James Hendries

FEBRUARY 23, 2023

Insurance is essential to preserve small businesses, cover their assets, and safeguard their employees. Here are some types of insurance coverage a small business should have and why this is critical to your financial plan. General Liability An important part of small business insurance coverage is general liability.

Financial Planning 40

Financial Planning Insurance Insurance Coverage Planning 40

Tobias Financial

JUNE 19, 2023

Talk with your family about where you would go in the event of a hurricane, and where you could meet up if you get separated. Speak with your advisor now, before a storm is on the way, about your storm insurance coverage and be sure you are as protected as you can be.

Insurance Coverage 52

Insurance Coverage Food Certification Insurance 52

MainStreet Financial Planning

JULY 23, 2024

The basics of each type of insurance are covered, but the true nuggets are in the hidden risk sections throughout the book. Meaghan uses examples to illustrate how the right insurance can save you from having to use your savings and compromising your financial plan in the event something unexpected happens in life.

Insurance 90

Insurance Insurance Coverage Medical Education 90

Carson Wealth

SEPTEMBER 7, 2023

Some key points that consumers should know are: Premiums are generally lower compared to other types of life insurance. Coverage expires at the end of the term, and there is no cash value accumulation. This type of insurance policy is generally used to secure a high death benefit at a relatively low cost over a finite period of time.

Insurance 76

Insurance Insurance Coverage Taxes Accounting 76

Carson Wealth

APRIL 25, 2024

And while experiencing one of these major events can drastically impact your life, having an effective financial plan can help ensure that it doesn’t ruin your financial well-being. Insurance coverage: Evaluate insurance needs for health, life, disability, long-term care and property, ensuring adequate coverage.

Financial Planning 93

Financial Planning Planning Retirement Insurance Coverage 93

Integrity Financial Planning

MARCH 19, 2023

So, let’s get into the facts that can help put this event into context. The Series of Events Before interest rates started to rise, SVB, a large and respected bank primarily for tech companies and startups, had lots of cash on hand. You’ve likely heard the news that Silicon Valley Bank (SVB) has experienced a financial shock.

Insurance 97

Insurance Insurance Coverage Banking Accounting 97

International College of Financial Planning

MARCH 11, 2023

Financial planning helps you prepare for unexpected events like job loss, illness, or emergencies. It ensures you have enough savings and insurance coverage to protect your assets and financial stability, providing financial security.

Financial Planning 52

Financial Planning Planning Insurance Coverage Financial Planner 52

MainStreet Financial Planning

JUNE 13, 2023

Update your life and disability insurance. Now more than ever you want to have appropriate life and disability insurance coverage, so if something unexpected happens your family will be OK. Name a guardian for your child in the event something unexpected happens to you. Start saving for college now.

Insurance Coverage 91

Insurance Coverage Budgeting Healthcare Estate Planning 91

MainStreet Financial Planning

MARCH 15, 2023

By entering information about their deposit accounts into the EDIE tool, users can generate a report that provides information on how their deposits are insured, what portion (if any) exceeds coverage limits, and what steps they can take to maximize their insurance coverage.

Insurance Coverage 78

Insurance Coverage Insurance Accounting Banking 78

MainStreet Financial Planning

JUNE 2, 2022

Without sufficient insurance coverage, a homeowner is at risk of having to pay out of pocket to rebuild their home after a disaster. Here are the 8 types of insurance coverage that you will want to review to see if you have sufficient coverage for your home. Replacement cost coverage (aka “Dwelling”).

Insurance Coverage 52

Insurance Coverage Insurance Medical Financial Planner 52

Walkner Condon Financial Advisors

NOVEMBER 11, 2022

The closing out of a year provides a great opportunity for us to take stock of the events of that year and determine if any changes need to be made. Insurance Amounts . Another overlooked area of a sound financial plan is insurance coverage and their respective coverage amounts.

Insurance Coverage 98

Insurance Coverage Retirement Planning Taxes Financial Advisor 98

Carson Wealth

AUGUST 4, 2022

Another option is adding insurance coverage that can help pay for some of the more significant health events. Here are two of the more standard coverage options that people can choose from. . Additionally, some life insurance policies have optional riders that can be added to help cover for these conditions or events.

