tend to believe that not only is their home country a safer place to i
The Irrelevant Investor
DECEMBER 19, 2018
Below are the total annual returns for the S&P 500 over the past nine calendar years. Nine consecutive years of calendar gains is terrific, but I don't feel any comfort in writing this so I doubt you feel any comfort in reading it I could show you a million stats about how accommodating the market has been over the last few years but right now context doesn't help because we don't care where stocks came from, we worry about where they might be going.
The Irrelevant Investor
DECEMBER 20, 2018
As is usually the case, most stocks are doing worse than the index. While the S&P 500 is mired in a 15% drawdown (as of yesterday's close), the median stock is 23.5% below its 52-week high. Looking within the S&P 500 (as of yesterday's close, data from YCharts), things have gotten ugly out there. There are more stocks 50% below their 52-week high (21) than stocks within 5% of their 52-week high (18). 40% of S&P 500 stocks (black/gray) remain within 20% of their 52-week highs.
The Irrelevant Investor
DECEMBER 19, 2018
On today's Animal Spirits, we discuss: Robinhood goes after banks with 3% checking and savings accounts.Oh wait, nevermind Yea, nevermind Student loans are twice as much as all outstanding credit card debt Never list Are You Ready for the Financial Crisis of 2019? A good Twitter thread People are waking up ridiculously early Listen here: Tweets mentioned [link] [link] [link] [link] Charts mentioned Recommendations The Messy Marketplace Past Tense Charles Barkley JJ Reddick and Jimmy Butler The p
Speaker: Nancy Wu, Head of Sales and Customer Success at SkyStem
A good, fast, clean audit leads to a happy work life. Join us in this one-hour webinar, where we share the best ways to prepare and conduct your audit process to maximize audit satisfaction and minimize administrative time in month-end close and financial reporting. Learning objectives: This course objective is to review leading practices to maximize audit success.
The Irrelevant Investor
DECEMBER 17, 2018
Ben Graham once said, "Nearly everyone interested in common stocks wants to be told by someone else what he thinks the market is going to do. The demand being there, it must be supplied." Over the weekend, Barron's obliged. As is always the case, strategists see stocks going higher next year, with the average price target at 2974, which is 17% above where the S&P 500 closed on Monday.
The Irrelevant Investor
DECEMBER 12, 2018
On today's Animal Spirits, we discuss: Sentiment washout and stocks still can't bounce The Incredible Hulk of alternatives Money cannot buy rich people more happiness 67% of workers earning >$100k are going to quit their jobs Willing to pay for outperformance Amazon over alcohol? Madoff victims being made whole Open toys, get rich My winter coat Listen here: Tweets Mentioned: [link] [link] Charts Mentioned: Recommendations: Beautiful Boy Factfulness Only Yesterday The post Animal Spirits: La
The Irrelevant Investor
DECEMBER 9, 2018
Articles The starting point for any question about price in the future ought to begin with price in the present By Josh Brown Outliving one’s financial assets is something to consider insuring. By Blair duQuesnay In the end, it doesn’t matter what caused something to stop working, only that it did. By Nick Maggiulli Shifting people towards better behavior By Barry Ritholtz Being a writer these days is a bit like being the captain and sole crew of a ship By Daniel Morales Bullish on ETFs as the f
The Irrelevant Investor
DECEMBER 4, 2018
On this week's Animal Spirits, we discuss The couple who retired in their 30s And how they did it How to retire on a fixed chunk of money When FIRE goes wrong Steak dinners Judge Judy is very rich The sellers are in control Correction could be bullish Listen here: Tweets mentioned [link] Recommendations Normal Accidents Only Yesterday The post Animal Spirits: The Sellers Are in Control appeared first on The Irrelevant Investor.
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The Irrelevant Investor
DECEMBER 5, 2018
"Apple is so big, it’s running up against the law of large numbers." This was taken from a New York Times article in February 2012 when the market capitalization was.$487 billion. Another NYT article from 2014 states that "What makes Apple’s challenge particularly daunting is the law of large numbers. Its sales are so big that even another new strong product — unless it’s a gigantic hit on the order of the iPhone — won’t lead to the kind of growth to which some investors have grown accustomed.
The Irrelevant Investor
DECEMBER 3, 2018
Today's Animal Spirits Talk Your Book is presented by Graniteshares Topics discussed Boom and bust nature of commodities What is the role of commodities in a portfolio -- manage risk or price appreciation? Why would commodities add a risk management component to a typical portfolio? Do commodities need inflation to do well or is it about supply and demand?
The Irrelevant Investor
DECEMBER 2, 2018
Articles There are many tooth fairies in the world, but, the question is, do you want to crack open your eyes to see them? By Nick Maggiulli Semantics play a huge role in investing By Tadas Viskanta You don’t have to speculate like optionsellers.com to be caught short volatility at the wrong time By NeckarValue Everything is dead when compared to the S&P 500 By Wesley Gray Passive language is insidious and relentless By Jason Zweig You’ll be amazed at how much you can learn by writing these
The Irrelevant Investor
NOVEMBER 30, 2018
The first edition of the Journal of Portfolio Management opened with an article from its founder and editor, the great Peter Bernstein. In What this Journal is About , he wrote: The maiden issue of this Journal appears at a critical time for our profession. The dismal of record of portfolio management over the past five years needs no elaboration.Our profession probably receives a wider variety of information from more sources than any other group in the world.
