Sara Grillo

APRIL 21, 2022

So here’s a blog about some things that ethical financial advisors do in the hopes they will serve as an example of right behavior for the rest of the industry to follow. Ethics matter in financial advice! Ethics matter. The following case studies serve as examples of ethical actions taken by financial advisors.

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Sara Grillo

JUNE 24, 2024

The math behind Universal Life Insurance Interest Rates is a twisted web and most consumers are deceived. Here’s the danger of relying on illustrations based upon unrealistic Universal Life Insurance interest rate assumptions. Know how the math works so you can see the potential risks that may exist with your policy. Don’t be fooled!

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Aleph

SEPTEMBER 9, 2024

Eventually, I was hired by a hedge fund to analyze all types of insurance stocks. I knew some things about reserving outside of life insurance, but I had to learn more to become competent at understanding what made for good insurance stocks. While market returns were high, that covered all or part of the underwriting losses.

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Nerd's Eye View

SEPTEMBER 26, 2022

In fact, even a relatively modest shift to a higher-trust environment (which may be achieved by enacting higher standards) that just partially reduces the incredibly high client acquisition costs of financial advisors could more than offset the entire cost of fiduciary liability insurance from those higher standards!

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NAIFA Advisor Today

FEBRUARY 23, 2023

NAIFA and the National African American Insurance Association (NAAIA) As NAAIA is a NAIFA advocacy partner , NAIFA members can be proud of the progress of insurance and financial services companies with improved diversity, equity, and inclusion (DEI) efforts.

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Million Dollar Round Table (MDRT)

OCTOBER 9, 2022

I have the following three social media accounts: Facebook — Since 90% are old friends who knew me even before I joined the insurance profession, I continue to post more family and personal photos to maintain my friendships with them. Show your ethics and values. Authenticity is key.

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The Richer Geek

MARCH 23, 2022

Today we have Galen Hair is the owner of insurance Claim HQ. It is a property-casualty insurance attorney firm that operates in more than seven states. In this episode, we’re discussing… [4:54] Why are insurance claims not benefiting the consumer? [10:18] And what they do is they help families rebuild their homes and businesses.

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NAIFA Advisor Today

OCTOBER 6, 2023

This esteemed accolade recognizes outstanding dedication, leadership, and contributions to NAIFA-California and the broader insurance and financial services industry. Tom Michel has demonstrated exceptional commitment to advancing the mission and values of NAIFA-California throughout his distinguished career.

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NAIFA Advisor Today

APRIL 8, 2024

Richards, JD, MBA, CLU, CFP, “Ethical and Regulatory Environment Surrounding the Sale of Premium-Financed Indexed Universal Life Insurance,” in March 2023 For more information about the Kenneth Black Jr. Hershey, PhD, MA, “Coordinating an ABLE Account and a Special Needs Trust,” in January 2023 Third Place: Douglas B.

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NAIFA Advisor Today

MAY 3, 2023

Recognizing the best in the insurance and financial services industry, the NAIFA Quality Award is now accepting applications through August 31, 2023. It celebrates outstanding advisors and agents who provide quality care, adhere to ethical standards, and is not solely based on annual production numbers.

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International College of Financial Planning

APRIL 25, 2024

Individuals who attain the CFP® certification are respected for their expertise and commitment to adhering to the highest ethical standards, significantly enhancing their credibility and career prospects in the BFSI (Banking, Financial Services and Insurance) sector. What Is a Certified Financial Planner®?

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NAIFA Advisor Today

APRIL 27, 2023

Andrew Holt is the Government Relations and Grassroots Manager at the National Association of Insurance and Financial Advisors (NAIFA). NAIFA works on behalf of its members to promote a favorable regulatory environment, provide professional education services, and ensure ethical professional conduct for insurance and financial advisors.

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NAIFA Advisor Today

AUGUST 24, 2022

Andrew Holt is the Government Relations and Grassroots Manager at the National Association of Insurance and Financial Advisors (NAIFA). NAIFA works on behalf of its members to promote a favorable regulative environment, provide professional education services, and ensure ethical professional conduct for insurance and financial advisors.

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Pacifica Wealth

FEBRUARY 20, 2022

Protecting your assets using liability insurance is entirely legal, ethical, and even affordable. Umbrella Liability Insurance. The answer is a personal liability insurance policy, and it’s easier than you might think to get this type of protection. How Much Umbrella Liability Insurance is Necessary?

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International College of Financial Planning

FEBRUARY 23, 2024

Understanding Financial Planner Certification or CFP® Financial Planner certification is a professional credential awarded to individuals who have met specific education, examination, experience, and ethics requirements in financial planning. From a client’s perspective, working with a CFP® offers a sense of security and trust.

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Harness Wealth

MAY 25, 2023

Keep in mind that many financial advisor certifications and distinctions, including the Certified Financial Planner (CFP) , uphold strict ethical standards, and require their financial advisors to act as a fiduciary, meaning that they must put the needs and best interests of the clients ahead of their own. Financial Advisor FAQs 1.

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International College of Financial Planning

OCTOBER 26, 2023

While many financial advisors find their niche in investment firms, banks, and insurance sanctuaries, some trailblazers opt for independence, establishing their advisory havens. Committing to uphold the ethical guidelines and standards that govern their practice. Or champion specific products, like the Shield of Life Insurance.

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Sara Grillo

OCTOBER 31, 2022

If the person is an insurance agent or solely a broker selling commission-based products, they will not have to file a Form ADV. Such folks will need to register with other entities, such as their state’s insurance commissioner or FINRA, respectively. Ethics matter. Here are some examples of things Ethical Financial Advisors do.