Retirement 98

Retirement Insurance Insurance Coverage Taxes 98

Good Financial Cents

JULY 14, 2022

Pros Coverage for single trips and annual travel policies Health insurance for international travelers for up to $5 million Coverage available for foreign residents traveling in the U.S Seven Corners has provided travel insurance for more than 25 years, and even covers foreign travelers. Travel Insurance Guide.

Insurance 63

Insurance Medical Insurance Coverage Planning 63

Carson Wealth

JULY 19, 2022

Executive benefits can include company-provided vehicles, housing stipends, extensive moving expenses, access to a corporate jet, country club memberships, sporting-event seating, executive dining, and supplemental disability, life, healthcare and wellness plans. Exercising the ISO may trigger an Alternative Minimum Tax event. .

Executive Compensation 97

Executive Compensation Compensation Planning Planning Insurance 97

Gen Y Planning

JULY 1, 2023

But just because they’re hard to think about doesn’t mean you shouldn’t consider the possibility of an unexpected event. Review Insurance Coverage One of the most effective ways to financially prepare for the unexpected is to incorporate the right insurance coverage into your financial plan.

Financial Planning 52

Financial Planning Budgeting Insurance Coverage Insurance 52

Carson Wealth

DECEMBER 27, 2023

While premiums can cost more than you are willing to pay, no one in an accident has ever said, “I wish I had less insurance.” And in more dire situations, your loved ones named as beneficiaries will be covered. · Home & auto insurance – Review the cost of your current insurance coverage.

Planning 77

Planning Retirement Planning Insurance Taxes 77

Clever Girl Finance

OCTOBER 13, 2022

A financial emergency is any event that causes you to have an unexpected bill or expense. Generally, you’ll know well in advance how much money you want to spend on these events. In a financial emergency, you don’t usually have time to save up for the event. What types of unexpected events can put you into a financial emergency?

Medical 77

Medical Insurance Estate Planning Accounting 77

Good Financial Cents

DECEMBER 12, 2022

The Securities Investor Protection Corporation (SIPC) is a nonprofit membership corporation that protects the customers of its members in the event of the failure of a member brokerage firm. FDIC coverage protects depositors up to $250,000 per account in the event of a bank failure. How Does FDIC Coverage work?

Investing 83

Investing Investments Portfolio Analysis Insurance 83

Good Financial Cents

DECEMBER 9, 2022

What Doesn’t Home Insurance Cover? Whether you have a named peril policy or an open peril policy can have a direct impact on whether the disaster that destroyed or damaged your home qualifies for insurance coverage. However, an array of events are typically excluded from home insurance. Power failure.

Insurance 92

Insurance Insurance Coverage Electronics Budgeting 92

eMoney Advisor

FEBRUARY 9, 2023

Financial Planning Needs: Retirement planning Education and family planning Obtaining appropriate insurance coverage Business and tax planning Significant asset purchases Strategies for Serving Clients in This Stage: Clients at this stage are experiencing life events — both large and small — that will impact their financial planning needs.

Financial Planning 95

Financial Planning Clients Planning Education 95

Nationwide Financial

OCTOBER 1, 2022

Liability risk – Is the business at risk of being sued; does its insurance coverage cover all it should? Support them by developing a strategy for securing capital to replenish reserves, invest in the business now, or at least building a plan to access capital in the event of a new, unexpected disruption.

Risk Management 52

Risk Management Management Consulting Insurance Coverage 52

Carson Wealth

JUNE 28, 2023

The distribution is tax neutral because you also don’t receive a charitable deduction, but again, the distribution was not a tax event for you in the first place. Group medical insurance will go away and there may be a period of time when health insurance coverage needs to be secured individually with a personal policy for your household.

Retirement Planning 52

Retirement Planning Retirement Planning Distribution 52

Gen Y Planning

JANUARY 5, 2022

Review Your Insurance Coverage . The new year is an excellent time to take a look at your insurance coverage. Ask yourself, Do you have a life insurance policy that properly protects your family? Does your employer offer short or long-term disability insurance, and are you signed up?

Insurance Coverage 52

Insurance Coverage Insurance Accounting Taxes 52

WiserAdvisor

DECEMBER 1, 2023

each of these events can profoundly impact an individual’s financial situation. From insurance needs for the child to save for their education, a financial advisor can help physicians proactively plan for these added expenditures and work toward the family’s financial security.

Financial Advisor 59

Financial Advisor Medical Insurance Education 59

Harness Wealth

DECEMBER 19, 2022

Whether you’re looking to get married , start a family , or planning for your estate , it makes good sense to take a closer look at your financial situation and how that might change after a big life event.