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
The Irrelevant Investor
NOVEMBER 27, 2018
ETFs are having a bad year. Wait a minute, "ETFs are having a bad year?" That doesn't make any sense. There are ETFs that track a stock index There are ETFs that invest in commodities. There are ETFs that invest in emerging market stocks with low volatility. These investment vehicles come in all different shapes and all different sizes. General statements like "ETFs are having a bad year" lack any meaning.
The Irrelevant Investor
NOVEMBER 28, 2018
On this week's Animal Spirits, we discuss: The truth about the content business How much should you charge? Option selling When cash outperforms everything Nothing is making money this year The private equity pillage This is a weird story Is a recession coming? Recommendations Factfulness Banana The Next Millionaire Next Door Joe Rogan and Jake the Snake Marc Maron and Michael Douglas Listen here: Charts mentioned: Tweets mentioned: [link] [link] The post Animal Spirits: Passive Income appeared
The Irrelevant Investor
NOVEMBER 26, 2018
The bear market of 1969 absolutely wrecked small stocks. In just 17 months, they lost 56% of their value, leaving investors once bitten, twice shy. People saw how quickly smaller companies could lose their value, so they turned to a new group of "one decision" stocks. These were blue-chips that had such high growth prospects that no price was too high to pay.
Brown Advisory
NOVEMBER 26, 2018
2018 Impact Report: Sustainable Core Fixed Income Strategy ajackson Mon, 11/26/2018 - 08:01 A Letter of Introduction From The Portfolio Managers Brown Advisory is deeply committed to sustainable investing. As of Sept. 30, 2018, our firm managed approximately $4.1 billion* in client assets under various sustainable investment mandates for individuals, families and institutions.
Speaker: Joe Buhrmann, MBA, CFP®, CLU®, ChFC® Senior Financial Planning Practice Management Consultant eMoney Advisor
During an era of evolving consumer preferences, the banking sector is undergoing a profound shift. As customers continue to broaden their perspectives, banking professionals must support their customers' financial wellness by providing holistic financial advice that aligns with individual goals and circumstances. Without adapting, financial institutions will find that loyalty may crumble amid uncertainty.
Brown Advisory
NOVEMBER 26, 2018
2018 Impact Report: Sustainable Core Fixed Income Strategy. ajackson. Mon, 11/26/2018 - 08:01. A Letter of Introduction From The Portfolio Managers. . Brown Advisory is deeply committed to sustainable investing. As of Sept. 30, 2018, our firm managed approximately $4.1 billion* in client assets under various sustainable investment mandates for individuals, families and institutions.
The Irrelevant Investor
NOVEMBER 25, 2018
Articles If your investments are encumbered by loans and debt, you’re not going to be able to withstand many tackles. By Josh Brown The only way to distinguish between theory and practice is to test yourself and understand your biases By Nick Maggiulli Most of the engine noise we hear today is just for show. By Brendan Mullooly More choice means less standardization By Ben Carlson Good writing flashes between the concrete and the abstract By Jason Zweig Podcasts The easiest thing in the world to
The Irrelevant Investor
NOVEMBER 23, 2018
There has been a lot written this year about the shrinking public stock market. Two of the more common reasons provided are the rise and depth of private markets as well as regulations making it more costly to come public. There is a new paper out, Technological Disruptiveness and the Evolution of IPOs and Sell-Outs , that takes a different approach to answer this question.
The Irrelevant Investor
NOVEMBER 20, 2018
This week's Animal Spirits is presented by J.P. Morgan Asset Management On today's show, we discuss: The 401(k) turns 40 years old The automatic 401(k) transfer Asking the right questions Ben's morning routine Retirees have regrets Why the American dream is dying People don't finish books Druck says Listen here Charts mentioned Tweets mentioned [link] Recommendations Holy Ghost Who is Michael Ovitz?
Speaker: Carolina Aponte - Owner and CEO, Caja Holdings LLC
In today's rapidly changing business environment, building a resilient balance sheet is crucial to the survival of any business. A resilient balance sheet allows a company to withstand financial shocks and adapt to changing market conditions. To achieve this, companies need to focus on key strategies such as maintaining adequate liquidity, managing debt levels, diversifying revenue streams, and prioritizing profitability over growth.
The Irrelevant Investor
NOVEMBER 20, 2018
In August 2017 I wrote "This will be my last post on the CAPE ratio." I made it 16 months, which means I pretty much kept my word. I was listening to Invest Like the Best when Cliff Asness said, "You do not want to make a career trying to beat the stock market based on whether it is cheap or expensive." This sent me back to the drawing board. There are no universal agreements as to what makes something cheap or expensive, but if you'll indulge me for a minute, I'll try to quantify this very b
The Irrelevant Investor
NOVEMBER 18, 2018
Articles Real income for the bottom 20% of wage-earners grew by a nearly identical amount as the top 5% from 1950 to 1980. By Morgan Housel People need to believe in something By Nick Maggiulli Sam’s entire family has terrible luck when it comes to the timing of their retirement. By Ben Carlson You are what you consume By David Perell Misleading stock tips By Jamie Catherwood The merry-go-round of psychological torture By Corey Hoffstein We need to find other ways to get people to give us a try
The Irrelevant Investor
NOVEMBER 14, 2018
On this week's Animal Spirits, we discuss $1,000 a month, no strings attached Universal basic income is ahead of its time Are quants facing a crisis of confidence? Hedge fund bloodbath Survey of the week Robinhood has to make money somehow Million dollar neighborhoods The decline in youth sports Banks have a lot of data Listen here Recommendations Fifty Inventions That Shaped the Modern Economy Gridiron Genius Charts mentioned The post Animal Spirits: How to Create the Perfect Fund appeared firs
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