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The Irrelevant Investor

NOVEMBER 25, 2017

My first job out of college was working in a sales role at an insurance company. They liked to think they were doing holistic wealth management, but all that meant was once all your insurance needs are filled, they could also sell you a financial plan and sprinkle in some mutual funds. Fake it till you make it.

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International College of Financial Planning

MAY 20, 2024

Enhance Your Professionalism: Employers value soft skills highly, so it is important to hone skills such as effective communication, ethical judgment, and critical thinking. Highlight your achievements, relevant certifications, and any specific projects that align with the industry’s needs.

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International College of Financial Planning

MARCH 31, 2023

The program comprises of six modules that cover a range of topics related to wealth management: Module 1: Introduction to Wealth Management Introduction to Wealth Management Wealth Management Process Wealth Management Strategies Module 2: Financial Planning & Analysis Introduction to Financial Planning Analysis of Financial Statements (..)

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Park Place Financial

SEPTEMBER 8, 2022

Bankers, stock brokers, insurance representatives, and tax professionals constitute financial advisors. . One of the best financial advisors available, CFPs earn board certification that represents their intensive training, commitment to observing ethical standards, and dedication to putting clients first. Financial Advisor .

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Sara Grillo

AUGUST 25, 2023

Pure fiduciaries These are advisors who hold no insurance or brokerage licenses and are considered pure fiduciaries. Clients are given full access to our entire offering (investments, retirement, college, insurance, tax, estate, etc.) Note: Ryan holds both insurance and FINRA licenses. Note: Stoy holds an insurance license.

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Inside Information

JULY 31, 2022

If you’re as old as Methuselah, like I am, you might remember a pivotal moment in the evolution of the planning profession, when Forbes magazine noticed that brokers, life insurance and tax shelter salespeople were starting to call themselves ‘financial planners.’ I’m meeting all the highest ethical standards.

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Brown Advisory

JULY 16, 2015

Notable businesses within Berkshire are GEICO Insurance, Burlington Northern Railroad and consumer products companies such as Fruit of the Loom, Dairy Queen and See’s Candies. They celebrate good business and investment practices, the potential for human achievement, high ethics and decency to one’s fellow man.

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International College of Financial Planning

DECEMBER 23, 2023

Key regulators in the Indian financial system include the Reserve Bank of India (RBI), the Securities and Exchange Board of India (SEBI), the Insurance Regulatory and Development Authority (IRDA), the Pension Funds Regulatory and Development Authority (PFRDA), and the Ministry of Corporate Affairs (MCA).

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Walkner Condon Financial Advisors

APRIL 17, 2023

This can include mutual funds, insurance policies, annuities, and other financial products. Some advisors are primarily paid directly by the client, but then also might receive some compensation from insurance policies they sell to their clients or other investment products they recommend, like a specific fund or annuity.

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International College of Financial Planning

DECEMBER 9, 2024

Career Advancement CFP professionals enjoy significant advantages in the job market, particularly in sectors like: Asset management Wealth management Insurance Retail banking Non-banking financial companies Financial Rewards CFP professionals, especially in metropolitan areas, can earn substantial incomes. How ICOFP Can Help?

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Walkner Condon Financial Advisors

APRIL 21, 2023

This can include mutual funds, insurance policies, annuities, and other financial products. Some advisors are primarily paid directly by the client, but then also might receive some compensation from insurance policies they sell to their clients or other investment products they recommend, like a specific fund or annuity.

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WiserAdvisor

JANUARY 3, 2024

They are also an ethical investment avenue that can and potentially lead to lucrative results. Tip 5: Invest in insurance Insurance plays a pivotal role in fortifying your financial foundation and should be a part of all investment portfolios for retirees. It helps preserve your wealth against the erosive effects of inflation.

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Brown Advisory

SEPTEMBER 6, 2022

We invested on the wrong side of a capital cycle within insurance with our investment in U.K. specialty insurer Hiscox. It was attracted to the insurance industry and specifically re-insurance under Lloyd’s in niche lines such as art, cyber, etc. and drove down returns. and drove down returns.

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Sara Grillo

SEPTEMBER 18, 2022

Example: We’re an RIA, we don’t sell insurance (except through our associated Brokerage General Agency, lol). Ethical financial advisors. Example: This annuity carries no cost (but it does carry an impicity reduction in the yield spread!). Transparency is about containment not control. Flat fee advisors are going to take your clients.

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International College of Financial Planning

JULY 10, 2023

These include having a professional qualification, post-graduate degree, or post-graduate diploma (with a minimum duration of two years) in fields such as finance, accountancy, business management, commerce, economics, capital market, banking, insurance, or actuarial science.

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International College of Financial Planning

MAY 30, 2023

The finance industry is known for its complexity and competitiveness,where ethics play a pivotal role in determining arofessional’s In today’s rapidly evolving and economically complex world, mastering the fundamentals of personal finance is of utmost importance.

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International College of Financial Planning

MAY 6, 2022

They can also work for banks, insurance companies, and other financial institutions. The application includes a background check, a statement of ethics, and a fee. Jobs Opportunities for CFPs CFPs are in high demand in the financial planning industry. What is the Scope of CFP in the Future?

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Sara Grillo

DECEMBER 22, 2023

Look for anything that shows high virtue or truthfulness such as being an expert witness that gives testimony in insurance fraud cases, having been a fraud investigator in a past role, etc. Look for anything that shows humility, example: I am the mom of a special needs child and its been very humbling Read the overall tone of the message.

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Brown Advisory

JULY 23, 2019

Buffett is still going strong, though he has prepared for his succession by naming Ajit Jain to oversee Berkshire’s insurance operations and Greg Abel to oversee the noninsurance businesses. The largest of Berkshire’s businesses is property and casualty insurance, with GEICO as the most recognizable brand among several insurance businesses.

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