Taxes 52

Taxes Insurance Coverage Assets Financial Planning 52

WiserAdvisor

OCTOBER 31, 2023

These events can bring new responsibilities. You might also need to enhance your life insurance coverage to provide adequate financial protection for your family in case of unforeseen events. Be realistic and keep your financial plan flexible enough to account for any unexpected events that might necessitate change.

Financial Planning 59

Financial Planning Planning Retirement Medical 59

Clever Girl Finance

DECEMBER 1, 2022

The right type of insurance coverage (Life, health, disability, home, etc.). Insurance is essentially your backup plan that will protect your assets in the event a life circumstance happens that requires a large amount of money to resolve. A diversified portfolio of investments. Multiple streams of income.

Financial Planning 105

Financial Planning Planning Budgeting Insurance 105

Good Financial Cents

FEBRUARY 1, 2023

Whole Life Insurance Whole life insurance is a type of permanent life insurance policy that provides a guaranteed death benefit to the policyholder’s beneficiaries in the event of their death, as well as cash value accumulation over time. What investment has a guaranteed rate of return?

Accounting 94

Accounting Investing Investments Insurance 94

Clever Girl Finance

DECEMBER 16, 2022

This decision is often marked by a significant date or event– like starting new goals on January 1st. Insurance coverage , will, estate plan , etc.). What does it mean to start a new chapter in life and why is it important? Starting a new chapter is symbolic of the decision to do things differently. A savings plan.

Budgeting 59

Budgeting Insurance Coverage Planning Accounting 59

Gen Y Planning

OCTOBER 13, 2023

You won’t need as many business-casual clothes for conferences or work events, and you can shed many belongings that have ongoing expenses or require upkeep. Think about insurance coverage. There are health care options on Healthcare.Gov , and when you turn 65 you qualify for Medicare coverage.

Retirement 64

Retirement Accounting Consulting Planning 64

Clever Girl Finance

MARCH 19, 2024

your short, mid-term, and long-term goals) The right types of insurance coverage (Life, health, disability, home, etc.) Get the right insurance After working so hard to earn your money, the last thing you want is an unplanned occurrence to wipe you out.

Financial Planning 74

Financial Planning Planning Budgeting Retirement 74

Clever Girl Finance

JANUARY 9, 2024

Our goal is to help you understand it so you can make the best life insurance decision for yourself! What is cash value life insurance? It’s more than basic life insurance coverage. It’s a type of life insurance policy with a savings account attached to it, called the cash value component.

Insurance 85

Insurance Accounting Taxes Insurance Coverage 85

Clever Girl Finance

APRIL 19, 2023

By attending networking events, you can meet new people and learn about potential job opportunities or clients that may be beneficial to your career growth. Make sure you have the correct insurance coverage, including health, home, car, and life insurance, to help cover the cost of unexpected life events.

Budgeting 59

Budgeting Planning Certification Communication 59

Clever Girl Finance

APRIL 19, 2023

By attending networking events, you can meet new people and learn about potential job opportunities or clients that may be beneficial to your career growth. Make sure you have the correct insurance coverage, including health, home, car, and life insurance, to help cover the cost of unexpected life events.

Budgeting 52

Budgeting Planning Certification Communication 52

Clever Girl Finance

DECEMBER 13, 2023

By attending networking events and joining industry groups or associations, you can meet new people and learn about potential job opportunities or clients that may benefit your career growth. If you can’t attend these groups or events in person, you can also find ways to network online if meeting in person isn’t possible.

Budgeting 85

Budgeting Planning Financial Planning Accounting 85

WiserAdvisor

MAY 3, 2023

Disability insurance can help cover living expenses, medical bills, and other necessary costs for your loved ones. An accident can occur anytime and without warning, which is why it is crucial to plan for such adverse events. In the event of a severe illness or injury, you may become unable to work, resulting in a loss of income.

Financial Planning 52

Financial Planning Planning Medical Healthcare 52

Carson Wealth

DECEMBER 7, 2022

Establishing Appropriate Insurance Coverage  . But as more people, organizations and family finances are dependent on you, your need for insurance has never been greater. Some health plans may have high deductibles and require additional resources to be set aside in the event of an emergency.

Financial Planner 52

Financial Planner Insurance Retirement Planning Retirement 52